What Nevermined does

Nevermined AG (incorporated in Zug, Switzerland, 2022) is a payments-infrastructure platform purpose-built for autonomous AI agents. The company sits between two sides of the emerging agentic-commerce economy: AI agents that need to spend autonomously on behalf of users, and merchants/APIs/datasets that need to monetize against non-human buyers. Its stack centers on the x402 Facilitator, which coordinates authorization, metering, and settlement across fiat (Stripe, PayPal Braintree), card (Visa Intelligent Commerce virtual cards, Mastercard Start Path), and crypto (USDC on Base) rails, with per-request billing precision under $0.01 and average settlement latency under 50 ms. On the spend side, Nevermined Pay issues virtual cards with programmatic spending rules (transaction limits, daily caps, merchant-category restrictions, instant revocation) and Nevermined acquires only scoped, revocable credentials via VGS tokenization so raw PANs are never stored. On the earn side, merchants can monetize any HTTP endpoint with metering and entitlements governed via programmable plans, with the x402 protocol standardized as the HTTP 402 Payment Required handshake and an on-chain ERC-8004 identity layer for portable, non-spoofable agent provenance.

The product surface is delivered developer-first through TypeScript and Python SDKs on npm and PyPI, a REST API, a CLI, a self-serve dashboard at nevermined.app, and a Model Context Protocol (MCP) server consumable from Claude Desktop, Cursor, Continue, and Claude Code, plus PCI-compliant embeddable widgets for hosted enrollment. Customers observed in disclosed materials cluster in the AI-agent and agentic-platform segment, including Olas (Valory), Exa, Naptha AI, Mother, Buildship, Xpander, and Helicone, alongside platform partnerships with AWS, Mastercard, Visa, PayPal Braintree, VGS, and CrewAI. Compliance posture is enterprise-grade, with SOC 2 Type II, ISO 27001, PCI SAQ-D, and GDPR aligned data handling. The company has raised approximately $7 million in cumulative funding (a €3M seed in July 2022 co-led by Signature Ventures, Polymorphic Capital, and Tribe Capital, and a $4M round in January 2025 led by Generative Ventures with Arca, Factor Capital, Halo Capital, Lyrik Ventures, NEAR, and Polymorphic participating), with an operating headcount in the 11-50 band.

Name

Nevermined

Legal name

Nevermined AG

Website

https://nevermined.io

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Nevermined AG, a Switzerland-based payments-infrastructure provider, enables autonomous AI agents to authorize, meter, and settle transactions across fiat, crypto, and card rails. It serves AI developers, API providers, agent-marketplace operators, and merchants monetizing AI services.

Ownership category

akta.pro rank

Product category

AI Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Account Abstraction & Smart Wallet Tooling (AA SDKs, paymasters, session keys) (FSAPABAK)

akta.pro secondary industries

Card Issuing Platforms (Issuer Processing) (FSAGABAD), Virtual Prepaid & Single-Use / Tokenized Cards (FSAMANAJ), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• AI payment infrastructure
• Agentic commerce
• Payment facilitator
• API monetization
• Virtual card delegation

Headquarters

HQ city

Zug

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Transaction Fees: Percentage-based fee (1-2%) on each transaction processed through the platform. No minimums, no lock-in. Success-based pricing aligned with customer transaction volume.
2. Payment Facilitator Services: Revenue from facilitating payments between AI agents and merchants. Coordinates authorization, metering, and settlement across fiat, crypto, and credit rails.
3. Enterprise Platform Access: Enterprise tier with dedicated support, compliance documentation (SOC 2, ISO 27001 reports), and custom deployment options. Pricing shared during sales conversations.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Nevermined provides payments infrastructure for autonomous AI agents, APIs, and digital services. The platform enables delegated virtual card spending (Nevermined Pay), real-time per-request metering, agentic settlement, and AI service monetization through an x402 Facilitator. It includes developer SDKs (TypeScript and Python), an MCP server, REST API, CLI, and a self-serve dashboard, with settlement across fiat (Stripe, PayPal Braintree), crypto (USDC on Base), and Visa card rails.

Product overview

Nevermined is a payments infrastructure platform for AI agents, providing a unified platform for delegated card spending, real-time metering, autonomous settlement, and AI service monetization. The core platform includes Nevermined Pay (virtual card delegation), the x402 Facilitator (payment coordination layer), and x402 Protocol (HTTP-native payment handshake). Developer tooling consists of TypeScript and Python SDKs, CLI, REST API, and MCP Server. Settlement support spans fiat via Stripe and PayPal Braintree, crypto via USDC on Base, and Visa virtual cards. Identity is managed via ERC-8004 agent identity and ERC-4337 smart accounts. The platform serves AI merchants selling services, API providers monetizing endpoints, and agent builders building marketplaces.

Differentiator

Problem solved

Functional benefit

Brands

• Nevermined Pay: Virtual cards for autonomous AI agents with spending rules and delegated card capabilities.
• x402 Facilitator
• Nevermined App

Products and services

• Nevermined Pay Virtual card delegation product that lets users delegate a virtual card to their AI agents with spending rules, time windows, merchant category restrictions, and instant revocation. Agents can transact on real card rails without human checkout.
• x402 Facilitator Payment coordination layer handling authorization, metering, and settlement for AI agents across fiat, crypto, credits, and smart accounts. Coordinates the x402 payment handshake via the X-Payment HTTP header.
• Nevermined SDKs (TypeScript and Python) Official TypeScript (npm: @nevermined-io/payments) and Python (PyPI: payments-py) SDKs for integrating Nevermined payment protection and monetization into AI agents, supporting frameworks like Next.js, Express, and Fastify with automatic retry and error handling.
• MCP Server Model Context Protocol server exposing Nevermined documentation and platform tools to AI coding assistants, including Claude Desktop, Cursor, Continue, and other MCP-compatible IDEs.
• REST API RESTful API endpoints (api.nevermined.app, with sandbox and live environments) providing programmatic access to all platform functionality, including agent registration, plan management, x402 operations, delegation creation, credit minting and redemption, and payment method management.
• CLI (Command Line Interface) Command-line tool for managing payment plans and agents from the terminal, allowing programmatic generation of mandates, card delegation, and payment settlement.
• Nevermined Dashboard Self-serve web application (nevermined.app) for account management, card enrollment, spending mandates, plan creation, API keys, 3DS verification, team management, and revenue analytics.
• Visa Virtual Cards Virtual card product powered by Visa Intelligent Commerce (VIC) that lets AI agents spend at any Visa-accepting merchant worldwide via tokenized card credentials.
• Pay Widgets Embeddable PCI-compliant widgets that allow end users to fund AI agents, including card enrollment, delegation, and checkout flows without redirects or external portals.
• Embedded Card Capture Widgets Drop-in PCI-compliant iframes for secure card tokenization; card data is captured by VGS and tokenized before entering Nevermined's system.
• OpenClaw Monetization solution for AI agents operating in chat channels, enabling agents to accept payment for plans and per-message tools without a separate checkout experience.
• AI Merchants Solution Solution that enables merchants to sell services to AI agents with agentic settlement, real-time usage metering, and automatic settlement without integration overhaul.
• API Providers Solution Monetization solution for API providers to sell APIs to AI agents with per-request billing, access control, and x402-native paywall protection.
• AI Crawlers Solution Monetization solution for web content owners to charge AI crawlers for accessing content, enabling programmable pricing and access control for AI data consumption.
• Builder Platforms Solution Payment infrastructure for agent marketplaces, enabling platform operators to set commissions, onboard builders, and manage payments across builder activity.

Quantifiable outcome

• Reduced payment infrastructure deployment from 6 weeks to 6 hours for Olas AI agent marketplace
• +3 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration18 records

AI capability8 records

Feature7 records

Partnerships

Eight partnerships are on record, tiered core.

• AWS (Amazon Web Services)coreTechnology or IntegrationAmazon Web Services partnership. AWS logo displayed on partner page indicating integration and go-to-market partnership.
• Mastercard (Start Path Agentic Commerce)coreTechnology or IntegrationMastercard Start Path Agentic Commerce program partner. Logo displayed indicating strategic collaboration for AI agent payments on card rails.
• VisacoreTechnology or IntegrationStrategic partner for AI agent payments. Visa Intelligent Commerce (VIC) virtual card integration enabling agents to pay anywhere Visa is accepted.
• PayPal BraintreecoreTechnology or IntegrationPayments partner via Braintree integration. Agents can pay via PayPal Braintree rails. Coming soon feature for Braintree checkout and merchant payments.
• VGS (Very Good Security)coreTechnology or IntegrationPCI-compliant vault partner for secure card tokenization. VGS handles card data capture and tokenization before data enters Nevermined's system.
• ExacoreTechnology or IntegrationAI search company and live customer using Nevermined payment infrastructure. Exa monetizes web content for AI agents via Nevermined.
• CrewAIcoreTechnology or IntegrationAgent framework partnership. Nevermined partnered with CrewAI to apply payment technology in real-world AI agent scenarios.
• Olas (Valory)coreTechnology or IntegrationAI agent marketplace built by Valory. Reduced deployment time from 6 weeks to 6 hours using Nevermined infrastructure.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Circle: USDC stablecoin issuer whose rails Nevermined integrates with for crypto settlement. Comparable as programmable-money infrastructure for AI and agentic commerce.
• Mesh: Crypto payments and account-aggregation infrastructure. Overlaps on enabling unified digital-asset and fiat payment experiences that could support agent-to-merchant transactions.
• Lightspark: Crypto payments infrastructure built on Bitcoin Lightning. Overlaps with Nevermined on enabling low-cost, programmable digital payments that could extend to AI agent use cases.
• BVNK: Payments platform bridging stablecoins and traditional rails. Comparable multi-rail orchestration layer that could serve AI agent merchants alongside human-driven commerce.

Broad incumbents

• Adyen: Enterprise payments platform with global card acquiring and processing capabilities. Comparable as a unified multi-rail payment infrastructure player that could expand into agent commerce.
• Stripe: Largest payments infrastructure incumbent and a Nevermined distribution partner. Stripe's agentic commerce initiatives and APIs represent both a partnership channel and the biggest competitive threat to Nevermined's middleware layer.
• PayPal (Braintree): Global payments incumbent partnering with Nevermined via Braintree. PayPal's broader wallet and agent commerce efforts make it a partner and a potential long-term competitor.

Direct peers

• Crossmint: Web3/AI payments and wallet infrastructure company offering agent and AI commerce APIs. Overlaps with Nevermined on agent monetization, wallets, and stablecoin settlement.
• Skyfire: Direct competitor building payments infrastructure specifically for AI agents, including agent identity and autonomous spending rails. Closest head-to-head comparable in the agentic-payments niche.
• Payman AI: Emerging AI-agent payments platform enabling AI agents to send and receive payments to/from humans. Direct overlap in the autonomous-agent payments use case.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/nevermined_io
• GitHubgithub.com/nevermined-io
• YouTubeyoutube.com/@nevermined_io
• LinkedInlinkedin.com/company/nevermined

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors9 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nevermined