Champ

Name

Champ

Legal name

CHAMP Titles, Inc.

Website

https://champtitles.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Government Technology / Digital Titling Software

NAICS

Software Publishers (5132), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

akta.pro primary industry

Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC)

akta.pro secondary industry

RWA Tokenization Platforms (asset onboarding, structuring, issuance) (FSAPAIAC)

Keywords

• Digital vehicle titling
• DMV modernization software
• Electronic lien title
• Government SaaS platform
• Blockchain title infrastructure

Headquarters

HQ city

Cleveland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Pay-for-performance / Transaction fees on government transactions: Government-facing model where CHAMP receives payment from the lender only after liens are filed successfully on the citizen's behalf, with no upfront or ongoing costs to state agencies. Fees are charged per transaction (title transfer, registration, lien filing/release).
2. CHAMPgov SaaS subscription for state government agencies: Recurring SaaS revenue from state government contracts for the Digital Title & Registration Suite (DTRS) and Web Channel Services. Cloud-based platform delivered as software-as-a-service with continuous improvements.
3. Commercial digital titling products (Dealer Title, Digital Total Loss): Transaction-based revenue from commercial customers including insurance carriers, automotive retailers, lenders, and fleet operators using Digital Total Loss (DTL) and Dealer Title solutions to digitize the title and registration process.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels8 records

Core offering

CHAMP Titles builds and operates cloud-native, blockchain-backed SaaS platforms that allow U.S. state Departments of Motor Vehicles, insurance carriers, lenders, auto retailers, and fleet operators to create, manage, and transfer digital vehicle titles and process electronic liens and registrations. Its flagship CHAMPgov platform modularly replaces legacy DMV mainframe systems and is delivered on a pay-for-performance, per-transaction basis with no upfront cost to state agencies.

Differentiator

Problem solved

Functional benefit

Brands

• CHAMPgov: CHAMP's government-facing digital title and registration suite designed to modernize DMV operations.
• National Digital Titling Clearinghouse (NDTC)
• Digital Title and Registration Suite (DTRS)
• Digital Total Loss (DTL)
• Dealer Title

Products and services

• CHAMPgov Digital Title & Registration Suite (DTRS) Cloud-native, modular government SaaS platform for state DMVs covering five solution suites: Digital Title & Registration Suite (DTRS), Web Channel Services, Secure Gateway Interface, Vehicle Core Services, and Driver Services. Designed to integrate with legacy mainframe systems or operate as a complete system of record, sold to U.S. state Departments of Motor Vehicles on a pay-for-performance basis.
• National Digital Titling Clearinghouse (NDTC) First-of-its-kind, state-backed digital titling clearinghouse that enables licensed non-resident businesses (auto retailers, fleets, insurance carriers) to submit title applications online across state lines with same-day electronic title issuance, operated by the West Virginia DOT in partnership with Tyler Technologies and CHAMP.
• Electronic Lien & Title (ELT) Platform
• Digital Total Loss (DTL) Insurance-focused SaaS solution that allows property and casualty insurance carriers to quickly and easily acquire and dispose of a policyholder's vehicle title in total loss events, integrated with LossExpress for lien payoff and Copart for salvage vehicle processing.
• Dealer Title
• First U.S. Digital Vehicle Title (West Virginia) Fully digital (non-paper) vehicle title issued by the State of West Virginia using CHAMP's blockchain-backed technology, the first such title in the United States.

Quantifiable outcome

• Reduces title processing time from 40–60 days to under 24 hours
• +6 more outcomes

Named customers6 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability2 records

Feature4 records

Partnerships

Six partnerships are on record, tiered moderate and flagship.

• eSTART Coalition (Electronic Secure Title and Registration Transformation)moderateStrategic or Co-development Partner · 15 April 2024CHAMP joined as a founding member of the eSTART Coalition in April 2024. eSTART is a group of leading auto industry organizations united to advocate for improvements that streamline auto transactions and modernizing title and registration processes.
• Jon Ransom (Board Chair)flagshipOthers · 15 April 2023Named Chairman of CHAMP's board effective April 15, 2023, replacing co-founder Bernie Moreno. Ransom was the founder and CEO of Environmental Management Specialists, Inc. (sold to HEPACO in 2018 with 200+ employees) and was an early investor in CHAMP. He continues to serve on HEPACO's board.
• LossExpress (division of Factory Intelligent Solutions)moderateTechnology or Integration · 21 December 2022Technology integration partnership announced December 2022. LossExpress's lienholder network and automation technologies integrate with CHAMP's Digital Total Loss (DTL) and title/registration solutions to enable insurance carriers to quickly pay off liens and acquire/transfer policyholder vehicle titles in total loss events.
• Tyler Technologies, Inc. (NYSE: TYL)flagshipStrategic or Co-development Partner · 15 December 2022Co-development and system integration partner. Together with West Virginia DOT and CHAMP, Tyler built the first-of-its-kind digital vehicle title system and the National Digital Titling Clearinghouse (NDTC). Tyler also partners with CHAMP for ELT rollouts in New Jersey and Kentucky. Tyler is an S&P 500 public sector software provider with 40,000+ successful installations across 13,000+ locations.
• State of West Virginia (Division of Motor Vehicles / DOT)flagshipStrategic or Co-development Partner · 15 December 2022First state to adopt CHAMP's DTRS in 2022 and to launch the National Digital Titling Clearinghouse (NDTC) in 2023 via West Virginia House Bill 2506. West Virginia DOT operates NDTC in partnership with Tyler Technologies and CHAMP Titles. The state serves as a flagship reference customer and policy partner.
• Copart, Inc. (NASDAQ: CPRT)flagshipStrategic or Co-development Partner · 1 April 2021Strategic partnership announced April 1, 2021 to deliver an automated digital platform for car sellers, including insurance companies. Copart is a global online vehicle auction company with operations in 11 countries and 200+ locations. Together they introduced automated title processing for auto insurance groups via CHAMP's Digital Total Loss solution.

Scale indicators12 records

Recent moves12 records

Expansion highlights7 records

Broad incumbents

• Tyler Technologies: S&P 500 public-sector software provider and CHAMP's flagship system-integration partner. Overlaps with CHAMP through broader DMV/court/government IT offerings and is the single most consequential peer — both as a channel and a potential competitor.
• Cox Automotive: Parent of Dealertrack, Kelley Blue Book, and Manheim, with a broad footprint in dealer, lender, and titling technology. Competes with CHAMP across multiple commercial verticals in the auto ecosystem.
• Guidewire Software: P&C insurance core platform provider and CHAMP investor. Overlaps in the insurance-carrier total-loss workflow where CHAMP's Digital Total Loss solution sits.

Direct peers

• Dealertrack (Cox Automotive): Operates a nationwide dealer-to-DMV electronic titling and registration network. Directly competes with CHAMP's Dealer Title and ELT offerings for the same lender, dealer, and state-DMV workflow.
• FAST Enterprises: Large government-IT modernization vendor that has implemented tax, DMV, and revenue systems for U.S. states. Competes with CHAMP for state-level digital transformation contracts.
• Reynolds and Reynolds: Dealer management system and title/registration processing provider. Overlaps with CHAMP in dealership-side title processing and DMS-integrated workflows.
• CDK Global: Major dealer technology platform with title and registration capabilities. Comparable to CHAMP's commercial dealer-facing products.
• Image API: Provides document management, electronic titling, and registration workflow solutions to U.S. state DMVs. Direct competitor in the state-government DMV modernization space.

Others

• Copart: Global online vehicle auction company and CHAMP strategic partner. Comparable as an end-to-end vehicle title ecosystem player and channel to insurance total-loss volumes.
• Holo (by Wave) / Digital Asset: Enterprise blockchain/DLT infrastructure provider. Comparable as a technology peer underlying CHAMP's blockchain-backed architecture and as a potential alternative DLT stack for government titling.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat7 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/champtitles
• YouTubeyoutube.com/champtitles
• Facebookfacebook.com/champtitles
• LinkedInlinkedin.com/company/champtitles
• Instagraminstagram.com/champtitles
• Pinterestpinterest.com/champtitles

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds7 records

Investors17 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Champ