Socratix AI
Socratix AI builds autonomous AI agent "coworkers" that serve as enterprise-grade fraud and risk analysts for banks, credit unions, and fintech companies, investigating transactions, identifying threats, and delivering explainable recommendations 24/7.
- Company typePrivate
- Founded2025
- HeadquartersSan Francisco, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Socratix AI does
Socratix AI is a San Francisco-based, seed-stage startup building autonomous AI agents — branded "AI coworkers" — that function as enterprise-grade fraud and risk analysts for banks, credit unions, and fintech companies. The core product is an agentic platform that investigates transactions and users 24/7, gathering evidence across identity, payment, and behavioral signals, identifying threats such as card testing, chargebacks, account takeover, synthetic identity, merchant onboarding risk, and sanctions/EDD screening, and producing explainable recommendations. The platform's differentiating methodology is "AI Operating Procedures" — human-defined, AI-executed decision workflows that codify expert analyst judgment, are auditable and controllable, and can be configured and modified without code, allowing deployment in days rather than quarters.
The product integrates with 19+ third-party systems including FICO, NICE Actimize, Socure, Unit21, Alloy, Stripe, Riskified, Sift, Fiserv, Salesforce, Slack, Zendesk, and LexisNexis, and is sold via a direct enterprise sales motion with quote-based pricing. Customer evidence centers on two named case studies: Super.com scaled account reviews by 20x (up to 950 accounts in under 45 minutes vs. ~5 per hour manually) and AtoB handles 400+ monthly credit limit increase requests with 85%+ reviewer alignment. The company was founded in 2025 by Riya Jagetia (CEO) and Satya Vasanth Reddy Tumati, alumni of MIT, IIT, and UCLA with prior experience at DoorDash, Unit21, LinkedIn, DE Shaw, Cruise, and Rubrik.
The business is venture-backed, having closed a $4.1M seed round in October 2025 led by Pear VC with participation from Y Combinator, Twenty Two Ventures, and Transpose Platform Management. Use of funds targets engineering and go-to-market hiring, industry organization participation, and ongoing product R&D. Distribution is being built through the ICBA ThinkTECH Accelerator (10th cohort, January 2026) for community-bank reach and FinovateSpring 2026 (May 5-7, San Diego) for fintech enterprise leads. The company operates with 1-10 employees, holds privacy postures for GDPR, CCPA, UK GDPR and references SOC 2 Type 2 in its Trust Center, and reports no public revenue figures.
Socratix AI firmographics
Firmographics- Name
- Socratix AI
- Legal name
- Socratix AI
- Website
- https://getsocratix.ai
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Socratix AI builds autonomous AI agent "coworkers" that serve as enterprise-grade fraud and risk analysts for banks, credit unions, and fintech companies, investigating transactions, identifying threats, and delivering explainable recommendations 24/7.
- Ownership category
- akta.pro rank
Socratix AI industry classification
Industry- Product category
- AI Fraud & Risk Investigation Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE)
- akta.pro secondary industries
- AI Observability, Monitoring & Evaluation Platforms (Drift, Quality, Safety) (HDAEANAF), AI Governance, Risk & Compliance (GRC) Platforms (HDAAAMAA)
Keywords
Where Socratix AI is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Socratix AI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Enterprise AI Agent Subscriptions: SaaS subscription model providing access to autonomous AI coworkers for fraud and risk teams. Pricing based on enterprise contracts with no-code configuration capabilities.
Go-to-market motion2 records
Distribution channels1 record
Marketing channels4 records
Socratix AI product offering
Product offeringCore offering
Socratix AI sells enterprise-grade autonomous AI agents ("AI Coworkers") that function as AI analysts for fraud and risk teams at banks, credit unions, and fintechs. The agents investigate every transaction and user 24/7, gather evidence, identify threats, and recommend action through human-defined AI Operating Procedures. Delivered as a no-code SaaS platform that integrates with existing fraud, identity, payments, and CRM tools.
Product overview
Socratix AI is a unified product platform providing enterprise-grade autonomous AI coworkers specifically designed for fraud and risk teams at financial institutions. The core product is the Socratix AI Autonomous AI Coworkers — intelligent AI agents that function as tireless investigators who work 24/7 to gather evidence, identify threats, and deliver explainable recommendations. The platform operates on an AI Operating Procedure model where human-defined decision logic is codified into AI-executed workflows, enabling consistent, auditable decisions at scale. Key functional areas include fraud detection (card testing, chargebacks, ATO, synthetic ID), risk management (merchant onboarding, transaction risk), compliance (adverse media, EDD, sanctions), and operations (customer RFIs, dispute resolution, document verification). The product integrates with existing fraud prevention tools and replaces manual review bottlenecks with automated, expert-level decisioning.
Differentiator
Problem solved
Functional benefit
Products and services
- Socratix AI Autonomous AI Coworkers Enterprise-grade autonomous AI agents that function as AI analysts for fraud and risk teams at banks, credit unions, and fintechs. Agents investigate every transaction and user 24/7, gather evidence, identify threats, and recommend action via AI Operating Procedures (human-defined, AI-executed decision workflows). Configured without code and deployed in days; integrates with FICO, NICE Actimize, Socure, Stripe, Salesforce, Unit21, Alloy, Sardine, Persona, Sift, Riskified, Fiserv, and others.
Quantifiable outcome
- Scaled account reviews by 20x (from ~5 accounts/hour to 950 accounts in under 45 minutes)
- +4 more outcomes
Companies that use Socratix AI
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Socratix AI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration20 records
AI capability7 records
Feature4 records
Socratix AI partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered flagship and integration partner.
- ICBA ThinkTECH AcceleratorflagshipSelected for the ICBA ThinkTECH Accelerator's 10th cohort, specifically designed to drive innovation for community banks. This partnership provides access to the community banking ecosystem.
- FICOintegration partnerIntegration with FICO fraud detection and decisioning solutions, enabling Socratix AI agents to leverage FICO scores and analytics in investigations.
- Socureintegration partnerIntegration with Socure's identity verification and fraud detection platform, providing additional signal data for AI investigations.
- Stripeintegration partnerIntegration with Stripe payment processing and fraud prevention tools, enabling AI agents to analyze transaction data.
- Salesforceintegration partnerIntegration with Salesforce CRM and customer data platform, allowing AI agents to access customer information for investigations.
- Slackintegration partnerIntegration with Slack for team communication and alert notifications from AI agents to fraud analysts.
- Unit21integration partnerIntegration with Unit21's AML and fraud platform, enabling coordinated investigation workflows.
- Alloyintegration partnerIntegration with Alloy's identity and compliance platform for KYC/AML data in fraud investigations.
- Sardineintegration partnerIntegration with Sardine's fraud prevention and compliance platform for real-time risk signals.
- Actimizeintegration partnerIntegration with NICE Actimize financial crime and compliance solutions for enterprise fraud teams.
- Personaintegration partnerIntegration with Persona's identity verification platform for KYC and fraud detection signals.
- Siftintegration partnerIntegration with Sift's digital trust and safety platform for fraud prevention workflows.
- Riskifiedintegration partnerIntegration with Riskified's e-commerce fraud prevention platform for chargeback and transaction analysis.
- Fiservintegration partnerIntegration with Fiserv financial services technology for payment and fraud data access.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Socratix AI competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Socratix AI social profiles
Digital presenceSocratix AI compliance and trust
Trust signalCompliance3 records
Socratix AI financial estimates
Financial estimateRevenue estimate
Valuation estimate
Socratix AI leadership team
Management profileNumber of profiles
Profiles2 records
Socratix AI funding detail
Funding detailFunding overview
Funding rounds2 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Socratix AI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Socratix AI
What does Socratix AI do?
Socratix AI sells enterprise-grade autonomous AI agents ("AI Coworkers") that function as AI analysts for fraud and risk teams at banks, credit unions, and fintechs. The agents investigate every transaction and user 24/7, gather evidence, identify threats, and recommend action through human-defined AI Operating Procedures. Delivered as a no-code SaaS platform that integrates with existing fraud, identity, payments, and CRM tools.
Is Socratix AI a public or private company?
Socratix AI is a private company. It is classified as venture growth investor backed and is currently operating.
When was Socratix AI founded?
Socratix AI was founded in 2025. It employs 1 to 10 people.
Where is Socratix AI based?
Socratix AI is headquartered in San Francisco, United States, in the North America region.
How does Socratix AI make money?
One revenue line is on record: enterprise AI Agent Subscriptions.
Does Socratix AI have an API?
No public API is recorded for Socratix AI.
What industry is Socratix AI in?
Socratix AI's product category is AI Fraud & Risk Investigation Software. Its primary akta.pro industry code is HDAEANAE, Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies), with a secondary code of HDAEANAF, AI Observability, Monitoring & Evaluation Platforms (Drift, Quality, Safety). Its NAICS code is 5132 and its SIC code is 7372.