Joyn Insurance
- Company typePrivate
- Founded2020
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
Joyn Insurance firmographics
Firmographics- Name
- Joyn Insurance
- Legal name
- Joyn Insurance Services Inc.
- Website
- https://joyninsurance.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Closed
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Joyn Insurance industry classification
Industry- Product category
- Commercial Insurance (Excess and Surplus)
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers (5241), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Product Liability & Recall (FSAJAGAG)
- akta.pro secondary industry
- Product Liability (FSAJADAC)
Keywords
Where Joyn Insurance is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Joyn Insurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales
Revenue model
- Insurance Premium Revenue: Joyn Insurance generated revenue through insurance premiums collected from policyholders in the excess and surplus (E&S) commercial insurance market, targeting small and mid-market US commercial insurance buyers.
Go-to-market motion1 record
Distribution channels1 record
Joyn Insurance product offering
Product offeringCore offering
Joyn Insurance provided excess and surplus (E&S) commercial insurance products to small and mid-market US businesses, distributed across 36 states and Washington, D.C. The company leveraged a digital technology platform, data analytics, and automation to underwrite and operate its commercial insurance book. Joyn is no longer operational.
Product overview
Joyn Insurance was an insurtech company offering excess and surplus (E&S) commercial insurance products for small and mid-market US commercial insurance, operating across 36 states and Washington, D.C. The company used digital technology, data analytics, and automation to transform insurance operations. The company is no longer operational.
Differentiator
Problem solved
Functional benefit
Products and services
- Excess and Surplus (E&S) Commercial Insurance Excess and surplus commercial insurance products designed for small and mid-market US commercial insurance buyers, distributed across 36 states and Washington, D.C. in six industry verticals.
Companies that use Joyn Insurance
Customer profileSegments1 record
Ideal customer profiles1 record
Joyn Insurance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Joyn Insurance partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
Joyn Insurance competitors and assessment
Company assessmentDirect peers
- Next Insurance: Digital-first US insurtech providing small business commercial insurance across multiple lines. Most directly comparable to Joyn on target customer (SMB/mid-market) and digital distribution model, though focused on admitted lines rather than E&S.
- CoverWallet: Digital commercial insurance platform serving SMBs and mid-market buyers, now part of Aon. Comparable to Joyn in serving small/mid-market commercial buyers through a technology-led distribution approach.
- Thimble: Digital small business insurance provider offering flexible commercial coverage by month or job. Comparable to Joyn on small commercial buyer focus and digital-first underwriting, though focused on micro-SMB and freelancer segments.
Broad incumbents
- Hiscox: Established specialty insurer with a dedicated small business commercial division and digital direct-to-customer capabilities. Comparable to Joyn in small/mid-market commercial specialty underwriting, but operating at materially greater scale and across both US and UK markets.
- Markel: Large specialty insurer with significant E&S and surplus lines operations across multiple commercial verticals. Comparable to Joyn in E&S market participation and specialty underwriting, but with a multi-decade track record and substantially broader product portfolio.
- Berkshire Hathaway Specialty Insurance: Specialty insurance arm of Berkshire Hathaway writing commercial E&S and surplus lines. Comparable to Joyn in E&S commercial lines, but with effectively unlimited capacity and a multi-vertical specialty platform.
- Zurich North America: Large diversified commercial insurer with established specialty/E&S capabilities serving mid-market US commercial buyers. Comparable to Joyn in mid-market commercial focus, though as a broad incumbent with far greater product breadth.
Emerging players
- Skyward Specialty Insurance: Growth-stage specialty insurer focused on E&S and niche commercial lines. Comparable to Joyn on E&S market focus and growth-stage profile, but Skyward has scaled to a public listing with broader line diversification.
Others
- Amwins: Largest US wholesale broker/distributor specializing in E&S placement. Comparable to Joyn as a key E&S market participant, though Amwins operates on the distribution/brokerage side rather than as a carrier.
- RPS (Risk Placement Services): Major US wholesale insurance distributor focused on E&S and specialty lines. Comparable to Joyn as a core E&S distribution participant that small E&S writers like Joyn would rely on for broker relationships and placement.
Market position
Strengths2 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Joyn Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Joyn Insurance leadership team
Management profileNumber of profiles
Profiles2 records
Joyn Insurance funding detail
Funding detailFunding overview
Funding rounds2 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Joyn Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Joyn Insurance
What does Joyn Insurance do?
Joyn Insurance provided excess and surplus (E&S) commercial insurance products to small and mid-market US businesses, distributed across 36 states and Washington, D.C. The company leveraged a digital technology platform, data analytics, and automation to underwrite and operate its commercial insurance book. Joyn is no longer operational.
Is Joyn Insurance a public or private company?
Joyn Insurance is a private company. It is classified as venture growth investor backed and is currently closed.
When was Joyn Insurance founded?
Joyn Insurance was founded in 2020. It employs 11 to 50 people.
Where is Joyn Insurance based?
Joyn Insurance is headquartered in New York, United States, in the North America region.
How does Joyn Insurance make money?
One revenue line is on record: insurance Premium Revenue.
Who are Joyn Insurance's main competitors?
Direct peers on record are Next Insurance, CoverWallet and Thimble. Broad incumbents are Hiscox, Markel, Berkshire Hathaway Specialty Insurance and Zurich North America. Skyward Specialty Insurance is listed as an emerging player. Others are Amwins and RPS (Risk Placement Services).
Does Joyn Insurance have an API?
No public API is recorded for Joyn Insurance.
What industry is Joyn Insurance in?
Joyn Insurance's product category is Commercial Insurance (Excess and Surplus). Its primary akta.pro industry code is FSAJAGAG, Product Liability & Recall, with a secondary code of FSAJADAC, Product Liability. Its NAICS code is 52412 and its SIC code is 6411.