Authvia
- Company typePrivate
- Founded2014
- HeadquartersCambridge, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Authvia firmographics
Firmographics- Name
- Authvia
- Legal name
- Authvia Solutions, Inc.
- Website
- https://authvia.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Authvia industry classification
Industry- Product category
- Mobile Payment Platform
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Payment Gateways & Orchestration (BPAMAFAA)
- akta.pro secondary industries
- Digital Wallet Infrastructure (Tokenization, Wallet-as-a-Service) (FSAMAEAI), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Authvia is headquartered
LocationHeadquarters
- HQ city
- Cambridge
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Authvia business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction-based Payment Processing: Authvia charges merchants transaction fees for processing payments through its platform. Supports various payment methods including cards, ACH, RTP, and digital wallets. Flexible pricing options include flat or percentage-based convenience fees and surcharges.
- Platform/Subscription Fees: Merchant access tools, APIs, portal access, and managed services may involve recurring platform or subscription components. Batch billing and automated workflows are available as part of the service offering.
- Managed Services: Full-service billing, invoicing, and collections outsourcing where Authvia handles payment workflows on behalf of clients. Combines automation with human oversight for high-volume billing operations.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom enterprise pricing based on transaction volume and feature requirements |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
Authvia product offering
Product offeringCore offering
Authvia provides a conversational commerce platform that enables businesses to accept mobile payments through text messages, email, and chat channels using its patented TXT2PAY technology. The cloud-based platform, hosted on AWS and certified at PCI Level 1 and SOC 2, supports merchant payment acceptance across multiple industry verticals including healthcare, call centers, property management, and field services.
Product overview
Authvia is a conversational commerce platform built around its patented Core Conversational Commerce Engine and flagship TXT2PAY product. The platform operates on a modular architecture combining a Messaging & Delivery Layer (supporting SMS, RCS, WhatsApp, email, QR, IVR, and CPaaS channels), a Payments & Payouts Layer (with 250+ processor connections and Visa Direct for real-time disbursements), and an Omni-Channel Experience Platform for unified customer engagement. Industry-specific solutions span Property Management, Logistics, Field Services, Call Centers, Managed Services, Equipment Rentals, Healthcare, and Financial Services. Use cases cover Invoice Presentment, Recurring Payments, Subscription Payments, One-Time Invoices, and Payouts. Salesforce integration embeds payments directly into CRM workflows. Merchant & Partner Solutions provides APIs, Portal, Widgets, and Managed Services for external partners. The Cloud Wallet provides secure tokenized storage across payment methods.
Differentiator
Problem solved
Functional benefit
Products and services
- TXT2PAY Patented text-to-pay platform that allows businesses to accept mobile payments through SMS/text messages, email, and chat conversations. Built on AWS cloud infrastructure with PCI Level 1 and SOC 2 certification, and deployed across verticals including healthcare, call centers, property management, and field services.
Quantifiable outcome
- 25% of healthcare transactions are paid within 5 minutes of receipt
- +3 more outcomes
Companies that use Authvia
Customer profileNamed customers2 records
Segments8 records
Ideal customer profiles5 records
Authvia technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration36 records
AI capability8 records
Feature5 records
Authvia partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- SyniversecoreSyniverse partnered with Authvia to integrate TXT2PAY payment technology with Syniverse's global messaging infrastructure, enabling PCI-compliant payment transactions within SMS, RCS, and voice channels. The collaboration leverages Syniverse's direct carrier connections for instant message delivery and transaction processing across industries worldwide.
- Visa DirectcoreAuthvia integrated Visa Direct into its TXT2PAY solution, enabling businesses to send real-time payouts directly to eligible Visa debit cards through text messages. Companies across healthcare, automotive, insurance, and gig economy sectors can disburse refunds, insurance settlements, and reimbursements through messaging.
- AuthenticIDcoreAuthenticID and Authvia joined forces to provide secure, frictionless digital payments combining identity verification with payment processing for enhanced fraud prevention and compliance.
- VVPUSAminorVVPUSA partnered with Authvia to deliver a seamless lead-to-cash experience via SMS, integrating Authvia's payment technology into VVPUSA's customer engagement platform.
- NMIcoreNMI helps its partners provide quicker, easier payments through Authvia TXT2PAY technology. NMI's Chief Product Officer publicly endorsed Authvia's text payment capabilities.
- FiservcoreIndependent Software Vendors can meet demand for innovative payment options with text-based payments from Fiserv integrated with Authvia. Fiserv is a major payment processor in Authvia's 250+ gateway network.
- ElavoncoreElavon expanded referral program with Authvia's text-to-pay program, enabling Elavon's merchant base to access conversational payment capabilities.
- Friends of DentistsminorStrategic partnership between Friends of Dentists and Authvia to bring text-to-pay capabilities to dental practices for improved patient billing and collections.
- Maverick PaymentsminorMaverick Payments announced strategic partnership with conversational commerce leader Authvia to offer text-to-pay solutions to Maverick's merchant network.
- SalesforcecoreAuthvia for Salesforce turns CRM into a complete mobile-first billing and payments engine with in-thread PCI-compliant payment requests. Pre-integrated with Salesforce AppExchange and supports Contacts, Accounts, Opportunities, Cases, Orders, Billing, and custom objects.
- Worldpay, Fiserv, Chase, Stripe, TSYS, Elavon (Payment Gateways)coreAuthvia connects via APIs to 250+ payment processors and gateways including major providers. Processor-agnostic approach gives merchants freedom to use existing processor relationships without lock-in.
- Twilio, Sinch, InfoBip (CPaaS)coreMessaging and telecom platform partners enabling Authvia's RCS, SMS, MMS, and email capabilities. Twilio, Sinch, and InfoBip are key infrastructure partners for message delivery.
- Apple Pay, Google Pay, PayPal, Cash App, Paze (Digital Wallets)coreAuthvia supports all major digital wallets including Apple Pay, Google Pay, PayPal, Cash App, and Paze, enabling merchants to accept preferred payment methods without additional integration work.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Authvia competitors and assessment
Company assessmentDirect peers
- PayJunction: PayJunction offers text-to-pay, online bill pay, and payment processing for SMBs and enterprise merchants, with similar focus on reducing friction in invoice-to-payment workflows. Directly comparable on the conversational/text-based payment acceptance thesis and SMB-mid-market customer profile.
- Rectangle Health: Rectangle Health provides patient payment, text-to-pay, and practice management technology to dental, medical, and veterinary practices. Direct vertical overlap with Authvia's healthcare focus and overlapping feature set around HIPAA-compliant conversational billing.
- Cedar: Cedar is a healthcare patient financial engagement platform offering personalized billing, text/email outreach, and integrated payment processing to providers. Direct comparable on healthcare patient collections, with deeper analytics and personalization but similar conversational-payment mechanics.
- PayNearMe: PayNearMe specializes in digital and cash bill payment solutions for lenders, billers, and online gaming verticals, with strong text-message-driven payment experiences. Comparable on text-first, app-free, multi-channel consumer payment flows targeting bill-pay use cases Authvia also addresses.
Broad incumbents
- Melio: Melio is a well-funded B2B payments platform for SMBs offering invoice management, ACH/credit card payments, and bill pay automation. Broader in scope but addresses overlapping SMB merchant pain points around manual payment workflows that Authvia also targets in property management and field services.
- Stripe: Stripe is the dominant global payments infrastructure provider and is already an integration partner of Authvia's processor-agnostic platform. As a broad incumbent with massive R&D capacity, Stripe is the principal incumbent threat that could either build conversational-payment primitives or commoditize the orchestration layer Authvia sits on.
- PayPal: PayPal (including Venmo, Braintree, and Hyperwallet) operates a broad consumer and merchant payment network spanning wallets, payouts, and embedded checkout. The January 2026 PayPal/Venmo integration into Authvia shows incumbent appeal of the platform, but PayPal could also bundle conversational payments directly into Venmo merchant experiences.
- Bill.com: Bill.com is a public, scaled provider of AP/AR automation and B2B payments for SMBs and mid-market. Comparable on the bill-presentment-and-payment use case that Authvia's Invoice Presentment product targets, though Bill.com emphasizes B2B AP while Authvia emphasizes B2C/B2B collections via messaging.
- Block (Square + Cash App): Block operates Square (merchant POS/payments) and Cash App (consumer P2P/wallet) with growing interest in agentic and conversational commerce. Comparable as a broad incumbent with both merchant and consumer wallet reach that could expand into text-based payment acceptance.
Emerging players
- PatientPop (by Tebra): Tebra's PatientPop platform offers patient communication, scheduling, and integrated payments for independent practices. Comparable as an emerging vertical player in healthcare patient engagement with payments functionality, though narrower in conversational commerce than Authvia.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Authvia social profiles
Digital presenceAuthvia compliance and trust
Trust signalCompliance4 records
Authvia financial estimates
Financial estimateRevenue estimate
Valuation estimate
Authvia leadership team
Management profileNumber of profiles
Profiles2 records
Authvia funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Authvia M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Authvia
What does Authvia do?
Authvia provides a conversational commerce platform that enables businesses to accept mobile payments through text messages, email, and chat channels using its patented TXT2PAY technology. The cloud-based platform, hosted on AWS and certified at PCI Level 1 and SOC 2, supports merchant payment acceptance across multiple industry verticals including healthcare, call centers, property management, and field services.
Is Authvia a public or private company?
Authvia is a private company. It is classified as venture growth investor backed and is currently operating.
When was Authvia founded?
Authvia was founded in 2014. It employs 11 to 50 people.
Where is Authvia based?
Authvia is headquartered in Cambridge, United States, in the North America region.
How does Authvia make money?
Three revenue lines are on record. Transaction-based Payment Processing is the primary driver. The others are platform/Subscription Fees and managed Services.
Who are Authvia's main competitors?
Direct peers on record are PayJunction, Rectangle Health, Cedar and PayNearMe. Broad incumbents are Melio, Stripe, PayPal, Bill.com and Block (Square + Cash App). PatientPop (by Tebra) is listed as an emerging player.
Does Authvia have an API?
Yes. Authvia offers developer-friendly APIs that enable integration of text-to-pay and messaging capabilities into existing systems and workflows. The API supports flexible endpoints for launching, scaling, and customizing payment workflows. APIs, SDKs, and no-code tools are available for integration, enabling partners and merchants to embed Authvia's technology under white-labeled or co-branded deployment options. A developer sandbox environment is available for integration and testing. Developer documentation is at developer.authvia.com/reference/authentication.
What industry is Authvia in?
Authvia's product category is Mobile Payment Platform. Its primary akta.pro industry code is BPAMAFAA, Payment Gateways & Orchestration, with a secondary code of FSAMAEAI, Digital Wallet Infrastructure (Tokenization, Wallet-as-a-Service). Its NAICS code is 51821 and its SIC code is 7372.