What Damisa does

Damisa is a privately held B2B financial infrastructure company that operates regulated stablecoin rails for cross-border payment, settlement, and treasury management. The company targets medium-sized and large enterprises, financial institutions, and professional entities (excluding consumers) that need to move capital across emerging and high-growth market corridors in Africa, LATAM, MENA, Asia, and Europe — covering 70+ currencies across 35+ African jurisdictions and 9+ LATAM countries. Its product suite spans Global B2B Collections, Payouts & Automated Disbursements, Multi-Currency Fiat Accounts, Treasury Management, Virtual IBANs, Commercial Escrow, and Crypto Asset Services (purchase, sale, conversion, transfer, on-ramp/off-ramp). Distribution is exclusively through a centralised dashboard and RESTful API with ERP integration into SAP, Oracle, NetSuite, and Dynamics; deployment is measured in days via sandbox testing with dedicated integration engineers.

Underlying the platform is a stablecoin orchestration engine that automatically routes payments through the most liquid cost-effective stablecoin path (USDC or USDT), programmable smart-contract wallets with multi-signature RBAC, and direct integrations into local real-time payment rails including Brazil's PIX, Mexico's SPEI, Kenya's M-Pesa, and NIP for sub-60-second local payouts. The company operates two legal entities — Damisa Technologies Europe sp. z o.o. (Warsaw, Poland; VASP registration RDWW-1839) and Damisa Technologies Pty Ltd (Sydney, Australia; AUSTRAC VASP and independent remittance dealer) — and relies on a curated licensed Partner network for on-ramp/off-ramp in non-EEA jurisdictions. Damisa's founding team includes backgrounds at Volt, Google, Agoda, Bain, and Bridgepoint, led by co-founder Panos Dandolas and COO & co-founder Maximilian Marenbach.

Damisa's revenue model is transaction-based, combining a 0.5% indicative fee on cross-border payments (varying by corridor, currency pair, and volume) with FX spreads on fiat-to-stablecoin and stablecoin-to-fiat conversions and spreads on crypto asset exchange transactions. Fees are assessed monthly and debited from the customer's Damisa Account. The go-to-market is API-first enterprise sales with no self-serve or consumer motion: acquisition is driven by content marketing and SEO around emerging-market and stablecoin topics, with bottom-of-funnel conversion through direct outreach and custom assessment requests. The company raised a $2.9M seed round in April 2025 led by Fuel Ventures, with participation from EWOR and Greyhound Capital.

Name

Damisa

Legal name

Damisa Technologies Europe sp. z o.o.

Website

https://damisa.xyz

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

11–50 employees

Short description

Damisa is a regulated B2B financial infrastructure company operating stablecoin rails for cross-border payments, settlement, and treasury management across 70+ currencies in Africa, LATAM, MENA, Asia, and Europe, serving medium-sized and large enterprises and financial institutions via API and dashboard.

Ownership category

akta.pro rank

Product category

Cross-Border Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)

akta.pro secondary industries

Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), A2A Reconciliation, Reporting & Treasury Ops (FSAMAFAJ), Treasury & Liquidity Operations (Cash Positioning, Funding, Collateral Ops) (FSABALAH), Treasury Management & Multi-Sig Operations (FSAPAHAB)

Keywords

• Cross-border payments
• Stablecoin settlement
• Treasury management
• Virtual IBAN accounts
• B2B payment infrastructure

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees: Damisa charges a transparent fee per cross-border transaction. The standard indicative fee is 0.5% per transaction, varying by corridor, currency pair, volume, and applicable fee schedule. Additional Partner fees may apply for On-Ramp/Off-Ramp services outside the EEA. Fees are assessed monthly and debited from the customer's Damisa Account.
2. FX Spread: Damisa earns revenue from FX spreads when converting between fiat and stablecoins or between stablecoins, at institutional execution rates. The platform offers transparent FX with rate locked at point of execution.
3. Crypto Asset Exchange: Damisa facilitates exchange of one type of crypto asset for another through the Damisa Account infrastructure, and purchase/sale of crypto assets from Damisa's own inventory against fiat payment. Revenue derived from spread on these exchange transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Damisa is a regulated B2B cross-border payment, settlement, and treasury infrastructure platform built directly on stablecoin rails. It enables medium and large enterprises, financial institutions, and professional entities to collect, hold, convert, and settle funds across 70+ currencies spanning Africa, LATAM, MENA, Asia, and Europe, accessed through a centralised dashboard or RESTful API, replacing legacy SWIFT correspondent banking with sub-24-hour, 24/7/365 settlement.

Product overview

Damisa is a regulated B2B cross-border payment, settlement, and treasury infrastructure platform operating on regulated stablecoin rails. The platform offers a unified suite of products spanning Global B2B Collections, Payouts & Automated Disbursements, Multi-Currency Fiat Accounts, Treasury Management, Virtual IBANs, and Commercial Escrow. Supporting 70+ currencies across Africa, LATAM, MENA, Asia, and Europe, the infrastructure operates via a centralised dashboard and RESTful API integration. The platform leverages stablecoin settlement (including USDC and USDT) for sub-24-hour cross-border transfers, replacing traditional SWIFT correspondent banking with direct access to local real-time payment rails such as Brazil's PIX, Mexico's SPEI, and mobile money gateways like M-Pesa.

Differentiator

Problem solved

Functional benefit

Products and services

• Global B2B Collections Service enabling businesses to accept payments globally in fiat and digital currencies with immediate collection, zero holding delays, and no forced market exposure, eliminating correspondent bank dependencies across 70+ currencies.
• Payouts & Automated Disbursements Service for executing seamless global disbursements to vendors, suppliers, and partners across multiple jurisdictions with automated execution and instant settlement, including sub-60-second local rail payouts via PIX, SPEI, M-Pesa, and NIP.
• Multi-Currency Fiat Accounts Account infrastructure allowing businesses to hold, manage, and deploy capital across major global currencies including EUR, USD, GBP, and emerging market currencies, bridged to local settlement rails.
• Treasury Management Global treasury management infrastructure that centralises liquidity, mitigates FX exposure via instant programmatic conversion locking rates at execution, and enables deployment of capital globally and instantly from a single unified interface.
• Virtual IBANs (vIBANs) Virtual International Bank Account Numbers issued in corporate names, enabling automated high-volume reconciliation, bypass of legacy clearing delays, and support for both fiat and stablecoin routing.
• Commercial Escrow Secure, milestone-driven fund management service backed by stablecoins for high-value B2B transactions, featuring time-released programmatic execution and automated trust between counterparties, at up to 80% lower cost than traditional Letters of Credit.
• Damisa Accounts (Hosted Crypto Asset Wallets) Custodial hosted crypto asset accounts enabling customers to store stablecoins and other crypto assets on Damisa's platform with full visibility from initiation to receipt.
• Self-Custodial Wallets with Assisted Recovery Non-custodial wallet solutions enabling customers to manage crypto assets without Damisa having direct custody of private keys, with optional assisted recovery mechanisms for access restoration.
• Crypto Asset Purchase & Sale Service allowing customers to purchase crypto assets from Damisa's own inventory against fiat payment, or sell crypto assets to Damisa, with automatic crediting to the Damisa Account.
• Crypto Asset Conversion Exchange service facilitating conversion of one type of crypto asset for another, processed through the Damisa Account infrastructure at the point of execution.
• Crypto Asset Transfer Transfer service enabling customers to send crypto assets to designated recipients, whether other Damisa customers or third parties whose wallets support the relevant crypto asset.
• On-Ramp & Off-Ramp Services Fiat-to-crypto and crypto-to-fiat conversion services, including in jurisdictions outside the EEA through Damisa's network of licensed Partners, handling conversion between fiat currencies and stablecoins.

Quantifiable outcome

• 900%+ faster settlement than traditional SWIFT (minutes vs. T+3 to T+5 days)
• +6 more outcomes

Named customers2 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature10 records

Partnerships

One partnership is on record.

• EkkominorStrategic or Co-development PartnerDamisa is a proud partner of Ekko, together empowering customers to grow their businesses sustainably at scale. Ekko appears to be a sustainability-focused platform, and the partnership relates to ESG and sustainability goals — aligning Damisa's blockchain-based financial efficiency with environmental impact measurement. Partnership involves co-marketing (Ekko logo displayed on Damisa's footer).

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• BVNK: BVNK is a B2B payments platform combining traditional banking rails with stablecoin infrastructure for cross-border payouts and collections, serving enterprise and fintech customers across emerging and developed markets - closely aligned with Damisa's stablecoin-first B2B cross-border model.
• Ripple: Ripple provides enterprise blockchain-based cross-border payment infrastructure (RippleNet, RLUSD stablecoin, On-Demand Liquidity) targeting banks and corporates, directly competing in the same regulated stablecoin rails category as Damisa.
• Circle: Circle issues USDC and operates enterprise payment and treasury APIs (Circle Payments, Cross-Border Transfer) built on stablecoin rails, competing head-to-head with Damisa in regulated stablecoin B2B cross-border payments.
• Wise: Wise offers cross-border B2B payments and multi-currency accounts at mid-market FX with transparent fees, targeting SMEs and enterprises - a directly comparable proposition to Damisa though without stablecoin-native settlement.
• Mercury FX: Mercury FX is a UK-based regulated B2B cross-border payments provider focused on emerging-market corridors with transparent FX pricing - highly comparable to Damisa's geographic and customer-segment focus.
• Kantox: Kantox provides B2B FX and treasury management solutions for mid-market and enterprise treasurers - comparable to Damisa's multi-currency treasury and FX execution products.

Emerging players

• Conduit: Conduit offers stablecoin-based cross-border payment APIs aimed at emerging markets, with a similar developer-first, API-driven GTM motion and corridor coverage that overlaps with Damisa's emerging-market wedge.
• Bridge (Stripe): Bridge, now part of Stripe, provides stablecoin APIs and cross-border payment infrastructure for businesses - a comparable stablecoin-native B2B rails play, now backed by Stripe's distribution and balance sheet.

Broad incumbents

• Adyen: Adyen is a global enterprise payments platform offering cross-border acquiring and payouts at scale - a broader incumbent competing for the same enterprise cross-border wallet as Damisa.
• Payoneer: Payoneer provides cross-border B2B payments, multi-currency receiving accounts and mass payouts for SMBs and platforms - overlapping with Damisa's emerging-market cross-border flows at a broader, less crypto-native scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Damisa