BasePoint Capital
BasePoint Capital is a specialty finance platform providing asset-based financing and securitization services to commercial, fintech, and consumer lenders, with $20.3 billion+ deployed since 2011. Following its December 2025 acquisition of International Personal Finance, it serves 1.7 million customers across nine countries.
- Company typePrivate
- Founded2011
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What BasePoint Capital does
BasePoint Capital is a specialty finance platform that provides asset-based financing and securitization services to commercial, fintech, and consumer originators. Operating through holding company BasePoint Group Inc. and affiliates BasePoint Capital LLC (commercial lending) and BasePoint Advisors LLC (SEC-registered investment adviser), the firm has deployed more than $20.3 billion in capital since launching its strategy in 2011. Its core technology is a proprietary historical data and risk management platform that supports credit underwriting, ongoing collateral monitoring, and data-driven risk control across multiple market cycles.
The business operates on two monetization tracks: recurring interest and fee income from asset-based loans extended to specialty finance originators, and transaction-based origination and servicing fees from sponsored asset-backed securities (e.g., the $102 million BasePoint MCA Securitization II LLC Series 2025-1 issuance rated by KBRA in August 2025). Go-to-market is sales-led and direct, targeting B2B originator clients that in turn serve small and medium-sized businesses and underbanked consumers, with over 90% of originators reportedly deepening relationships through upsizes, renewals, or additional facilities. Pricing is quote-based and not publicly disclosed.
In December 2025, BasePoint completed a transformational acquisition of UK-listed International Personal Finance (IPF) for £543 million ($732 million) at a 31% premium, gaining a consumer lending platform serving 1.7 million customers across nine countries in Europe and Mexico. The firm has also entered a niche partnership with Kino Industries to finance interactive film projects using CtrlMovie technology. Headcount remains lean at 11-50 employees, supporting a capital-efficient operating model anchored in institutional infrastructure and multi-cycle underwriting expertise.
BasePoint Capital firmographics
Firmographics- Name
- BasePoint Capital
- Legal name
- BasePoint Group Inc.
- Website
- https://basepointcapital.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- BasePoint Capital is a specialty finance platform providing asset-based financing and securitization services to commercial, fintech, and consumer lenders, with $20.3 billion+ deployed since 2011. Following its December 2025 acquisition of International Personal Finance, it serves 1.7 million customers across nine countries.
- Ownership category
- akta.pro rank
BasePoint Capital industry classification
Industry- Product category
- Specialty Finance / Asset-Based Lending
- NAICS
- Other Financial Investment Activities (5239), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Asset-Backed Securities (6189), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Specialty Finance / Structured Credit (FSANADAE)
- akta.pro secondary industries
- Middle-Market Lending (FSANADAI), Direct Lending — Specialty Finance (Consumer/SME Lending Platforms) (FSAHAJAF), Financing & Investment (Equity, Debt, Gap, Slate) (MPADAAAB)
Keywords
Where BasePoint Capital is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
BasePoint Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure
Revenue model
- Asset-Based Financing: Provides asset-based capital to commercial, fintech, and consumer originators through flexible financing solutions, generating returns from interest and fees on originated loans
- Securitization Activities: Sponsors and structures asset-backed securities (ABS) backed by originated loans, earning origination and servicing fees while distributing risk to institutional investors
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
BasePoint Capital product offering
Product offeringCore offering
BasePoint Capital provides asset-based financing to commercial, fintech, and consumer specialty finance originators, structuring flexible capital solutions backed by disciplined underwriting and ongoing data-driven risk monitoring. The firm combines traditional bank-inspired credit discipline with non-bank lender flexibility, supporting multi-asset origination, securitization (ABS) activities, and credit access for small and medium-sized businesses and underbanked consumers.
Product overview
BasePoint is an established provider of asset-based financing to commercial, fintech, and consumer originators. The company offers a unified platform combining structured credit expertise with disciplined underwriting, proprietary data and risk management capabilities, and operational infrastructure for scale. The core product is Originator Solutions, which provides flexible capital solutions for specialty finance originators serving small businesses and underbanked populations. Since launching the strategy in 2011, the platform has funded over $20.3 billion. The company also has a niche film financing initiative through a partnership with Kino Industries for interactive CtrlMovie technology.
Differentiator
Problem solved
Functional benefit
Products and services
- Originator Solutions Flexible capital solutions structured for commercial, fintech, and consumer originators, enabling small and medium-sized businesses and underbanked consumers to access capital through an operational platform combining bank-inspired discipline with non-bank lender flexibility and multi-asset origination support.
- Asset-Based Financing Facilities Provider of asset-based financing facilities to commercial, fintech, and consumer originators, leveraging structured credit expertise, disciplined underwriting, ongoing data risk monitoring, and operational infrastructure built for scale.
- Securitization (ABS) Services Sponsorship and structuring of asset-backed securities (ABS) backed by originated loans (merchant cash advances and small business loans), earning origination and servicing fees while distributing risk to institutional investors.
- Investment Advisory to Private Pooled Vehicles
Quantifiable outcome
- Over 90% of originators have deepened their relationship through upsizes, renewals, or additional facilities
Companies that use BasePoint Capital
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
BasePoint Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
BasePoint Capital partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Kino Industries (CtrlMovie)flagshipBasePoint Capital financed 'Slay Day' as the first project under its partnership with Kino Industries' CtrlMovie technology. The interactive slasher film uses CtrlMovie technology allowing audiences to vote via smartphone to decide which characters survive, with over 50 decision points creating more than 8,000 possible narrative outcomes.
Scale indicators6 records
Recent moves5 records
Expansion highlights5 records
BasePoint Capital competitors and assessment
Company assessmentDirect peers
- Brevet Capital: Specialty finance investor providing structured capital to non-bank lenders and asset originators, including small business and consumer credit. Comparable underwriting approach and customer segment.
- Garrison Capital: Specialty finance-focused asset manager that provides structured capital solutions to consumer and commercial originators. Highly comparable to BasePoint's originator financing model and middle-market focus.
- WhiteHorse Capital: Provides structured credit and asset-based financing solutions to specialty finance originators across consumer and small business segments — directly aligned with BasePoint's product offering.
- Maranon Capital: Specialty finance and structured products manager providing asset-based financing to originators of small business, consumer, and equipment loans. Comparable asset class, customer base, and securitization focus.
- Crescent Capital Group: Direct lending and structured credit manager with meaningful exposure to specialty finance and asset-backed financings, competing for similar originator relationships.
Broad incumbents
- Castlelake: Global alternative investment manager with significant specialty finance, consumer lending, and asset-based financing strategies. Overlaps with BasePoint in providing capital to specialty finance originators and consumer lenders.
- Sixth Street: Large diversified alternative investment platform that includes direct lending, specialty finance, and structured credit strategies overlapping with BasePoint's B2B capital partner model.
- Ares Capital: One of the largest direct lending and private credit platforms, with a structured credit and specialty finance franchise that overlaps BasePoint's middle-market and asset-based lending focus.
- Owl Rock Capital (Blue Owl Capital): Major direct lending and private credit franchise with growing exposure to specialty finance and asset-based financings, providing broader competitive context for BasePoint's middle-market lending focus.
Emerging players
- Varley Capital: Specialty finance and asset-based lending manager with a niche focus on financing consumer and small business originators — overlapping customer base though smaller in scale than BasePoint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
BasePoint Capital social profiles
Digital presenceBasePoint Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
BasePoint Capital leadership team
Management profileNumber of profiles
BasePoint Capital subsidiaries and ownership
Company hierarchySubsidiaries3 records
BasePoint Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BasePoint Capital M&A and investment
M&A and investmentM&A1 record
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BasePoint Capital
What does BasePoint Capital do?
BasePoint Capital provides asset-based financing to commercial, fintech, and consumer specialty finance originators, structuring flexible capital solutions backed by disciplined underwriting and ongoing data-driven risk monitoring. The firm combines traditional bank-inspired credit discipline with non-bank lender flexibility, supporting multi-asset origination, securitization (ABS) activities, and credit access for small and medium-sized businesses and underbanked consumers.
Is BasePoint Capital a public or private company?
BasePoint Capital is a private company. It is classified as unknown and is currently operating.
When was BasePoint Capital founded?
BasePoint Capital was founded in 2011. It employs 11 to 50 people.
Where is BasePoint Capital based?
BasePoint Capital is headquartered in New York, United States, in the North America region.
How does BasePoint Capital make money?
Two revenue lines are on record. Asset-Based Financing is the primary driver. The others are securitization Activities.
Who are BasePoint Capital's main competitors?
Direct peers on record are Brevet Capital, Garrison Capital, WhiteHorse Capital, Maranon Capital and Crescent Capital Group. Broad incumbents are Castlelake, Sixth Street, Ares Capital and Owl Rock Capital (Blue Owl Capital). Varley Capital is listed as an emerging player.
Does BasePoint Capital have an API?
No public API is recorded for BasePoint Capital.
What industry is BasePoint Capital in?
BasePoint Capital's product category is Specialty Finance / Asset-Based Lending. Its primary akta.pro industry code is FSANADAE, Specialty Finance / Structured Credit, with a secondary code of FSANADAI, Middle-Market Lending. Its NAICS code is 5239 and its SIC code is 6189.