Kyriba

What Kyriba does

Kyriba is a cloud-based Liquidity Performance Platform serving large enterprises and multinational corporations, providing unified treasury, payments, risk management, connectivity, and working capital capabilities across more than 170 countries. Its platform connects to 10,000+ banks and 10,000+ ERP instances, processes approximately 3.6 billion transactions annually valued at over $51 trillion, and supports use cases including real-time cash visibility, AI-powered forecasting, FX and interest rate hedging, automated payment orchestration across FedNow, SEPA Instant, RTP and SWIFT rails, and supplier/receivables financing. The platform includes TAI (Treasury AI), an embedded agentic AI layer offering natural-language queries, repeatable workflow Skills, and governed execution, alongside dedicated modules for fraud prevention, ISO 20022 migration, and stablecoin-based cross-border settlement via partnerships with Circle and Merge.

The company monetizes primarily through enterprise SaaS subscriptions priced on a quote-based model tied to modules selected, transaction volumes, entities, and user seats, complemented by professional services for implementation, ERP migration support, and training. Its go-to-market is enterprise field sales targeting CFOs, treasurers, and IT leaders at companies with complex multi-currency, multi-bank, and multi-entity treasury operations, with regional coverage across North America, EMEA, Asia-Pacific, Japan, and Latin America, plus a dedicated Middle East presence anchored by a Saudi Arabia data center opened in Q1 2025. Distribution is supplemented by a partner ecosystem of consulting and implementation partners (including All CMS) and Banking-as-a-Service white-label deployments (e.g., U.S. Bank Liquidity Manager, J.P. Morgan Morgan Money integration).

Kyriba is privately held, headquartered in San Diego, California, with 1,001-5,000 employees and a customer base of more than 4,000 corporate clients reporting retention rates exceeding 98%. The company was founded in 2000-2001 and has been majority-owned by private equity firm Bridgepoint since 2016; in October 2024, Bridgepoint reinvested alongside new minority investor General Atlantic at a valuation exceeding $3 billion. Recent strategic activity has focused on embedding AI (TAI), enabling stablecoin and digital asset payments, expanding into regulated geographies, and extending distribution through financial institution partners.

Name

Kyriba

Legal name

Kyriba

Website

https://kyriba.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Kyriba provides a cloud-based Liquidity Performance Platform for treasury, payments, risk, and working capital management, serving 4,000+ enterprise and multinational clients across 170 countries with AI-powered forecasting, real-time bank connectivity, and integrated stablecoin payment capabilities.

Ownership category

akta.pro rank

Product category

Treasury Management Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Portfolio Management and Investment Advice (523940), Software Publishers (5132)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Services-Computer Integrated Systems Design (7373), Investment Advice (6282)

akta.pro primary industry

Liquidity Aggregation & Smart Order Routing (FSADAJAD)

akta.pro secondary industries

Digital Asset/Crypto Trade Execution Platforms (FSAFANAO), Liquidity Infrastructure (RFQ, order-book engines, matching, liquidity-as-a-service) (FSAPADAI), Invoice, Billing & Subscription Payments (Crypto) (FSADAIAG)

Keywords

• Treasury management software
• Liquidity performance platform
• Cash flow forecasting
• Corporate payment automation
• FX risk management

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SaaS Subscription: Kyriba generates revenue primarily through SaaS subscriptions for its cloud-based liquidity performance platform. The subscription model provides access to treasury management, risk management, payments, connectivity, and working capital modules on a recurring basis.
2. Professional Services: Implementation, consulting, and training services to support platform deployment, ERP migrations, and user adoption. These services complement the core subscription and drive initial customer onboarding.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels8 records

Core offering

Kyriba sells a cloud-based Liquidity Performance Platform that unifies treasury, payments, risk management, bank connectivity, and working capital for enterprise finance teams. The platform provides real-time cash visibility across 10,000+ banks and 10,000+ ERP instances, AI-powered forecasting, agentic AI (TAI), FX and interest-rate hedging, automated payment processing including stablecoin and real-time rails (FedNow, SEPA Instant, RTP), and working capital programs. It is delivered as enterprise SaaS subscriptions with annual or multi-year contracts, supported by professional services for implementation and ERP migration.

Product overview

Kyriba offers a unified Liquidity Performance Platform with AI-powered modules for treasury, payments, risk management, connectivity, and working capital. The platform processes over 3.6 billion transactions worth $15+ trillion annually across 4,000+ customers in 170 countries. Core modules include Treasury (real-time cash management and forecasting), Risk Management (FX, debt, investments, interest rates), Payments (automated secure payments with real-time rails), Connectivity (banking network to 10,000+ banks and ERP integrations), and Working Capital (supplier and receivables financing). AI capabilities are delivered through TAI (agentic AI), Cash AI, and Invoice AI within the Trusted AI Portfolio, complemented by features like Advanced Liquidity Planning and Advanced FX for Daily Rate Hedging. The platform also includes developer tools (Kyriba App Studio, Open API Platform) and customer education via Kyriba Elevate.

Differentiator

Problem solved

Functional benefit

Brands

• TAI: Kyriba's trusted Agentic AI product — an AI-powered treasury agent that orchestrates across traditional and digital liquidity workflows, providing intelligent decisioning, governed execution, and human control.
• Kyriba Liquidity Planning
• Kyriba Payments Network
• Kyriba Agentic AI

Products and services

• Liquidity Performance Platform Kyriba's unified AI-powered platform that connects, protects, forecasts, and optimizes enterprise liquidity across treasury, payments, risk management, and working capital, processing over 3.6 billion transactions worth $15+ trillion annually for 4,000+ customers in 170 countries.
• Treasury Real-time cash and treasury management module providing accurate cash positioning, AI-powered forecasting, liquidity decisions, and ERP integration for corporate treasury teams.
• Risk Management Risk management module covering FX, debt, investments, and interest rates, delivering exposure analytics, automated deal tracking, hedging program management, and hedge accounting compliance for corporate finance teams.
• Payments Centralized payment hub that automates and secures payment processing, supports real-time rails including FedNow, SEPA Instant, RTP, ISO 20022 XML, SWIFT MT/MX, and local formats, and includes fraud prevention with anomaly detection.
• Connectivity Connectivity-as-a-service that links 10,000+ banks, 10,000+ ERP instances (SAP, Oracle Cloud, NetSuite, Microsoft Dynamics 365), and 72,000+ pre-built bank-tested payment format scenarios, including the world's largest SWIFTNet for Corporates footprint.
• Working Capital Working capital module offering payables finance, dynamic discounting, hybrid programs, and receivables financing to improve cash conversion cycle and free cash flow for enterprises with complex supply chains.
• TAI (Treasury AI / Agentic AI) Kyriba's trusted agentic AI product that orchestrates across traditional and digital liquidity workflows, enabling natural language queries of treasury data, repeatable Skills workflows, governed execution, and human-in-the-loop control, powered by an embedded LLM with no training on customer data.
• Liquidity Planning Standalone cash flow planning and forecasting product launched in late 2025 to help CFOs better manage enterprise liquidity amid economic volatility. The product integrates data across finance, treasury, and accounting, extends forecast horizons, and supports multiple scenarios with real-time analytics.
• U.S. Bank Liquidity Manager (powered by Kyriba) AI-powered cash forecasting and liquidity management solution launched by U.S. Bank in partnership with Kyriba for U.S. Bank's commercial clients, providing real-time cash visibility, scenario planning, and operational efficiency improvements.
• Kyriba App Studio Self-service developer framework embedded in Kyriba's treasury management system that enables customers and partners to build custom workflow integrations that extend the platform without IT project overhead.
• Kyriba Elevate Customer education, training, and certification platform that offers courses and credentials for finance professionals on treasury, payments, AI, and digital assets, including the AFP co-developed Stablecoins & On-Chain Liquidity in Treasury Certificate.

Quantifiable outcome

• 100% cash visibility achieved by HCSC
• +8 more outcomes

Named customers19 records

Segments10 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

AI capability9 records

Feature7 records

Partnerships

Six partnerships are on record, tiered core, flagship and supporting.

• MergecoreTechnology or Integration · 6 July 2026Kyriba partnered with Merge, a regulated stablecoin payment platform, to offer enterprise clients integrated treasury and cross-border payments capabilities. The partnership enables Kyriba's 4,000+ multinational corporate clients to access Merge's stablecoin infrastructure for faster, cheaper, and traceable cross-border settlement, particularly in markets such as Brazil, India, and the UK.
• CircleflagshipTechnology or Integration · 28 April 2026Circle partnered with Kyriba to integrate USDC stablecoin capabilities directly into Kyriba's treasury management platform, featuring AI-powered real-time position monitoring for enterprise treasury workflows. The integration enables near real-time settlement and 24/7 liquidity access for cross-border and intercompany flows.
• EftsurecoreTechnology or Integration · 16 April 2026Kyriba announced collaboration with Eftsure, a vendor verification and payment fraud prevention provider, to strengthen treasury controls and reduce exposure to payment fraud. The partnership integrates Eftsure's independent verification of vendor and bank account details into Kyriba's connected liquidity and payment orchestration platform.
• AFP (Association for Financial Professionals)coreStrategic or Co-development Partner · 1 April 2026Kyriba partnered with AFP to launch the first-ever Stablecoins certificate program in April 2026, designed to help treasurers understand stablecoin applications and answer CFO questions about implementation. Kyriba provides 500 complimentary seats for customers through Kyriba Elevate platform.
• All CMSsupportingImplementation/ SI/ Consulting Partner · 1 January 2026All CMS serves as consulting partner for Kyriba implementations, notably supporting Exolum's migration to SAP S/4HANA with Kyriba treasury platform deployment.
• Morgan Money (J.P. Morgan Asset Management)flagshipTechnology or Integration · 1 January 2024Kyriba expanded partnership with Morgan Money (J.P. Morgan Asset Management) to help treasury teams move from cash visibility to confident money market decisions in one workflow. The collaboration enables automated workflows leveraging frontier technologies for liquidity, yield, and governance.

Scale indicators8 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Trovata: Trovata is a cloud-native treasury management platform that directly competes with Kyriba in the enterprise TMS market, offering cash visibility, forecasting, and bank connectivity with a modern API-first architecture. Both target corporate treasurers seeking real-time liquidity visibility across multiple banks and ERP systems.
• GTreasury: GTreasury (formed from the merger of GTreasury and Bellin) is a direct competitor offering treasury management, cash forecasting, payments, FX, and risk management solutions to mid-market and enterprise corporate treasuries. Both platforms serve CFOs and treasurers managing global liquidity and bank connectivity.
• Serrala: Serrala is a global treasury and financial software provider offering cash management, payments, FX hedging, and bank connectivity solutions to enterprise treasurers. It directly competes with Kyriba's modules for treasury management, payment automation, and liquidity optimization.
• HighRadius: HighRadius offers an AI-powered Treasury Management application as part of its broader Order-to-Cash and Treasury automation suite, directly competing with Kyriba's cash forecasting, bank connectivity, and working capital modules for enterprise CFOs.

Broad incumbents

• FIS (Treasury and Risk Manager - Quantum): FIS offers Treasury and Risk Manager (formerly Quantum) as part of its broader capital markets and corporate banking software portfolio. As a broad incumbent with deep enterprise relationships, FIS competes with Kyriba in treasury management while serving a much wider financial services customer base.
• SAP Treasury Management: SAP's Treasury Management module (within S/4HANA) is integrated with the dominant ERP backbone of large enterprises. It competes with Kyriba by offering native treasury functionality alongside finance, accounting, and risk modules, leveraging deep installed base among Kyriba's target customer segment.
• Oracle Treasury Management: Oracle Treasury Management is part of Oracle's E-Business Suite and Cloud ERP, providing cash management, bank connectivity, and FX exposure capabilities natively. It directly competes with Kyriba as an incumbent offering for Oracle's enterprise customers.
• Bottomline Technologies: Bottomline provides corporate treasury, payments, and fraud management solutions, competing with Kyriba's payments, bank connectivity, and fraud prevention capabilities. It serves a similar enterprise customer base with a broader financial operations portfolio.
• Bloomberg Treasury & FX platform: Bloomberg's treasury and FX platform serves enterprise treasury and trading desks with FX risk management, money market trading, and market data. It competes with Kyriba's Risk Management module for FX hedging and exposure analytics, particularly among large multinational treasury teams.

Regional players

• Murex: Murex is a global provider of treasury, capital markets, and risk management software with a strong presence in Europe, the Middle East, and Asia. It competes with Kyriba in FX risk, treasury, and liquidity management for large financial institutions and multinational corporates, particularly outside of North America.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@kyribacorp
• LinkedInlinkedin.com/company/kyriba-corporation
• Xx.com/kyribacorp

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds13 records

Investors14 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kyriba