What Keeta does

Keeta, Inc. is a Delaware-incorporated Layer-1 blockchain company founded in 2022 by Ty Schenk, headquartered in the United States and operating globally (with stated exclusions for sanctioned jurisdictions). The company is building a unified payments and asset-movement network on a directed acyclic graph (DAG) architecture running on Google Cloud Spanner, using a two-step representative voting process with ACID transactions to achieve independently verified throughput of 11.12 million TPS and 400-millisecond settlement finality. Its protocol embeds compliance directly into the network layer, including native Bank Secrecy Act Travel Rule support via X.509 certificate-based identity, a built-in token rules engine for KYC/jurisdiction enforcement, and a commitment-scheme-based selective identity disclosure framework; money transmission and international payment account services are provided by a licensed partner (Bivo Inc., NMLS #2572288). The product surface spans Keeta Network (the core L1), Keeta Personal (a unified consumer account with US/EU banking rails, crypto balances, Visa Direct global payouts, SWIFT wires, T-bills, and bill pay), Keeta Business (cross-border B2B payments), Keeta Checkout (an embedded merchant widget), Keeta Agents (payment infrastructure for AI agents), and supporting modules for asset tokenization, cross-network anchors, and on-chain identity. The KTA governance token, launched by a separately licensed entity (Keeta Token Genesis LLC) in March 2025, provides a governance layer for the network.

Keeta's go-to-market is API-first, targeting institutions, fintechs, and developers with public-facing APIs, SDKs, and sandbox tooling, and it has subsequently expanded into direct-to-consumer via Keeta Personal. The business model is primarily transaction-based: revenue accrues from payment and settlement fees as volume scales across multi-currency accounts, Visa Direct payouts, cross-chain transfers, and remittance corridors, supplemented by tokenization platform fees for issuing and managing tokenized real-world assets. Pricing across Personal, Business, Checkout, and Agentic tiers is not publicly disclosed, and the consumer product launched in May 2026 with waitlist-based general availability, indicating an early monetization phase. The company is privately held, with $17 million in disclosed seed funding raised in June 2023 led by Eric Schmidt (former Google CEO) and other unnamed investors; specific revenue, headcount, and cap-table figures are not disclosed. The most strategically significant recent move is a June 2026 joint venture with UAE-based ASK Group, granting exclusive facilitation rights across the UAE, MEA, and India and targeting the tokenization of physical Gulf commodities on a public exchange by 2027.

Name

Keeta

Legal name

Keeta, Inc.

Website

https://keeta.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Keeta operates a Layer-1 blockchain network unifying cross-border payments, asset tokenization, and on-chain identity with sub-second settlement on Google Cloud Spanner. It serves institutions, fintechs, developers, and consumers through Keeta Personal, Business, Checkout, and Agentic Payments.

Ownership category

akta.pro rank

Product category

Cross-border payments infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Blockchain Settlement & Clearing Infrastructure (On-/Off-chain Post-Trade) (FSAGAMAC)

akta.pro secondary industries

Settlement, Clearing & Reconciliation for Tokenized Assets (DvP, PvP, netting, post-trade) (FSAPAIAI), Trade Finance & Supply Chain Tokenization (invoices, bills of lading, provenance) (FSAPAIAK), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH), Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls) (FSAPAIAE), Regulatory Reporting, Tax & Audit Trails (reconciliation, provenance) (FSAPAJAI)

Keywords

• Cross-border payments
• Blockchain payment infrastructure
• Multi-currency accounts
• Asset tokenization platform
• Remittance settlement network

Headquarters

HQ city

Santa Monica

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations, Supply Chain

Revenue model

1. Payment and settlement transaction fees: Implicit revenue from payment volumes across institutions, fintechs, developers, and individuals moving value across Keeta Network and integrating via APIs/SDKs; volume scales with adoption of multi-currency accounts, Visa Direct payouts, cross-chain transfers, and remittance corridors.
2. Tokenization platform fees: Revenue from issuing, managing, and settling tokenized real-world assets (T-Bills, commodities, regulated financial products) on Keeta Network with built-in compliance rules; pricing model not publicly disclosed.
3. Token network licensing and treasury allocation economics: Keeta, Inc. developed and licensed technology to Keeta Token Genesis LLC (KTG), which launched the KTA governance token on March 5, 2025; Keeta, Inc. holds its KTA allocation as a long-term strategic treasury asset, aligning company economics with network governance.

Pricing tiers

Go-to-market motion1 record

Core offering

Keeta operates a Layer-1 blockchain payment network that unifies cross-border money movement, asset tokenization, and on-chain identity into a single compliance-native platform. Built on a DAG architecture running on Google Cloud Spanner, the network settles transactions in 400 milliseconds with stress-tested throughput of 11.12 million TPS, and exposes its capabilities through consumer accounts (Keeta Personal), business payments (Keeta Business), merchant checkout (Keeta Checkout), developer APIs/SDKs, and a KTA governance token.

Product overview

Keeta is a Layer-1 blockchain platform with a unified product-plus-modules architecture. The core infrastructure, Keeta Network, is a delegated proof-of-stake blockchain unifying transactions across blockchains and traditional payment systems with 11M+ TPS capacity and 400-millisecond settlement. Built on this network are user-facing products: Keeta Personal (unified personal finance account for fiat, crypto, and investments), Keeta Business (global on-chain business payments), Keeta Checkout (embedded online payment widget), and Keeta Wallet (web-based consumer interface). Specialized platform modules include Native Fiat Currencies (regulated tokenized fiat), Cross-Network Payments (anchor-based interoperability), Asset Tokenization (real-world asset tokenization), On-Chain Identity (X.509 certificate-based identity with selective disclosure), and Agentic Payments (AI agent payment infrastructure). The Keeta Token ($KTA) serves as the governance asset, and the Keeta SDK provides developers programmatic access to all network capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• Keeta Personal: Consumer-facing unified account combining fiat banking (USD routing/IBAN), crypto balances, Visa Direct global transfers, SWIFT wires, T-bills, and tokenized securities in a single Keeta wallet.
• Keeta Business
• Keeta Checkout
• Keeta Agents

Products and services

• Keeta Network Layer-1 blockchain network unifying transactions across blockchains and payment systems, with directed acyclic graph (DAG) architecture, two-step voting process, and X.509 certificate-based identity. Stress-tested at 11.2M TPS with 400-millisecond settlement finality using Google Spanner as its distributed ledger backend.
• Keeta Personal Unified personal finance account for individual consumers combining fiat banking infrastructure (US routing number, European IBAN), crypto balances (stablecoins, KTA), and investments in a single account with multi-currency support, global transfers via Visa Direct and SWIFT, instant conversions, and team permission management.
• Keeta Business
• Keeta Checkout Embedded payment widget enabling merchants to quickly accept online payments through integration on their website via a single Keeta-hosted checkout.
• Keeta Wallet Web-based wallet interface for managing accounts, balances, assets, members, and activity history across fiat, crypto, and tokenized holdings on the Keeta Network.
• Keeta Token (KTA) Governance asset for the Keeta Network delegated proof-of-stake blockchain; KTA holders choose representatives who vote on their behalf, giving every participant a voice in network evolution. Launched by Keeta Token Genesis LLC (KTG) on March 5, 2025 under license from Keeta, Inc.
• Native Fiat Currencies Regulated, single-currency tokens issued directly on-chain with 1:1 backing for institutional liquidity. Supports USD, EUR, GBP, and 23+ other currencies within a unified wallet architecture with built-in compliance standards and high-frequency throughput.
• Cross-Network Payments Multi-rail interoperability system using anchors to enable atomic settlement between any two assets across external blockchains, traditional bank accounts, and financial services, with cross-chain connectivity and compliance support.
• Asset Tokenization Institutional-grade tokenization platform for issuing, holding, and settling tokenized real-world assets including T-Bills, fiat currencies, and commodities. Supports T+0 finality, regulated custody with on-chain proof of reserves, and composable collateral across DeFi and institutional protocols.
• On-Chain Identity Cryptographic digital identity layer using X.509 certificates with selective disclosure, enabling users to verify once and access regulated services across the network while maintaining full control of personal data and meeting KYC/KYB requirements.
• Agentic Payments Payment infrastructure purpose-built for autonomous AI agents, providing instant wallet provisioning via API, programmable spend controls, global settlement in 200+ countries across 26+ currencies with sub-second finality, and built-in compliance with AML, transaction monitoring, and audit trails.
• Keeta SDK Software development kit enabling developers to integrate Keeta's payment rails, multi-currency accounts, settlement capabilities, anchor chaining, token creation, and identity verification into their own products through a single integration, with documentation at static.network.keeta.com/docs.

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability2 records

Feature10 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Ripple: Ripple operates RippleNet and the XRP Ledger for cross-border payments and on-demand liquidity, directly competing with Keeta's cross-network payments and cross-border settlement use cases for banks and payment providers.
• Stellar Development Foundation: Stellar is a Layer-1 blockchain focused on cross-border payments, asset tokenization, and fiat-backed stablecoin rails — directly comparable to Keeta's core network, tokenization, and native fiat currency modules.
• Circle: Circle issues USDC and EURC and operates payment and treasury APIs that compete directly with Keeta's stablecoin cross-chain conversion, business payments, and tokenized fiat services.

Broad incumbents

• Wise: Wise is a multi-currency consumer and business cross-border payments incumbent offering low-fee international transfers across 70+ currencies, competing with Keeta Personal and Keeta Business for end-user remittance volume.
• Visa Direct: Visa Direct is the incumbent real-time push payments network reaching 200+ countries; it is both a Keeta integration partner and a broad incumbent competing for global payout volumes.
• SWIFT: SWIFT operates the dominant interbank messaging and wire transfer network and is rapidly modernizing (SWIFT gpi); it is both an integration partner for Keeta and the incumbent whose displacement is the long-term market opportunity.
• PayPal: PayPal offers global consumer and merchant payments, stablecoin (PYUSD), and cross-border Xoom transfers — a broad incumbent with overlapping capabilities to Keeta Personal, Checkout, and Business.

Emerging players

• Remitly: Remitly is a digital remittance platform focused on corridor-based cross-border transfers (especially MENA-India/South Asia), overlapping directly with Keeta's ASK Group JV remittance ambitions.
• Alchemy Pay: Alchemy Pay provides fiat-crypto on-ramp/off-ramp and global payment acceptance, overlapping with Keeta Checkout and multi-currency merchant acceptance use cases.
• BVNK: BVNK is a payments infrastructure provider for stablecoins and traditional rails serving fintechs and businesses, with comparable B2B treasury and cross-border settlement positioning to Keeta Business.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/keetaco

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries3 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Keeta