Routefusion
- Company typePrivate
- Founded2016
- HeadquartersAustin, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Routefusion firmographics
Firmographics- Name
- Routefusion
- Legal name
- Routefusion Inc
- Website
- https://routefusion.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Routefusion industry classification
Industry- Product category
- Cross-Border Payments Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Cross-Border Payment Orchestration & Routing (FSAGAKAJ)
- akta.pro secondary industries
- Cross-Border Payment Routing, Orchestration & Connectivity (FSAMAIAK), Cross-Border & FX Payments Platforms (BPAMAFAK), Cross-Border Payments & FX (multi-currency wallets, DCC, remittance) (THALAHAE), Alternative Payment Methods (APMs) & Local Rails (ACH/SEPA/UPI, etc.) (CRAFALAG)
Keywords
Where Routefusion is headquartered
LocationHeadquarters
- HQ city
- Austin
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Routefusion business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction/Fee-based Cross-Border Payments: Routefusion charges fees on cross-border payment transactions processed through its network. Payments are routed through SWIFT, local rails, and stablecoin-funded settlement paths. The platform charges service fees per transaction plus FX conversion fees, with pricing that is transparent and competitive compared to traditional wire transfers.
- API Access & Platform Licensing: Enterprise and platform customers access Routefusion's infrastructure via API integration. The platform provides a single unified API that consolidates payment rails, FX, accounts, ledger, and compliance — replacing multiple vendor relationships. Volume-based or subscription access to the platform with implementation and support services included.
- FX Conversion & Hedging Services: Revenue generated through FX spread on currency conversions and fees on forward contracts for FX hedging. Supports 140+ currencies with transparent pricing and real-time quotes, generating margin on currency conversion across multi-currency accounts and cross-border payment flows.
- USDC Funding & Settlement: USDC to USD conversion at 1:1 rate for instant funding of global payouts. Revenue is generated through the payment transaction fees when funds are subsequently disbursed across the global payment network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Multi-year contract | Enterprise/Platform pricing — custom quote-based plans for platforms, fintechs, and financial institutions with large cross-border payment volumes. |
| Transaction based/ take rate | Pay-as-you-go | FX conversion pricing — transparent real-time quotes for currency conversion with forward contract options. |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels8 records
Routefusion product offering
Product offeringCore offering
Routefusion provides a single API for cross-border payment infrastructure, enabling platforms, fintechs, payroll providers, and financial institutions to send payments to 180+ countries via SWIFT, SEPA, ACH, local rails, and USDC stablecoin settlement. The platform bundles payment routing, FX conversion and hedging, multi-currency global accounts, virtual accounts, and a real-time ledger into one integration, replacing the need to stitch together multiple banking and FX partners.
Product overview
Routefusion is a unified global payments infrastructure platform providing a single API for cross-border money movement. The platform consists of seven integrated modules: Cross-Border Payments (core SWIFT and local rail routing), Local Payments (in-country rail delivery), Global Bank Accounts (non-resident accounts in 9 countries), Virtual Accounts (instant per-client reconciliation accounts), FX Hedging (forward contracts for currency risk), Global Ledger (multi-currency reporting and reconciliation), and Global USDC Funding (stablecoin-funded settlement). These products work together as an integrated stack—payments route through local or SWIFT rails, accounts enable receiving and holding, virtual accounts provide segmentation, FX hedging protects margins, the ledger consolidates reporting, and USDC funding enables 24/7 settlement—accessible through a single GraphQL API integration.
Differentiator
Problem solved
Functional benefit
Products and services
- Cross-Border Payments
Quantifiable outcome
- 60% cost savings vs. traditional wire transfers for treasury operations
- +6 more outcomes
Companies that use Routefusion
Customer profileNamed customers8 records
Segments7 records
Ideal customer profiles3 records
Routefusion technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature8 records
Routefusion partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered strategic.
- ThunesstrategicRoutefusion announced a partnership with Thunes in April 2024 to enhance global payment solutions and enable faster, more efficient cross-border transactions. The partnership expands Routefusion's corridor coverage and payment rail network through Thunes' infrastructure, allowing Routefusion to offer expanded global payout capabilities to its platform customers.
- Evolve Bank & TruststrategicRoutefusion partnered with Evolve Bank & Trust in July 2023 to elevate cross-border payment solutions and expand global financial services. Evolve Bank provides banking infrastructure that supports Routefusion's U.S. payment operations, including ACH, wire movement, and USD account workflows for international financial institutions.
Scale indicators7 records
Recent moves6 records
Expansion highlights7 records
Routefusion competitors and assessment
Company assessmentDirect peers
- Wise (TransferWise): Wise is a direct competitor in cross-border payments, offering multi-currency accounts and low-cost international transfers for businesses and consumers. While Wise serves end-users directly and Routefusion serves platforms via API, both compete in the same underlying corridors and FX market with comparable currency coverage.
- Airwallex: Airwallex provides API-first cross-border payments, multi-currency accounts, and FX for platforms and global businesses. Direct overlap with Routefusion across payments-as-an-API, local rails, and global accounts, with comparable target customer (platforms, fintechs, marketplaces).
- Currencycloud: Currencycloud (acquired by Visa) provides a cross-border payment orchestration and FX API for platforms and fintechs. Highly comparable technology stack (API-first, multi-currency, white-label) and overlapping customer base, though Visa ownership gives it deeper banking distribution.
- Modulr: Modulr is a UK-based payments-as-a-service provider offering API-based accounts, local rails (FPS, SEPA), and cross-border payouts to platforms. Overlaps with Routefusion on the embedded finance and platform enablement use cases, particularly in Europe.
- Thunes: Thunes operates a global cross-border payments network connecting digital wallets, banks, and mobile money operators across 130+ countries. Direct overlap on corridor coverage; notably Thunes is both a Routefusion partner and a peer competing for the same platform customers.
- Nium: Nium is a global payments platform offering cross-border payouts, local rails, and issuing APIs to fintechs and platforms. Comparable in target customers (platforms, fintechs) and product surface (multi-rail API, multi-currency accounts), with broader issuing capabilities.
- Remitly: Remitly is a cross-border remittance platform serving consumers and businesses across 170+ countries. Overlaps with Routefusion on corridor coverage and FX infrastructure, though Remitly focuses on end-user remittance while Routefusion is API-first for platforms.
- Ripple: Ripple provides blockchain-based cross-border payment infrastructure (RippleNet, Ripple Payments) for financial institutions. Comparable on cross-border B2B payment rails and FX, with Ripple's stablecoin (RLUSD) and XRP-based settlement paralleling Routefusion's USDC-funded approach.
- Dwolla: Dwolla provides an ACH-focused payment API for US platforms, with growing real-time and cross-border capabilities. Comparable API-first developer positioning and platform customer base, though Dwolla's corridor breadth is narrower than Routefusion's.
Broad incumbents
- Stripe: Stripe Connect and Stripe Treasury provide embedded financial infrastructure (accounts, payouts, FX) for platforms globally. A broad incumbent with overlapping capabilities in cross-border payouts and multi-currency accounts, though payments is one of many Stripe product lines rather than its core focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
Routefusion social profiles
Digital presenceRoutefusion compliance and trust
Trust signalCompliance4 records
Routefusion financial estimates
Financial estimateRevenue estimate
Valuation estimate
Routefusion leadership team
Management profileNumber of profiles
Profiles6 records
Routefusion funding detail
Funding detailFunding overview
Funding rounds6 records
Investors8 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Routefusion M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Routefusion
What does Routefusion do?
Routefusion provides a single API for cross-border payment infrastructure, enabling platforms, fintechs, payroll providers, and financial institutions to send payments to 180+ countries via SWIFT, SEPA, ACH, local rails, and USDC stablecoin settlement. The platform bundles payment routing, FX conversion and hedging, multi-currency global accounts, virtual accounts, and a real-time ledger into one integration, replacing the need to stitch together multiple banking and FX partners.
Is Routefusion a public or private company?
Routefusion is a private company. It is classified as venture growth investor backed and is currently operating.
When was Routefusion founded?
Routefusion was founded in 2016. It employs 11 to 50 people.
Where is Routefusion based?
Routefusion is headquartered in Austin, United States, in the North America region.
How does Routefusion make money?
Four revenue lines are on record. Transaction/Fee-based Cross-Border Payments are the primary driver. The others are API Access & Platform Licensing, FX Conversion & Hedging Services and USDC Funding & Settlement.
Who are Routefusion's main competitors?
Direct peers on record are Wise (TransferWise), Airwallex, Currencycloud, Modulr, Thunes, Nium, Remitly, Ripple and Dwolla. Stripe is listed as a broad incumbent.
Does Routefusion have an API?
Yes. Routefusion provides a GraphQL API for cross-border payments, multi-currency accounts, FX hedging, and global ledger management. The API supports payment creation, beneficiary management, entity onboarding, wallet creation, transfer execution, FX quotes, and webhook notifications. Features include comprehensive REST API documentation, SDKs for popular languages, sandbox environment for testing, and webhook support for real-time updates. Developer documentation is at docs.routefusion.com.
What industry is Routefusion in?
Routefusion's product category is Cross-Border Payments Infrastructure. Its primary akta.pro industry code is FSAGAKAJ, Cross-Border Payment Orchestration & Routing, with a secondary code of FSAMAIAK, Cross-Border Payment Routing, Orchestration & Connectivity. Its NAICS code is 522320.