Coalition

What Coalition does

Coalition, founded in 2017 and headquartered in San Francisco, is a cyber insurance and security company that pioneered the "Active Insurance" model, integrating comprehensive insurance coverage with proprietary cybersecurity tools and continuous risk monitoring. Its product portfolio centers on Active Cyber Insurance, complemented by Technology Errors & Omissions, Executive Risks, and Miscellaneous Professional Liability policies, plus a security suite including Coalition Control (risk management platform), Wirespeed Automated Detection & Response (MDR with millisecond threat verdicts), Coalition Incident Response (DFIR), and Security Awareness Training. Underlying the offering is the Active Data Graph, a purpose-built engine that monitors internet-wide signals (5 billion global IPs, honeypots, exploit data) using AI and machine learning, paired with CoalitionAI which delivers generative AI capabilities through a Security Copilot and Broker Copilot.

The business operates a hybrid insurer-MGA model, underwriting directly through its owned admitted insurer (Digital Affect Insurance Company, acquired 2022) and licensed producer affiliates, while distributing primarily through appointed insurance brokers. Coalition serves 100,000+ policyholders across 8 countries (US, UK, Australia, Canada, Germany, Denmark, Sweden, France) covering organizations up to $5 billion in revenue. Strategic distribution partnerships with Allianz Commercial (exclusive 10-year global partnership, 2026), MSIG USA, Big I Alliance, QuickFacts, and Upcover extend reach; reinsurance is provided by Swiss Re, Lloyd's, Arch, Ascot, and others. The company has raised over $755 million in equity, achieved a $5 billion valuation in 2022, and is led by co-founder and CEO Joshua Motta, with Frank Fumarola as Chief Product Officer and Tim MalcomVetter as General Manager of Security following the Wirespeed acquisition. Coalition reports policyholder outcomes of 73% fewer claims than industry average and $158M+ in recovered stolen funds as core value propositions.

Name

Coalition

Legal name

Coalition, Inc.

Website

https://coalitioninc.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Coalition is a cyber insurance and security company that pioneered "Active Insurance," combining insurance coverage with integrated cybersecurity tools and AI-driven threat monitoring to serve 100,000+ organizations across 8 countries.

Ownership category

akta.pro rank

Product category

Cyber Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Security Systems Services (except Locksmiths) (561621)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Standalone Cyber Liability Insurance (FSAJAOAA)

akta.pro secondary industries

Network Security & Privacy Liability (Third-Party) (FSAJAOAE), Cyber Extortion / Ransomware Coverage (FSAJAOAH), First-Party Cyber (Breach Response, Forensics, Notification, Credit Monitoring) (FSAJAOAF), SMB / Packaged Cyber Policies (FSAJAOAN)

Keywords

• Cyber insurance
• Active insurance
• Cyber risk management
• Managed detection response
• Incident response services

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Cyber Insurance Premiums: Coalition generates revenue primarily through cyber insurance premiums, offering coverage for ransomware, funds transfer fraud, business interruption, data breach response, and other cyber risks. The company acts as both insurer and MGA through its licensed insurance producer affiliates.
2. Technology Errors & Omissions Insurance: Coverage for technology businesses against third-party financial losses from errors, omissions, or negligence in technology products or services
3. Miscellaneous Professional Liability Insurance: Coverage for professional service providers against claims of errors and omissions in performing professional services
4. Executive Risks Insurance: D&O, EPL, Fiduciary Liability, and Crime insurance products for management liability protection
5. Security Products and Services: Coalition Security products including Wirespeed MDR, Coalition Incident Response, and Security Awareness Training offered as add-on services

Pricing tiers

Go-to-market motion2 records

Distribution channels7 records

Marketing channels7 records

Core offering

Coalition provides Active Insurance, combining comprehensive cyber insurance coverage with proprietary cybersecurity tools and services. Its core offerings include Active Cyber Insurance (covering ransomware, funds transfer fraud, business interruption, and AI-driven threats), Technology Errors & Omissions, Executive Risks, and Miscellaneous Professional Liability insurance, all integrated with the Coalition Control risk management platform, Wirespeed ADR automated detection and response, and Coalition Incident Response digital forensics services.

Product overview

Coalition is the world's first Active Insurance provider, combining comprehensive cyber insurance coverage with integrated cybersecurity tools and services. The product portfolio centers on Active Insurance as the core approach, which unifies Active Cyber Insurance, Technology E&O, Executive Risks, and Miscellaneous Professional Liability under one platform. This is complemented by the Coalition Control risk management platform and CoalitionAI for AI-powered insights. Security services include Wirespeed ADR (automated detection and response), Coalition Incident Response (DFIR), and Security Awareness Training. The company also offers specialized practices for Private Equity and MSPs, plus the Helios platform for reinsurance partners. Coalition serves organizations in 8 countries (US, UK, Australia, Canada, Germany, Denmark, Sweden, France) with coverage available for businesses up to $5B in revenue.

Differentiator

Problem solved

Functional benefit

Brands

• Coalition Control: Coalition's unified cyber risk management platform that provides continuous monitoring, alerting, and remediation guidance for policyholders.
• Wirespeed
• Coalition Incident Response (CIR)
• CoalitionAI

Products and services

• Active Cyber Insurance Comprehensive cyber insurance policy for organizations covering ransomware, funds transfer fraud, business email compromise, business interruption, data breach response, and AI-driven threats. Bundled with access to Coalition Control risk management platform and Coalition Incident Response services. Available for organizations up to $5B in revenue with limits up to $20M.
• Technology Errors & Omissions Insurance Tech E&O insurance coverage protecting technology businesses against third-party financial losses arising from errors, omissions, or negligence in their technology products or services.
• Executive Risks Insurance Management liability insurance covering Directors & Officers (D&O), Employment Practices Liability (EPL), Fiduciary Liability, and Crime insurance for businesses and their leadership.
• Miscellaneous Professional Liability Insurance Miscellaneous Professional Liability (MPL) insurance protecting professional service providers against claims of errors and omissions in performing professional services, covering legal defense costs, settlements, and judgments.
• AI Coverage Explicit affirmative cyber insurance coverage for AI-driven threats including deepfake-enabled fraud, AI-generated malware, and AI-powered social engineering attacks, with Deepfake Response Endorsement providing forensic analysis, legal takedown support, and crisis communications.
• Coalition Control Unified cyber risk management platform providing Cyber Health Rating, attack surface monitoring, third-party risk management, security checklists, and zero-day alerts. Integrates natively with Microsoft Defender and SentinelOne through RESTful APIs.
• Wirespeed ADR Automated Detection & Response (ADR) service using probabilistic AI to analyze security alerts in milliseconds with 1,801ms median time to verdict and 99.99% alert noise reduction. Integrates with leading EDRs, PSA, and RMM tools via API.
• Coalition Incident Response (CIR) Digital forensics and incident response (DFIR) services providing expert investigation, ransomware negotiation, decryption key sourcing, and post-incident monitoring. Operates as a wholly-owned affiliate of Coalition.
• Coalition Security Awareness Training Video-based security awareness training with phishing simulations, interactive exercises, and compliance support for SOC2, PCI DSS, and HIPAA requirements.
• Wirespeed for MSPs Multi-tenant Managed Detection and Response platform designed for managed service providers with automated triage, ChatOps integrations (Slack, Microsoft Teams, Email, SMS), PSA and RMM system integration, and granular client reporting.
• Private Equity Practice Specialized cyber insurance solution for private equity firms, sponsors, general partners, and portfolio companies offering unified visibility, accelerated due diligence, cyber risk monitoring dashboards, incident response planning, and flexible insurance program structures.
• Helios Platform Real-time cyber risk insights platform enabling reinsurance cedants to access cyber risk monitoring and portfolio analysis for cyber reinsurance underwriting.
• Excess Cyber Coverage Excess cyber insurance layer providing additional coverage limits and access to cybersecurity tools beyond the primary Active Cyber Policy.
• Enhanced Business Recovery Endorsements Business recovery endorsements added to cyber insurance policies including Key Customer Coverage, Rapid Review, Cashflow Lifeline, and reduced waiting periods for MDR users.

Quantifiable outcome

• 73% fewer claims than industry average for Coalition policyholders
• +5 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability10 records

Feature5 records

Partnerships

Nine partnerships are on record, tiered flagship, core and minor.

• CrowdStrikeflagshipStrategic or Co-development Partner · 29 May 2026Coalition participates in CrowdStrike's Project QuiltWorks initiative, an industry framework combining AI-driven vulnerability discovery with actuarial expertise and financial protection to address frontier AI risk exposure.
• Allianz CommercialflagshipStrategic or Co-development Partner · 6 May 2026Transformative 10-year exclusive global partnership under which Allianz transitions its commercial cyber insurance business to Coalition. Coalition takes primary responsibility for pricing, product development, risk mitigation, and claims management while Allianz provides capacity and distribution channels. Allianz receives increased equity stake and board nomination rights.
• QuickFactscoreTechnology or Integration · 26 April 2026Halifax-based insurtech partnership enabling Canadian insurance brokers to access up-to-date underwriting information for Coalition cyber insurance products through QuickFacts' SaaS platform.
• UpcovercoreChannel Partner/ Reseller/ Distributor · 4 February 2026Partnership to offer Coalition's Deepfake Response Endorsement to Australian SMBs through Upcover's digital-first cyber insurance platform, extending coverage for AI-generated impersonation incidents.
• ACA InternationalminorChannel Partner/ Reseller/ Distributor · 23 January 2026Partnership through ACA's Collectors Insurance Agency subsidiary providing cyber insurance products for collection agencies and members.
• Big I AlliancecoreChannel Partner/ Reseller/ Distributor · 21 December 2025Partnership providing Big I Alliance member agencies access to Coalition cyber and technology E&O insurance markets through automated quoting platform, with coverage up to $10 million.
• WirespeedcoreTechnology or Integration · 6 November 2025Coalition acquired Wirespeed, an automated managed detection and response platform with millisecond-speed threat verdicts (1,801ms median time-to-verdict) and 99.99% noise reduction. Co-founders Tim MalcomVetter and Jake Reynolds joined Coalition.
• MSIG USAcoreStrategic or Co-development Partner · 10 August 2025Partnership to advance cyber risk solutions in the US market, combining MSIG's insurance capabilities with Coalition's active insurance approach.
• Coalition Incident ResponsecoreOthersCoalition Incident Response (CIR) is a wholly-owned affiliate providing digital forensics and incident response services to policyholders and non-policyholders alike.

Scale indicators10 records

Recent moves10 records

Expansion highlights8 records

Direct peers

• Cowbell Cyber: Cowbell provides AI-powered cyber insurance for SMBs through a broker channel with continuous risk assessment. It directly competes with Coalition in the SMB and mid-market cyber insurance space with similar technology-driven underwriting.
• At-Bay: At-Bay is a cyber insurance MGA offering active security monitoring bundled with coverage for SMB and mid-market. It is the closest direct competitor to Coalition's Active Insurance model, pursuing a similar data-driven, security-plus-insurance approach.
• Corvus Insurance: Corvus Insurance provides data-driven cyber and specialty insurance with proactive risk prevention services for brokers and policyholders. It is a direct peer in the technology-enabled cyber insurance market.
• Resilience: Resilience is a cyber insurance and security company serving mid-market and enterprise with integrated risk management. Like Coalition, it bundles cyber coverage with threat intelligence and incident response services.

Others

• CrowdStrike: CrowdStrike is a leading endpoint security platform that is partnered with Coalition through Project QuiltWorks. As a security vendor, it is comparable as a potential adjacently-competitive or ecosystem partner rather than direct insurer peer.
• SentinelOne: SentinelOne is an endpoint security platform with native integration into Coalition Control. It is comparable as an ecosystem/security technology participant rather than direct insurance peer, but represents the security stack adjacency Coalition competes against for customer security budgets.

Broad incumbents

• Chubb: Chubb is one of the largest global P&C insurers with substantial cyber insurance offerings for SMB through enterprise. As an incumbent with deep broker relationships, it competes with Coalition in the broader commercial cyber market.
• Beazley: Beazley is a global specialty insurer with one of the largest standalone cyber insurance books. As an established incumbent, it competes broadly with Coalition across enterprise and mid-market cyber while offering a wider specialty portfolio.
• Travelers: Travelers is a major US P&C insurer with cyber offerings across business sizes. As an incumbent with established broker relationships and balance sheet depth, it competes broadly in commercial cyber with Coalition.
• AIG: AIG is a global P&C and life insurer with significant cyber insurance exposure and was previously a JV partner in Attune Insurance acquired by Coalition. It is a broad incumbent competitor across commercial cyber lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/coalitioninc
• Instagraminstagram.com/coalitioninc
• Xx.com/solvecyberrisk
• Facebookfacebook.com/coalitioninc

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries2 records

Funding overview

Funding rounds9 records

Investors16 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A5 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Coalition