Skaleet
Skaleet is a Paris-based SaaS provider of a cloud-native, modular, API-first core banking platform, serving traditional banks, neobanks, PSPs, and BaaS providers across Europe and Africa with ISO 27001-certified infrastructure and EU-based data centers.
- Company typePrivate
- Founded2005
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Skaleet does
Skaleet is a Paris-based core banking platform provider, founded in 2005, that sells a cloud-native, API-first, event-driven SaaS platform to financial institutions across Europe and Africa. The platform is modular, comprising standalone modules covering Accounts & Cards, Payments, Loans & Savings, Client/KYC management, and Process Automation, deployable independently or as an integrated stack, with implementation timelines of 4-6 months and bi-monthly product updates. Its customer base spans traditional banks (Caisse d'Epargne Hauts de France, BMCI Mauritania, Banque Nationale de Mauritanie), BaaS providers (eZyness/La Banque Postale, Helios/Younited), payment service providers (SSP, KongaPay), and adjacent verticals such as gaming and lottery (FDJ Services, via the Nirio payment solution). The platform is ISO 27001 certified, operates EU-based private cloud data centers not subject to the US Cloud Act, and carries a 99.99% availability SLA.
The company monetizes via annual enterprise SaaS subscriptions on a quote-based pricing model, with revenue mechanics tied to module selection, institution size, and contract scope. Go-to-market combines direct enterprise sales (consultative demos and pilots) with a formal partnership program for system integrators and technology resellers, plus an API-first developer self-service layer that enables technical evaluation prior to commercial engagement. Named customer outcomes include 50,000 accounts and 2 million transactions migrated without service interruption (KongaPay), 50% monthly transaction increases and 30% monthly new-customer growth (FDJ Services/Nirio), tripling of customer acquisition after BaaS-to-SaaS internalization (Helios), and acquisition of 90,000 clients in under a year (Banque Nationale de Mauritanie).
Cumulative disclosed funding is approximately $34.8M across three rounds, including a $30.7M growth round in January 2021 led by Long Arc Capital and prior participation from Societe Generale in 2016 and 2018. Recognition milestones include placement in the 2026 Gartner Magic Quadrant for Banking Payment Hub Platforms and the 2025 GFIA Best-in-Class Retail Payments Platform award for the Nirio solution. Ownership, headcount (stated range 11-50), and precise revenue figures are not disclosed in the input.
Skaleet firmographics
Firmographics- Name
- Skaleet
- Legal name
- Skaleet
- Website
- https://skaleet.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Skaleet is a Paris-based SaaS provider of a cloud-native, modular, API-first core banking platform, serving traditional banks, neobanks, PSPs, and BaaS providers across Europe and Africa with ISO 27001-certified infrastructure and EU-based data centers.
- Ownership category
- akta.pro rank
Skaleet industry classification
Industry- Product category
- SaaS Core Banking Software
- NAICS
- Computer Systems Design and Related Services (5415), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- Bank Connectivity & Channels (Host-to-host, SWIFT, APIs, EB portals) (FSABAIAF)
Keywords
Where Skaleet is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Markets served
Skaleet business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- SaaS-based Core Banking Platform Subscription: Subscription-based SaaS model providing access to core banking platform, modules, and updates. Financial institutions pay for access to cloud-native banking infrastructure, eliminating need for on-premise hardware and reducing total cost of ownership by up to 40% compared to legacy systems.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom enterprise pricing based on modules selected and institution size |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Skaleet product offering
Product offeringCore offering
Skaleet provides a cloud-native, API-first, event-driven Core Banking Platform with a modular architecture that enables financial institutions to build scalable banks and launch innovative banking products. The platform supports modules including Accounts & Cards, Payments, Loans & Savings, Client Management, and Process Automation, which can be activated standalone. Skaleet also offers the Nirio retail payments solution, with implementation typically completed in 4-6 months.
Product overview
Skaleet offers a unified cloud-native core banking platform with a modular, API-first architecture. The platform comprises the core Skaleet Core Banking Platform as the foundation, supplemented by specialized modules including Accounts & Cards, Payments, Loans and Savings, Client/Customer (KYC/KYB), and Process Automation. The Nirio payment solution is a flagship module that won the GFIA 2025 award. All modules can be activated standalone according to customer needs, enabling deployment in 4-6 months with continuous updates every 2 months.
Differentiator
Problem solved
Functional benefit
Brands
- Nirio: Payment solution platform delivered to client FDJ Services (La Française des Jeux) that drove 50% increase in monthly transactions and 30% growth in monthly new customers.
Products and services
- Skaleet Core Banking Platform A cloud-native, API-first core banking platform with modular architecture that enables financial institutions including traditional banks, neobanks, PSPs, and BaaS providers to launch digital banks in 4-6 months, integrate disparate ecosystems, maintain regulatory compliance, and modernize legacy systems gradually.
- Nirio Payment Solution Skaleet's retail payments platform solution that enables payment processing, bill payment solutions, and card offerings for financial institutions and payment service providers. Winner of the Best-in-Class Retail Payments Platform award at the GFIA 2025.
Quantifiable outcome
- Up to 30% reduction in total cost of ownership over five years
- +6 more outcomes
Companies that use Skaleet
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles4 records
Skaleet technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Skaleet partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered flagship.
- CEHDF (Caisse d'Epargne Hauts de France)flagshipCaisse d'Epargne Hauts de France, a major French savings bank, deployed Skaleet core banking platform to launch a corporate banking offering for the Netherlands market in under a year, representing a significant reference implementation for Skaleet in traditional banking modernization.
- eZyness (La Banque Postale)flagshipeZyness, a subsidiary of La Banque Postale, became the BaaS leader among major French banks using Skaleet's platform, demonstrating successful partnership in the French banking market.
- FDJ Services (La Française des Jeux)flagshipFDJ Services launched its Nirio payment solution using Skaleet in under 6 months, achieving award-winning results including 50% monthly transaction increase and 30% new customer growth.
- Helios (Younited)flagshipHelios, part of Younited, successfully migrated from BaaS to SaaS using Skaleet, internalizing banking operations in 5 months and tripling customer acquisition.
- SSPflagshipSSP became a Pay-by-Bank leader using Skaleet Core Banking Platform, representing innovative payment service deployment.
- KongaPayflagshipKongaPay migrated 50,000 accounts and 2 million transactions from an internal platform to Skaleet without interruption of service.
- BMCI (Banque Mauritanienne pour le Commerce International)flagshipBMCI successfully launched a digital bank in 4 months using Skaleet, multiplying by 2 the bancarisation rate in Mauritania in 3 years.
- Banque Nationale de MauritanieflagshipBanque Nationale de Mauritanie acquired 90,000 clients in less than a year using Skaleet's platform.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
Skaleet competitors and assessment
Company assessmentDirect peers
- Mambu: Mambu is a Berlin-based cloud-native core banking platform serving neobanks, traditional banks, and fintechs with a composable SaaS architecture. It is the closest direct competitor to Skaleet, serving the same European customer segments with a similar API-first, modular banking-as-a-service proposition.
- Thought Machine: Thought Machine is a London-based cloud-native core banking technology provider whose Vault platform powers global tier-1 banks. It directly competes with Skaleet for European bank modernization deals using a microservices-based, cloud-native approach to core banking replacement.
- 10x Banking: 10x Banking is a UK-based cloud-native core banking platform serving challenger banks and incumbent institutions with a microservices architecture. It directly competes with Skaleet for neobank greenfield launches and traditional bank modernization projects across Europe.
Broad incumbents
- Temenos: Temenos is a Swiss-listed incumbent vendor of core banking software serving thousands of banks globally. While it historically sold on-premise software, its Temenos Banking Cloud competes in the same SaaS core banking category as Skaleet, particularly for European traditional bank modernization.
- Finastra: Finastra is a large London-headquartered financial software provider offering core banking, lending, payments, and treasury solutions. Its FusionFabric.cloud platform overlaps with Skaleet in serving European banks and financial institutions seeking cloud-native banking infrastructure.
- TCS BaNCS: TCS BaNCS is a large-scale core banking, payments, and wealth platform from Tata Consultancy Services, deployed globally at tier-1 banks. It competes with Skaleet for end-to-end core banking modernization programs, particularly in European and emerging market financial institutions.
- Oracle Financial Services Software: Oracle FSS provides enterprise-scale core banking, lending, and compliance software used by large global banks. It overlaps with Skaleet as a competing core banking technology provider, especially in European modernization projects where Oracle's existing footprint gives it incumbent advantage.
Emerging players
- nCino: nCino is a cloud banking platform that started in commercial lending and has expanded into broader core and digital banking capabilities. While historically focused on the US, it overlaps with Skaleet in serving banks seeking modern, cloud-based infrastructure for lending and account services.
- Backbase: Backbase is an Amsterdam-based banking software provider specializing in digital banking engagement and origination layers rather than core banking. It is comparable as a complementary European banking modernization vendor often co-deployed with or competing against Skaleet's platform.
Others
- BankProv (formerly Sage Pay / various BaaS enablers): BankProv and similar BaaS-enabling infrastructure providers offer API-driven banking rails that overlap with Skaleet's modules. They serve as adjacent/competing BaaS infrastructure options for fintechs deciding whether to build on Skaleet's core versus consuming banking services from a BaaS layer.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Skaleet social profiles
Digital presenceSkaleet compliance and trust
Trust signalCompliance1 record
Skaleet financial estimates
Financial estimateRevenue estimate
Valuation estimate
Skaleet leadership team
Management profileNumber of profiles
Profiles2 records
Skaleet funding detail
Funding detailFunding overview
Funding rounds3 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Skaleet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Skaleet
What does Skaleet do?
Skaleet provides a cloud-native, API-first, event-driven Core Banking Platform with a modular architecture that enables financial institutions to build scalable banks and launch innovative banking products. The platform supports modules including Accounts & Cards, Payments, Loans & Savings, Client Management, and Process Automation, which can be activated standalone. Skaleet also offers the Nirio retail payments solution, with implementation typically completed in 4-6 months.
Is Skaleet a public or private company?
Skaleet is a private company. It is classified as venture growth investor backed and is currently operating.
When was Skaleet founded?
Skaleet was founded in 2005. It employs 11 to 50 people.
Where is Skaleet based?
Skaleet is headquartered in Paris, France, in the Europe region.
How does Skaleet make money?
One revenue line is on record: saaS-based Core Banking Platform Subscription.
Who are Skaleet's main competitors?
Direct peers on record are Mambu, Thought Machine and 10x Banking. Broad incumbents are Temenos, Finastra, TCS BaNCS and Oracle Financial Services Software. Emerging players are nCino and Backbase. BankProv (formerly Sage Pay / various BaaS enablers) is listed as an others.
Does Skaleet have an API?
Yes. Skaleet offers an API-first architecture enabling integration with existing systems and third-party services. The platform provides a dedicated API for connecting card processors. API documentation is available at https://api.skaleet.com/. Developer documentation is at api.skaleet.com.
What industry is Skaleet in?
Skaleet's product category is SaaS Core Banking Software. Its primary akta.pro industry code is FSABAIAF, Bank Connectivity & Channels (Host-to-host, SWIFT, APIs, EB portals). Its NAICS code is 5415 and its SIC code is 7371.