What Arva AI does

Arva AI is a private, early-stage software company founded in 2024 in San Francisco that builds AI agents for financial crime compliance at banks, fintechs, credit unions, and crypto/trading platforms. Its core products are three autonomous AI agents — Screening AI (resolves 91% of sanctions/PEP/adverse-media alerts), KYB/KYC AI (resolves 87% of CDD/EDD assessments with 15-layer ownership-structure mapping), and Transaction Monitoring AI (resolves 86% of AML alerts) — built on a proprietary "Arva Intel" engine for deep-web entity enrichment and an "Agent Lab" platform for building, deploying, and monitoring agents with version-controlled model risk governance (SOC 2 Type II, ISO 42001 certified).

The underlying technology stack uses proprietary LLMs and agentic systems that combine natural language processing, structured-data processing, and code-level integrations. Coverage spans 140+ jurisdictions and 100+ sanctions lists (OFAC, UN, EU, OFSI), with human-in-the-loop controls and regulator-ready audit trails aligned with FATF, FCA, MAS, OCC, and AUSTRAC standards. The platform handles 1M+ compliance reviews monthly, exposes a developer API (docs.arva.ai), and integrates with existing case management and transaction monitoring systems.

Arva operates an enterprise SaaS business model with annual subscriptions, 3–6 month sales cycles using MEDDICC/Challenger methodology, $300k+ ACV deals, and zero disclosed churn in 2025. GTM combines direct enterprise field sales (Head of Sales in NYC, AE for mid-market in NYC, Customer Success Manager in London) with a flagship channel partnership with Fiserv to distribute Arva's agents through Fiserv's agentOS platform to thousands of US banks and credit unions. The company was founded by Rhim Shah (CEO, ex-Revolut anti-financial crime lead) and Oli Wales (CTO, ex-Opvia/YCS20), is backed by Gradient Ventures (Google's AI fund) and Y Combinator, and raised a $3M seed round in 2025. The company reported 32x ARR growth and crossed seven-figure revenue in 2025 with zero churn.

Name

Arva AI

Legal name

Arva AI Inc.

Website

https://arva.ai

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

Arva AI builds AI agents that automate screening, KYB/KYC, and transaction monitoring for banks, fintechs, credit unions, and crypto platforms, resolving up to 92% of financial crime compliance reviews using its proprietary Arva Intel engine.

Ownership category

akta.pro rank

Product category

Financial Crime Compliance Software

NAICS

Software Publishers (5132)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

AI Governance, Risk & Compliance (GRC) Platforms (HDAAAMAA)

akta.pro secondary industries

AI Observability, Monitoring & Evaluation Platforms (Drift, Quality, Safety) (HDAEANAF), Model Governance, Risk & Compliance (GRC) Platforms (HDAAAKAA), Responsible AI, AI Governance & Compliance Services (BPAEAHAJ), Regulatory Readiness & Audit Automation (e.g., EU AI Act, NIST AI RMF, ISO/IEC 42001) (HDAAAMAE)

Keywords

• Financial crime compliance
• AI KYB onboarding
• AML transaction monitoring
• Sanctions screening software
• Regulatory risk automation

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. AI-Powered Compliance Platform Subscription: SaaS subscription model providing access to AI agents for financial crime compliance automation. Automates 92% of financial crime reviews including screening, AML, KYC/KYB. Revenue grew 32x in 2025 with zero churn, crossed seven figures in ARR.
2. API Access and Integration: API-first platform enabling real-time integration with customer systems for automated compliance workflows. Developer-first API mentioned alongside manual interface and AI overlay options.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

Arva AI builds AI agents that automate financial crime compliance reviews for banks, fintechs, credit unions, and crypto platforms. Its three core agents—Screening AI, KYB/KYC AI, and Transaction Monitoring AI—run on a proprietary deep-web intelligence engine (Arva Intel) and an agent lifecycle platform (Arva Agent Lab) to resolve sanctions/PEP/adverse media alerts, customer and business due diligence, and AML transaction monitoring with human-in-the-loop audit trails. The platform is delivered via a developer API, AI overlay, and direct integration with bank systems, including distribution through Fiserv's agentOS channel.

Product overview

Arva AI is a platform-plus-modules architecture offering AI agents for financial crime compliance automation. The core platform includes Arva Intel (proprietary entity enrichment engine) and Agent Lab (research-first platform for building, deploying, and monitoring AI agents). Three primary AI agents form the core offering: Screening AI (resolves 91% of sanctions/adverse media/PEP alerts), KYB/KYC AI (resolves 87% of customer/business due diligence assessments), and Transaction Monitoring AI (resolves 86% of AML alerts). These are complemented by feature modules including Adverse Media Screening, PEP Screening, Sanctions Screening, Ownership Structure, Business Activities, Ongoing Monitoring, and Enhanced Due Diligence (EDD). The platform also includes an AI Risk Management framework for governance and a Developer API for integration. The unified platform automates 92% of financial crime reviews while maintaining bank-grade controls, audit trails, and regulatory compliance.

Differentiator

Problem solved

Functional benefit

Products and services

• Screening AI AI agent that automatically resolves up to 91% of screening alerts across sanctions, adverse media, and PEPs for banks, fintechs, and other regulated financial institutions. Follows customer SOPs, integrates with existing compliance and case management systems, and includes testing and evaluation to ensure correctness.
• KYB AI / KYC AI AI agent that resolves 87% of CDD and EDD assessments by performing deep web analysis on any individual or entity globally, unraveling ownership structures up to 15 layers deep, and verifying supporting documents. Built on the Arva Intel proprietary engine and integrates with existing onboarding and compliance systems.
• Transaction Monitoring AI AI agent that resolves 86% of AML transaction monitoring alerts by following customer SOPs for different typologies, integrating with back-office and transaction monitoring systems, and verifying counterparties globally while understanding transaction patterns.
• Arva Developer API Developer-first API enabling real-time automated feedback during customer onboarding. Provides instant, automated verification tools including document analysis, web presence analysis, and real-time communication for frictionless onboarding, with documentation available at docs.arva.ai.

Quantifiable outcome

• Automates 92% of all financial crime reviews
• +8 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability8 records

Feature9 records

Partnerships

Two partnerships are on record, tiered core.

• FiservcoreChannel Partner/ Reseller/ Distributor · 2 June 2026Arva AI partnered with Fiserv to distribute AI agents for financial crime compliance through Fiserv's agentOS platform. Arva's AI agents are available to financial institutions via Fiserv's infrastructure, automating compliance workflows within a governed, bank-grade environment. This is one of the first deployments of agentic AI into financial crime compliance at real banking infrastructure scale, reaching thousands of banks and credit unions across the US.
• FairPlaycoreStrategic or Co-development Partner · 16 September 2025Arva AI partnered with FairPlay to validate its AI AML Agents (covering Screening, KYB, and transaction monitoring) via FairPlay's Agentic Assurance Platform. FairPlay stress-tests performance, maps controls, and produces regulator-ready documentation aligned with SR 11-7 and NIST AI Risk Management Framework. This collaboration provides independent validation that Arva's AI agents perform effectively and meet highest standards of AI governance.

Scale indicators15 records

Expansion highlights7 records

Direct peers

• ThetaRay: AI-based transaction monitoring and sanctions screening platform purpose-built for cross-border payments and correspondent banking. Overlaps with Arva's Transaction Monitoring AI and Screening AI at tier 1 and tier 2 banks.
• Featurespace: Behavioral analytics and AI-based transaction monitoring platform for fraud and AML at banks and payments firms. Competes with Arva's Transaction Monitoring AI through adaptive risk scoring and anomaly detection on financial crime workflows.
• ComplyAdvantage: AI-native AML and sanctions/KYC platform serving banks, fintechs, and crypto firms with screening, transaction monitoring, and entity risk data. Directly competes with Arva across Screening AI, KYB/KYC AI, and Transaction Monitoring AI, and is the most established AI-first incumbent in this category.
• Hawk AI: AI-driven AML transaction monitoring and customer screening platform for banks, payment service providers, and fintechs. Directly competes with Arva's Transaction Monitoring AI and Screening AI agents, and is one of the closest European-headquartered AI-native peers.
• Silent Eight: AI-native name and transaction screening solution for sanctions, PEP, and adverse media, plus AML alert resolution. Directly overlaps with Arva's Screening AI agent and serves the same compliance buyer at banks and fintechs.
• Unit21: AI-driven risk and compliance infrastructure offering transaction monitoring, case management, KYC/KYB, and alert adjudication. Competes head-on with Arva's Transaction Monitoring AI and KYB/KYC AI agents, particularly with US-based fintechs and digital banks.
• Napier AI: AI-enhanced AML compliance platform combining transaction monitoring, customer screening, and intelligent risk scoring. Targets the same bank and fintech compliance teams as Arva and overlaps across Screening and Transaction Monitoring workflows.
• Persona: Identity verification and KYC/KYB platform used by fintechs, crypto platforms, and banks for onboarding, document verification, and business due diligence. Overlaps directly with Arva's KYB/KYC AI agent, especially in fintech and crypto segments.
• Alloy: Identity decisioning and KYC/KYB orchestration platform used heavily by US fintechs and challenger banks. Competes with Arva's KYB/KYC AI agent by aggregating identity, fraud, and compliance data into automated onboarding decisions.
• Sumsub: All-in-one identity verification, KYC/KYB, AML screening, and transaction monitoring suite serving fintechs, crypto firms, and banks. Directly competes with Arva across Screening AI, KYB/KYC AI, and Transaction Monitoring AI, with a stronger identity-verification heritage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds2 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arva AI