Champ
- Company typePrivate
- Founded2018
- HeadquartersCleveland, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
Champ firmographics
Firmographics- Name
- Champ
- Legal name
- CHAMP Titles, Inc.
- Website
- https://champtitles.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Champ industry classification
Industry- Product category
- Government Technology / Digital Titling Software
- NAICS
- Software Publishers (5132), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- akta.pro primary industry
- Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC)
- akta.pro secondary industry
- RWA Tokenization Platforms (asset onboarding, structuring, issuance) (FSAPAIAC)
Keywords
Where Champ is headquartered
LocationHeadquarters
- HQ city
- Cleveland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Champ business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Pay-for-performance / Transaction fees on government transactions: Government-facing model where CHAMP receives payment from the lender only after liens are filed successfully on the citizen's behalf, with no upfront or ongoing costs to state agencies. Fees are charged per transaction (title transfer, registration, lien filing/release).
- CHAMPgov SaaS subscription for state government agencies: Recurring SaaS revenue from state government contracts for the Digital Title & Registration Suite (DTRS) and Web Channel Services. Cloud-based platform delivered as software-as-a-service with continuous improvements.
- Commercial digital titling products (Dealer Title, Digital Total Loss): Transaction-based revenue from commercial customers including insurance carriers, automotive retailers, lenders, and fleet operators using Digital Total Loss (DTL) and Dealer Title solutions to digitize the title and registration process.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Pay-as-you-transact government model — no upfront cost, pay only on successful transactions |
| Outcome Based/ Performance | Pay-as-you-go | Pay-for-performance ELT contracting — payment from lender only after successful lien filing |
| Other | Pay-as-you-go | CHAMPgov SaaS for state agencies — costs $0 for government |
Go-to-market motion4 records
Distribution channels5 records
Marketing channels8 records
Champ product offering
Product offeringCore offering
CHAMP Titles builds and operates cloud-native, blockchain-backed SaaS platforms that allow U.S. state Departments of Motor Vehicles, insurance carriers, lenders, auto retailers, and fleet operators to create, manage, and transfer digital vehicle titles and process electronic liens and registrations. Its flagship CHAMPgov platform modularly replaces legacy DMV mainframe systems and is delivered on a pay-for-performance, per-transaction basis with no upfront cost to state agencies.
Differentiator
Problem solved
Functional benefit
Brands
- CHAMPgov: CHAMP's government-facing digital title and registration suite designed to modernize DMV operations.
- National Digital Titling Clearinghouse (NDTC)
- Digital Title and Registration Suite (DTRS)
- Digital Total Loss (DTL)
- Dealer Title
Products and services
- CHAMPgov Digital Title & Registration Suite (DTRS) Cloud-native, modular government SaaS platform for state DMVs covering five solution suites: Digital Title & Registration Suite (DTRS), Web Channel Services, Secure Gateway Interface, Vehicle Core Services, and Driver Services. Designed to integrate with legacy mainframe systems or operate as a complete system of record, sold to U.S. state Departments of Motor Vehicles on a pay-for-performance basis.
- National Digital Titling Clearinghouse (NDTC) First-of-its-kind, state-backed digital titling clearinghouse that enables licensed non-resident businesses (auto retailers, fleets, insurance carriers) to submit title applications online across state lines with same-day electronic title issuance, operated by the West Virginia DOT in partnership with Tyler Technologies and CHAMP.
- Electronic Lien & Title (ELT) Platform
- Digital Total Loss (DTL) Insurance-focused SaaS solution that allows property and casualty insurance carriers to quickly and easily acquire and dispose of a policyholder's vehicle title in total loss events, integrated with LossExpress for lien payoff and Copart for salvage vehicle processing.
- Dealer Title
- First U.S. Digital Vehicle Title (West Virginia) Fully digital (non-paper) vehicle title issued by the State of West Virginia using CHAMP's blockchain-backed technology, the first such title in the United States.
Quantifiable outcome
- Reduces title processing time from 40–60 days to under 24 hours
- +6 more outcomes
Companies that use Champ
Customer profileNamed customers6 records
Segments7 records
Ideal customer profiles5 records
Champ technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability2 records
Feature4 records
Champ partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered moderate and flagship.
- eSTART Coalition (Electronic Secure Title and Registration Transformation)moderateCHAMP joined as a founding member of the eSTART Coalition in April 2024. eSTART is a group of leading auto industry organizations united to advocate for improvements that streamline auto transactions and modernizing title and registration processes.
- Jon Ransom (Board Chair)flagshipNamed Chairman of CHAMP's board effective April 15, 2023, replacing co-founder Bernie Moreno. Ransom was the founder and CEO of Environmental Management Specialists, Inc. (sold to HEPACO in 2018 with 200+ employees) and was an early investor in CHAMP. He continues to serve on HEPACO's board.
- LossExpress (division of Factory Intelligent Solutions)moderateTechnology integration partnership announced December 2022. LossExpress's lienholder network and automation technologies integrate with CHAMP's Digital Total Loss (DTL) and title/registration solutions to enable insurance carriers to quickly pay off liens and acquire/transfer policyholder vehicle titles in total loss events.
- Tyler Technologies, Inc. (NYSE: TYL)flagshipCo-development and system integration partner. Together with West Virginia DOT and CHAMP, Tyler built the first-of-its-kind digital vehicle title system and the National Digital Titling Clearinghouse (NDTC). Tyler also partners with CHAMP for ELT rollouts in New Jersey and Kentucky. Tyler is an S&P 500 public sector software provider with 40,000+ successful installations across 13,000+ locations.
- State of West Virginia (Division of Motor Vehicles / DOT)flagshipFirst state to adopt CHAMP's DTRS in 2022 and to launch the National Digital Titling Clearinghouse (NDTC) in 2023 via West Virginia House Bill 2506. West Virginia DOT operates NDTC in partnership with Tyler Technologies and CHAMP Titles. The state serves as a flagship reference customer and policy partner.
- Copart, Inc. (NASDAQ: CPRT)flagshipStrategic partnership announced April 1, 2021 to deliver an automated digital platform for car sellers, including insurance companies. Copart is a global online vehicle auction company with operations in 11 countries and 200+ locations. Together they introduced automated title processing for auto insurance groups via CHAMP's Digital Total Loss solution.
Scale indicators12 records
Recent moves12 records
Expansion highlights7 records
Champ competitors and assessment
Company assessmentBroad incumbents
- Tyler Technologies: S&P 500 public-sector software provider and CHAMP's flagship system-integration partner. Overlaps with CHAMP through broader DMV/court/government IT offerings and is the single most consequential peer — both as a channel and a potential competitor.
- Cox Automotive: Parent of Dealertrack, Kelley Blue Book, and Manheim, with a broad footprint in dealer, lender, and titling technology. Competes with CHAMP across multiple commercial verticals in the auto ecosystem.
- Guidewire Software: P&C insurance core platform provider and CHAMP investor. Overlaps in the insurance-carrier total-loss workflow where CHAMP's Digital Total Loss solution sits.
Direct peers
- Dealertrack (Cox Automotive): Operates a nationwide dealer-to-DMV electronic titling and registration network. Directly competes with CHAMP's Dealer Title and ELT offerings for the same lender, dealer, and state-DMV workflow.
- FAST Enterprises: Large government-IT modernization vendor that has implemented tax, DMV, and revenue systems for U.S. states. Competes with CHAMP for state-level digital transformation contracts.
- Reynolds and Reynolds: Dealer management system and title/registration processing provider. Overlaps with CHAMP in dealership-side title processing and DMS-integrated workflows.
- CDK Global: Major dealer technology platform with title and registration capabilities. Comparable to CHAMP's commercial dealer-facing products.
- Image API: Provides document management, electronic titling, and registration workflow solutions to U.S. state DMVs. Direct competitor in the state-government DMV modernization space.
Others
- Copart: Global online vehicle auction company and CHAMP strategic partner. Comparable as an end-to-end vehicle title ecosystem player and channel to insurance total-loss volumes.
- Holo (by Wave) / Digital Asset: Enterprise blockchain/DLT infrastructure provider. Comparable as a technology peer underlying CHAMP's blockchain-backed architecture and as a potential alternative DLT stack for government titling.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat7 records
Key risks6 records
Key highlights6 records
Customer concentration
Champ social profiles
Digital presenceChamp compliance and trust
Trust signalCompliance1 record
Champ financial estimates
Financial estimateRevenue estimate
Valuation estimate
Champ leadership team
Management profileNumber of profiles
Profiles6 records
Champ funding detail
Funding detailFunding overview
Funding rounds7 records
Investors17 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Champ M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Champ
What does Champ do?
CHAMP Titles builds and operates cloud-native, blockchain-backed SaaS platforms that allow U.S. state Departments of Motor Vehicles, insurance carriers, lenders, auto retailers, and fleet operators to create, manage, and transfer digital vehicle titles and process electronic liens and registrations. Its flagship CHAMPgov platform modularly replaces legacy DMV mainframe systems and is delivered on a pay-for-performance, per-transaction basis with no upfront cost to state agencies.
Is Champ a public or private company?
Champ is a private company. It is classified as venture growth investor backed and is currently operating.
When was Champ founded?
Champ was founded in 2018. It employs 101 to 250 people.
Where is Champ based?
Champ is headquartered in Cleveland, United States, in the North America region.
How does Champ make money?
Three revenue lines are on record. Pay-for-performance / Transaction fees on government transactions are the primary driver. The others are CHAMPgov SaaS subscription for state government agencies and commercial digital titling products (Dealer Title, Digital Total Loss).
Who are Champ's main competitors?
Broad incumbents on record are Tyler Technologies, Cox Automotive and Guidewire Software. Direct peers are Dealertrack (Cox Automotive), FAST Enterprises, Reynolds and Reynolds, CDK Global and Image API. Others are Copart and Holo (by Wave) / Digital Asset.
Does Champ have an API?
No public API is recorded for Champ.
What industry is Champ in?
Champ's product category is Government Technology / Digital Titling Software. Its primary akta.pro industry code is FSAGAAAC, Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts), with a secondary code of FSAPAIAC, RWA Tokenization Platforms (asset onboarding, structuring, issuance). Its NAICS code is 5132.