Barclays

What Barclays does

Barclays PLC is a publicly listed transatlantic consumer, corporate, and investment bank (LSE/NYSE: BCS) headquartered at 1 Churchill Place, London, with origins dating to 1690 as a London goldsmith banking business. Operating across five primary business areas — UK Consumer Banking, Corporate Banking, Wealth and Private Banking, Investment Banking, and US Consumer Banking (via Barclaycard) — Barclays serves retail consumers, SMEs, large corporates, financial institutions, and high-net-worth individuals across at least 16 country markets spanning Europe, the Americas, Asia Pacific, the Middle East, and Africa. The bank's operating entities (Barclays Bank UK PLC and Barclays Bank PLC) are authorised by the UK Prudential Regulation Authority and regulated by the FCA and PRA, providing the regulated foundation for its deposit-taking, lending, payments, capital markets, and wealth management franchises.

Barclays distributes products and services through a hybrid model combining physical UK branch networks, digital and mobile banking platforms, dedicated investment banking coverage teams in major financial centers (New York, Sydney, Tokyo, Singapore, Hong Kong, Mumbai, Dubai, Johannesburg, Istanbul, Madrid, and others), and specialist US consumer credit operations through Barclaycard. Revenue mechanics are diversified across net interest income from UK and US lending (including Kensington Mortgage and Tesco Bank retail banking, the latter acquired in February 2024), fee-based income from investment banking M&A and capital markets activity, transaction banking, FX, trade finance, and recurring wealth management fees; Q1 2026 revenue was reported at $10.79 billion. The bank has been actively expanding through M&A — the £2.3 billion Kensington Mortgage acquisition (2022-2023), the Tesco Bank retail banking purchase (2024), and the pending GoHenry children's fintech acquisition (announced June 2026, expected close Q4 2026) — while building ecosystem platforms such as Barclays Eagle Labs, Barclays Climate Ventures, and the Unreasonable Impact program. A pending six-bank UK digital verification service consortium with Select ID and UK Finance, plus the recent launch of the Shiller Barclays CAPE US SMID Sector Index, illustrate continued product and infrastructure investment alongside traditional banking activity.

Name

Barclays

Legal name

Barclays PLC

Website

https://home.barclays

Company type

Public

Operating status

Operating

Headcount range

1–10 employees

Short description

Barclays PLC is a publicly listed London-headquartered transatlantic bank serving retail, corporate, wealth, and investment banking clients across 16+ countries through digital, branch, and investment banking channels. It operates UK Consumer Banking, Corporate Banking, Wealth and Private Banking, Investment Banking, and US Consumer Banking via Barclaycard.

Ownership category

akta.pro rank

Product category

Diversified Banking

NAICS

Depository Credit Intermediation (5221), Commercial Banking (522110), Portfolio Management and Investment Advice (523940), Offices of Bank Holding Companies (551111)

SIC

National Commercial Banks (6021), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Consumer & Retail (CPG, Food, Apparel) (FSABACAM)

akta.pro secondary industries

Industrial Manufacturing (Machinery, Equipment) (FSABACAD), Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

Keywords

• Retail banking services
• Investment banking advisory
• Corporate banking lending
• Wealth management services
• Consumer credit cards

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices10 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Distribution channels5 records

Marketing channels6 records

Core offering

Barclays is a diversified global bank offering current accounts, savings, mortgages, personal loans and credit cards through UK Personal Banking and US Barclaycard; lending, transaction banking and trade finance for UK and international businesses through Corporate Banking; M&A advisory, capital markets and trading through its Investment Bank; and investment management, estate planning and private banking for high-net-worth individuals through Private Bank and Wealth Management. It also licenses proprietary index products such as the Shiller Barclays CAPE® US SMID Sector Index family.

Product overview

Barclays is a diversified global bank operating as a multi-brand portfolio across consumer, corporate, and investment banking. The core offering consists of integrated banking divisions: Personal Banking (UK retail), Business Banking, Corporate Banking, Investment Bank (M&A, capital markets, trading), Private Bank (wealth management), US Consumer Bank via Barclaycard, International Bank (cross-border services), and Wealth Management. Supporting community initiatives include Barclays LifeSkills (skills development), Barclays Climate Ventures (climate tech investment), and Unreasonable Impact (social entrepreneurship support). The bank recently announced acquisition of GoHenry (children's finance app) and is developing a digital verification service with Select ID. The company has also launched the Shiller Barclays CAPE® US SMID Sector Index for investors.

Differentiator

Problem solved

Functional benefit

Brands

• Barclays Eagle Labs: Innovation hub focused on AI and technology partnerships for UK businesses
• LifeSkills
• Unreasonable Impact
• Barclays Climate Ventures

Products and services

• UK Personal Banking UK retail banking services including current accounts, savings accounts, credit cards, mortgages and personal loans for individual consumers.
• UK Business Banking Banking services for UK businesses of various sizes, including business accounts, lending and cash management solutions.
• Corporate Banking Banking services for corporate clients including global transaction banking, corporate finance, trade finance and risk management solutions.
• Investment Bank Corporate and investment banking services including M&A advisory, equity and debt capital markets, and trading across global markets.
• Private Bank and Wealth Management Wealth management and private banking services for high-net-worth individuals and family offices, including investment management, advisory, estate planning and philanthropy services.
• US Consumer Bank (Barclaycard) Specialist US consumer banking and credit card services offered through Barclaycard in the United States.
• International Bank Banking services for international clients across multiple regions including Europe, Asia Pacific, Africa and Middle East.
• Shiller Barclays CAPE US SMID Sector Index Index product covering U.S. small and mid-cap equities using the Cyclically Adjusted Price Earnings methodology developed by Professor Robert Shiller, licensed to investors and used as the basis for index-linked investment products.
• Digital Verification Service Voluntary digital verification service allowing UK bank customers to securely share verified personal identity details via banking apps, developed in partnership with Select ID and UK Finance.

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• Select IDcoreTechnology or Integration · 25 June 2026Select ID is the technology partner leading the technical design and delivery of the voluntary digital verification service. The service allows UK bank customers to securely share verified personal details via their banking apps, developed in collaboration with six major UK banks including Barclays.
• HSBCcoreChannel Partner/ Reseller/ Distributor · 25 June 2026HSBC is one of six major UK banks collaborating with Barclays, Lloyds Banking Group, Nationwide Building Society, NatWest Group, and Santander, supported by UK Finance, to develop a voluntary digital verification service.
• Lloyds Banking GroupcoreChannel Partner/ Reseller/ Distributor · 25 June 2026Lloyds Banking Group is one of six major UK banks collaborating with Barclays, HSBC, Nationwide Building Society, NatWest Group, and Santander on a digital verification service pilot.
• NatWest GroupcoreChannel Partner/ Reseller/ Distributor · 25 June 2026NatWest Group is one of six major UK banks collaborating with Barclays, HSBC, Lloyds, Nationwide, and Santander on a digital verification service.
• Nationwide Building SocietycoreChannel Partner/ Reseller/ Distributor · 25 June 2026Nationwide Building Society is one of six major UK banks collaborating on a voluntary digital verification service through banking apps.
• Santander UKcoreChannel Partner/ Reseller/ Distributor · 25 June 2026Santander UK is one of six major UK banks collaborating with Barclays, HSBC, Lloyds, Nationwide, and NatWest on a digital verification service.
• UK FinancecoreStrategic or Co-development Partner · 25 June 2026UK Finance is supporting six major UK banks to develop a voluntary digital verification service, aligning with the UK Digital Verification Services Trust Framework.
• GoHenryminorChannel Partner/ Reseller/ Distributor · 24 June 2026Barclays Bank UK PLC announced an agreement to acquire GoHenry (operating through GoHenry Limited) from Acorns Grow Incorporated, with completion expected in fiscal Q4 2026 subject to regulatory approvals.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• HSBC Holdings: London-headquartered universal bank with comparable global wholesale and wealth franchises. Both banks compete head-to-head in UK retail/corporate banking, global transaction banking, and Asia-Pacific investment banking.
• Lloyds Banking Group: UK-domiciled retail and commercial bank with dominant UK consumer banking franchise. Direct competitor in UK mortgages, current accounts, and SME lending; collaborates with Barclays on the Select ID digital verification initiative.
• NatWest Group: UK-headquartered retail and commercial bank with significant UK corporate banking exposure. Competes directly with Barclays in UK lending, payments, and capital markets; co-participant in UK digital verification service.
• Standard Chartered: London-headquartered emerging-markets-focused universal bank with strong Asia/Africa/Middle East corporate and investment banking franchises. Closely comparable in transatlantic wholesale banking footprint and emerging market trade finance.
• Santander UK: UK retail and commercial banking subsidiary of Banco Santander. Direct competitor in UK mortgages, current accounts, and consumer credit; collaborator on UK digital verification service.

Broad incumbents

• Deutsche Bank: German universal bank with comparable investment banking, corporate banking, and wealth management franchises. Competitor in European capital markets, fixed income trading, and cross-border M&A advisory.
• Citigroup: US-headquartered global universal bank with extensive investment banking and transaction banking capabilities. Direct competitor in EMEA corporate banking and US capital markets; former employer of Barclays' newly hired EMEA Industrials Co-Head.
• JPMorgan Chase: Largest US universal bank with dominant investment banking, commercial banking, and asset management franchises. Competes globally with Barclays Investment Bank in M&A advisory, capital markets, and macro trading.
• BNP Paribas: French-headquartered universal bank with comparable European wholesale banking and wealth management franchises. Competes in European M&A, capital markets, transaction banking, and ESG/climate finance advisory.
• Bank of America: US-headquartered universal bank with major investment banking, commercial banking, and wealth management franchises. Competitor in global capital markets and US corporate banking; broader scale but comparable wholesale banking product set.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/barclays
• Facebookfacebook.com/barclays
• LinkedInlinkedin.com/company/barclays-bank

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments124 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Barclays