Ribbit Capital
Ribbit Capital is a Palo Alto-based, SEC-registered venture capital firm founded in 2012 by Meyer Malka that invests early- and growth-stage capital in fintech and adjacent categories including AI, crypto, defense, energy, and real estate technology across the US, Latin America, India, and Europe. The firm operates a high-conviction partnership model with 11-50 employees and a portfolio of approximately 150 companies.
- Company typePrivate
- Founded2012
- HeadquartersPalo Alto, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Ribbit Capital does
Ribbit Capital is a privately held, SEC-registered venture capital and investment advisory firm founded in 2012 and headquartered in Palo Alto, California, with a self-described global operating footprint spanning every inhabited continent. The firm concentrates capital in early- and growth-stage companies that challenge incumbent industries, branding its founders as "rebels" and marketing a thesis combining conviction capital with a global founder network and what it terms an "obsession with brand." Although fintech remains the historical core, the active portfolio has expanded materially into AI (Cognition, Decagon, Harmonic, Etched, Listen Labs), crypto and on-chain finance (Morpho, The Open Platform, Tempo, Lighter), defense technology (Mach Industries), energy (Base Power, Fuse Energy), real estate technology (Breezy, Juniper Square, Hippo, Pinhome), and Latin American and South Asian fintech (Nubank, Ualá, Somos Internet, Groww, PhonePe, Razorpay).
The firm's operating model is that of a single, high-conviction venture partnership rather than a platform-with-modules product. Its core offering is the Ribbit Capital Venture Capital Partnership — capital, conviction, and network support delivered to portfolio founders — supported by a public corporate website (ribbitcap.com) that communicates the firm thesis, team, and a directory of approximately 150 portfolio companies. The firm generates revenue through conventional venture fund economics (management fees on committed capital and carried interest on realized gains), is registered with the U.S. Securities and Exchange Commission (Form ADV Part 2A on file), operates under DBA "RIBBIT," and maintains a small team of 11-50 employees led by founder Meyer Malka and General Partner Nick Shalek. Recent disclosed activity includes a $5.15 billion acquisition of portfolio company Brex by Capital One (implying approximately 700x return on Ribbit's 2017 $7M Series A lead), a ~$498M block deal monetizing a portion of Ribbit's Groww stake post-IPO lock-in, and lead or co-lead positions in 2025-2026 rounds including Cognition AI ($1B+ Series D at $26B), Mach Industries ($300M Series C), Morpho ($175M at $2B), Slash Financial ($100M Series C), Harmonic ($120M Series C), Evervault, Outpost, Listen Labs, Breezy, and The Open Platform.
Ribbit Capital firmographics
Firmographics- Name
- Ribbit Capital
- Legal name
- Ribbit Capital
- Website
- https://ribbitcap.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Ribbit Capital is a Palo Alto-based, SEC-registered venture capital firm founded in 2012 by Meyer Malka that invests early- and growth-stage capital in fintech and adjacent categories including AI, crypto, defense, energy, and real estate technology across the US, Latin America, India, and Europe. The firm operates a high-conviction partnership model with 11-50 employees and a portfolio of approximately 150 companies.
- Ownership category
- akta.pro rank
Where Ribbit Capital is headquartered
LocationHeadquarters
- HQ city
- Palo Alto
- HQ country
- United States
- HQ region
- North America
Markets served
Ribbit Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Others
Ribbit Capital product offering
Product offeringCore offering
Ribbit Capital is a venture capital firm that invests equity capital in early- and growth-stage founders ("rebels") across fintech and adjacent sectors (AI, crypto, energy, real estate technology, defense, consumer). The firm partners with founders by providing capital, strategic conviction, and access to a global founder network, and it is registered with the U.S. Securities and Exchange Commission as an investment adviser.
Product overview
Ribbit Capital operates as a single, unified venture capital partnership rather than a platform-plus-modules software product. Its core offering is the Ribbit Capital Venture Capital Partnership — capital, conviction, and a global network provided to founders it calls "rebels" — supported by a public corporate website (ribbitcap.com) that hosts the firm thesis, team profiles, perspective content, and a directory of portfolio companies. The two named offerings function together: the website is the public surface of the partnership, and the partnership itself is the firm's product to founders and limited partners.
Differentiator
Problem solved
Functional benefit
Products and services
- Ribbit Capital Venture Capital Partnership
Companies that use Ribbit Capital
Customer profileIdeal customer profiles3 records
Ribbit Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Ribbit Capital partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights5 records
Ribbit Capital competitors and assessment
Company assessmentDirect peers
- Accel: Global VC with strong fintech and consumer track record; participated in Decagon's Series D with Ribbit. Peer in growth-stage AI and fintech rounds.
- Lightspeed Venture Partners: Multi-stage VC with active fintech and AI deployment; participated in Base Power alongside Ribbit. Comparable cheque size and global footprint.
- General Catalyst: Multi-stage venture firm with fintech and AI focus; co-led Cognition AI's Series D alongside Ribbit's participation. Comparable in stage and thesis.
- Andreessen Horowitz: Large multi-stage venture firm with dedicated fintech and crypto funds; co-invested with Ribbit on Morpho and competes for the same founder relationships. Most direct peer given overlapping theses and scale.
- Sequoia Capital: Global venture firm that has co-led numerous rounds with Ribbit including Harmonic, Enter, Listen Labs, and Mach Industries. Comparable in stage, cheque size, and fintech/AI focus.
- Founders Fund: Peter Thiel-led venture firm that co-invested with Ribbit in Lighter and Cognition AI; focuses on bold, contrarian bets in fintech, defense, and frontier tech comparable to Ribbit's portfolio style.
- Paradigm: Crypto-focused venture firm that co-led Morpho's $175M round with Ribbit; incubated Tempo with Stripe. Highly relevant peer for Ribbit's DeFi and crypto-native deals.
- Index Ventures: European-anchored VC with deep fintech exposure; co-invested with Ribbit in Harmonic and Evervault. Comparable stage and cheque size for fintech and AI.
- Kleiner Perkins: Historic venture firm with longstanding fintech franchise; co-invested with Ribbit on Harmonic and Evervault. Peer in later-stage fintech and growth deals.
Broad incumbents
- Coatue Management: Large crossover and venture investor that led Decagon's $250M Series D with Ribbit participating; broader public/tech mandate than Ribbit but competes for the same growth-stage rounds.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Ribbit Capital social profiles
Digital presenceRibbit Capital compliance and trust
Trust signalCompliance2 records
Ribbit Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ribbit Capital leadership team
Management profileNumber of profiles
Profiles4 records
Ribbit Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ribbit Capital M&A and investment
M&A and investmentM&A
Investments355 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ribbit Capital
What does Ribbit Capital do?
Ribbit Capital is a venture capital firm that invests equity capital in early- and growth-stage founders ("rebels") across fintech and adjacent sectors (AI, crypto, energy, real estate technology, defense, consumer). The firm partners with founders by providing capital, strategic conviction, and access to a global founder network, and it is registered with the U.S. Securities and Exchange Commission as an investment adviser.
Is Ribbit Capital a public or private company?
Ribbit Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Ribbit Capital founded?
Ribbit Capital was founded in 2012. It employs 11 to 50 people.
Where is Ribbit Capital based?
Ribbit Capital is headquartered in Palo Alto, United States, in the North America region.
Who are Ribbit Capital's main competitors?
Direct peers on record are Accel, Lightspeed Venture Partners, General Catalyst, Andreessen Horowitz, Sequoia Capital, Founders Fund, Paradigm, Index Ventures and Kleiner Perkins. Coatue Management is listed as a broad incumbent.
Does Ribbit Capital have an API?
No public API is recorded for Ribbit Capital.