StakeStone
StakeStone is a crypto-native neo bank and omnichain liquidity infrastructure provider offering yield-bearing liquid staking tokens (STONE, STONEUSD, STONEBTC), a self-custody wallet, and AI agent payment rails, serving global retail users, developers, and AI agents outside the US, China, and Hong Kong.
- Company typePrivate
- Founded2023
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What StakeStone does
StakeStone is a privately held, crypto-native neo bank and omnichain liquidity infrastructure provider registered in the Cayman Islands, with operating presence in Singapore via subsidiary STONE BIT PTE LTD. The platform connects onchain assets, institutional yield strategies, and AI agents into a unified value network, structured around five layers: Account & Identity, Yield Layer, AI & Machine Payment, Fee & Settlement, and Compliance & Security. Core products include STONE (an omnichain liquid staking token leveraging LayerZero across Base, Linea, Mantle, and Arbitrum), STONEUSD (a yield-bearing stablecoin advertised at up to 12% APY with weekly Ceffu custodian attestations), Stone Wallet (self-custody wallet with social login and gasless transactions), STONEBTC and SBTC (BTC-backed liquid staking tokens), Pebbles (mobile payments), and the STO governance token listed on Binance. Underlying yield is sourced from integrations with Lido, Rocket Pool, Balancer, Aura, and Maverick on the DeFi side, supplemented by market-neutral, custodially managed CeFi strategies with institutional partners.
The business model is product-led and self-serve, targeting global retail users, AI agents, developers, and businesses. Revenue derives from a yield-spread on managed assets, STONEUSD platform fees embedded in the exchange rate, and onchain vault withdrawal fees; the protocol is governed by STO holders via onchain proposals and a Timelock. Distribution is primarily digital: a self-serve web app, mobile app via QR code, and developer APIs with smart contract interfaces. The platform serves users globally but excludes the United States, Mainland China, and Hong Kong. StakeStone has published MiCAR and Korean whitepapers alongside its core English documentation, indicating early regulatory positioning. Security is supported by multiple audits from Quantstamp, SlowMist, Secure3, and Veridise, plus an active Immunefi bug bounty and weekly Ceffu attestations.
StakeStone raised approximately $32 million across rounds in March 2024, November 2024 (Polychain-led $22M), and February 2025 ($10M from BingX Labs), with an ecosystem of 50+ developer projects building on its infrastructure. The April 2026 v2 protocol launch coincided with a 500%+ surge in the STO token and the introduction of the KYA (Know Your Agent) verification system targeting the AI agent economy. The company is small (11-50 employees), has not disclosed revenue, and operates in a competitive omnichain liquidity segment against larger liquid staking and neo-banking protocols.
StakeStone firmographics
Firmographics- Name
- StakeStone
- Legal name
- StakeStone
- Website
- https://stakestone.io
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- StakeStone is a crypto-native neo bank and omnichain liquidity infrastructure provider offering yield-bearing liquid staking tokens (STONE, STONEUSD, STONEBTC), a self-custody wallet, and AI agent payment rails, serving global retail users, developers, and AI agents outside the US, China, and Hong Kong.
- Ownership category
- akta.pro rank
StakeStone industry classification
Industry- Product category
- DeFi Liquid Staking Infrastructure
- NAICS
- Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Liquid Staking & Restaking Protocols (FSADAMAE)
- akta.pro secondary industries
- Staking, Restaking & Liquid Staking Finance (LST/LRT, validator markets) (FSAPAEAH), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Brokerages & On/Off-Ramps (fiat rails, instant buy/sell) (FSAPADAG)
Keywords
Where StakeStone is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices2 records
Markets served
StakeStone business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Yield Generation: StakeStone's Yield Layer bridges onchain capital with diversified yield sources across DeFi (staking, restaking protocols) and CeFi (market-neutral, custodially managed strategies). The platform generates yield from ETH staking, restaking protocols, and institutional-grade strategies for BTC and stablecoins.
- STONEUSD Platform Fee: Pebble Network Limited charges a platform fee for provision and maintenance of STONEUSD services, accounted for within performance calculations affecting the Exchange Rate.
- Protocol Operations: Funds in the StakeStone protocol are periodically reallocated among supported protocols and assets. Operations require on-chain proposals, Timelock disclosure, and STONE holder voting approval.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | STONEUSD - Yield Bearing USD |
| Transaction based/ take rate | Pay-as-you-go | Vault Withdrawal Fee |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
StakeStone product offering
Product offeringCore offering
StakeStone is a crypto-native neo bank and omnichain liquidity infrastructure that provides liquid staking tokens (STONE), yield-bearing stablecoins (STONEUSD), self-custody wallets (Stone Wallet), automated yield products (Earn), and AI-agent payment infrastructure with KYA verification. Its platform bridges onchain DeFi staking/restaking protocols with institutional CeFi market-neutral strategies via LayerZero-based cross-chain transmission across Base, Linea, Mantle, Arbitrum, and BNB Chain.
Product overview
StakeStone is a crypto-native neo-bank and omnichain liquidity infrastructure that provides a unified platform combining personal banking, yield generation, and AI agent payments. The core product ecosystem includes: (1) StakeStone 2.0 Platform with its layered architecture (Account & Identity, Yield Layer, AI & Machine Payment Layer, Fee & Settlement Layer, Compliance & Security Layer); (2) STONE - the omnichain liquid staking token enabling cross-chain staking via LayerZero; (3) STONEUSD - yield-bearing stablecoin offering 12% APY; (4) Stone Wallet - personal accounts with social login and gasless transactions; (5) Earn - the yield optimization module for automated investing; (6) Stone-Fi ecosystem including STONE Pools and LiquidityPad for omnichain liquidity provision; (7) BTC products (SBTC, STONEBTC) for Bitcoin liquid staking; and (8) STO governance token for protocol governance. The platform connects DeFi protocols (Lido, Rocket Pool, Balancer, Aura, Maverick) with institutional strategies to power programmable yield and borderless payments.
Differentiator
Problem solved
Functional benefit
Brands
- Stone Wallet: Self-custody smart wallet supporting cross-chain assets, social login, gasless transactions, and yield-bearing accounts.
- STONEUSD
- Pebbles
Products and services
- STONE
Quantifiable outcome
- 12% APY on stablecoins via yield layer
- +1 more outcomes
Companies that use StakeStone
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles4 records
StakeStone technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature6 records
StakeStone partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core.
- CeffucoreCeffu provides custodian attestation for STONEUSD, conducting independent third-party proofs weekly to verify the value and existence of all backing assets, ensuring transparency and complete data neutrality. STONEUSD Custodian Attestation letters dated January 12, 2026, February 16, 2026, and April 27, 2026 are published.
- LidocoreStakeStone integrates with Lido as one of the supported protocols for staking yield generation. LSTs like wstETH are part of the underlying asset basket backing STONE.
- Rocket PoolcoreStakeStone integrates with Rocket Pool as a supported protocol. rETH is one of the underlying LST assets in the STONE vault.
- BalancercoreStakeStone integrates with Balancer as a supported DeFi protocol. Balancer's LP tokens are among the underlying assets in the STONE vault.
- Aura FinancecoreStakeStone integrates with Aura Finance as a supported protocol for enhanced yield optimization.
- MaverickcoreStakeStone integrates with Maverick as one of the battle-tested DeFi protocols supported for yield generation.
- LayerZerocoreLayerZero provides the omnichain infrastructure enabling StakeStone's cross-chain asset and price information transmission across Base, Linea, Mantle, Arbitrum, and other L2/sidechains.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
StakeStone competitors and assessment
Company assessmentDirect peers
- Kelp DAO: Kelp DAO is a liquid restaking platform issuing rsETH/ETHx, competing with StakeStone for restaking depositors and offering similar LRT-based yield products with integrations across multiple L2s.
- Lido: Lido is the dominant Ethereum liquid staking token (stETH/wstETH) provider and a direct comparable to StakeStone's STONE. StakeStone actually integrates Lido's wstETH as an underlying asset, making Lido both a supplier and a direct competitor in the LST space.
- ether.fi: ether.fi is a leading liquid restaking protocol issuing eETH, competing directly with StakeStone's restaking-enabled STONE for ETH staking and restaking yield. Both target similar DeFi users seeking yield-bearing ETH exposure.
- Renzo: Renzo is a liquid restaking protocol issuing ezETH, directly competing with StakeStone's restaking strategies. Both protocols aggregate EigenLayer restaking points and LST yields into a single tokenized product.
- Rocket Pool: Rocket Pool is a decentralized Ethereum liquid staking protocol issuing rETH, comparable to STONE as a competing LST. StakeStone integrates rETH in its basket, making Rocket Pool both a partner and direct competitor.
- Mantle (mETH): Mantle's mETH is an ETH liquid staking token integrated with the Mantle L2 ecosystem. While ecosystem-tied, it competes with StakeStone for ETH stakers seeking LST yield and serves as a comparable omnichain yield primitive.
Emerging players
- Pendle Finance: Pendle is a yield-tokenization and trading protocol operating in adjacent DeFi infrastructure. While not a direct LST, Pendle competes for yield-seeking DeFi capital and its PT/YT products offer an alternative way to access restaking and LST yields.
Broad incumbents
- Frax Finance: Frax is a broader DeFi protocol offering frxETH (a liquid staking variant) alongside stablecoin and lending products. Comparable as an LST issuer and broader DeFi ecosystem competitor with similar yield-bearing product lines.
- Yearn Finance: Yearn is a yield aggregator that automates DeFi yield strategies across protocols. Comparable to StakeStone's Earn/Yield Layer for users seeking automated yield optimization, though Yearn is more vault-focused and broader in scope.
Others
- LayerZero: LayerZero is StakeStone's core omnichain infrastructure partner and an enabler rather than competitor. They are listed because StakeStone's omnichain liquidity differentiation is built directly on LayerZero, and other omnichain-native DeFi projects compete for similar cross-chain use cases.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
StakeStone social profiles
Digital presenceStakeStone compliance and trust
Trust signalCompliance11 records
StakeStone financial estimates
Financial estimateRevenue estimate
Valuation estimate
StakeStone leadership team
Management profileNumber of profiles
Profiles1 record
StakeStone subsidiaries and ownership
Company hierarchySubsidiaries1 record
StakeStone funding detail
Funding detailFunding overview
Funding rounds3 records
Investors22 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
StakeStone M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about StakeStone
What does StakeStone do?
StakeStone is a crypto-native neo bank and omnichain liquidity infrastructure that provides liquid staking tokens (STONE), yield-bearing stablecoins (STONEUSD), self-custody wallets (Stone Wallet), automated yield products (Earn), and AI-agent payment infrastructure with KYA verification. Its platform bridges onchain DeFi staking/restaking protocols with institutional CeFi market-neutral strategies via LayerZero-based cross-chain transmission across Base, Linea, Mantle, Arbitrum, and BNB Chain.
Is StakeStone a public or private company?
StakeStone is a private company. It is classified as venture growth investor backed and is currently operating.
When was StakeStone founded?
StakeStone was founded in 2023. It employs 11 to 50 people.
Where is StakeStone based?
StakeStone is headquartered in Singapore, Singapore, in the Asia region.
How does StakeStone make money?
Three revenue lines are on record. Yield Generation is the primary driver. The others are STONEUSD Platform Fee and protocol Operations.
Who are StakeStone's main competitors?
Direct peers on record are Kelp DAO, Lido, ether.fi, Renzo, Rocket Pool and Mantle (mETH). Pendle Finance is listed as an emerging player. Broad incumbents are Frax Finance and Yearn Finance. LayerZero is listed as an others.
Does StakeStone have an API?
Yes. StakeStone provides a comprehensive API for developers to interact with its vault and protocol. The API enables developers to: (1) Vault operations including ETH deposits (minting STONE tokens), withdrawal requests, cancellation of withdrawal requests, querying current/historical STONE prices, querying latest settlement rounds, and querying withdraw fee rates; (2) Strategy-related queries including getting all strategy addresses and portions, querying ETH deployed on all strategies or specific strategies; (3) Vote-related functions including querying proposals, getting proposal details, voting on proposals with STONE, and retrieving voted STONEs. API is accessed via Ethereum RPC endpoints (JSON-RPC) and uses function selectors and ABIs for smart contract interactions. Cross-chain token transfers are supported via LayerZero sendFrom function with destination chain ID references. Developer documentation is at docs.stakestone.io/stakestone/developers/stakestone-api-references.
What industry is StakeStone in?
StakeStone's product category is DeFi Liquid Staking Infrastructure. Its primary akta.pro industry code is FSADAMAE, Liquid Staking & Restaking Protocols, with a secondary code of FSAPAEAH, Staking, Restaking & Liquid Staking Finance (LST/LRT, validator markets). Its NAICS code is 523 and its SIC code is 6200.