Rekord AG

Real-World Asset (RWA) Verification Infrastructurerekord.io

Rekord AG provides verifiable financial infrastructure using cryptographic proofs to authenticate real-world assets, private credit performance, and underwriting. It serves institutional allocators, digital-asset holders, and EU-regulated product manufacturers via Vaults, Rekord AI, and Kloud.

Company typePrivate
Founded2025
HeadquartersZug, Switzerland
Headcount11–50
GTM typeB2B
OfferingSoftware

What Rekord AG does

Rekord AG is a Swiss-domiciled financial infrastructure company building a verifiable data platform for real-world asset (RWA) tokenization, private credit, and digital-asset yield products. Founded in 2025 and headquartered in Zug, Switzerland, with 11–50 employees, the company is built on the thesis that institutional private credit has historically run on quarterly statements and counterparty trust, and that blockchain-anchored cryptographic records can replace manual attestation with continuous, tamper-resistant verification of collateral, cashflow, and strategy state. Rekord's product surface spans six offerings organized around a single shared verification layer: Rekord Vaults (a yield product that channels stablecoin deposits and pledged digital assets into a curated mix of insured receivables, real-asset lending, and structured private credit); Rekord AI (explainable, self-hosted underwriting that ingests bureau feeds, bank integrations, and customer data to produce factor-attributed scorecards with cryptographic audit trails); Rekord Kloud + Proof Console (immutable, append-only data storage with blockchain-anchored integrity proofs that exposes a unified proof surface to depositors, auditors, and regulators); RWA Pools (private credit facilities with on-chain covenant monitoring); RWA-Backed Vaults (deposit infrastructure for digital-asset collateral); and Digital Product Passports (schema-enforced compliance data for EU mandates including ESPR, CRMA, EUDR, CBAM, and CSRD). The technology stack includes a public REST API at api.rekord.io, Auth0-secured JWT authentication, an OpenAPI specification, NodeJS and C# SDKs, and a sandbox environment at api-sandbox.rekord.io.

Rekord AG firmographics

Firmographics

Name: Rekord AG
Legal name: Rekord AG
Website: https://rekord.io
Company type: Private
Founded year: 2025
Operating status: Operating
Headcount range: 11–50 employees
Short description: Rekord AG provides verifiable financial infrastructure using cryptographic proofs to authenticate real-world assets, private credit performance, and underwriting. It serves institutional allocators, digital-asset holders, and EU-regulated product manufacturers via Vaults, Rekord AI, and Kloud.
Ownership category
akta.pro rank

Rekord AG industry classification

Industry

Product category: Real-World Asset (RWA) Verification Infrastructure
NAICS: Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Funds, Trusts, and Other Financial Vehicles (525)
SIC: Asset-Backed Securities (6189), Finance Services (6199)
akta.pro industry: PRIMARYFSAPAIAC
RWA Tokenization Platforms (asset onboarding, structuring, issuance)
Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)
SECONDARYFSADAEAG
Trade Finance & Receivables Tokenization
Financial & Insurance/Crypto & Digital Assets/Tokenization & Real-World Assets (RWA) Platforms
SECONDARYFSAPAIAH
Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting)
Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)
SECONDARYFSAPAIAE
Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls)
Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)

Keywords

Real-world asset verification
Private credit infrastructure
Blockchain proof systems
Digital asset yield products
Cryptographic underwriting

Where Rekord AG is headquartered

Location

Headquarters

HQ city: Zug
HQ country: Switzerland
HQ region: Europe

Offices1 record

Markets served

Rekord AG business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

Vault Deposits (RWA-Backed Vaults): Stablecoin deposits (USDC, USDT) and pledged digital assets (BTC, ETH, other crypto) earn USD returns from a curated mix of insured receivables, real-asset lending, and structured private credit. The yield product generates returns from institutional private credit deployed onchain.
AI Underwriting Services: Explainable institutional underwriting that runs inside the customer's perimeter, reading their data, bureau feeds, and bank integrations to produce factor-attributed scorecards with cryptographic audit trails.
Data Verification Infrastructure: Rekord Kloud provides immutable data storage with blockchain-anchored integrity proofs. Continuous covenant monitoring and on-chain collateral verification services.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Rekord AG product offering

Product offering

Core offering

Rekord AG provides blockchain-based verification infrastructure for institutional private credit and real-world asset (RWA) tokenization. Its platform enables institutional counterparties to deposit stablecoins or pledge digital assets as collateral to earn USD-denominated returns from verified real-world lending positions, with continuous cryptographic proof of collateral, cashflow, and strategy records replacing quarterly manual attestation. Products include Rekord Vaults (yield), Rekord AI (explainable underwriting), Rekord Kloud + Proof Console (immutable proof layer), RWA Pools, RWA-Backed Vaults, and Digital Product Passports for EU regulatory compliance.

Product overview

Rekord AG is a financial infrastructure company providing a platform for real-world asset (RWA) tokenization with cryptographic verification. The platform comprises six interconnected products built on a shared verification layer: Rekord Vaults (yield product for stablecoin and digital asset deposits earning USD returns from private credit), Rekord AI (explainable AI-powered underwriting with cryptographic audit trails), Rekord Kloud + Proof Console (immutable data storage with blockchain-anchored integrity proofs), RWA Pools (private credit facilities with on-chain covenant monitoring), RWA-Backed Vaults (deposit infrastructure for digital asset holders), and Digital Product Passports (EU regulatory compliance for supply chain and sustainability mandates). Every product anchors to the same cryptographic trust layer, enabling verification across borrowers, lenders, investors, and regulators.

Differentiator

Problem solved

Functional benefit

Brands

Rekord Vaults: The yield product. Stablecoin deposits and pledged digital assets earn USD returns from a curated mix of insured receivables, real-asset lending, and structured private credit.
Rekord AI
Rekord Kloud
Proof Console
RWA Pools
RWA-Backed Vaults
Digital Product Passports

Products and services

Rekord Vaults Yield product enabling stablecoin holders and digital asset holders to deposit USDC/USDT or pledge BTC/ETH/other crypto as collateral to earn USD-denominated returns from a curated mix of insured receivables, real-asset lending, and structured private credit. Capital stays verifiable end-to-end through Rekord's cryptographic proof layer. Targeted at institutional counterparties including family offices, hedge funds, fintech treasuries, protocol treasuries, DAOs, foundations, validators, and ecosystem balance sheets.
Rekord AI Explainable AI-powered institutional underwriting service that runs self-hosted and privacy-preserving inside the customer's perimeter. Reads user data, bureau feeds, and bank integrations to produce factor-attributed credit scorecards, with a cryptographic audit trail attached to every score. Designed for lenders, investors, and credit teams needing auditable, explainable risk assessment.
Rekord Kloud + Proof Console Immutable data storage service with blockchain-anchored integrity proofs. Anchors collateral, cashflow, and strategy records continuously in versioned, append-only format. The Proof Console exposes the unified proof surface to depositors, auditors, and regulators so the same data is audit-ready by design rather than only at quarter-end. Forms the cryptographic trust layer underlying all Rekord products.
RWA Pools Private credit facilities for real-world borrowers featuring continuous covenant monitoring and on-chain collateral verification. Designed for traditional borrowers seeking onchain capital with verifiable performance and for lenders/investors needing real-time proof of underlying credit state.
RWA-Backed Vaults Deposit infrastructure product enabling digital asset holders to earn returns from verified real-world lending positions without surrendering custody of pledged collateral. Combines the vault product with cryptographic verification of the underlying lending positions.
Digital Product Passports Schema-enforced compliance data product supporting EU regulatory mandates including ESPR (Ecodesign for Sustainable Products Regulation), CRMA (Critical Raw Materials Act), EUDR (EU Deforestation Regulation), CBAM (Carbon Border Adjustment Mechanism), and CSRD (Corporate Sustainability Reporting Directive). Designed for manufacturers, importers, and supply chain operators needing verifiable regulatory compliance data.

Quantifiable outcome

Cryptographic proof replaces quarterly statements and counterparty trust in institutional private credit
+1 more outcomes

Companies that use Rekord AG

Customer profile

Named customers8 records

Segments5 records

Ideal customer profiles3 records

Rekord AG technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature6 records

Rekord AG partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

BSV AssociationcoreStrategic or Co-development Partner · 24 November 2025BSV Association facilitated a roundtable dialogue between blockchain innovators including Rekord and UK policymakers at the House of Lords. Rekord participated in discussions around regulatory needs for non-financial blockchain applications, emphasizing opportunities for the UK to lead in blockchain adoption through sandbox environments, digital identity frameworks, and targeted policy support.

Scale indicators6 records

Recent moves5 records

Expansion highlights6 records

Rekord AG competitors and assessment

Company assessment

Broad incumbents

Chainlink: Chainlink operates the dominant oracle and Proof of Reserve infrastructure for tokenized assets, providing cross-chain data attestation for the same institutional RWA market Rekord targets. Chainlink is a far broader incumbent whose proof services overlap directly with Rekord Kloud and Proof Console.

Direct peers

Centrifuge: Centrifuge is an RWA tokenization protocol focused on private credit, originating real-world loan books onchain with investor protections. It is the closest direct peer to Rekord's RWA Pools and RWA-Backed Vaults, with a longer operating history and larger TVL.
Securitize: Securitize provides end-to-end tokenization, compliance, and cap table infrastructure for institutional RWA issuers. Its issuance and compliance workflow directly overlaps with Rekord's RWA tokenization and EU Digital Product Passport offerings.
Maple Finance: Maple Finance is an institutional onchain credit marketplace offering undercollateralized lending to digital asset borrowers with verifiable credit underwriting. It overlaps directly with Rekord Vaults and RWA Pools in the institutional private credit onchain category.
Plume Network: Plume Network is an RWA-focused modular L1 blockchain providing infrastructure for tokenized real-world assets. It competes with Rekord for the same issuer and infrastructure customer base and is similarly focused on compliance and verification primitives.
TrueFi: TrueFi is an onchain lending protocol offering undercollateralized credit to vetted institutional borrowers with on-chain credit underwriting. It overlaps with Rekord's private credit and underwriting product positioning.
Goldfinch: Goldfinch is a decentralized credit protocol that lends to real-world businesses using off-chain identity and on-chain credit verification. It shares Rekord's bridge between traditional borrower due diligence and onchain capital.
Clearpool: Clearpool is a decentralized credit marketplace connecting institutional borrowers with liquidity providers, with on-chain underwriting. It is a comparable peer for Rekord's RWA Pools and vault-based private credit exposure.
Provenance Blockchain: Provenance Blockchain is a public blockchain purpose-built for financial services and RWA tokenization, offering asset servicing and compliance infrastructure. It targets similar institutional issuers and shares Rekord's focus on verifiable real-world credit workflows.

Emerging players

Credix Finance: Credix is a credit marketplace connecting investors with structured credit deals on Solana, with on-chain verification and risk tranching. It is an emerging peer with partial overlap to Rekord's RWA Pools and structured private credit exposure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

Rekord AG compliance and trust

Trust signal

Compliance2 records

Rekord AG financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Rekord AG leadership team

Management profile

Number of profiles

Rekord AG funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Rekord AG M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rekord AG

What does Rekord AG do?

Is Rekord AG a public or private company?

Rekord AG is a private company. It is classified as venture growth investor backed and is currently operating.

When was Rekord AG founded?

Rekord AG was founded in 2025. It employs 11 to 50 people.

Where is Rekord AG based?

Rekord AG is headquartered in Zug, Switzerland, in the Europe region.

How does Rekord AG make money?

Three revenue lines are on record. Vault Deposits (RWA-Backed Vaults) is the primary driver. The others are AI Underwriting Services and data Verification Infrastructure.

Who are Rekord AG's main competitors?

Chainlink is listed as a broad incumbent. Direct peers are Centrifuge, Securitize, Maple Finance, Plume Network, TrueFi, Goldfinch, Clearpool and Provenance Blockchain. Credix Finance is listed as an emerging player.

Does Rekord AG have an API?

Yes. Rekord offers a public REST API accessible at https://api.rekord.io (production) and https://api-sandbox.rekord.io (sandbox). The API is secured with Auth0 JWT bearer token authentication. The Trust Layer API provides endpoints for catalog management, version control, utilities, proof operations, jobs management, and user administration. OpenAPI specification is available at https://api.rekord.io/docs/swagger/json. SDKs are available in NodeJS and C#. Key endpoints include: GET/POST /jobs/{jobId} for job lifecycle tracking with blockchain progress (txid, confirmations), GET /proof/{proofId} for proof metadata retrieval, GET /users for organization user management, and catalog/version management endpoints. Developer documentation is at docs.rekord.io.

What industry is Rekord AG in?

Rekord AG's product category is Real-World Asset (RWA) Verification Infrastructure. Its primary akta.pro industry code is FSAPAIAC, RWA Tokenization Platforms (asset onboarding, structuring, issuance), with a secondary code of FSADAEAG, Trade Finance & Receivables Tokenization. Its NAICS code is 522320 and its SIC code is 6189.