Juicyway
- Company typePrivate
- Founded2021
- HeadquartersWilmington, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Juicyway does
Juicyway (legally Juice Technology Systems Limited) is a Nigerian fintech founded in 2021 that operates a stablecoin-powered cross-border payments and foreign exchange platform for African businesses, freelancers, and global corporates. The platform enables users to hold and manage balances across six currencies (NGN, USD, EUR, CAD, USDT, USDC), execute real-time currency exchange with limit-order functionality, send international transfers to 50+ countries, repatriate funds, run bulk disbursements and payroll, and access Merchant of Record services for global sales tax and compliance. Underlying infrastructure leverages USDC and USDT stablecoins for FX settlement with an Aptos blockchain integration, and the platform is PCI DSS Level 1, SOC 2, and SOC 1 compliant, with user funds held through FDIC-insured banking partners.
The company's product surface also includes treasury management, spend management, crypto trading, and an open REST API for embedded payment flows. Juicyway generates revenue primarily through cross-border transaction fees, FX spreads on currency conversion, Merchant of Record service fees, and treasury/FX management fees for enterprise clients; internal transfers between Juicyway accounts are free, while external transfers carry low, undisclosed take-rates. Distribution is hybrid: a self-serve mobile (iOS) and web platform serves SMBs and freelancers, while enterprise field sales target large accounts such as Bolt, Piggyvest, Nigerian Breweries, Technogym, IHS Towers, Geregu, and ILB.
Juicyway has assembled a notably broad regulatory footprint for a pre-seed-stage company, holding a Nigerian MSB licence, a UK FCA licence, a Canadian PSP registration under the Retail Payment Activities Act, and selection for the CBN's Virtual Asset AML/CFT/CPF pilot alongside Flutterwave and Paystack. The company operated in stealth for three years, processing over $1 billion in transactions before publicly launching in December 2024 alongside a $3 million pre-seed round led by P1 Ventures. As of April 2026, the platform had processed over $4 billion in cumulative transaction volume across 2,200+ enterprises and 17,000+ users, with the company expanding into the Canadian-African corridor targeting the African diaspora.
Juicyway firmographics
Firmographics- Name
- Juicyway
- Legal name
- Juice Technology Systems Limited
- Website
- https://juicyway.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Juicyway industry classification
Industry- Product category
- Cross-Border Payment Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Crypto Payment Gateways & Checkout APIs (FSADAIAA), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)
Keywords
Where Juicyway is headquartered
LocationHeadquarters
- HQ city
- Wilmington
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Juicyway business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Cross-border transaction fees: Juicyway charges transaction fees for international transfers. Internal transfers between Juicyway business accounts are free, while external transfers to external bank accounts incur low fees. This is the primary revenue driver.
- Foreign exchange spread: Revenue is earned on the spread between buy and sell rates when users exchange currencies (NGN, CAD, USD, USDT, USDC). The platform offers both market-rate instant exchanges and user-set limit orders.
- Merchant of Record (MoR) services: Juicyway acts as the Merchant of Record for businesses selling globally, handling sales tax compliance, PCI DSS, fraud protection, and payment processing in exchange for a share of transaction revenue.
- Treasury and FX management services: Corporate treasury management including liquidity optimization, multi-currency accounts, and disbursement automation for enterprise clients, generating revenue through bundled service fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Free internal transfers |
| Transaction based/ take rate | Pay-as-you-go | Low-cost external transfers |
| Transaction based/ take rate | Pay-as-you-go | Stablecoin transaction settlement |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels7 records
Juicyway product offering
Product offeringCore offering
Juicyway operates a unified cross-border payments and foreign exchange platform for African and global businesses, built on stablecoin-based settlement rails. The platform enables multi-currency accounts (NGN, USD, EUR, CAD, USDT, USDC), real-time currency exchange with limit-order functionality, international transfers to 50+ countries, bulk disbursements, payroll, and Merchant of Record services for businesses selling globally. An open API allows developers to embed payment capabilities directly into their own products.
Product overview
Juicyway is a unified cross-border payments and FX infrastructure platform for African and global businesses. The platform provides a comprehensive suite of services including multi-currency accounts (Collect Globally), real-time currency exchange, international transfers, Merchant of Record services, funds repatriation, treasury management, payment processing, cryptocurrency trading, and spend management. Key differentiators include stablecoin-powered settlement infrastructure, support for 6+ currencies (NGN, USD, EUR, CAD, USDT, USDC), transfers to 50+ countries, and deep liquidity for large-sum exchanges. The platform serves 4,000+ businesses including notable clients like Bolt and Piggyvest.
Differentiator
Problem solved
Functional benefit
Products and services
- Collect Globally Multi-currency account solution enabling businesses to receive and hold funds in multiple currencies (USD, EUR, CAD, NGN and others) with global bank account details and instant or same-day payments to 50+ countries.
- Currency Exchange Real-time currency exchange platform supporting NGN, CAD, USD, USDT, and USDC with limit-order capabilities, market-rate options, and deep liquidity for large-sum exchanges.
- International Transfers Cross-border payment service enabling fast transfers to 50+ countries in 6+ currencies with low transaction fees, zero internal transfer costs, and US bank-grade verification for counterparty safety.
- Merchant of Record (MoR) Global Merchant of Record service handling sales tax calculation, filing and remittance, PCI DSS compliance, fraud protection, and payment reconciliation for businesses selling globally.
- Funds Repatriation Service for converting foreign earnings to local currency at favorable exchange rates with regulatory compliance, risk mitigation, and transparent reporting for global financial operations.
- Treasury Management Financial liquidity optimization solution providing visibility into liquidity positions, cash flows, and FX positions with regulatory assessment and fraud prevention capabilities for enterprise clients.
- Payment Processing Payment processing solution with APIs, hosted checkout, payment links, multi-currency support, and fraud detection and prevention for businesses of all sizes.
- Crypto Cryptocurrency management and transfer capability supporting BTC, USDT, USDC with live trading, real-time updates, advanced charting, and pro trading tools.
- Spend Management Procurement and expense management solution featuring expense tracking and reporting, budget management, approval workflows, invoice processing, and payment links.
- API Integration Developer API enabling integration of global payment capabilities into products, supporting Collections and Payouts features for single transactions or bulk disbursements in Naira and other currencies.
Quantifiable outcome
- Over $4 billion in cross-border transaction volume processed across 2,200+ enterprises and 17,000 users as of April 2026.
- +3 more outcomes
Companies that use Juicyway
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
Juicyway technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Juicyway partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- Bank of CanadacoreJuicyway was registered as a Payment Service Provider under Canada's Retail Payment Activities Act by the Bank of Canada, enabling the company to operate in one of the world's most tightly regulated financial systems and to launch services for the Canadian-African payments corridor.
- Central Bank of Nigeria (CBN)coreJuicyway was selected by the CBN alongside Flutterwave and Paystack to participate in the Virtual Asset AML/CFT/CPF pilot program, aimed at aligning Nigeria's crypto regulations with FATF Recommendations 15 and 16, focusing on transaction transparency and operational risk assessment.
- FDIC-Insured Banking PartnerscoreJuicyway holds funds at FDIC-insured banking partners, providing deposit protection for user funds. This partnership ensures regulatory compliance for USD-denominated fund custody and provides confidence that customer deposits are protected up to FDIC limits.
- Aptos LabscoreJuicyway integrated the Aptos blockchain into its settlement infrastructure to enhance cross-border payment processing for African and global markets. This integration improves transaction speed, reduces costs, and increases reliability by leveraging Aptos's high-performance settlement rails.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
Juicyway competitors and assessment
Company assessmentDirect peers
- LemFi: Cross-border payment platform targeting diaspora communities, particularly African diaspora in Canada, UK, and US. Direct competitor to Juicyway in diaspora remittance corridors with similar multi-currency account offering.
- Yellow Card: African crypto and stablecoin-based payments and remittance platform operating across multiple African countries. Competes directly with Juicyway in stablecoin-powered cross-border payments and FX services.
- Bitnob: Bitcoin and stablecoin-based cross-border payments and savings platform for Africa. Directly comparable to Juicyway in using stablecoin rails to serve African businesses and freelancers with international payment needs.
- Chipper Cash: Pan-African cross-border payments and FX platform serving consumers and businesses with mobile money and remittance services. Direct competitor to Juicyway in African cross-border corridors with overlapping customer base.
- Grey: Nigeria-focused multi-currency account and cross-border payment platform for individuals and businesses. Direct competitor in Nigerian FX and international transfer market with similar target customer segments.
Others
- Bridge (Stablecoin API): Stablecoin API platform enabling businesses to integrate stablecoin payment rails. Comparable to Juicyway's API-first approach to stablecoin-powered payments, though Bridge focuses more on developer infrastructure than end-user FX products.
Broad incumbents
- Flutterwave: Major African payment infrastructure provider offering cross-border payments, FX, and payment processing. Named alongside Juicyway in the CBN AML/CFT pilot and represents a much larger incumbent competitor with broader product portfolio.
- Wise (formerly TransferWise): Global multi-currency account and cross-border payment platform serving both consumers and businesses. Comparable to Juicyway's multi-currency account and international transfer products but at significantly larger scale.
- Paystack: Leading Nigerian payment gateway (owned by Stripe) offering domestic and international payment processing. Competes in the broader African payments space and was co-selected with Juicyway for the CBN virtual asset pilot.
Emerging players
- Conduit Pay: Stablecoin-based business payment platform enabling companies to send and receive payments globally using stablecoins. Directly comparable to Juicyway's stablecoin-powered cross-border payment infrastructure for businesses.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Juicyway social profiles
Digital presenceJuicyway compliance and trust
Trust signalCompliance3 records
Juicyway financial estimates
Financial estimateRevenue estimate
Valuation estimate
Juicyway leadership team
Management profileNumber of profiles
Profiles3 records
Juicyway funding detail
Funding detailFunding overview
Funding rounds1 record
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Juicyway M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Juicyway
What does Juicyway do?
Juicyway operates a unified cross-border payments and foreign exchange platform for African and global businesses, built on stablecoin-based settlement rails. The platform enables multi-currency accounts (NGN, USD, EUR, CAD, USDT, USDC), real-time currency exchange with limit-order functionality, international transfers to 50+ countries, bulk disbursements, payroll, and Merchant of Record services for businesses selling globally. An open API allows developers to embed payment capabilities directly into their own products.
Is Juicyway a public or private company?
Juicyway is a private company. It is classified as venture growth investor backed and is currently operating.
When was Juicyway founded?
Juicyway was founded in 2021. It employs 11 to 50 people.
Where is Juicyway based?
Juicyway is headquartered in Wilmington, United States, in the North America region.
How does Juicyway make money?
Four revenue lines are on record. Cross-border transaction fees are the primary driver. The others are foreign exchange spread, merchant of Record (MoR) services and treasury and FX management services.
Who are Juicyway's main competitors?
Direct peers on record are LemFi, Yellow Card, Bitnob, Chipper Cash and Grey. Bridge (Stablecoin API) is listed as an others. Broad incumbents are Flutterwave, Wise (formerly TransferWise) and Paystack. Conduit Pay is listed as an emerging player.
Does Juicyway have an API?
Yes. Juicyway provides an API for developers to integrate global payment capabilities into their products. The API enables features like Collections and Payouts for single transactions or bulk disbursements in Naira and other currencies. Documentation is available at docs.juicyway.com. Developer documentation is at docs.juicyway.com.
What industry is Juicyway in?
Juicyway's product category is Cross-Border Payment Platform. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSAGAKAH, Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity). Its NAICS code is 522320 and its SIC code is 6200.