Utila

Digital Asset Custody Infrastructureutila.io

Company typePrivate
Founded2022
HeadquartersNew York, United States
Headcount51–100
GTM typeB2B
OfferingSoftware

Utila firmographics

Firmographics

Name: Utila
Legal name: Utila
Website: https://utila.io
Company type: Private
Founded year: 2022
Operating status: Operating
Headcount range: 51–100 employees
Ownership category
akta.pro rank

Utila industry classification

Industry

Product category: Digital Asset Custody Infrastructure
NAICS: Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Exchanges (52321)
SIC: Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
akta.pro primary industry: Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG)
akta.pro secondary industries: Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Institutional API Connectivity, OMS/EMS & FIX Gateways (FSADAJAJ), Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)

Keywords

Digital asset custody
MPC wallet infrastructure
Stablecoin payments platform
Institutional treasury management
Blockchain wallet API

Where Utila is headquartered

Location

Headquarters

HQ city: New York
HQ country: United States
HQ region: North America

Offices1 record

Markets served

Utila business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

Subscription-Based Platform Fees: Subscription tiers (Starter at $499/month, and custom Growth/Pro/Scale/Enterprise plans) providing access to MPC wallet infrastructure, policy engine, multi-chain support, APIs, and ecosystem connectivity. Billed quarterly with 12-month commitment for Starter; custom billing for enterprise plans.
Transaction and Volume-Based Fees: Transaction-based fee structures that scale with usage as clients process higher volumes. Supports outbound transaction volume limits per tier (e.g., up to $3M/quarter in Starter). As clients scale payment volumes, infrastructure costs and transaction fees grow proportionally.

Pricing tiers

Model	Billing	Price
Subscription	Quarterly	Starter Plan at $499/month for early-stage teams
Subscription	Multi-year contract	Custom Growth, Pro, Scale, and Enterprise plans

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Utila product offering

Product offering

Core offering

Utila provides an institutional-grade digital asset management platform built on Multi-Party Computation (MPC) key management technology, enabling fintechs, banks, payment service providers, and corporate treasuries to securely store, transfer, issue, and manage digital assets and stablecoins across 60+ blockchain networks. The platform offers policy-driven governance, API-first automation, multi-chain wallet infrastructure, and a connected institutional network (Utila Link) for ecosystem liquidity and counterparty connectivity.

Product overview

Utila is an institutional-grade MPC wallet and stablecoin infrastructure platform providing a modular suite of six interconnected products: Stablecoin Infrastructure for payments and money movement, Treasury Management for digital asset holdings, Trading Operations for institutional trading workflows, Wallet-as-a-Service for API-first wallet provisioning, Business Continuity for backup and disaster recovery, and Tokenization for RWA and stablecoin issuance. The platform is unified by a policy-driven governance engine, multi-party computation (MPC) security architecture, and Utila Link - an institutional network for ecosystem connectivity. Utila supports operations across 60+ blockchain networks and serves fintechs, banks, payment service providers, trading firms, and corporate treasuries.

Differentiator

Problem solved

Functional benefit

Products and services

Stablecoin Infrastructure Modular stablecoin infrastructure built for fintechs, PSPs, and banks to build and scale stablecoin payments and operations. Covers pay-ins, payouts, custody, liquidity access, routing, and compliance with policy enforcement across EVM and non-EVM blockchains.
Treasury Management Digital asset treasury management platform for modern institutions to store, move, convert, and manage assets across multiple blockchains with MPC security, granular controls, automated workflows, and real-time visibility.
Trading Operations Institutional trading infrastructure built for digital assets to execute, settle, and manage trading across wallets, exchanges, and DeFi with secure MPC custody, granular governance, unified operational control, and API automation.
Wallet-as-a-Service API-first wallet infrastructure for digital asset products enabling programmatic wallet creation and management across 60+ blockchains with MPC security, policy controls, and multichain support built for scale.
Business Continuity Business continuity solution for digital asset operations providing rapidly deployable backup infrastructure to mirror wallet environments, ensure uninterrupted operations, and meet DORA regulatory requirements.
Tokenization Governance and operations layer for tokenized assets enabling secure MPC wallets, governed minting and burning, multi-chain support, and automated controls for stablecoins, RWAs, and tokenized deposits.
Native TRON Resource Management Native TRON resource management capability enabling users to stake TRX, delegate resources across wallets, and programmatically rent energy through the Utila console and API. Reduces the cost of a single USDT transfer by up to 80%.

Quantifiable outcome

Up to 80% reduction in TRON/USDT transfer costs through native TRON resource management
+4 more outcomes

Companies that use Utila

Customer profile

Named customers4 records

Segments5 records

Ideal customer profiles5 records

Utila technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration22 records

AI capability1 record

Feature9 records

Utila partnerships and signals

Strategic signal

Partnerships

Three partnerships are on record, tiered core.

MeriacoreTechnology or Integration · 11 June 2026Strategic partnership for institutional-grade staking infrastructure across 30+ Proof-of-Stake networks including Ethereum, Solana, Polygon, Cosmos, Avalanche, and Celestia. Meria operates validator infrastructure and is registered as a VASP with France's AMF pursuing MiCA compliance. Utila provides MPC wallet custody, policy enforcement, and transaction signing while Meria handles validator execution. Fully non-custodial architecture where assets remain within Utila's infrastructure under client control.
Yield.xyzcoreTechnology or Integration · 11 June 2026Strategic partnership providing a unified API layer for accessing staking and on-chain yield strategies across more than 70 blockchain networks. Yield.xyz constructs standardized transaction flows for staking and yield strategies, delivering ready-to-sign payloads to Utila's client infrastructure. Combined with Meria's validator execution and Utila's custody, the partnership delivers non-custodial institutional staking across a broad network of PoS chains.
N3XTcoreStrategic or Co-development Partner · 21 April 2026Utila is listed as a launch partner for N3XT's N3XT Digital Dollar (NDD) — a bank-issued tokenized deposit enabling real-time U.S. dollar settlement on blockchain, backed one-to-one by cash or short-term U.S. Treasuries under N3XT's Wyoming Special Purpose Depository Institution charter. Utila demonstrates institutional adoption of NDD across its client base, participating in the launch alongside Kraken, Ripple Prime, Blockchain.com, and other major crypto and financial companies.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Utila competitors and assessment

Company assessment

Direct peers

Fireblocks: Direct competitor offering MPC-based institutional digital asset custody, wallet infrastructure, and a counterparty network (Fireblocks Network) for exchanges, banks, and PSPs. Closest direct peer to Utila in target customer, MPC architecture, and use-case coverage.
BitGo: Institutional digital asset custodian and wallet infrastructure provider serving banks, exchanges, and asset managers. Comparable to Utila in custody, multi-chain support, and institutional customer base, with a longer operating history and qualified custodian status.
Anchorage Digital: Federally chartered US digital asset bank offering institutional custody, staking, and trading services. Directly comparable to Utila's bank-focused positioning and institutional governance/governance-first security model.
Fordefi: Institutional MPC wallet platform purpose-built for DeFi and digital asset operations. Closely comparable to Utila's API-first, MPC-based wallet model for trading firms, market makers, and DeFi-native institutions.
Cobo: Institutional digital asset custody and wallet-as-a-service provider with MPC and HSM architectures serving exchanges, funds, and PSPs globally. Comparable to Utila in multi-chain coverage and institutional customer targeting.
Taurus: Swiss-based institutional digital asset infrastructure provider for banks and financial institutions, covering custody, tokenization, and trading. Closely comparable to Utila in bank-grade MPC custody and tokenization focus.
Hex Trust: Asia-based institutional digital asset custodian offering MPC custody, staking, and DeFi access to banks and asset managers. Comparable to Utila in regulated institutional customer targeting and multi-asset, multi-chain coverage.

Broad incumbents

Coinbase Prime: Institutional brokerage, custody, and financing offering from Coinbase, a publicly listed incumbent. Overlaps with Utila on institutional custody and trading but is part of a much broader consumer and exchange franchise.

Emerging players

Ledger Enterprise: Enterprise division of Ledger offering self-custody and custody-as-a-service for institutions. Comparable in MPC/HSM-based custody but with a stronger hardware-rooted security heritage than Utila's pure-software MPC stack.
Dfns: API-first MPC wallet infrastructure provider for fintechs and banks. Comparable to Utila's API-first, developer-led approach to institutional wallet infrastructure, though with a smaller commercial footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Utila compliance and trust

Trust signal

Compliance2 records

Utila financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Utila leadership team

Management profile

Number of profiles

Profiles3 records

Utila funding detail

Funding detail

Funding overview

Funding rounds5 records

Investors27 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Utila M&A and investment

M&A and investment

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Utila

What does Utila do?

Is Utila a public or private company?

Utila is a private company. It is classified as venture growth investor backed and is currently operating.

When was Utila founded?

Utila was founded in 2022. It employs 51 to 100 people.

Where is Utila based?

Utila is headquartered in New York, United States, in the North America region.

How does Utila make money?

Two revenue lines are on record. Subscription-Based Platform Fees are the primary driver. The others are transaction and Volume-Based Fees.

Who are Utila's main competitors?

Direct peers on record are Fireblocks, BitGo, Anchorage Digital, Fordefi, Cobo, Taurus and Hex Trust. Coinbase Prime is listed as a broad incumbent. Emerging players are Ledger Enterprise and Dfns.

Does Utila have an API?

Yes. Utila provides enterprise-grade APIs enabling teams to integrate wallet creation, transfers, trading flows, and reporting into their existing systems. Developers can embed Utila into payment flows, apps, or custom operations through REST APIs. The platform supports high-throughput execution with gas abstraction, automated signing with API co-signer, and real-time webhooks for event-driven execution. Features include programmatic control over wallets, transactions, and policies; batch transaction support; and scalable deployment. Developer documentation is at docs.utila.io/reference/api-overview.

What industry is Utila in?

Utila's product category is Digital Asset Custody Infrastructure. Its primary akta.pro industry code is FSAGAMAG, Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending), with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 522320 and its SIC code is 6199.