Rekord AG
Rekord AG provides verifiable financial infrastructure using cryptographic proofs to authenticate real-world assets, private credit performance, and underwriting. It serves institutional allocators, digital-asset holders, and EU-regulated product manufacturers via Vaults, Rekord AI, and Kloud.
- Company typePrivate
- Founded2025
- HeadquartersZug, Switzerland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Rekord AG does
Rekord AG is a Swiss-domiciled financial infrastructure company building a verifiable data platform for real-world asset (RWA) tokenization, private credit, and digital-asset yield products. Founded in 2025 and headquartered in Zug, Switzerland, with 11–50 employees, the company is built on the thesis that institutional private credit has historically run on quarterly statements and counterparty trust, and that blockchain-anchored cryptographic records can replace manual attestation with continuous, tamper-resistant verification of collateral, cashflow, and strategy state. Rekord's product surface spans six offerings organized around a single shared verification layer: Rekord Vaults (a yield product that channels stablecoin deposits and pledged digital assets into a curated mix of insured receivables, real-asset lending, and structured private credit); Rekord AI (explainable, self-hosted underwriting that ingests bureau feeds, bank integrations, and customer data to produce factor-attributed scorecards with cryptographic audit trails); Rekord Kloud + Proof Console (immutable, append-only data storage with blockchain-anchored integrity proofs that exposes a unified proof surface to depositors, auditors, and regulators); RWA Pools (private credit facilities with on-chain covenant monitoring); RWA-Backed Vaults (deposit infrastructure for digital-asset collateral); and Digital Product Passports (schema-enforced compliance data for EU mandates including ESPR, CRMA, EUDR, CBAM, and CSRD). The technology stack includes a public REST API at api.rekord.io, Auth0-secured JWT authentication, an OpenAPI specification, NodeJS and C# SDKs, and a sandbox environment at api-sandbox.rekord.io.
Rekord AG firmographics
Firmographics- Name
- Rekord AG
- Legal name
- Rekord AG
- Website
- https://rekord.io
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Rekord AG provides verifiable financial infrastructure using cryptographic proofs to authenticate real-world assets, private credit performance, and underwriting. It serves institutional allocators, digital-asset holders, and EU-regulated product manufacturers via Vaults, Rekord AI, and Kloud.
- Ownership category
- akta.pro rank
Rekord AG industry classification
Industry- Product category
- Real-World Asset (RWA) Verification Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Asset-Backed Securities (6189), Finance Services (6199)
- akta.pro primary industry
- RWA Tokenization Platforms (asset onboarding, structuring, issuance) (FSAPAIAC)
- akta.pro secondary industries
- Trade Finance & Receivables Tokenization (FSADAEAG), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH), Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls) (FSAPAIAE)
Keywords
Where Rekord AG is headquartered
LocationHeadquarters
- HQ city
- Zug
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
Rekord AG business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales
Revenue model
- Vault Deposits (RWA-Backed Vaults): Stablecoin deposits (USDC, USDT) and pledged digital assets (BTC, ETH, other crypto) earn USD returns from a curated mix of insured receivables, real-asset lending, and structured private credit. The yield product generates returns from institutional private credit deployed onchain.
- AI Underwriting Services: Explainable institutional underwriting that runs inside the customer's perimeter, reading their data, bureau feeds, and bank integrations to produce factor-attributed scorecards with cryptographic audit trails.
- Data Verification Infrastructure: Rekord Kloud provides immutable data storage with blockchain-anchored integrity proofs. Continuous covenant monitoring and on-chain collateral verification services.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
Rekord AG product offering
Product offeringCore offering
Rekord AG provides blockchain-based verification infrastructure for institutional private credit and real-world asset (RWA) tokenization. Its platform enables institutional counterparties to deposit stablecoins or pledge digital assets as collateral to earn USD-denominated returns from verified real-world lending positions, with continuous cryptographic proof of collateral, cashflow, and strategy records replacing quarterly manual attestation. Products include Rekord Vaults (yield), Rekord AI (explainable underwriting), Rekord Kloud + Proof Console (immutable proof layer), RWA Pools, RWA-Backed Vaults, and Digital Product Passports for EU regulatory compliance.
Product overview
Rekord AG is a financial infrastructure company providing a platform for real-world asset (RWA) tokenization with cryptographic verification. The platform comprises six interconnected products built on a shared verification layer: Rekord Vaults (yield product for stablecoin and digital asset deposits earning USD returns from private credit), Rekord AI (explainable AI-powered underwriting with cryptographic audit trails), Rekord Kloud + Proof Console (immutable data storage with blockchain-anchored integrity proofs), RWA Pools (private credit facilities with on-chain covenant monitoring), RWA-Backed Vaults (deposit infrastructure for digital asset holders), and Digital Product Passports (EU regulatory compliance for supply chain and sustainability mandates). Every product anchors to the same cryptographic trust layer, enabling verification across borrowers, lenders, investors, and regulators.
Differentiator
Problem solved
Functional benefit
Brands
- Rekord Vaults: The yield product. Stablecoin deposits and pledged digital assets earn USD returns from a curated mix of insured receivables, real-asset lending, and structured private credit.
- Rekord AI
- Rekord Kloud
- Proof Console
- RWA Pools
- RWA-Backed Vaults
- Digital Product Passports
Products and services
- Rekord Vaults Yield product enabling stablecoin holders and digital asset holders to deposit USDC/USDT or pledge BTC/ETH/other crypto as collateral to earn USD-denominated returns from a curated mix of insured receivables, real-asset lending, and structured private credit. Capital stays verifiable end-to-end through Rekord's cryptographic proof layer. Targeted at institutional counterparties including family offices, hedge funds, fintech treasuries, protocol treasuries, DAOs, foundations, validators, and ecosystem balance sheets.
- Rekord AI Explainable AI-powered institutional underwriting service that runs self-hosted and privacy-preserving inside the customer's perimeter. Reads user data, bureau feeds, and bank integrations to produce factor-attributed credit scorecards, with a cryptographic audit trail attached to every score. Designed for lenders, investors, and credit teams needing auditable, explainable risk assessment.
- Rekord Kloud + Proof Console Immutable data storage service with blockchain-anchored integrity proofs. Anchors collateral, cashflow, and strategy records continuously in versioned, append-only format. The Proof Console exposes the unified proof surface to depositors, auditors, and regulators so the same data is audit-ready by design rather than only at quarter-end. Forms the cryptographic trust layer underlying all Rekord products.
- RWA Pools Private credit facilities for real-world borrowers featuring continuous covenant monitoring and on-chain collateral verification. Designed for traditional borrowers seeking onchain capital with verifiable performance and for lenders/investors needing real-time proof of underlying credit state.
- RWA-Backed Vaults Deposit infrastructure product enabling digital asset holders to earn returns from verified real-world lending positions without surrendering custody of pledged collateral. Combines the vault product with cryptographic verification of the underlying lending positions.
- Digital Product Passports Schema-enforced compliance data product supporting EU regulatory mandates including ESPR (Ecodesign for Sustainable Products Regulation), CRMA (Critical Raw Materials Act), EUDR (EU Deforestation Regulation), CBAM (Carbon Border Adjustment Mechanism), and CSRD (Corporate Sustainability Reporting Directive). Designed for manufacturers, importers, and supply chain operators needing verifiable regulatory compliance data.
Quantifiable outcome
- Cryptographic proof replaces quarterly statements and counterparty trust in institutional private credit
- +1 more outcomes
Companies that use Rekord AG
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles3 records
Rekord AG technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature6 records
Rekord AG partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- BSV AssociationcoreBSV Association facilitated a roundtable dialogue between blockchain innovators including Rekord and UK policymakers at the House of Lords. Rekord participated in discussions around regulatory needs for non-financial blockchain applications, emphasizing opportunities for the UK to lead in blockchain adoption through sandbox environments, digital identity frameworks, and targeted policy support.
Scale indicators6 records
Recent moves5 records
Expansion highlights6 records
Rekord AG competitors and assessment
Company assessmentBroad incumbents
- Chainlink: Chainlink operates the dominant oracle and Proof of Reserve infrastructure for tokenized assets, providing cross-chain data attestation for the same institutional RWA market Rekord targets. Chainlink is a far broader incumbent whose proof services overlap directly with Rekord Kloud and Proof Console.
Direct peers
- Centrifuge: Centrifuge is an RWA tokenization protocol focused on private credit, originating real-world loan books onchain with investor protections. It is the closest direct peer to Rekord's RWA Pools and RWA-Backed Vaults, with a longer operating history and larger TVL.
- Securitize: Securitize provides end-to-end tokenization, compliance, and cap table infrastructure for institutional RWA issuers. Its issuance and compliance workflow directly overlaps with Rekord's RWA tokenization and EU Digital Product Passport offerings.
- Maple Finance: Maple Finance is an institutional onchain credit marketplace offering undercollateralized lending to digital asset borrowers with verifiable credit underwriting. It overlaps directly with Rekord Vaults and RWA Pools in the institutional private credit onchain category.
- Plume Network: Plume Network is an RWA-focused modular L1 blockchain providing infrastructure for tokenized real-world assets. It competes with Rekord for the same issuer and infrastructure customer base and is similarly focused on compliance and verification primitives.
- TrueFi: TrueFi is an onchain lending protocol offering undercollateralized credit to vetted institutional borrowers with on-chain credit underwriting. It overlaps with Rekord's private credit and underwriting product positioning.
- Goldfinch: Goldfinch is a decentralized credit protocol that lends to real-world businesses using off-chain identity and on-chain credit verification. It shares Rekord's bridge between traditional borrower due diligence and onchain capital.
- Clearpool: Clearpool is a decentralized credit marketplace connecting institutional borrowers with liquidity providers, with on-chain underwriting. It is a comparable peer for Rekord's RWA Pools and vault-based private credit exposure.
- Provenance Blockchain: Provenance Blockchain is a public blockchain purpose-built for financial services and RWA tokenization, offering asset servicing and compliance infrastructure. It targets similar institutional issuers and shares Rekord's focus on verifiable real-world credit workflows.
Emerging players
- Credix Finance: Credix is a credit marketplace connecting investors with structured credit deals on Solana, with on-chain verification and risk tranching. It is an emerging peer with partial overlap to Rekord's RWA Pools and structured private credit exposure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
Rekord AG social profiles
Digital presenceRekord AG compliance and trust
Trust signalCompliance2 records
Rekord AG financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rekord AG leadership team
Management profileNumber of profiles
Rekord AG funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rekord AG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rekord AG
What does Rekord AG do?
Rekord AG provides blockchain-based verification infrastructure for institutional private credit and real-world asset (RWA) tokenization. Its platform enables institutional counterparties to deposit stablecoins or pledge digital assets as collateral to earn USD-denominated returns from verified real-world lending positions, with continuous cryptographic proof of collateral, cashflow, and strategy records replacing quarterly manual attestation. Products include Rekord Vaults (yield), Rekord AI (explainable underwriting), Rekord Kloud + Proof Console (immutable proof layer), RWA Pools, RWA-Backed Vaults, and Digital Product Passports for EU regulatory compliance.
Is Rekord AG a public or private company?
Rekord AG is a private company. It is classified as venture growth investor backed and is currently operating.
When was Rekord AG founded?
Rekord AG was founded in 2025. It employs 11 to 50 people.
Where is Rekord AG based?
Rekord AG is headquartered in Zug, Switzerland, in the Europe region.
How does Rekord AG make money?
Three revenue lines are on record. Vault Deposits (RWA-Backed Vaults) is the primary driver. The others are AI Underwriting Services and data Verification Infrastructure.
Who are Rekord AG's main competitors?
Chainlink is listed as a broad incumbent. Direct peers are Centrifuge, Securitize, Maple Finance, Plume Network, TrueFi, Goldfinch, Clearpool and Provenance Blockchain. Credix Finance is listed as an emerging player.
Does Rekord AG have an API?
Yes. Rekord offers a public REST API accessible at https://api.rekord.io (production) and https://api-sandbox.rekord.io (sandbox). The API is secured with Auth0 JWT bearer token authentication. The Trust Layer API provides endpoints for catalog management, version control, utilities, proof operations, jobs management, and user administration. OpenAPI specification is available at https://api.rekord.io/docs/swagger/json. SDKs are available in NodeJS and C#. Key endpoints include: GET/POST /jobs/{jobId} for job lifecycle tracking with blockchain progress (txid, confirmations), GET /proof/{proofId} for proof metadata retrieval, GET /users for organization user management, and catalog/version management endpoints. Developer documentation is at docs.rekord.io.
What industry is Rekord AG in?
Rekord AG's product category is Real-World Asset (RWA) Verification Infrastructure. Its primary akta.pro industry code is FSAPAIAC, RWA Tokenization Platforms (asset onboarding, structuring, issuance), with a secondary code of FSADAEAG, Trade Finance & Receivables Tokenization. Its NAICS code is 522320 and its SIC code is 6189.