What Tenity does

Tenity Group AG is a Zurich-headquartered fintech innovation platform and early-stage venture capital investor founded in 2015, originally established as part of SIX Group (Swiss Stock Exchange). The company operates a hybrid model that combines open innovation services for corporates and governments with venture capital deployment through its Incubation Fund II (CHF 120M AUM), targeting pre-seed and seed-stage startups in fintech, insurtech, AI, blockchain, and digital assets across Europe and Asia. Core programs include the flagship Fin/Tech Accelerator (Zurich, Singapore, Tallinn) offering up to CHF 300k per company, the Visa Innovation Program Europe, the XRPL Accelerator (with Ripple), the XDC Accelerator, the Digital Health Accelerator (with Digital Health Centre Bülach and ZKB), HackZone by Allianz, and the New Nordic Challengers Program with Copenhagen Fintech. The company runs flagship hackathons including SwissHacks (with the Swiss Financial Innovation Desk), PASHA Hackathon, SingHacks, and StableHacks, and operates market access programs for governments including Turkey, Italy, Isle of Man, Canada, and Korea.

Tenity serves three primary customer segments: (1) early-stage startups (1,600+ supported cumulatively, 250+ actively accelerated) seeking capital, mentorship, and corporate introductions; (2) financial corporates and institutions (65+ clients including UBS, SIX Group, Visa, Generali, Allianz, Julius Baer, Ripple, and Mastercard) seeking startup sourcing, pilot facilitation, and structured innovation programs; and (3) governments and public sector organizations seeking market access programs to attract foreign startups or send local startups abroad. The company also runs dedicated go-global accelerators in partnership with KB Financial Group, Yapı Kredi FRWRD, Seoul Fintech Lab, and USA Launching Pad. Its Orbit Content Hub publishes thought leadership across fintech, AI, and digital assets, and the company produces the 'Fintech Makers and Other Impossible Things' podcast.

The business model combines three revenue streams: (1) accelerator and program fees from corporate and government clients; (2) venture capital management fees and carried interest from Incubation Fund II (CHF 120M AUM) and successor vehicles; and (3) innovation services fees for corporate scouting, pilot facilitation, and ecosystem building. Distribution is direct enterprise sales to financial institutions and government agencies, supplemented by application-based startup sourcing through tenity.com/programs. As of 2026, Tenity operates six global hubs (Zurich, Singapore, Madrid, Istanbul, Tallinn, London), employs 101–250 staff, and has pivoted to 'Tenity 2.0' with strategic emphasis on bridging institutional finance with the on-chain economy through AI, blockchain, and digital assets. Notable portfolio outcomes include Keyrock reaching a $1.1B unicorn valuation in its Series C round.

Name

Tenity

Legal name

Tenity Group AG

Website

https://tenity.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

101–250 employees

Short description

Tenity is a Zurich-based fintech innovation platform and early-stage venture capital investor that backs fintech, insurtech, AI, and digital asset startups through accelerator programs across six global hubs while providing open innovation services to financial corporates and governments.

Ownership category

akta.pro rank

Product category

Fintech Venture Capital and Innovation Services

NAICS

Funds, Trusts, and Other Financial Vehicles (525), Open-End Investment Funds (525910)

SIC

Finance Services (6199)

akta.pro primary industry

Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)

akta.pro secondary industries

Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG), Alternatives & Multi-Asset Digital Wealth Platforms (PE/VC/Real Assets access) (FSAGAEAL)

Keywords

• Fintech venture capital
• Startup accelerator programs
• Innovation services
• Corporate innovation partnerships
• Digital asset investing

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Accelerator & Program Fees: Tenity runs innovation accelerator programs for startups and corporate clients, delivering structured programs with workshops, mentorship, and demo days. Programs are often co-branded with corporate and government partners.
2. Venture Capital Management Fees & Carry: Tenity manages venture capital funds (Inc. Fund II with ~CHF 120M AUM) investing in early-stage fintech and insurtech startups. Revenue generated through management fees and carried interest on successful exits.
3. Innovation Services for Corporates & Governments: Tenity provides open innovation services to financial corporates and governments, including startup scouting, pilot facilitation, market access programs, and ecosystem building. These are typically fee-for-service or retainer-based engagements with institutions like UBS, Visa, SIX Group, Generali, and government agencies.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Tenity operates as a hybrid fintech innovation platform that combines early-stage venture capital investing (through the Tenity Incubation Fund II, ~CHF 120M AUM) with structured accelerator programs and corporate innovation services. It backs early-stage fintech, AI, insurtech, and digital asset startups with funding up to CHF 300k, mentorship from a 400+ mentor network, and corporate introductions, while delivering co-designed innovation programs, hackathons, proof-of-concept facilitation, and market access services to financial corporates and government agencies across Europe and Asia.

Product overview

Tenity operates as a hybrid fintech innovation platform combining venture capital investing with innovation services. The company offers multiple distinct programs and services: flagship Fin/Tech Accelerator Programs (Zurich, Singapore, Tallinn) providing up to CHF 300k investment and mentorship; corporate innovation partnerships including HackZone by Allianz and Visa Innovation Program Europe; specialized sector accelerators like the XRPL Accelerator and XDC Accelerator for blockchain/Web3 startups, Digital Health Accelerator for healthcare, and New Nordic Challengers for Nordic fintechs; market access programs helping startups enter new geographies; and hackathon events including SwissHacks, PASHA Hackathon, and StableHacks. The platform also provides venture capital services through its Incubation Fund II and innovation services for corporates seeking to collaborate with startups. Tenity connects over 400 mentors with portfolio companies and facilitates 100+ proof-of-concepts through various programs.

Differentiator

Problem solved

Functional benefit

Products and services

• Fin/Tech Accelerator Program Flagship accelerator program for fintech and insurtech startups providing funding (up to CHF 300k), mentorship, workshops on product-market fit, marketing, go-to-market, and fundraising. Concludes with a demo day event. Targets early-stage startups.
• Visa Innovation Program Europe

Quantifiable outcome

• 100+ proof-of-concepts facilitated through the Visa Innovation Program Europe
• +5 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

43 partnerships are on record, tiered core, major and minor.

• SIX GroupcoreStrategic or Co-development PartnerSIX Group is one of Tenity's global strategic partners. Tenity originated as part of SIX Group (Swiss Stock Exchange) and maintains deep operational and strategic ties, with programs focused on financial market innovation.
• UBScoreStrategic or Co-development PartnerUBS is a global strategic partner of Tenity and an LP in Tenity's Inc. Fund II. UBS executive Andy Kollegger has publicly outlined Switzerland's innovation hub strengths, citing UBS's support for fintech ecosystems through investments including Tenity's incubation fund.
• Ripple (XRP Ledger)coreStrategic or Co-development PartnerRipple joined as Tenity's new global strategic partner and Limited Partner in the Tenity Inc. Fund II. Since April 2023, Tenity has led accelerator programs alongside Ripple specifically targeting startups building on the XRP Ledger, supporting 29 startups globally.
• VisacoreGTM or Marketing PartnerVisa is an investment and collaboration partner of Tenity. Together they run the Visa Innovation Program Europe, including Nordics & Baltics editions, facilitating 100+ proof-of-concepts and connecting fintech startups with Visa's corporate network.
• GeneralicoreGTM or Marketing PartnerGenerali is an investment and collaboration partner, and LP in Tenity's Inc. Fund II through Generali's House of InsurTech Switzerland, supporting insurtech innovation programs.
• XRP Ledger (XRPL)coreTechnology or IntegrationXRPL is a core technology partner. Tenity runs a dedicated XRPL Accelerator program supporting startups building DeFi, real-world asset tokenization, and payments solutions on the XRP Ledger. Over 200 applications received, 29 startups supported.
• AMINA BankcoreGTM or Marketing PartnerAMINA Bank joined Tenity as Global Innovation Partner to offer crypto banking services to Tenity's network of 1,600+ fintech and Web3 startups. The partnership includes the Web3 Startups Package, TradFi integrations, and mentorship for eligible startups.
• Swiss Fintech Association (SFTA)coreStrategic or Co-development PartnerSFTA established its headquarters at Tenity's offices in Zurich, partnering to enhance Switzerland's fintech ecosystem through co-hosted events, regulatory advocacy, and ecosystem networking. SFTA is formed from the merger of Swiss Fintech Association (SFA) and Swiss Finance and Technology Association.
• GFTN (Global Finance & Technology Network)coreStrategic or Co-development PartnerTenity and GFTN signed an MoU to explore collaboration across digital innovation, talent development, and international scaling. GFTN operates Singapore FinTech Festival, Point Zero Forum, and GFTN Tokyo. SwissHacks is officially endorsed by GFTN.
• MicrosoftmajorTechnology or IntegrationTenity collaborates with Microsoft to accelerate innovation and growth in fintech and digital health, providing startups access to Microsoft's technology ecosystem, cloud infrastructure, and developer tools.
• Boehringer IngelheimmajorStrategic or Co-development PartnerBoehringer Ingelheim and Tenity partnered to launch the Horizon HealthTech Startup Challenge, seeking innovative healthcare and biotech solutions through a competitive startup program.
• Novartis TürkiyemajorStrategic or Co-development PartnerNovartis Türkiye and Tenity partnered to launch a health innovation program for local and global startups focused on healthcare innovation in Turkey and surrounding regions.
• Bayer G4AmajorStrategic or Co-development PartnerBayer's G4A Acceleration Program, run in partnership with Tenity since 2018, selected 6 startups for its 9th cohort (2026). Three startups each received 500,000 TL grants plus mentorship, product development support, and access to Bayer collaboration opportunities.
• AllianzcoreStrategic or Co-development PartnerAllianz and Tenity partner on HackZone, a corporate insurtech accelerator that has run multiple cohorts connecting startups with Allianz to co-create solutions. The 2026 cohort has kicked off.
• Pictet GroupmajorStrategic or Co-development PartnerTenity launched a Pictet AI Hackathon in collaboration with Pictet Group, focused on banking innovation challenges for fintech developers and entrepreneurs.
• Yapı Kredi FRWRDmajorGTM or Marketing PartnerYapı Kredi FRWRD and Tenity launched the Yapı Kredi FRWRD Global 'Road to DACH Region' program, supporting fintech startups from Turkey to expand into German-speaking European markets.
• PASHA HoldingmajorStrategic or Co-development PartnerPASHA Holding and Tenity co-organized PASHA Hackathon 5.0, a major Azerbaijani innovation event attracting 200+ participants and 40+ teams to develop solutions for the insurance sector.
• PASHA InsurancemajorStrategic or Co-development PartnerPASHA Insurance partnered with PASHA Holding and Tenity on the PASHA Hackathon 5.0, contributing industry challenges and jury evaluation for insurance sector innovation.
• USA Launching PadmajorStrategic or Co-development PartnerTenity expanded to Silicon Valley through a strategic partnership with USA Launching Pad, a US go-to-market platform. The partnership provides structured market access for European and Asian startups entering the US, including customer discovery, GTM design, and sales enablement programs.
• Y&ArchermajorStrategic or Co-development PartnerTenity and Y&Archer (South Korean accelerator and seed investor) forged a strategic alliance to launch a joint Market Access Program, enabling South Korean startups to validate solutions through PoC collaborations with European corporates.
• Singapore Global Network (SGN)majorGTM or Marketing PartnerSingapore Global Network joined Tenity as an Innovation Partner to strengthen global innovation ecosystem connections. SGN has a global community of 140,000+ members and works to integrate international connections with Singapore.
• XDC NetworkcoreStrategic or Co-development PartnerXDC Network partnered with Tenity to run the first XDC Accelerator program, supporting Web3 startups building on the XDC blockchain. Seven cohorts have been delivered, with the seventh welcoming 14 projects in October 2025.
• World MobilemajorStrategic or Co-development PartnerWorld Mobile partnered with Tenity to unveil a $25 million Grant Program to drive Decentralized Physical Infrastructure Network (DePIN) innovation. Tenity manages the grant program, identifying and mentoring DePIN projects to build on the World Mobile Chain.
• Digital Health Centre Bülach (dhc)coreStrategic or Co-development Partnerdhc and Tenity co-run the Digital Health Accelerator, now in its fourth batch. The program selects 8-9 healthcare startups per cohort, offering tailored mentorship, masterclasses in Zurich/Bülach, and access to healthcare industry stakeholders and investors.
• Zürcher Kantonalbank (ZKB)majorGTM or Marketing PartnerZKB is a founding partner of the Digital Health Accelerator alongside dhc and Tenity, providing access to the Zurich banking network and investment community for program participants.
• Copenhagen FintechmajorStrategic or Co-development PartnerTenity and Copenhagen Fintech co-manage the New Nordic Challengers Program, selecting and investing in 6 Nordic fintech startups per cohort from Tallinn and Copenhagen. The program covers solutions in AI, embedded insurance, climate risk, regulatory compliance, and crypto infrastructure.
• Enterprise EstoniamajorStrategic or Co-development PartnerEnterprise Estonia partnered with Tenity and Beamline to launch Emerge Estonia, a pilot program to integrate foreign founders into Estonia's startup ecosystem through investor matchmaking and tailored mentoring.
• BeamlineminorStrategic or Co-development PartnerBeamline partnered with Enterprise Estonia and Tenity on the Emerge Estonia program, providing accelerator support and ecosystem integration for international founders entering Estonia.
• Swiss Financial Innovation Desk (FIND)coreStrategic or Co-development PartnerFIND, an independent unit within Switzerland's State Secretariat for International Finance, co-organizes SwissHacks with Tenity. FIND's Head Eva Selamlar leads hackathon coordination, and FIND serves as a concierge for financial innovation in Switzerland.
• InnosuissemajorStrategic or Co-development PartnerInnosuisse (Swiss Innovation Agency) partnered with Tenity for SwissHacks 2025, running the Public Sector Challenge to foster public-private collaboration for innovation. First time a government challenge was featured at SwissHacks.
• RaiffeisenmajorStrategic or Co-development PartnerRaiffeisen participated as an innovation challenge partner at SwissHacks 2025, defining a challenge on 'From GenAI to Agentic AI: Hacking the Future of Banking' with a winning team selected.
• Arch ReminorStrategic or Co-development PartnerArch Re served as an innovation challenge partner at SwissHacks 2025, posing an underwriting challenge with AI-generated writeups that attracted participating teams.
• Innovation ZurichminorGTM or Marketing PartnerInnovation Zurich participated as an Innovation Visionary partner at SwissHacks 2025, supporting the fintech hackathon ecosystem in Zurich.
• Six (Swiss Stock Exchange)coreStrategic or Co-development PartnerSix served as an Innovation Visionary partner at SwissHacks 2025. As the former parent of Tenity and a key Swiss financial infrastructure provider, Six maintains close ties to Tenity's innovation ecosystem.
• Turkish Government (Workup Rise & LEAP)majorGTM or Marketing PartnerTenity ran an outbound market access program on behalf of the Turkish government (Workup Rise and LEAP UK Acceleration), sending 9 Turkish startups to scale in the UK over an 8-week program with local training and UK immersion.
• Isle of Man GovernmentminorGTM or Marketing PartnerTenity ran an insurtech market access program for the Isle of Man government in 2022, selecting 8 insurtechs from across Europe and Asia (Zurich, Madrid, Singapore) to support the development of the Isle of Man's insurtech ecosystem.
• Italian Trade Agency (ITA)minorGTM or Marketing PartnerTenity organized the Global Startup Program (GSUP) for the Italian Trade Agency, selecting 8 startups for a 6-week immersion program (1 week virtual, 5 weeks on-site) including masterclasses, company visits, and a demo day.
• Canadian Technology AcceleratorminorGTM or Marketing PartnerTenity participated in a 2-city (HK-SG) 4-month accelerator program for Canadian startups, screening and selecting 6 startups and providing masterclasses, mentorship, and introductions to partners and VCs.
• Seoul Fintech LabminorGTM or Marketing PartnerTenity partnered with Seoul Fintech Lab for startup scouting, screening, and selection of 5 fintech startups/scale-ups for a 6-week fintech immersion program culminating in a demo day.
• KB Financial GroupmajorGTM or Marketing PartnerTenity and KB Financial Group launched the KB Starters Singapore Accelerator, a program to support Korean fintech startups in accessing the Singapore and broader Asian market.
• USA Launching PadmajorStrategic or Co-development PartnerTenity and USA Launching Pad launched the USA Market Launch Program for US market entry, combining Tenity's global distribution with USA Launching Pad's operational presence in Silicon Valley. Fall 2025 cohort launching August 2025, culminating at TechCrunch 2025.
• DeloittemajorStrategic or Co-development PartnerTenity and Deloitte co-launched Scale-up Launchpad 2025, a 3-day in-person program in Zurich (June 24-26, 2025) for growth-stage fintech and insurtech scale-ups seeking international expansion, featuring mentorship, workshops, and a demo day.
• World Mobile Chain (WMC)majorTechnology or IntegrationWorld Mobile partnered with Tenity to manage a $25M grant program for DePIN innovation. Tenity identifies and mentors DePIN projects to build on the World Mobile Chain, an EVM-compatible Layer 3 blockchain on Base, with grants starting at $5,000.

Scale indicators15 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Speedinvest: European early-stage VC with a dedicated fintech vertical and sector specialists; comparable to Tenity on the venture investing side, with broader sector exposure (deep tech, climate, health) overlapping Tenity's portfolio.
• Level39: London-based fintech accelerator and innovation community serving financial corporates and government partners; comparable to Tenity's London hub activities with similar accelerator/ecosystem positioning.
• Anthemis: Fintech-focused early-stage investor and venture studio with corporate LP relationships and innovation services; directly comparable to Tenity on the venture investing side of the hybrid model, with stronger B2B and embedded finance specialisation.
• Startupbootcamp FinTech: Operator of fintech-focused accelerator cohorts across multiple global cities with corporate sponsorship and a partner network; directly comparable to Tenity's Fin/Tech Accelerator in cohort structure, corporate delivery model and pre-seed/seed focus.
• Rainmaking Innovation: Corporate innovation and venture builder that operates Startupbootcamp accelerators and runs innovation programs for financial corporates; directly comparable to Tenity's hybrid accelerator/innovation services positioning across multiple verticals.
• Plug and Play Tech Center: Global startup accelerator and venture fund operating dedicated fintech and insurtech programs in Silicon Valley and worldwide, with corporate partnership-driven cohorts, startup sourcing and PoC facilitation — a structurally identical hybrid accelerator/innovation services model to Tenity.
• Techstars: Global accelerator operator running fintech-specific programs (Techstars Fintech, Techstars Web3) with corporate partner sponsorship and accompanying investment funds; matches Tenity on accelerator-plus-VC structure at significantly larger scale.
• F10 Fintech: Swiss-headquartered fintech innovation ecosystem running accelerator programs in Zurich and Singapore with corporate partners; the most direct local geographic competitor to Tenity in the Swiss fintech innovation space.

Broad incumbents

• CommerzVentures: Corporate venture arm of Commerzbank focused on fintech and insurtech early-stage investments; directly comparable to Tenity's LP-backed corporate VC dynamics (UBS, Generali, Julius Baer all play similar roles for Tenity).
• Y Combinator: Dominant general-purpose startup accelerator with massive alumni network and standardized investment terms; the broader incumbent Tenity competes against for top-tier founder mindshare across all geographies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/tenity_global
• YouTubeyoutube.com/@tenity
• LinkedInlinkedin.com/company/tenity
• Instagraminstagram.com/tenity.mena
• Facebookfacebook.com/tenity

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds2 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments363 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tenity