TNG FinTech Group

What TNG FinTech Group does

TNG FinTech Group is a Hong Kong-based investment holding company founded in 2014, focused on financial and digital inclusion through a portfolio of fintech and AI-driven financial services businesses. The group operates a platform-plus-subsidiaries architecture in which the operating subsidiary Currenc Group Inc. (Nasdaq: CURR), incorporated in Singapore, anchors cross-border payments, AI customer service, share tokenization, and AI data center infrastructure. Headcount is reported at 51–100 employees and the group maintains offices in North Point (Hong Kong), Singapore (headquarters of Currenc Group at SPACES City Hall, North Bridge Road), and Kuala Lumpur (strategic base for AI Data Center operations).

Core subsidiaries and products are: Tranglo, a cross-border payment ecosystem powering e-wallets, banks, and remittance companies across Asia and Europe; SEAMLESS AI Call Centre, an AI-powered multilingual customer service platform with advanced analytics for financial institutions; Currenc Capital, a share tokenization platform enabling public companies to combat abusive short selling, unlock global liquidity, and run AI-powered trading, plus the CURR-ARC AI Fund 1 targeting AI data centers, fintech, and green energy; and Currenc Power Corp, which develops and operates energy-efficient AI Data Centers (AIDC) from Malaysia. The group also acquired WalletKu in October 2018 to extend into digital wallets.

The business model is a mix of transaction fees (cross-border payments via Tranglo; share tokenization via Currenc Capital), recurring subscription revenue (SEAMLESS AI Call Centre), and managed services for AI data center operations (Currenc Power Corp). Distribution runs through direct enterprise sales to financial institutions and through API/platform access embedded inside partner e-wallets, banks, and remittance companies across Asia and Europe. The group has raised approximately USD 200 million across four disclosed funding rounds between 2015 and 2018, with lead investors including NewMargin Ventures, Nogle Ventures, Regal Planet Holdings, and Chelsea Vanguard Fund; Tranglo was acquired in November 2018 for approximately USD 27.5 million.

Name

TNG FinTech Group

Legal name

Currenc Group Inc.

Website

https://tngfintech.com

Company type

Public

Founded year

2014

Operating status

Operating

Headcount range

51–100 employees

Short description

TNG FinTech Group is a Hong Kong-based fintech holding company operating Tranglo (cross-border payments), SEAMLESS AI (AI customer service for financial institutions), Currenc Capital (share tokenization), and Currenc Power Corp (AI data centers in Malaysia). It serves banks, e-wallets, remittance firms, and public companies across Asia and Europe.

Ownership category

akta.pro rank

Product category

Digital Remittance & Fintech Services

NAICS

Funds, Trusts, and Other Financial Vehicles (525), Securities and Commodity Exchanges (5232)

SIC

Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)

akta.pro secondary industries

Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), Tokenization, Network Vaults & Credential Management (FSAGABAF)

Keywords

• Digital remittance services
• Cross-border payments
• AI customer service
• Share tokenization
• AI data centers

Headquarters

HQ city

North Point

HQ country

Hong Kong SAR China

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Cross-border Payment Processing: Revenue generated from cross-border payment and remittance services, charging transaction fees for processing payments across the Tranglo ecosystem.
2. AI Solutions Subscription: AI-powered solutions including SEAMLESS AI Call Centre provided as subscription-based services to financial institutions.
3. Share Tokenization Services: Tokenization services enabling public companies to convert shares into digital assets, likely with associated fees.
4. AI Data Center Operations: AI data center services provided through Currenc Power Corp, developing and operating energy-efficient infrastructure.

Distribution channels2 records

Marketing channels3 records

Core offering

TNG FinTech Group is an investment holding company focused on impact investment in fintech. Its principal operating subsidiary, Currenc Group Inc. (Nasdaq: CURR), provides AI-powered financial solutions including the SEAMLESS AI Call Centre for financial institutions, a digital remittance platform enabling real-time 24/7 global payments, share tokenization services via Currenc Capital, energy-efficient AI Data Centers through Currenc Power Corp, and the Tranglo cross-border payment ecosystem powering e-wallets, banks, and remittance companies across Asia and Europe.

Product overview

Currenc Group Inc. is a fintech pioneer providing AI-assisted financial solutions and digital remittance services. The company operates a platform-plus-subsidiaries architecture with its core offerings including the SEAMLESS AI Call Centre for financial institutions and a digital remittance platform powering global payment services. The group comprises several subsidiaries: Currenc Capital (focused on share tokenization and the CURR-ARC AI Fund 1), Currenc Power Corp (developing AI Data Centers in Malaysia), and Tranglo (cross-border payment ecosystem across Asia and Europe). The company also offers share tokenization services for eligible shareholders.

Differentiator

Problem solved

Functional benefit

Products and services

• SEAMLESS AI Call Centre AI-powered call center solutions transforming customer interactions for financial institutions with multilingual support, advanced analytics, and turnkey AI infrastructure designed to reduce costs, increase efficiency, and boost customer satisfaction.
• Digital Remittance Platform Digital remittance platform enabling e-wallets, remittance companies, and corporations to provide real-time, 24/7 global payment services, advancing financial access across underserved communities.
• Currenc Capital Share Tokenization Share tokenization service that transforms company shares into tokenized digital assets, empowering public companies to combat abusive short selling, unlock global liquidity, enable AI-powered trading, and expand access to worldwide investors.
• Currenc Power Corp AI Data Centers Develops and operates scalable, energy-efficient AI Data Centers (AIDC) from a strategic base in Malaysia, providing scalable solutions to support global AI infrastructure demands.
• Tranglo Cross-Border Payment Ecosystem Cross-border payment ecosystem powering top e-wallets, banks, and remittance companies across Asia and Europe.

Quantifiable outcome

• Cost reduction and efficiency improvement through AI-powered solutions
• +1 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• TranglocoreStrategic or Co-development PartnerTranglo is a subsidiary of CURREN•C Group, providing the most cost-efficient cross-border payment ecosystem powering top e-wallets, banks, and remittance companies across Asia & Europe.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Wise plc: Listed cross-border money transfer specialist (LSE: WISE) offering real-time, multi-currency payments globally. Directly comparable to TNG's Tranglo digital remittance platform, though Wise has materially stronger global footprint and brand recognition.
• Remitly Global, Inc. Nasdaq-listed digital remittance company serving diaspora corridors. Directly comparable to TNG's Tranglo business in target customer (migrant workers), digital-first delivery model, and transaction fee revenue structure.
• WorldRemit: Digital-only remittance platform serving mobile money and bank deposit corridors. Directly comparable to TNG's Tranglo ecosystem, particularly in Asia and Africa corridors, with similar e-wallet and remittance company partnerships.
• Securitize: Securities tokenization platform enabling public and private companies to issue digital asset securities. Directly comparable to TNG's Currenc Capital share tokenization offering, with similar regulatory positioning and target use cases.
• tZERO: Blockchain-based alternative trading system focused on tokenized securities. Comparable to TNG's Currenc Capital in the share tokenization space, with overlapping ambition to combat short selling and unlock global liquidity for public companies.

Broad incumbents

• Western Union: Largest global money transfer operator with extensive agent network. Comparable to TNG as a broad incumbent in cross-border remittance, though Western Union is increasingly pivoting to digital channels that directly compete with Tranglo.
• MoneyGram International: Global remittance and payments company with strong digital push. Comparable to TNG's remittance business and competes with Tranglo for bank and digital wallet partnerships globally.
• PayPal Holdings (Xoom): Global payments platform with Xoom-branded cross-border remittance product. Comparable to TNG as a broad incumbent in cross-border payments, with substantially greater financial resources and consumer brand.
• Galaxy Digital Holdings: Diversified crypto and AI infrastructure/investment firm offering trading, asset management, and data center exposure. Comparable to TNG's holding company structure spanning tokenization, fintech, and AI data infrastructure.

Emerging players

• Ripple Labs: Blockchain-based cross-border payment network targeting financial institutions. Comparable to TNG's Tranglo on the FI-to-FI cross-border payment use case, though using a fundamentally different (crypto-rail) technology stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tngfintechgroup
• Xx.com/tngfintech
• Facebookfacebook.com/TNG.FinTech

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries4 records

Funding overview

Funding rounds4 records

Investors9 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments4 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TNG FinTech Group