JustFund
JustFund is an Australian fintech founded in 2022 that provides merits-based line-of-credit funding to individuals pursuing family law matters and estate administration, serving asset-rich but cash-poor clients through a 1,300+ accredited law firm partner network.
- Company typePrivate
- Founded2022
- HeadquartersSydney, Australia
- Headcount1–10
- GTM typeB2C
- OfferingServices
What JustFund does
JustFund is an Australian fintech founded in Sydney in 2022 that provides specialized legal funding as a line of credit to individuals navigating family law disputes and estate matters. The company targets the "missing middle" of Australians who are asset-rich but cash-poor, and cannot obtain traditional credit because of income disruption or low credit scores during separation, divorce, or estate administration. Its underwriting methodology is merits-based: applications are evaluated on the expected legal entitlements under the Family Law Act and the strength of the underlying case, rather than income, employment status, or credit score. Interest is charged only on drawn funds (from 9.6% per annum for PartnerPlus clients and 9.85% for executor loans), with no monthly repayments during the matter and a lump-sum repayment at settlement or estate distribution.
The product suite comprises two core lines — Family Law Funding (legal fees, court costs, living expenses, expert reports, and mediation) and Estate Funding (executor loans, probate costs, and inheritance advances for beneficiaries), supported by the PartnerPlus accredited law firm program, the NAVIO onboarding tool, and a Partner Portal for real-time loan tracking. The company operates a sister entity, LegalAccess Fund, to fund the opposing party where a conflict of interest exists. The technology stack includes a Partner Portal (24/7 loan status), the NAVIO onboarding workflow tool, and a "Find a Family Lawyer" matching service; no AI/ML capabilities are described.
Revenue is generated primarily through interest on drawn balances, invoice processing fees (3.75% on family law draws; $49/month on estate loans), and one-time assessment and administration fees (from $560). The go-to-market is a hybrid sales-led plus direct-to-consumer motion: a 1,300+ accredited partner law firm network across Australia drives the bulk of referrals, complemented by direct online applications and inbound phone sales. The company expanded to New Zealand in July 2025 with an Auckland office and five NZ partner firms, and launched Estate Funding in April 2026. Capital partners include Xilium Capital (lead seed investor and equity backer), Startmate, The LegalTech Fund, GCI ($75M senior debt), and MA Financial ($200M warehouse facility).
JustFund firmographics
Firmographics- Name
- JustFund
- Legal name
- JustFund
- Website
- https://justfund.com.au
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- JustFund is an Australian fintech founded in 2022 that provides merits-based line-of-credit funding to individuals pursuing family law matters and estate administration, serving asset-rich but cash-poor clients through a 1,300+ accredited law firm partner network.
- Ownership category
- akta.pro rank
JustFund industry classification
Industry- Product category
- Legal Funding
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Emergency & Short-Term Installment Personal Loans (Unsecured) (FSAKAAAH)
Keywords
Where JustFund is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices2 records
Markets served
JustFund business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Interest on Drawn Funds: Interest is charged only on the outstanding balance of the account, meaning interest is calculated only on funds actually used from the date of each draw down. Clients do not pay interest on unused credit on their account. Interest rates start from 9.6% per annum for PartnerPlus law firm clients and 9.85% for executor loans.
- Assessment & Administration Fee: One-time fee covering the costs of conducting a full merits assessment of the application based on unique circumstances. Depends on complexity and size of line of credit, starting from $560.
- Invoice Processing Fee: Fee covering the cost of processing invoice payments on behalf of clients and reviewing updates on legal matter status. For family law: 3.75% of each amount drawn. For estate funding: monthly fee of $49.
- Security/Caveat Fee: A security registration (caveat) fee may apply depending on circumstances where security is taken over property assets.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Standard Family Law Funding - Interest rate from 9.6% per annum |
| Usage-based | Pay-as-you-go | Executor/Estate Loans - Interest rate from 9.85% per annum |
| Usage-based | Pay-as-you-go | PartnerPlus Accredited Firm Clients |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
JustFund product offering
Product offeringCore offering
JustFund provides line-of-credit legal funding for individuals navigating family law matters (separation, divorce, property settlements) and estate/probate matters (executor costs, inheritance advances). Funds cover legal fees, court costs, disbursements, and living expenses, with repayment deferred until settlement or estate distribution. Assessment is merits-based, evaluating case strength and legal entitlements rather than income or credit score.
Product overview
JustFund is an Australian fintech company providing legal funding for family law and estate matters through flexible lines of credit. The company operates two core products: Family Law Funding (covering legal fees and living expenses during separation/divorce) and Estate Funding (covering executor costs and early inheritance access). These are supported by the PartnerPlus accreditation program for law firms and internal tools including NAVIO (onboarding), Partner Portal (loan management), and Find a Family Lawyer (matching service). A sister company, LegalAccess Fund, handles conflict situations when both parties in a matter need funding. The company was founded in 2022 and has expanded into New Zealand (2025) and estate law (2026).
Differentiator
Problem solved
Functional benefit
Products and services
- Family Law Funding A line of credit providing flexible funding for family law matters, covering legal fees, court costs, disbursements, and living expenses during separation and divorce proceedings. Repayment is deferred until property settlement is finalized. Interest is charged only on funds drawn.
- Estate Funding Funding solutions for estate administration, including executor loans to cover probate costs, funeral expenses, property upkeep, and early inheritance advances for beneficiaries waiting for estate distribution.
- Executor Loans Loans for executors and administrators to cover estate costs including probate fees, court costs, funeral expenses, property maintenance, and legal fees during estate administration. Interest starts from 9.85% variable rate.
- Beneficiary Loans / Inheritance Advances Cash advances for beneficiaries who cannot wait for probate to complete, providing early access to their expected inheritance share with repayment only when the estate is distributed.
- PartnerPlus Accreditation Program Accredited law firm partner program offering reduced interest rates (from 9.6% per annum) for clients of PartnerPlus member firms, dedicated relationship management, access to client wellbeing resources, and priority assessment turnaround.
Quantifiable outcome
- Funds paid within 24 hours of approval to law firms
- +4 more outcomes
Companies that use JustFund
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
JustFund technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
JustFund partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered minor.
- Littlejohn LegalminorMelbourne-based law firm founded in 2014 announced strategic integration with JustFund to offer clients flexible legal financing options for family law, property disputes, and litigation matters. Partnership enables clients to access structured repayment options.
- Denham BramwellminorNew Zealand family law firm partner in JustFund's NZ launch, one of five law firms partnered to serve New Zealanders who earn too much for legal aid but not enough for private lawyers.
- Morris LegalminorNew Zealand family law firm partner in JustFund's NZ expansion, serving clients needing legal funding for divorce and separation proceedings.
- Capstone LegalminorNew Zealand family law firm partner in JustFund's NZ expansion covering the market gap between legal aid and private lawyers.
- Stace HammondminorNew Zealand family law firm partner in JustFund's NZ expansion serving clients with legal funding needs during divorce and separation.
- Holland BeckettminorNew Zealand family law firm partner in JustFund's NZ expansion, one of five firms providing access to justice for Kiwis who cannot afford private lawyers.
- Australian FinTechminorIndustry association membership providing networking, advocacy, and recognition opportunities within the Australian fintech ecosystem. JustFund participates in Finnies Awards.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
JustFund competitors and assessment
Company assessmentDirect peers
- LawFinance Australia: Australian legal funder providing loans for personal injury, compensation, and family law matters. Comparable as a direct competitor in the niche of consumer-oriented legal funding in Australia.
- Balance Legal Capital: Australian litigation funder focused on plaintiff-side personal injury and commercial claims. Comparable as a niche legal funder using case-merits underwriting in the Australian market.
Broad incumbents
- Burford Capital: Largest global commercial litigation funder. Operates broadly in legal finance but focused on commercial matters; comparable as a large incumbent that could move into consumer legal funding.
- Omni Bridgeway: Global litigation funder with Australian operations (formerly IMF Bentham). Comparable as an established incumbent in the broader legal finance category that could expand into consumer legal funding.
- Plenti Group: Australian non-bank consumer lender providing automotive, renewable energy, and personal loans. Comparable as an established Australian fintech lender serving underserved consumer credit needs.
- Pepper Money: Australian non-bank lender specializing in non-conforming consumer and residential mortgages. Comparable as an incumbent serving borrowers underserved by mainstream banks.
Emerging players
- Beforepay: Australian fintech offering earned-wage access and small consumer credit products. Comparable as an emerging Australian consumer credit fintech serving underbanked customers.
- Symple Loans: Australian personal loan fintech offering unsecured personal loans to consumers. Comparable as an emerging Australian consumer lender targeting similar end-borrower segments.
- Rattoon Legal Funding: US-based pre-settlement legal funding company. Comparable as a peer in the niche of consumer legal funding outside Australia, illustrating the broader category JustFund could expand into.
Regional players
- Athena Home Loans: Australian digital mortgage lender. Comparable as a fellow Australian fintech lender though focused on mortgages rather than consumer legal funding.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
JustFund social profiles
Digital presenceJustFund compliance and trust
Trust signalCompliance2 records
JustFund financial estimates
Financial estimateRevenue estimate
Valuation estimate
JustFund leadership team
Management profileNumber of profiles
Profiles4 records
JustFund subsidiaries and ownership
Company hierarchySubsidiaries1 record
JustFund funding detail
Funding detailFunding overview
Funding rounds4 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
JustFund M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about JustFund
What does JustFund do?
JustFund provides line-of-credit legal funding for individuals navigating family law matters (separation, divorce, property settlements) and estate/probate matters (executor costs, inheritance advances). Funds cover legal fees, court costs, disbursements, and living expenses, with repayment deferred until settlement or estate distribution. Assessment is merits-based, evaluating case strength and legal entitlements rather than income or credit score.
Is JustFund a public or private company?
JustFund is a private company. It is classified as venture growth investor backed and is currently operating.
When was JustFund founded?
JustFund was founded in 2022. It employs 1 to 10 people.
Where is JustFund based?
JustFund is headquartered in Sydney, Australia, in the Oceania region.
How does JustFund make money?
Four revenue lines are on record. Interest on Drawn Funds are the primary driver. The others are assessment & Administration Fee, invoice Processing Fee and security/Caveat Fee.
Who are JustFund's main competitors?
Direct peers on record are LawFinance Australia and Balance Legal Capital. Broad incumbents are Burford Capital, Omni Bridgeway, Plenti Group and Pepper Money. Emerging players are Beforepay, Symple Loans and Rattoon Legal Funding. Athena Home Loans is listed as a regional player.
Does JustFund have an API?
No public API is recorded for JustFund.
What industry is JustFund in?
JustFund's product category is Legal Funding. Its primary akta.pro industry code is FSAKAAAH, Emergency & Short-Term Installment Personal Loans (Unsecured). Its NAICS code is 5223 and its SIC code is 6141.