Juicyway

What Juicyway does

Juicyway (legally Juice Technology Systems Limited) is a Nigerian fintech founded in 2021 that operates a stablecoin-powered cross-border payments and foreign exchange platform for African businesses, freelancers, and global corporates. The platform enables users to hold and manage balances across six currencies (NGN, USD, EUR, CAD, USDT, USDC), execute real-time currency exchange with limit-order functionality, send international transfers to 50+ countries, repatriate funds, run bulk disbursements and payroll, and access Merchant of Record services for global sales tax and compliance. Underlying infrastructure leverages USDC and USDT stablecoins for FX settlement with an Aptos blockchain integration, and the platform is PCI DSS Level 1, SOC 2, and SOC 1 compliant, with user funds held through FDIC-insured banking partners.

The company's product surface also includes treasury management, spend management, crypto trading, and an open REST API for embedded payment flows. Juicyway generates revenue primarily through cross-border transaction fees, FX spreads on currency conversion, Merchant of Record service fees, and treasury/FX management fees for enterprise clients; internal transfers between Juicyway accounts are free, while external transfers carry low, undisclosed take-rates. Distribution is hybrid: a self-serve mobile (iOS) and web platform serves SMBs and freelancers, while enterprise field sales target large accounts such as Bolt, Piggyvest, Nigerian Breweries, Technogym, IHS Towers, Geregu, and ILB.

Juicyway has assembled a notably broad regulatory footprint for a pre-seed-stage company, holding a Nigerian MSB licence, a UK FCA licence, a Canadian PSP registration under the Retail Payment Activities Act, and selection for the CBN's Virtual Asset AML/CFT/CPF pilot alongside Flutterwave and Paystack. The company operated in stealth for three years, processing over $1 billion in transactions before publicly launching in December 2024 alongside a $3 million pre-seed round led by P1 Ventures. As of April 2026, the platform had processed over $4 billion in cumulative transaction volume across 2,200+ enterprises and 17,000+ users, with the company expanding into the Canadian-African corridor targeting the African diaspora.

Name

Juicyway

Legal name

Juice Technology Systems Limited

Website

https://juicyway.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Cross-Border Payment Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Crypto Payment Gateways & Checkout APIs (FSADAIAA), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)

Keywords

• Cross-border payments
• Multi-currency accounts
• Foreign exchange services
• Stablecoin settlement
• Merchant of record

Headquarters

HQ city

Wilmington

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Cross-border transaction fees: Juicyway charges transaction fees for international transfers. Internal transfers between Juicyway business accounts are free, while external transfers to external bank accounts incur low fees. This is the primary revenue driver.
2. Foreign exchange spread: Revenue is earned on the spread between buy and sell rates when users exchange currencies (NGN, CAD, USD, USDT, USDC). The platform offers both market-rate instant exchanges and user-set limit orders.
3. Merchant of Record (MoR) services: Juicyway acts as the Merchant of Record for businesses selling globally, handling sales tax compliance, PCI DSS, fraud protection, and payment processing in exchange for a share of transaction revenue.
4. Treasury and FX management services: Corporate treasury management including liquidity optimization, multi-currency accounts, and disbursement automation for enterprise clients, generating revenue through bundled service fees.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

Juicyway operates a unified cross-border payments and foreign exchange platform for African and global businesses, built on stablecoin-based settlement rails. The platform enables multi-currency accounts (NGN, USD, EUR, CAD, USDT, USDC), real-time currency exchange with limit-order functionality, international transfers to 50+ countries, bulk disbursements, payroll, and Merchant of Record services for businesses selling globally. An open API allows developers to embed payment capabilities directly into their own products.

Product overview

Juicyway is a unified cross-border payments and FX infrastructure platform for African and global businesses. The platform provides a comprehensive suite of services including multi-currency accounts (Collect Globally), real-time currency exchange, international transfers, Merchant of Record services, funds repatriation, treasury management, payment processing, cryptocurrency trading, and spend management. Key differentiators include stablecoin-powered settlement infrastructure, support for 6+ currencies (NGN, USD, EUR, CAD, USDT, USDC), transfers to 50+ countries, and deep liquidity for large-sum exchanges. The platform serves 4,000+ businesses including notable clients like Bolt and Piggyvest.

Differentiator

Problem solved

Functional benefit

Products and services

• Collect Globally Multi-currency account solution enabling businesses to receive and hold funds in multiple currencies (USD, EUR, CAD, NGN and others) with global bank account details and instant or same-day payments to 50+ countries.
• Currency Exchange Real-time currency exchange platform supporting NGN, CAD, USD, USDT, and USDC with limit-order capabilities, market-rate options, and deep liquidity for large-sum exchanges.
• International Transfers Cross-border payment service enabling fast transfers to 50+ countries in 6+ currencies with low transaction fees, zero internal transfer costs, and US bank-grade verification for counterparty safety.
• Merchant of Record (MoR) Global Merchant of Record service handling sales tax calculation, filing and remittance, PCI DSS compliance, fraud protection, and payment reconciliation for businesses selling globally.
• Funds Repatriation Service for converting foreign earnings to local currency at favorable exchange rates with regulatory compliance, risk mitigation, and transparent reporting for global financial operations.
• Treasury Management Financial liquidity optimization solution providing visibility into liquidity positions, cash flows, and FX positions with regulatory assessment and fraud prevention capabilities for enterprise clients.
• Payment Processing Payment processing solution with APIs, hosted checkout, payment links, multi-currency support, and fraud detection and prevention for businesses of all sizes.
• Crypto Cryptocurrency management and transfer capability supporting BTC, USDT, USDC with live trading, real-time updates, advanced charting, and pro trading tools.
• Spend Management Procurement and expense management solution featuring expense tracking and reporting, budget management, approval workflows, invoice processing, and payment links.
• API Integration Developer API enabling integration of global payment capabilities into products, supporting Collections and Payouts features for single transactions or bulk disbursements in Naira and other currencies.

Quantifiable outcome

• Over $4 billion in cross-border transaction volume processed across 2,200+ enterprises and 17,000 users as of April 2026.
• +3 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Four partnerships are on record, tiered core.

• Bank of CanadacoreOthers · 1 April 2026Juicyway was registered as a Payment Service Provider under Canada's Retail Payment Activities Act by the Bank of Canada, enabling the company to operate in one of the world's most tightly regulated financial systems and to launch services for the Canadian-African payments corridor.
• Central Bank of Nigeria (CBN)coreOthers · 1 April 2026Juicyway was selected by the CBN alongside Flutterwave and Paystack to participate in the Virtual Asset AML/CFT/CPF pilot program, aimed at aligning Nigeria's crypto regulations with FATF Recommendations 15 and 16, focusing on transaction transparency and operational risk assessment.
• FDIC-Insured Banking PartnerscoreOthers · 1 April 2026Juicyway holds funds at FDIC-insured banking partners, providing deposit protection for user funds. This partnership ensures regulatory compliance for USD-denominated fund custody and provides confidence that customer deposits are protected up to FDIC limits.
• Aptos LabscoreTechnology or Integration · 1 February 2026Juicyway integrated the Aptos blockchain into its settlement infrastructure to enhance cross-border payment processing for African and global markets. This integration improves transaction speed, reduces costs, and increases reliability by leveraging Aptos's high-performance settlement rails.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• LemFi: Cross-border payment platform targeting diaspora communities, particularly African diaspora in Canada, UK, and US. Direct competitor to Juicyway in diaspora remittance corridors with similar multi-currency account offering.
• Yellow Card: African crypto and stablecoin-based payments and remittance platform operating across multiple African countries. Competes directly with Juicyway in stablecoin-powered cross-border payments and FX services.
• Bitnob: Bitcoin and stablecoin-based cross-border payments and savings platform for Africa. Directly comparable to Juicyway in using stablecoin rails to serve African businesses and freelancers with international payment needs.
• Chipper Cash: Pan-African cross-border payments and FX platform serving consumers and businesses with mobile money and remittance services. Direct competitor to Juicyway in African cross-border corridors with overlapping customer base.
• Grey: Nigeria-focused multi-currency account and cross-border payment platform for individuals and businesses. Direct competitor in Nigerian FX and international transfer market with similar target customer segments.

Others

• Bridge (Stablecoin API): Stablecoin API platform enabling businesses to integrate stablecoin payment rails. Comparable to Juicyway's API-first approach to stablecoin-powered payments, though Bridge focuses more on developer infrastructure than end-user FX products.

Broad incumbents

• Flutterwave: Major African payment infrastructure provider offering cross-border payments, FX, and payment processing. Named alongside Juicyway in the CBN AML/CFT pilot and represents a much larger incumbent competitor with broader product portfolio.
• Wise (formerly TransferWise): Global multi-currency account and cross-border payment platform serving both consumers and businesses. Comparable to Juicyway's multi-currency account and international transfer products but at significantly larger scale.
• Paystack: Leading Nigerian payment gateway (owned by Stripe) offering domestic and international payment processing. Competes in the broader African payments space and was co-selected with Juicyway for the CBN virtual asset pilot.

Emerging players

• Conduit Pay: Stablecoin-based business payment platform enabling companies to send and receive payments globally using stablecoins. Directly comparable to Juicyway's stablecoin-powered cross-border payment infrastructure for businesses.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/juicywayhq
• YouTubeyoutube.com/@JuicywayHQ
• LinkedInlinkedin.com/company/juicyway

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Juicyway