TreasuryCurve
Treasury Curve is a Menlo Park fintech and registered broker-dealer operating as a SWIFT Supervised Financial Institution, offering a cloud-based treasury management platform with autonomous money-market sweep, multi-bank cash visibility, and AI-driven treasury automation to corporations, public sector entities, and financial partners.
- Company typePrivate
- Founded2006
- HeadquartersMenlo Park, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What TreasuryCurve does
Treasury Curve, operating as Treasury Brokerage, LLC, is a fintech company founded in 2006 and headquartered in Menlo Park, California. It delivers a cloud-based treasury management system that aggregates real-time cash and investment data across more than 11,000 financial institutions via its SWIFT Supervised Financial Institution (SFI) designation, and it is a registered broker-dealer and member of FINRA/SIPC. The core platform comprises Bank Visibility, Payments & Transfers, Forecast & Reconcile, and the Money Fund Portal modules; layered on top are AI-driven features — AI Sweep (autonomous cash-to-money-market investment), Auto Settle (workflow automation), and the recently launched TC chatbot and Talk to Your Money™ conversational interface. Technology is hosted on Microsoft Azure with SOC 1 and SOC 2 Type 2 certifications.
The company serves enterprise corporations, public sector entities, PE/VC firms, white-label partners, and fintech partners, with a primary focus on treasury teams seeking to replace spreadsheet- and email-driven cash and investment workflows. Go-to-market combines enterprise field sales, inside sales with consultation/demos, and a product-led growth motion (free Money Fund Calculator and Money Fund Portal). The revenue model is hybrid: a freemium tier for basic tools, and full-suite access priced at low to no direct cost when the customer routes qualifying investment balances (minimum $10M average annual account balance for Auto Settle/AI Sweep) through Treasury Brokerage, which earns transaction/referral fees from money market fund partners including State Street, Allspring, Morgan Stanley, BlackRock, Invesco, First American, and Western Asset. The business is privately held, has disclosed only one funding event ($200,000 from de Anda Capital in November 2020), and maintains affiliated entities Treasury Technologies, LLC and Treasury Holdings, LLC.
TreasuryCurve firmographics
Firmographics- Name
- TreasuryCurve
- Legal name
- Treasury Brokerage, LLC
- Website
- https://treasurycurve.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Treasury Curve is a Menlo Park fintech and registered broker-dealer operating as a SWIFT Supervised Financial Institution, offering a cloud-based treasury management platform with autonomous money-market sweep, multi-bank cash visibility, and AI-driven treasury automation to corporations, public sector entities, and financial partners.
- Ownership category
- akta.pro rank
TreasuryCurve industry classification
Industry- Product category
- Corporate Treasury Management Software
- NAICS
- Open-End Investment Funds (525910)
- SIC
- Finance Services (6199), Security Brokers, Dealers & Flotation Companies (6211), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Treasury, Cash Management & Liquidity Tools (Sweeps, Cash Concentration) (FSAGAAAG)
- akta.pro secondary industries
- Corporate Cash Management & Treasury Services (FSAMAOAA), Treasury & Risk Management Solutions (FX/MM, hedging, TMS integration) (FSABAIAE), Treasury Operations Support (Cash Management, Bank Reconciliations, Payments Ops) (BPAAAGAH)
Keywords
Where TreasuryCurve is headquartered
LocationHeadquarters
- HQ city
- Menlo Park
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
TreasuryCurve business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Transaction/referral fees from investment activities: Treasury Brokerage acts as a referring agent and receives compensation from fund companies for investments placed through the platform. Organizations that invest their cash with preferred providers through Treasury Curve may qualify for technology at low to no cost based on their investment balances.
- Investment balance-based pricing: Treasury Curve technology may be provided at no cost to organizations meeting minimum average annual account balance thresholds ($10 million minimum mentioned for free Auto Settle and AI Sweep features).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free tier with basic tools |
| Hybrid | Annual | Full suite at qualifying investment balances |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
TreasuryCurve product offering
Product offeringCore offering
Treasury Curve provides a cloud-based, AI-enabled treasury management system that aggregates cash and investment data from 11,000+ financial institutions via SWIFT, automates money market fund investments, and delivers real-time multi-bank visibility, forecasting, payments, and reconciliation for corporate treasury teams. Customers can access the platform directly, via white-label partners, or as embedded fintech integrations, with offerings ranging from free tools (Money Fund Calculator, Money Fund Portal) to full enterprise suites available at low or no cost based on investment balances.
Product overview
Treasury Curve offers an intelligent, cloud-based treasury management platform that combines automated treasury management with investment optimization capabilities. The core Automated Treasury Management System aggregates data from over 11,000 financial institutions via SWIFT and provides real-time cash visibility, investment automation, and embedded compliance. The platform's Money Fund Portal enables access to money market fund investments, while AI Sweep and Auto Settle add intelligent automation for cash investment and settlement. Bank Visibility, Payments & Transfers, and Forecast & Reconcile modules provide comprehensive treasury functionality. The platform is powered by Microsoft Azure and offers its services at low to no cost based on client investment balances.
Differentiator
Problem solved
Functional benefit
Brands
- Talk to Your Money™: AI-powered conversational treasury platform concept allowing treasurers to ask questions about cash, liquidity, and exposure using natural language.
- AI Sweep
- Auto Settle
- Money Fund Portal
Products and services
- Automated Treasury Management System Cloud-based treasury management platform for corporations, public sector, and PE/VC firms that aggregates data from multiple banks and investment institutions, provides real-time cash visibility, automates investment processes, and embeds workflow and compliance controls.
- Money Fund Portal Single platform for researching, trading, analyzing, and reporting on money market fund investments, providing access to multiple fund providers including government, prime, and municipal money market funds.
- AI Sweep AI-powered feature that automatically identifies idle cash and invests excess balances into approved money market funds based on user-defined rules, guidelines, and organizational investment policies; requires $10M minimum average annual account balance.
- Auto Settle Automated settlement feature that streamlines investment processes through intelligent automation, reducing manual repetitive tasks and ensuring timely execution of trades.
- Bank Visibility Dashboard providing consolidated view of cash positions across multiple banks and financial institutions, enabling treasurers to monitor balances and transactions in real time from a single interface.
- Payments & Transfers Module for managing payment workflows, wire transfers, and fund movements between accounts with embedded approval processes and compliance controls.
- Forecast & Reconcile Financial forecasting and reconciliation module that enables users to enter or import cash flow forecasts, reconcile positions automatically, and create recurring forecasts based on calendar events.
- TC (AI Chatbot) AI-powered chatbot providing real-time treasury insights, education, and conversational interface for finance professionals to ask questions and receive answers about treasury concepts.
- Money Fund Calculator Free calculator tool enabling organizations to estimate potential earnings from investing cash in money market funds and compare yields across different fund options.
Quantifiable outcome
- Millions of dollars in excess cash uncovered and invested, significantly improving bottom line
Companies that use TreasuryCurve
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles4 records
TreasuryCurve technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability7 records
Feature6 records
TreasuryCurve partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and reference customer.
- Microsoft AzurecoreTreasury Curve's cloud-based treasury management platform is powered by Microsoft Azure, leveraging Azure's global infrastructure of 300+ physical datacenters for secure, reliable, and scalable hosting with geographic failovers and advanced security features.
- Money Market Fund PartnerscoreTreasury Curve provides access to money market funds from major providers including State Street, Allspring, Morgan Stanley, BlackRock, Invesco, First American, and Western Asset through its Money Fund Portal, enabling automated investment of excess cash.
- TIBCO Software, Inc.reference customerEnterprise customer case study showing implementation success: within weeks, Treasury Curve onboarded all TIBCO banks globally, automated manual tasks, freed up staff time for strategic work, and uncovered millions of dollars in excess cash for investment.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
TreasuryCurve competitors and assessment
Company assessmentDirect peers
- Agicap: European cloud treasury management platform for cash flow forecasting, multi-bank connectivity, and investment monitoring, comparable to Treasury Curve's core offering for SMB and mid-market treasurers.
- Kyriba: Leading cloud-based treasury management system focused on cash visibility, payments, FX risk, and liquidity for global enterprises — the closest direct competitor to Treasury Curve's cloud TMS positioning.
- HighRadius: AI-powered finance automation platform with a treasury management module for cash forecasting, bank connectivity, and investment optimization, directly competing with Treasury Curve's automated cash and investment workflows.
- Trovata: Cloud-native treasury platform delivering automated bank connectivity, cash forecasting, and reporting for mid-market and enterprise finance teams — overlapping product surface with Treasury Curve's Bank Visibility and Forecast & Reconcile modules.
- GTreasury: Long-standing treasury and risk management technology provider offering cash management, bank connectivity, payments, and FX hedging — directly competitive in the enterprise TMS category.
- Modern Treasury: Payments-focused treasury platform offering bank connectivity, reconciliation, and money movement APIs; adjacent but increasingly overlapping with TMS-style cash visibility and AI workflows that compete with Treasury Curve.
Emerging players
- Mercury: Digital banking and treasury platform for startups and growth companies offering multi-account cash management, treasury workflows, and yield on idle balances — an emerging competitor with a similar balance-yield-driven value proposition.
Broad incumbents
- Oracle Treasury: Oracle's cloud treasury management solution integrated with its ERP and EPM suites, addressing cash positioning, bank reconciliation, and FX risk for global enterprises as a bundled incumbent alternative.
- FIS Treasury and Risk Manager: One of the largest incumbent treasury management system vendors (formerly Quantum and SunGard), serving global corporations with a broad cash, FX, payments, and risk platform that competes with Treasury Curve at the enterprise tier.
- SAP Treasury Management: Embedded treasury module within SAP's ERP ecosystem, providing cash management, bank connectivity, and FX exposure for large multinationals — competes with Treasury Curve via bundle-in with core ERP.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
TreasuryCurve social profiles
Digital presenceTreasuryCurve compliance and trust
Trust signalCompliance2 records
TreasuryCurve financial estimates
Financial estimateRevenue estimate
Valuation estimate
TreasuryCurve leadership team
Management profileNumber of profiles
Profiles4 records
TreasuryCurve subsidiaries and ownership
Company hierarchySubsidiaries2 records
TreasuryCurve funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TreasuryCurve M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TreasuryCurve
What does TreasuryCurve do?
Treasury Curve provides a cloud-based, AI-enabled treasury management system that aggregates cash and investment data from 11,000+ financial institutions via SWIFT, automates money market fund investments, and delivers real-time multi-bank visibility, forecasting, payments, and reconciliation for corporate treasury teams. Customers can access the platform directly, via white-label partners, or as embedded fintech integrations, with offerings ranging from free tools (Money Fund Calculator, Money Fund Portal) to full enterprise suites available at low or no cost based on investment balances.
Is TreasuryCurve a public or private company?
TreasuryCurve is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was TreasuryCurve founded?
TreasuryCurve was founded in 2006. It employs 11 to 50 people.
Where is TreasuryCurve based?
TreasuryCurve is headquartered in Menlo Park, United States, in the North America region.
How does TreasuryCurve make money?
Two revenue lines are on record. Transaction/referral fees from investment activities are the primary driver. The others are investment balance-based pricing.
Who are TreasuryCurve's main competitors?
Direct peers on record are Agicap, Kyriba, HighRadius, Trovata, GTreasury and Modern Treasury. Mercury is listed as an emerging player. Broad incumbents are Oracle Treasury, FIS Treasury and Risk Manager and SAP Treasury Management.
Does TreasuryCurve have an API?
No public API is recorded for TreasuryCurve.
What industry is TreasuryCurve in?
TreasuryCurve's product category is Corporate Treasury Management Software. Its primary akta.pro industry code is FSAGAAAG, Treasury, Cash Management & Liquidity Tools (Sweeps, Cash Concentration), with a secondary code of FSAMAOAA, Corporate Cash Management & Treasury Services. Its NAICS code is 525910 and its SIC code is 6199.