Charm Security

What Charm Security does

Charm Security is an Israeli and US-based cybersecurity company founded in January 2025 that builds an AI-powered scam and fraud defense platform, marketed as the 'Agentic AI Workforce for Fraud and Cybercrime.' The platform is organized around three named AI agents — the Fraud Investigation Agent (analyst support, case summarization, next-best-action), the Fraud Frontline Agent (real-time guidance for contact centers, branches, wealth and support teams), and the Fraud Intelligence Agent (adversary-facing intelligence gathering through the HoneyBot network that autonomously engages scam infrastructure). The technical foundation is Charm's proprietary HVE™ (Human Vulnerabilities and Exploits) AI Model combined with a continuously updated knowledge graph that fuses behavioral, relational, and linguistic signals with time decay, plus an integrated deepfake-detection capability delivered through a partnership with Reality Defender. The platform claims 30% loss reduction, 80% less manual triage, and 24/7 real-time intervention, though none of these metrics is third-party validated in the source material.

The company sells through a sales-led, demo-driven enterprise motion ('See Charm in Action') targeting financial institutions, digital platforms, and large enterprises — specifically fraud, financial crime, and customer-facing teams inside tier-1 banks and large platforms. Channel distribution is layered through partnerships with the Curql Collective (the National Member Protection Initiative, with five credit unions in the inaugural cohort) and the ABA Partner Network for community banks, and the company has been generating enterprise pipeline through flagship industry events including the RSAC Innovation Sandbox 2026 (Top 10 finalist, $5M SAFE) and the Global Anti-Scam Summit Europe 2026 (Scam Fighter Award for Best Technological Solution). Charm is venture-backed, having raised $8M in seed funding led by Team8 in March 2025 and a $5M uncapped SAFE at RSAC in February 2026; the company has 11–50 employees and is operationally headquartered with US contact in New York and corporate jurisdiction in Israel. Revenue model is enterprise platform subscription; no pricing, ARR, or named customer logos beyond the credit-union cohort and a single tier-1 North American bank testimonial are disclosed.

Name

Charm Security

Legal name

Charm Security

Website

https://charmsecurity.co

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

11–50 employees

Short description

Charm Security is an Israeli and US-based company, founded January 2025, that sells an Agentic AI Workforce — three named AI agents powered by its proprietary HVE™ model — to financial institutions, digital platforms, and enterprises for real-time scam and fraud prevention, intervention, and resolution.

Ownership category

akta.pro rank

Product category

AI fraud and scam prevention software

NAICS

Security Systems Services (except Locksmiths) (561621)

SIC

Services-Computer Programming Services (7371)

akta.pro primary industry

Deception Technology & Threat Hunting (HDADAGAI)

akta.pro secondary industry

Identity, Access & Secrets Management for AI Systems (IAM for agents/models) (HDAAAKAJ)

Keywords

• AI fraud detection
• Scam prevention platform
• Fraud investigation software
• Behavioral fraud analytics
• Cyber fraud defense

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Enterprise platform subscription (Charm Agentic AI Workforce): Recurring platform access to the Agentic AI Workforce (Fraud Investigation, Frontline, and Intelligence agents) sold to financial institutions, digital platforms, and enterprises via a 'See Charm in Action' / demo-led sales motion. Pricing is not publicly disclosed; pricing models and billing cadence are not stated in source material.

Go-to-market motion3 records

Core offering

Charm Security sells an enterprise Agentic AI Workforce platform that prevents, intervenes in, and resolves scams and fraud in real time for financial institutions, digital platforms, and large enterprises. The platform combines a proprietary HVE (Human Vulnerabilities and Exploits) AI model, a continuously updated knowledge graph, and three orchestrated AI agents — Fraud Investigation, Fraud Frontline, and Fraud Intelligence (with a HoneyBot network) — sold as a coherent subscription offering.

Product overview

Charm Security offers a single unified agentic AI platform — the "Agentic AI Workforce for Fraud and Cybercrime" — under which three named AI agents operate as integrated modules: the Fraud Investigation Agent (analyst support, case summarization, next-best-action), the Fraud Frontline Agent (real-time guidance for customer-facing teams), and the Fraud Intelligence Agent (adversary-facing intelligence gathering via the HoneyBot network). The platform's connective tissue is Charm's proprietary HVE (Human Vulnerabilities and Exploits) AI Model and a continuously updated knowledge graph that powers Investigation & Triage, Human Context & Guidance, and Resolution & Reporting workflows. The platform is sold as a coherent offering (rather than standalone point products) to financial institutions, digital platforms, and enterprises, and is extended through partnerships such as the Reality Defender deepfake-detection integration.

Differentiator

Problem solved

Functional benefit

Products and services

• Charm Security Agentic AI Workforce Unified agentic AI platform for fraud and cybercrime prevention, intervention, and resolution, sold to financial institutions, digital platforms, and large enterprises. Combines fraud expertise with behavioral science and a proprietary HVE (Human Vulnerabilities and Exploits) AI Model, and orchestrates three specialized AI agents: the Fraud Investigation Agent (analyst support, case summarization, next-best-action), the Fraud Frontline Agent (real-time guidance for customer-facing teams in contact centers, branches, wealth, and support), and the Fraud Intelligence Agent (adversary-facing intelligence gathering via the HoneyBot network). Extends into real-time voice, image, and text authenticity verification through an embedded Reality Defender deepfake-detection integration.

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability14 records

Feature7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• BioCatch: BioCatch pioneered behavioral biometrics for fraud detection, analyzing user behavior (mouse, touch, typing) during digital sessions to identify social-engineering scams and account takeovers. BioCatch's focus on the human/behavioral layer of fraud closely parallels Charm's HVE™ model and Fraud Frontline Agent positioning. BioCatch is now part of LexisNexis Risk Solutions, giving it incumbent scale Charm does not yet have.
• Socure: Socure provides AI-driven identity verification and fraud-risk decisioning for financial institutions and digital platforms, with deep expertise in synthetic-identity and application fraud. It is a relevant peer for the digital-platform and fintech buyer segment and overlaps with Charm on entity-level fraud risk scoring and knowledge-graph-style identity linking.
• Sardine: Sardine is an AI-driven fraud, AML, and identity platform built specifically for fintechs, neobanks, and digital platforms. It is a more direct peer for Charm's digital-platform buyer segment, using behavioral signals and device intelligence to stop scams and account-takeover in real time. It represents a credible alternative Charm will encounter in mid-market fintech deals.
• Sift: Sift operates an AI-driven Digital Trust & Safety platform that combines fraud detection, account defense, and content integrity for fintechs, marketplaces, and digital platforms. It directly competes with Charm for the digital-platform buyer segment and uses a similar ML-first approach; Sift Science's data network is the closest analog to Charm's HoneyBot-derived intelligence graph.
• DataVisor: DataVisor provides an AI-powered fraud and AML platform for financial institutions, using unsupervised ML and knowledge graphs to detect scams, application fraud, and money laundering. It overlaps directly with Charm's Fraud Investigation Agent and the underlying knowledge-graph approach linking entities across cases, and serves the same large-bank buyer.
• Arkose Labs: Arkose Labs specializes in scam, bot, and account-takeover prevention for financial services and consumer platforms, with a strong emphasis on stopping human-driven fraud farms. It overlaps with Charm's intervention-focused positioning and addresses the same fraud teams inside banks and large digital platforms.
• Feedzai: Feedzai is an AI-native financial crime and fraud-detection platform sold to banks and payments processors. It is the closest direct competitor to Charm's Agentic AI Workforce: same buyer (tier-1 bank fraud teams), same AI-first architecture, and overlapping use cases in scam and account-takeover detection. Feedzai is significantly larger and more established, making it the natural head-to-head benchmark for Charm in enterprise deals.

Broad incumbents

• Darktrace: Darktrace is an established AI cybersecurity company that has expanded from network anomaly detection into email, identity, and fraud-adjacent use cases for enterprises. It is a broad incumbent with overlapping AI-driven detection positioning, larger scale, and significant enterprise distribution. Charm may encounter Darktrace at the broader security-buyer level even though its core domain (financial fraud) is more specialized.
• NICE Actimize: NICE Actimize is the dominant enterprise fraud, AML, and financial-crime platform sold to global tier-1 banks. It is the broad incumbent Charm must displace or coexist with in enterprise deals: large installed base, deep regulatory coverage, and heavy compliance-led buyer relationships. Charm's agentic AI is positioned as the modern alternative to Actimize's traditionally rules-heavy stack.

Emerging players

• Transmit Security: Transmit Security is an identity and fraud-prevention platform that uses AI to detect account takeover, synthetic identity, and social-engineering attacks, and is a former employer of Charm's Senior Security Researcher. It serves similar financial-services buyers and overlaps with Charm in identity-linked fraud signals, making it a useful talent and product reference point.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries3 records

Funding overview

Funding rounds3 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Charm Security