What N5 Now does

N5 Now is an Argentine-founded fintech that builds the systematics® platform, a Financial Industry Integration Platform that enables banks and insurance companies to modernize from complex legacy systems to fintech-grade digital experiences without replacing their core technology. Founded in 2017 in Buenos Aires by CEO Julián Colombo, the company has expanded operations across 15 countries and operates a New York office alongside its Buenos Aires headquarters. The product portfolio spans the systematics® platform and N5 Now Suite (integrated financial-industry software), the Singular AI platform for banks and insurers (launched June 2026), N5 Lab (an in-house software factory), and N5 Consultants — practitioners with an average of over 16 years in the financial sector who deliver Tailor Made Implementations that connect directly into clients' existing systems without third-party intervention.

The business model is enterprise SaaS with quote-based subscription pricing on annual billing cycles, sold through direct enterprise field sales targeting financial institutions. Customers include global and regional banks (Santander, Banco do Brasil, Itau, Credicorp Bank, Quintet Private Bank, Raiffeisenbank, C6 Bank, BCI, Interbank), insurance carriers (Zurich Insurance), and adjacent financial-services firms (Pismo, Coelsa), spanning banking, insurance, fintech, payments, and microfinance verticals. The company claims measured customer outcomes including a 16% reduction in distribution costs, 25% reduction in expected loss, 53% commercial productivity growth, 21-point NPS improvement, and 99% user satisfaction.

N5 is privately held and venture-backed, having raised approximately $29.5M in total: a $9.5M Series A in September 2023 led by Illuminate Financial Management with Exor Ventures, followed by a $20M round in February 2025 with a broader syndicate including LTS Investments, Madrone Capital Partners, Alexia Ventures, ArpexCapital, Overboost, and Scale-Up Ventures. The company holds multiple Microsoft partner awards (Partner of the Year, Best Platform, Startup of the Year), signaling validation within the global hyperscaler ecosystem. Headcount is in the 101-250 range, consistent with a growth-stage scaling operation.

Name

N5 Now

Legal name

N5 Now

Website

https://n5now.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

101–250 employees

Short description

N5 Now is an Argentine-founded fintech that builds the systematics® platform, enabling banks and insurance companies to modernize legacy systems into digital fintech infrastructure without changing their core technology. The company serves enterprise financial institutions across 15 countries via subscription-based implementations.

Ownership category

akta.pro rank

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Platform Licensing/Subscriptions: N5 offers its systematics® platform to financial institutions with tailored implementations. The platform appears to operate on a subscription or licensing model for financial institutions seeking to modernize legacy systems.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

N5 Now develops and sells the systematics® platform, a financial industry integration platform that helps banks and insurance companies transition from complex legacy systems to the digital fintech world without changing their core technology. The offering combines the N5 Now Suite of integrated financial software, the Singular AI platform for decision-making in banking and insurance, and complementary implementation and consulting services delivered directly by N5's in-house teams.

Product overview

N5 Now is a global technology company for the financial sector that offers a unified platform architecture centered on the systematics® platform. The portfolio includes the N5 Now Suite (integrated financial software), the Singular AI platform for banks and insurers, and supporting services including N5 Consultants (16+ years financial sector experience), Tailor Made Implementations, and N5 Lab (Software Factory). The company helps financial institutions transition from complex legacy systems to the fintech digital world without changing their core technology.

Differentiator

Problem solved

Functional benefit

Brands

• systematics®: The systematics® platform for the Financial Industry - integrates financial software for institutions to improve productivity and customer experience without changing core technology.
• Singular
• N5 Now Suite
• N5 Lab

Products and services

• systematics® Platform A financial industry integration platform that helps banks and insurance companies transition from complex legacy systems to the fintech digital world without changing their core technology. Designed by the financial industry for the financial industry.
• N5 Now Suite An integrated suite of financial software solutions designed by the financial industry for the financial industry, forming part of the systematics® platform ecosystem to improve productivity and customer experience.
• Singular AI Platform An artificial intelligence platform designed for banks and insurance companies, assisting commercial executives, advisors, and customer service teams in decision-making processes. Differentiates itself from general-purpose AI by being tailored to the specific business needs of each client.
• N5 Lab (Software Factory) N5's software factory service that transforms client ideas into software, born from the needs of the financial industry and made available to all clients as a standalone development capability.
• Tailor Made Implementations An implementation service where the same N5 team that designs the solution connects it to the client's existing systems, without third-party intervention, enabling integration with existing core technology.
• N5 Consultants Financial-sector consulting services delivered by N5 consultants who average over 16 years of experience in the financial sector, forming part of the implementation, advisory, and support ecosystem for platform clients.

Quantifiable outcome

• 16% Reduction in distribution costs
• +5 more outcomes

Named customers31 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature3 records

Partnerships

One partnership is on record.

• MicrosoftcoreTechnology or IntegrationN5 has received multiple Microsoft awards including Partner of the Year, Best Platform, and Startup of the Year. N5's platform and solutions work with Microsoft technology ecosystem.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Temenos: Global leader in banking software providing core banking and digital banking platforms. Directly comparable to N5's systematics® platform in serving financial institutions with modernization and digital transformation solutions, though at significantly larger scale and global footprint.
• Mambu: Cloud-native core banking platform serving banks and fintechs globally. Comparable to N5 in offering composable banking infrastructure to financial institutions, with similar focus on cloud-native modernization of legacy systems.
• Thought Machine: Cloud-native core banking technology provider serving global banks. Directly comparable to N5's mission of replacing legacy banking infrastructure with modern cloud-native platforms, targeting similar tier-1 financial institution customers.
• nCino: Cloud banking platform for financial institutions with focus on commercial, retail, and mortgage workflows. Comparable to N5's systematics® platform in providing unified digital banking solutions to financial institutions.
• Backbase: Digital banking platform provider serving global banks with customer engagement and digital transformation solutions. Directly comparable to N5 in modernizing legacy banking systems and enhancing customer experience for financial institutions.

Broad incumbents

• Finastra: Large financial software provider offering core banking, lending, treasury, and capital markets solutions. Broader incumbent competitor to N5 with overlapping capabilities in banking platform modernization, but serving a wider range of financial services verticals.
• FIS: Global financial technology giant providing core processing, digital banking, and risk solutions to banks and insurers. Broad incumbent competitor to N5 with extensive banking platform offerings, though not specializing in N5's niche of LATAM-focused modernization.
• Q2 Holdings: Provider of digital banking and lending solutions to financial institutions, primarily in North America. Broader incumbent serving similar financial institution customers with digital transformation capabilities, comparable to N5's customer engagement focus.

Emerging players

• Alkami Technology: Digital banking and data platform serving US regional banks and credit unions. Comparable to N5 in providing customer engagement and digital banking SaaS, though focused primarily on US community banks rather than LATAM tier-1 institutions.
• Intellect Design Arena: Financial technology provider offering digital banking, core banking, and wealth management solutions with strong presence in Asia, Middle East, and emerging markets. Comparable to N5 in serving banks in emerging markets with modern banking platforms.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/n5now
• LinkedInlinkedin.com/company/n5-now

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds2 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about N5 Now