ThreatMark
ThreatMark is a Czech-founded cybersecurity company that provides an AI-driven Behavioral Intelligence Platform protecting financial institutions against scams, phishing, account takeover, and money mule activity, with over 40 million end users across three continents.
- Company typePrivate
- Founded2015
- HeadquartersBrno, Czechia
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What ThreatMark does
ThreatMark is a Czech-headquartered cybersecurity company founded in 2015 in Brno that builds a Behavioral Intelligence Platform for fraud prevention at financial institutions. The platform combines behavioral biometrics, AI/ML-based anomaly detection, threat intelligence, and transaction risk analysis in a single integrated system, monitoring user interactions across web and mobile banking channels in real time to detect scams, phishing, account takeover, new account fraud, and money mule activity. The company's core differentiator is detection of in-session manipulation (e.g., active phone calls, remote access tools, coached typing patterns), which addresses the structural blind spot of traditional fraud tools when legitimate customers are socially engineered into authorizing fraudulent transactions themselves.
The product portfolio is structured as a core platform with add-on modules: the Behavioral Intelligence Platform (full-stack fraud prevention), ScamFlag (GenAI-powered omnichannel scam detection delivered via SDK, launched May 2025), Smart Insights (signal intelligence for false-positive reduction), the Cyber Fraud Fusion Center (managed threat intelligence), and FraudIntel (cross-border fraud scheme detection). ThreatMark protects more than 40 million online users across three continents, with named enterprise references including Société Générale, ERSTE Group (and members Slovenská Sporiteľňa and Česká spořitelna), KBC (CSOB), Akbank, PostFinance, Creditas, DFCU Financial, Banca Comercială Română, Tri Counties Bank, J&T Banka, Cooperative Policía Nacional, and Tipsport. The company holds SOC2 and ISO 27001 certifications.
ThreatMark operates an enterprise SaaS model with quote-based subscription pricing tied to each financial institution's user base size, complemented by SDK-based module licensing (e.g., ScamFlag). Go-to-market combines direct enterprise sales ([email protected]) with strategic channel distribution, notably the Q2 Digital Banking MarketPlace in the US, alongside event-driven demand generation at industry conferences such as Q2 Connect. The company is private, headquartered in Brno with US operations in Charlotte, NC and UK operations in London, and has raised at least ~$36.5 million across multiple rounds, including a $23 million Series B in January 2025 led by Octopus Ventures and Riverside Acceleration Capital.
ThreatMark firmographics
Firmographics- Name
- ThreatMark
- Legal name
- ThreatMark Inc.
- Website
- https://threatmark.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- ThreatMark is a Czech-founded cybersecurity company that provides an AI-driven Behavioral Intelligence Platform protecting financial institutions against scams, phishing, account takeover, and money mule activity, with over 40 million end users across three continents.
- Ownership category
- akta.pro rank
ThreatMark industry classification
Industry- Product category
- Fraud Prevention Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Investment Banking and Securities Intermediation (523150), Portfolio Management and Investment Advice (523940)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Investment Advice (6282), Finance Services (6199)
- akta.pro primary industry
- Fraud Detection & Prevention (payments fraud, account takeover, scams) (FSAGAFAE)
- akta.pro secondary industries
- Fraud Detection & Transaction Monitoring (FSAMALAA), Risk, Fraud & Transaction Monitoring (Behavioral, Velocity, Controls) (FSAGAAAK), Sanctions Screening & Watchlist/PEP Screening (Crypto) (FSADALAC), Verification & Risk Signals (Device Fingerprinting, Behavioral Biometrics) (HDADALAJ)
Keywords
Where ThreatMark is headquartered
LocationHeadquarters
- HQ city
- Brno
- HQ country
- Czechia
- HQ region
- Europe
Offices4 records
Markets served
ThreatMark business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Enterprise SaaS Subscription (Platform Licensing): ThreatMark's Behavioral Intelligence Platform is licensed to financial institutions on a subscription basis. The platform serves as the core fraud prevention infrastructure for banks, protecting their entire digital customer journey. Pricing is based on user base size as stated on the ScamFlag product page, suggesting a per-user or tiered subscription model.
- ScamFlag SDK / Add-on Module: ScamFlag is offered as a Software Development Kit (SDK) that banks integrate into their existing digital banking applications, with white-labeling options. It is priced based on the size of the bank's user base, suggesting a usage- or user-tier-based licensing component in addition to the core platform subscription.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | ScamFlag pricing is based on the size of the banking app's user base. Full ThreatMark platform pricing is quote-based and tailored to each financial institution's requirements. |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
ThreatMark product offering
Product offeringCore offering
ThreatMark provides a Behavioral Intelligence Platform for financial institutions that combines behavioral biometrics, AI/ML-powered anomaly detection, transaction risk analysis, and threat intelligence into a unified fraud prevention system. The platform detects scams, phishing, account takeover, social engineering, money mules, and new account fraud in real time across web and mobile banking channels, supplemented by add-on modules including ScamFlag (GenAI scam detection), Smart Insights, the Cyber Fraud Fusion Center (managed service), and FraudIntel (cross-border fraud detection).
Product overview
ThreatMark offers a platform-plus-modules architecture centered on its Behavioral Intelligence Platform, the world's first full-stack fraud prevention platform built on behavior intelligence. The platform combines transaction risk analysis, threat detection, and user behavior profiling. Additional modules include ScamFlag (a GenAI-powered mobile scam detection tool), Smart Insights (AI-derived fraud signals), the Cyber Fraud Fusion Center (managed threat intelligence service), and FraudIntel (cross-border fraud detection). The company focuses on protecting financial institutions and digital businesses against scams, social engineering, phishing, account takeover, new account fraud, money mules, and transaction fraud through real-time behavioral monitoring and AI-powered detection.
Differentiator
Problem solved
Functional benefit
Brands
- ScamFlag: GenAI-powered scam detection solution that allows banking customers to instantly detect scams with 99% accuracy by analyzing screenshots and suspicious content.
- Behavioral Intelligence Platform
- Cyber Fraud Fusion Center
- FraudIntel
- Smart Insights
Products and services
- Behavioral Intelligence Platform Full-stack fraud prevention platform for financial institutions that monitors user behavior in real time using behavioral biometrics, machine learning, and AI. Combines transaction risk analysis, threat detection, and user behavior profiling to detect scams, phishing, account takeover, money mules, and new account fraud across web and mobile banking channels.
- ScamFlag GenAI-powered real-time scam detection module that integrates into banking apps via SDK. Analyzes screenshots and images from SMS, WhatsApp, email, and web to detect marketplace scams, romance scams, investment fraud, phishing, and business email compromise with 99% accuracy and sub-second scoring. Priced based on user base size and available for white-label integration.
- Cyber Fraud Fusion Center Managed fraud intelligence service staffed by fraud experts that monitors phishing and malware threats, providing proactive threat disruption and intelligence gathering to protect financial institutions' digital channels.
- FraudIntel Cross-border fraud scheme detection solution that enables real-time identification of fraud operations across multiple institutions and geographies, disrupting mule networks and coordinated fraud attacks.
- Smart Insights Signal intelligence module that combines environmental cues (geolocation, time zone, ISP), device intelligence (device fingerprinting, historical risk assessment), and behavioral biometrics to produce advanced fraud signals that reduce false positives and improve detection of sophisticated fraud schemes.
Quantifiable outcome
- 100% threat identification rate in test cases (compared to tested competitors at lower rates)
- +8 more outcomes
Companies that use ThreatMark
Customer profileNamed customers16 records
Segments3 records
Ideal customer profiles2 records
ThreatMark technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability8 records
Feature13 records
ThreatMark partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Q2 Holdings (Q2 Digital Banking Platform)coreThreatMark joined Q2's Partner Accelerator Program and integrated its Behavioral Intelligence Platform into the Q2 MarketPlace, making it available to all Q2 Digital Banking Platform customers including banks, credit unions, alternative finance companies, and fintechs in the United States. The integration allows Q2 customers to leverage ThreatMark's fraud prevention capabilities through a standardized, pre-integrated deployment. ThreatMark exhibited at Q2 Connect 2025 as part of this partnership.
Scale indicators13 records
Recent moves6 records
Expansion highlights5 records
ThreatMark competitors and assessment
Company assessmentDirect peers
- BioCatch: BioCatch is the closest direct competitor, specializing in behavioral biometrics for fraud detection and account takeover prevention across digital banking channels, mirroring ThreatMark's core approach.
- Feedzai: Feedzai provides AI-driven fraud detection and transaction monitoring for banks and fintechs, directly overlapping ThreatMark's behavioral intelligence and transaction risk analysis capabilities.
- BehavioSec (LexisNexis Risk Solutions): BehavioSec, now part of LexisNexis Risk Solutions, offers behavioral biometrics for fraud and authentication — directly comparable to ThreatMark's continuous behavioral biometrics core capability.
- Featurespace: Featurespace applies adaptive behavioral analytics to fraud and risk in payments and banking, competing head-to-head with ThreatMark in card and digital channel fraud prevention.
- Nethone: Nethone is a Poland-based fraud detection and user profiling vendor focused on fintechs and digital businesses, comparable in scale and CEE regional footprint to ThreatMark.
- Arkose Labs: Arkose Labs focuses on bot attacks, account takeover, and new account fraud prevention for financial services, overlapping with ThreatMark's behavioral biometrics and bot attack detection use cases.
Broad incumbents
- NICE Actimize: NICE Actimize is an enterprise incumbent in financial crime, AML, and fraud management, offering broader suites that overlap with ThreatMark's fraud prevention modules in tier-1 bank deployments.
- SAS Fraud Management: SAS offers enterprise fraud detection and anti-money laundering analytics used by major global banks, representing a broad incumbent alternative to ThreatMark's specialized fraud platform.
- FICO Falcon: FICO Falcon is the dominant card fraud detection platform globally and competes with ThreatMark for transaction monitoring and fraud prevention budgets at large financial institutions.
Emerging players
- Resistant AI: Resistant AI is a Prague-based AI fraud and document forgery detection vendor serving fintechs and banks, emerging in the same CEE ecosystem with adjacent fraud-prevention technology to ThreatMark.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
ThreatMark social profiles
Digital presenceThreatMark compliance and trust
Trust signalCompliance2 records
ThreatMark financial estimates
Financial estimateRevenue estimate
Valuation estimate
ThreatMark leadership team
Management profileNumber of profiles
Profiles3 records
ThreatMark funding detail
Funding detailFunding overview
Funding rounds9 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ThreatMark M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ThreatMark
What does ThreatMark do?
ThreatMark provides a Behavioral Intelligence Platform for financial institutions that combines behavioral biometrics, AI/ML-powered anomaly detection, transaction risk analysis, and threat intelligence into a unified fraud prevention system. The platform detects scams, phishing, account takeover, social engineering, money mules, and new account fraud in real time across web and mobile banking channels, supplemented by add-on modules including ScamFlag (GenAI scam detection), Smart Insights, the Cyber Fraud Fusion Center (managed service), and FraudIntel (cross-border fraud detection).
Is ThreatMark a public or private company?
ThreatMark is a private company. It is classified as venture growth investor backed and is currently operating.
When was ThreatMark founded?
ThreatMark was founded in 2015. It employs 51 to 100 people.
Where is ThreatMark based?
ThreatMark is headquartered in Brno, Czechia, in the Europe region.
How does ThreatMark make money?
Two revenue lines are on record. Enterprise SaaS Subscription (Platform Licensing) is the primary driver. The others are scamFlag SDK / Add-on Module.
Who are ThreatMark's main competitors?
Direct peers on record are BioCatch, Feedzai, BehavioSec (LexisNexis Risk Solutions), Featurespace, Nethone and Arkose Labs. Broad incumbents are NICE Actimize, SAS Fraud Management and FICO Falcon. Resistant AI is listed as an emerging player.
Does ThreatMark have an API?
No public API is recorded for ThreatMark.
What industry is ThreatMark in?
ThreatMark's product category is Fraud Prevention Software. Its primary akta.pro industry code is FSAGAFAE, Fraud Detection & Prevention (payments fraud, account takeover, scams), with a secondary code of FSAMALAA, Fraud Detection & Transaction Monitoring. Its NAICS code is 522320 and its SIC code is 6211.