Name

Novel Capital

Legal name

Novel Capital Inc.

Website

https://novelcapital.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

SaaS Lending & Revenue-Based Financing

NAICS

Other Financial Investment Activities (5239), Investment Banking and Securities Intermediation (52315)

SIC

Short-Term Business Credit Institutions (6153), Investment Advice (6282)

akta.pro primary industry

SME Term Loans & Growth Capital (FSAKAGAB)

akta.pro secondary industries

Capital Raising Advisory (Debt/Equity/Private Capital) (BPAHADAG), Equity Capital Advisory (Private Equity Placements, Growth Capital) (BPAHAOAE)

Keywords

• Revenue-based financing
• Non-dilutive capital
• SaaS growth funding
• B2B fintech lending
• Venture debt

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Revenue-Based Financing / Upfront Capital™: Novel provides non-dilutive capital to B2B SaaS and tech companies based on a percentage of annual revenue (up to 40%). Companies receive a lump sum of capital and repay through fixed monthly payments over 1-36 months. No warrants, no personal guarantees, and no early repayment penalties. Additional capital unlocks as revenue grows.
2. Working Capital (Invoice Financing): Beta-stage invoice financing product where companies advance outstanding invoices for 90 days in exchange for a 5% fee on the total amount owed, payable in the first two months. Customers clear the balance when payment is received from their own clients.
3. VentureMatch™ Service: A service connecting qualified entrepreneurs with venture capital firms, generating referral or matching fees. This complements the non-dilutive capital offerings by helping companies also access equity funding.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels10 records

Core offering

Novel Capital provides non-dilutive growth capital to B2B SaaS and technology companies through its Capital Intelligence™ platform. The company offers Upfront Capital™ facilities of up to $5M with flexible draws, no warrants, and no personal guarantees, plus a VentureMatch™ service connecting founders to VC firms and a Working Capital invoice-financing product. Underwriting is powered by proprietary AI/ML models that analyze real-time revenue and growth data of SaaS companies.

Product overview

Novel Capital offers a unified fintech platform providing non-dilutive growth capital and strategic tools for B2B SaaS and tech companies. The core offering centers on Upfront Capital™ (growth capital up to $5M), complemented by VentureMatch™ (VC matching service) and Working Capital (Beta, in testing). The Capital Intelligence™ Platform serves as the underlying technology layer, combining real-time data analysis, AI-powered recommendations, and machine learning to provide analytics, fundraising strategy, and capital access recommendations. The platform enables founders to connect their data systems for analysis and receive actionable strategies to overcome growth barriers.

Differentiator

Problem solved

Functional benefit

Brands

• Capital Intelligence™: Platform providing non-dilutive capital and strategic tools to SaaS founders with data-driven scoring model
• Upfront Capital™
• VentureMatch™
• Revenue Growth Platform

Products and services

• Upfront Capital™ Non-dilutive growth capital facility providing up to $5M for B2B SaaS companies with recurring or predictable revenue. Repayment terms range from 3 to 36 months, with on-demand draws over a 12-month commitment and only interest paid on drawn funds. Designed for B2B SaaS founders needing growth capital without equity dilution.
• VentureMatch™ Service connecting qualified SaaS and tech entrepreneurs with venture capital firms, generating referral/matching fees. Complements the non-dilutive capital offerings by helping companies also access equity funding.
• Working Capital (Beta) Invoice financing product allowing companies to advance outstanding invoices for 90 days for a simple 5% fee, with the balance cleared when the company's customer pays. Targeted at B2B SaaS companies needing to bridge short-term cash flow gaps for payroll, marketing, or implementation costs.

Quantifiable outcome

• Over 200 companies funded across B2B SaaS and tech sectors
• +3 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature4 records

Partnerships

One partnership is on record.

• Accelerators and Ecosystem EnablersminorChannel Partner/ Reseller/ DistributorNovel's partnership program targets accelerators, investors, and other organizations that accelerate, fund, and empower B2B SaaS and technology companies. Partners can extend non-dilutive capital options to the founders they support, receiving preferred terms and engagement options.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat6 records

Key highlights7 records

Customer concentration

• Xx.com/novel_capital
• YouTubeyoutube.com/@novelcapital
• LinkedInlinkedin.com/company/novelcapital

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds5 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments32 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Novel Capital