What Obita does

Obita is an enterprise-grade cross-border payment infrastructure provider founded in 2025 and headquartered in Hong Kong with a Singapore regional headquarters. The company operates Obita Mesh, a global open payment network that orchestrates settlement across multiple fiat and stablecoin rails through five integrated modules: Obita Collect (multi-currency collection across USD, EUR, GBP, HKD, USDC, USDT), Obita Payout (mass cross-border batch payouts), Obita Nexus (multi-form currency liquidity engine with FX conversion and optimised routing), Obita Vault (unified treasury, reconciliation, and account management), and Obita Mesh (the underlying orchestration layer). Compliance infrastructure — including KYB, KYC, AML monitoring, transaction screening, and Travel Rule handling — is built directly into execution workflows.

The company serves enterprise clients with complex cross-border, cross-system, and mass fund-flow needs across four primary use-case segments: global trade and supply chain businesses, cross-border commerce and revenue aggregators, multi-party payout and distribution businesses, and digital or online-native global businesses. Target geographies span Southeast Asia, Central Asia, Africa, Latin America, and the Middle East, with a strategic partnership with Nasdaq-listed YY Group Holding Limited serving as the first publicly named enterprise pilot in the gig-workforce vertical. Obita distributes via direct enterprise sales with API-first integration, supplemented by event-driven presence at Hong Kong Web3 Festival, TOKEN2049 Singapore's PayFi Summit, and the Singapore Business Federation's Future Economy Conference 2026.

Obita's revenue model is transaction-based, with fees structured across channel costs, conversion/liquidity spreads, compliance components, and volume-tiered pricing; revenue figures are not publicly disclosed. The company is regulated through four licenses: a Money Services Business registration with FinCEN in the US (via wholly-owned subsidiary Avalon Digital Inc.), a Money Service Operator license with Hong Kong Customs, a Trust or Company Service Provider license with Hong Kong Companies Registry, and a Trust Company Registration under the Trustee Ordinance (Cap. 29). Obita has raised nearly US$30 million across two 2025 rounds — an angel round exceeding US$10 million co-led by Vision Plus Capital and Mirana Ventures, and a Pre-A round led by Monolith — with the engineering and product organisation based in Hangzhou, China.

Name

Obita

Legal name

Obita Group

Website

https://obita.xyz

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

11–50 employees

Short description

Obita is a Hong Kong-headquartered B2B fintech founded in 2025 that operates Obita Mesh, a regulated cross-border payment network for enterprises, merchants, and fintechs, combining fiat and stablecoin settlement rails across Southeast Asia, Central Asia, Africa, Latin America, and the Middle East.

Ownership category

akta.pro rank

Product category

Cross-border Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF)

akta.pro secondary industries

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD), Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)

Keywords

• Cross-border payments
• Stablecoin payments
• B2B payment infrastructure
• Enterprise treasury management
• Multi-currency settlement

Headquarters

HQ city

Hong Kong

HQ country

Hong Kong SAR China

HQ region

Asia

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Processing Fees: Fees charged for payment processing across collection, payout, and cross-border transfer services. Fee structure varies by rail/channel type, currency form, settlement paths, volume, and compliance scope.
2. Currency Conversion & Liquidity Services: Revenue from fiat-to-stablecoin and stablecoin-to-fiat conversion services through Obita Nexus, including spreads on FX conversion and liquidity provision.
3. Compliance & Service Fees: Compliance-related service components integrated into overall fee structure, covering KYB/KYC verification, AML monitoring, and regulatory compliance services.
4. Treasury Management Services: Fees for unified account management, automated reconciliation, and treasury visibility services through Obita Vault platform.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels4 records

Core offering

Obita provides an enterprise-grade borderless payment infrastructure that enables businesses to collect, disburse, convert, and manage funds across fiat currencies (USD, EUR, GBP, HKD) and stablecoins (USDC, USDT). Its modular platform — Obita Collect, Payout, Nexus, Vault, and the underlying Mesh network — combines multi-form currency rail orchestration, real-time FX conversion, mass payout capabilities, and unified treasury management with built-in KYB/KYC/AML, transaction screening, and Travel Rule compliance for cross-border B2B payments.

Product overview

Obita is an enterprise-grade borderless payment platform built as a unified modular system with interconnected products. The platform architecture consists of five core modules: Obita Collect for global multi-currency payment collection across fiat and stablecoins; Obita Payout for scalable mass cross-border batch payments; Obita Nexus for multi-form currency liquidity management, FX conversion, and payment routing optimization; Obita Vault for unified treasury, account management, and automated reconciliation; and Obita Mesh serving as the underlying global open payment network that orchestrates payment rails and channels across all modules. The platform integrates robust security and compliance frameworks, borderless clearing capabilities, and supports 24/7 operations for fiat and stablecoin settlement.

Differentiator

Problem solved

Functional benefit

Brands

• Obita Mesh: Open global payment rails infrastructure network for enterprises, enabling flexible payment rail orchestration across multiple rails, currency forms, and channels.
• Obita Nexus
• Obita Vault
• Obita Collect
• Obita Payout

Products and services

• Obita Collect Global payment collection infrastructure supporting multi-currency collection across fiat currencies (USD, EUR, GBP, HKD) and stablecoins (USDC, USDT) through a unified payment API, enabling businesses to connect to global payment rails and settle efficiently. Targeted at enterprises requiring multi-form currency global payment collection with end-to-end compliance and 24/7 processing.
• Obita Payout Scalable mass payout infrastructure providing multi-form currency, cross-border batch payment capabilities across fiat and stablecoins, with one-click mass payouts, role-based permissions, and 24/7 global settlement. Targeted at enterprises with mass automated cross-border payout needs such as platform-based settlement, agency networks, labor remuneration, and content distribution.
• Obita Nexus Multi-form currency liquidity engine enabling optimized payment routing, real-time FX conversion, and seamless fiat-to-stablecoin conversion supported by deep multi-currency liquidity and compliant clearing. Targeted at enterprises needing FX efficiency, treasury optimization, and payment routing optimization across global operations.
• Obita Vault Unified treasury and account management platform providing fiat and stablecoin treasury management, unified collections and payouts, balance management, automated reconciliation, and real-time treasury visibility across multi-form currencies and channels. Targeted at enterprise finance and operations teams managing complex multi-form currency positions and reconciliation.
• Obita Mesh Global open payment network providing open and interoperable scalable payment infrastructure that orchestrates payment rails across multiple rails, currency forms, and channels for complex end-to-end enterprise payment scenarios. Targeted at digital/online-native global businesses requiring a fast, highly available, and stable payment network with enterprise-grade security and compliance.

Quantifiable outcome

• Faster settlement through 24/7 stablecoin processing and continuous blockchain network operations
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

One partnership is on record.

• YY GroupcoreStrategic or Co-development Partner · 1 October 2025YY Group Holding Limited (Nasdaq: YYGH), a Singapore-headquartered workforce solutions and integrated facility management platform, partnered with Obita to integrate stablecoin payment infrastructure into YY Group's global gig workforce platforms and corporate operations. The partnership aims to streamline cross-border receivables, payables, and treasury management while offering faster, lower-cost payouts to gig workers. Regional pilots planned across Southeast Asia, the Middle East, and other growth markets. Collaboration announced at PayFi Summit during TOKEN2049 Singapore.

Scale indicators4 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Alchemy Pay: Singapore-headquartered crypto payment gateway providing on/off-ramp and merchant payment infrastructure across fiat and stablecoins. Comparable to Obita in targeting emerging markets with crypto-fiat hybrid settlement.
• CoinsPaid: Cryptocurrency payment processing and enterprise infrastructure provider offering crypto on/off-ramps, mass payouts, and B2B payment APIs. Comparable to Obita's payout and collection stack.
• Triple-A: Singapore-licensed crypto payment processor offering businesses crypto on/off-ramps, payment processing, and stablecoin settlement. Targets similar enterprise and merchant segments to Obita.
• BVNK: London-headquartered stablecoin and fiat payment infrastructure provider for enterprises, offering collection, payout, and treasury APIs similar to Obita's Mesh/Collect/Payout/Vault stack. BVNK is the closest direct competitor in cross-border B2B stablecoin payment infrastructure.
• Bridge (Stripe): Stablecoin API platform acquired by Stripe that enables businesses to send, receive, and orchestrate stablecoin payments at scale. Directly comparable to Obita's API-first cross-border stablecoin payment architecture.

Broad incumbents

• Nuvei: Established global payments platform with growing crypto and stablecoin acceptance capabilities for merchants and enterprises. A broader incumbent that increasingly competes in the same corridors Obita targets.
• Fireblocks: Institutional digital asset custody, settlement, and treasury infrastructure platform serving banks, fintechs, and corporates. Adjacent to Obita's enterprise treasury and stablecoin settlement capabilities.
• Ripple: Established cross-border payment network (RippleNet) and XRP-based settlement rails, now extending into stablecoins (RLUSD) and enterprise treasury. Directly competes with Obita's cross-border B2B payment value proposition.
• Circle: Issuer of USDC with an expanding enterprise payments and treasury platform (Circle Payments, Mint, Wallets). Operates at the intersection of stablecoin issuance and B2B payment infrastructure that Obita serves on the distribution side.

Emerging players

• Transak: Global crypto on/off-ramp infrastructure provider with broad fiat coverage and developer APIs. Competes with Obita's collection and payout rails, particularly for businesses needing fiat-crypto conversion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks2 records

Key highlights7 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds2 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Obita