What Trustpair does

Trustpair is a French SaaS company, founded in 2017 and headquartered in Paris, that provides a vendor payment fraud prevention platform for enterprise finance, treasury, procurement, and P2P teams. The platform automates bank account ownership verification, continuous vendor master-file monitoring, and payment-file validation, covering 190 countries and replacing manual phone callbacks with instant automated checks (the company states 90% of vendor evaluations are delivered instantly and reports a zero-fraud track record across 500+ clients). Underlying technology combines a proprietary machine learning risk-assessment engine with hundreds of external banking data sources and anonymized, mutualized client payment histories, exposed through a public API and 20+ native connectors to leading ERP, TMS, and procurement systems including SAP S4/HANA, SAP ECC6, SAP Ariba, Oracle ERP Cloud, Coupa, Kyriba, Jaggaer, and Ivalua.

Trustpair generates revenue through annual SaaS subscriptions on a quote-based, enterprise sales motion. Pricing is not publicly disclosed; customers request a demo or sales contact to obtain pricing, and contracts are typically annual. The company holds ISO 27001, SOC 2 Type 2, and SOC 1 Type 2 certifications and is a Nacha Preferred Partner for account validation in the U.S. ACH Network. Its customer base of 550+ enterprises spans banking, manufacturing, retail, pharmaceuticals, food and beverage, energy, aerospace, and technology, with named logos including Google, Sanofi, Bayer, Nestlé, Hershey's, Danone, Decathlon, Société Générale, and World Fuel Services.

The company has raised approximately €32 million cumulatively across multiple rounds, including a €20 million Series B in October 2022 led by Tikehau Ace Capital with participation from BREEGA and Axeleo Capital. Proceeds funded international expansion, including the opening of a New York City regional headquarters and a planned headcount ramp to roughly 200 employees by 2024. Trustpair has since expanded through partnerships with Coupa (App Marketplace, April 2026) and Certa (June 2026), appointed its first Chief AI Officer in March 2026, and is positioning for the 2026 Nacha regulatory change as a certified preferred partner.

Name

Trustpair

Legal name

Trustpair SAS

Website

https://trustpair.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

101–250 employees

Short description

Trustpair is a SaaS vendor payment fraud prevention platform that automates bank account ownership verification across 190 countries, serving 550+ enterprise customers in finance, treasury, procurement, and P2P functions.

Ownership category

akta.pro rank

Product category

Vendor Payment Fraud Prevention Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

akta.pro secondary industry

Fintech & Payments Content & Compliance Screening (KYC/AML-related content, fraud signals) (BPAAALAH)

Keywords

• Vendor fraud prevention
• Account validation
• B2B payment security
• Procure-to-pay automation
• Bank account verification

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Subscription (Platform Fees): Trustpair operates as a SaaS company offering a recurring subscription-based fraud prevention platform. Customers pay subscription fees for access to the platform covering automated account validation, vendor monitoring, and payment security capabilities.
2. ACH Network / Nacha Compliance Services: As a Nacha Preferred Partner, Trustpair provides account validation and fraud prevention services within the U.S. ACH Network, likely generating revenue through per-transaction or subscription fees for Nacha-compliant validation services.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels8 records

Core offering

Trustpair provides a SaaS platform that automates vendor bank account ownership verification, continuously monitors vendor master data for anomalies, and validates payment files to prevent B2B payment fraud across the procure-to-pay cycle. The platform serves enterprise finance, treasury, procurement, and accounts payable teams, replacing manual phone callbacks with automated checks across 190 countries and integrating natively with leading ERP, TMS, and P2P systems.

Product overview

Trustpair is a SaaS vendor payment fraud prevention platform that secures the entire procure-to-pay (P2P) cycle through a unified platform with modular components and role-based solutions. The core platform encompasses three key modules — Vendor Onboarding, Vendor Database Monitoring, and Payment Security — supported by a suite of automated account validation features including IBAN Validation, ACH Account Verification, Bank Account Ownership Verification, Sanctions Screening, SOX Compliance, Automated TIN Matching, and Vendor Data Cleansing. The platform integrates natively with leading ERP, TMS, and procurement systems (SAP, Oracle, Coupa, Kyriba, Jaggaer, Ivalua) and exposes a public API for custom integrations. Trustpair also offers role-specific solutions for CFO, Treasury, Accounts Payable, Procurement, Master Data Management, P2P Teams, Global Business Services, and Information Security teams.

Differentiator

Problem solved

Functional benefit

Products and services

• Trustpair Vendor Fraud Prevention Platform SaaS platform that secures the entire procure-to-pay cycle by automating vendor bank account ownership verification, continuously monitoring vendor master data for anomalies, and validating payment files before funds are released. Designed for enterprise finance, treasury, procurement, and accounts payable teams operating in 190 countries.
• Trustpair API Public REST API exposing Trustpair's automated bank account ownership verification, fraud risk scoring, and account validation capabilities for embedding into enterprise procurement, finance, and ERP systems via custom integrations.

Quantifiable outcome

• 90% of vendor evaluations delivered instantly, replacing time-consuming phone callbacks
• +4 more outcomes

Named customers16 records

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability6 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• CertacoreTechnology or Integration · 8 June 2026Trustpair and Certa announced a partnership on June 8, 2026 to integrate automated vendor payment fraud prevention with Certa's third-party risk management platform for enterprise procurement and compliance teams. The integration enables Certa customers to access Trustpair's bank account verification and AI-driven risk evaluation directly within Certa's platform, addressing rising AI-powered fraud (71% of U.S. companies reported increases over the past year). The partnership reflects the structural shift as enterprises move toward integrated vendor governance platforms amid SOX and Nacha regulatory scrutiny.
• CoupacoreTechnology or Integration · 28 April 2026Trustpair and Coupa expanded their partnership in April 2026 to make Trustpair's automated bank account ownership verification available as a certified solution in the Coupa App Marketplace. The integration enables joint customers to validate vendor banking information directly within procurement and finance workflows to reduce payment fraud risk from vendor impersonation and account manipulation, while meeting new compliance requirements from Sarbanes-Oxley and Nacha rules.
• NachacoreStrategic or Co-development Partner · 24 November 2025Trustpair became a Nacha Preferred Partner for account validation and fraud prevention in November 2025. Trustpair operates in 190 countries to verify bank account ownership and detect anomalies to prevent fraud and errors, particularly in ACH transactions. The partnership aims to leverage Trustpair's expertise to enhance security in the ACH Network in the U.S.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Eftsure: Australia-based SaaS vendor bank account validation and B2B payment fraud prevention platform — the closest direct competitor to Trustpair in product offering (real-time account ownership verification, continuous vendor database monitoring) and target customer (CFOs, treasurers, AP teams at mid-market and enterprise).
• PaymentWorks: U.S.-based vendor master file management and bank account ownership verification platform — directly comparable SaaS solution serving enterprise finance and AP teams to prevent vendor impersonation and payment fraud, overlapping closely with Trustpair's core offering.
• TIS (Treasury Intelligence Solutions): B2B payment hub with bank account validation, sanctions screening, and payment fraud prevention capabilities — competes directly with Trustpair in the European enterprise treasury and AP segment with similar SaaS delivery and ERP integration story.

Broad incumbents

• Bottomline Technologies: Established U.S. B2B payments and financial messaging incumbent offering Paymode-X, a large-scale vendor verification and electronic payments network — competes with Trustpair in the enterprise AP/treasury space but as part of a much broader portfolio of fraud, compliance, and cash management products.
• Coupa Software: Large business spend management (BSM) platform and current Trustpair partner via Coupa App Marketplace — adjacent because Coupa's native procurement workflows could compete with Trustpair's P2P layer while simultaneously serving as a critical distribution channel for vendor validation.
• SAP: Global ERP incumbent and current Trustpair integration partner — relevant as a competitor given that SAP could embed native vendor validation capabilities within S/4HANA and Ariba, leveraging its installed base to displace Trustpair's integration moat.

Emerging players

• Modern Treasury: Modern B2B payment operations platform offering bank account verification, payment initiation, and reconciliation APIs — overlapping with Trustpair's API-driven validation capability but focused more on payment orchestration than continuous vendor fraud monitoring.
• Routable: B2B payments automation platform with vendor onboarding and bank account verification features — competes with Trustpair for AP team mindshare, though typically at the mid-market tier and with a stronger emphasis on payment execution than fraud detection.
• Tipalti: Global payables automation platform covering vendor onboarding, tax form collection, and payment validation — competing with Trustpair for AP/P2P budget at mid-market and enterprise, with overlap in vendor data management and global payment workflows.
• AvidXchange: AP automation platform for mid-market and enterprise with invoice processing, approval workflows, and payment execution — overlaps with Trustpair in the AP/vendor management space but with less specialization on bank account ownership verification as the primary value prop.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/trustpair

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds5 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trustpair