Fintool
Fintool is an AI-powered financial analysis platform that automates qualitative equity research for institutional investors. Its AI agents read earnings calls, analyze filings, and autonomously generate financial models, serving hedge funds, asset management, and investment banking. Acquired by Microsoft in 2026.
- Company typePrivate
- Founded2023
- HeadquartersSan Francisco, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Fintool does
Fintool is an AI platform that automates qualitative financial analysis for institutional investors. Founded in 2023 in San Francisco by Nicolas Bustamante and Edouard Godfrey, the company built AI agents capable of reading earnings calls, analyzing financial filings, synthesizing research, and surfacing signals that would take human analysts hours to extract manually. Its customer base comprised thousands of professional investors across hedge funds, asset management firms, and investment banking, who used the platform as a daily research tool.
The company's flagship product, Fintool V5, launched in January 2026 as a fully agentic platform where AI agents work autonomously in the background to build DCF models in Excel, earnings decks in PowerPoint, and research memos in Word. The agent-native architecture performs data extraction and categorization at approximately 1% of the cost of human labor, positioning Fintool as part of a new wave of companies challenging the $100B legacy financial data industry dominated by S&P Capital IQ, FactSet, Thomson Reuters, ZoomInfo, and Morningstar. A reported Big Four consulting deployment saved 3,600 analyst hours and cut research turnaround by 75%.
Pre-acquisition, Fintool operated as a subscription-based SaaS distributed via direct enterprise sales to financial institutions. The company was venture-backed by Y Combinator ($500K in April 2023), Cassius, Menlo Ventures (Deedy Das), and dozens of angel investors, with cumulative disclosed funding of approximately $7.24M. In February 2026, Microsoft acquired Fintool, integrating the team into the Office Product Group under Sumit Chauhan to embed financial research AI capabilities into Microsoft 365 and expand across additional verticals beyond financial services.
Fintool firmographics
Firmographics- Name
- Fintool
- Legal name
- Fintool
- Website
- https://fintool.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Acquired
- Headcount range
- 1–10 employees
- Short description
- Fintool is an AI-powered financial analysis platform that automates qualitative equity research for institutional investors. Its AI agents read earnings calls, analyze filings, and autonomously generate financial models, serving hedge funds, asset management, and investment banking. Acquired by Microsoft in 2026.
- Ownership category
- akta.pro rank
Fintool industry classification
Industry- Product category
- Financial Research Software
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)
Keywords
Where Fintool is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fintool business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- SaaS Subscription (Pre-Acquisition): Fintool operated as a subscription-based AI platform for professional investors prior to Microsoft acquisition in 2026
Go-to-market motion2 records
Distribution channels2 records
Marketing channels1 record
Fintool product offering
Product offeringCore offering
Fintool is an AI-powered financial research platform that deploys autonomous AI agents to analyze earnings calls, review financial filings, synthesize research, and build financial models and documents (DCF models in Excel, earnings decks in PowerPoint, research memos in Word) for professional investors. The platform served as a daily research tool for thousands of professional investors across hedge funds, asset management, and investment banking before its acquisition by Microsoft in 2026.
Product overview
Fintool is an AI platform specializing in automating qualitative financial analysis for professional investors. The company offers a single unified product platform (Fintool) with its major version update being Fintool V5 (launched January 2026), which represents a fully agentic experience. The platform enables AI agents to autonomously read earnings calls, analyze filings, synthesize research, and generate documents across Microsoft Office applications (Excel, PowerPoint, Word), serving thousands of users across hedge funds, asset management, and investment banking. Following its acquisition by Microsoft in early 2026, the technology is being integrated into the Microsoft 365 and Office Product Group ecosystem.
Differentiator
Problem solved
Functional benefit
Products and services
- Fintool Platform AI-powered platform for qualitative financial analysis that automates earnings call analysis, financial filing reviews, and research synthesis for professional investors at hedge funds, asset management firms, and investment banks.
- Fintool V5 Fully agentic AI platform launched in January 2026 featuring autonomous AI agents capable of working independently to build financial models in Excel, create earnings decks in PowerPoint, and generate research memos in Word with minimal human intervention.
Quantifiable outcome
- Research turnaround time reduced by 75%; 3,600 analyst hours saved over several months in enterprise deployment
Companies that use Fintool
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles1 record
Fintool technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature3 records
Fintool partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- MicrosoftflagshipMicrosoft acquired Fintool in April 2026 to expand AI capabilities for financial research into Microsoft 365 ecosystem. Fintool's technology will be integrated into Office products to enhance capabilities for financial services professionals and expand across other industries. Fintool's team joined the Office Product Group under Sumit Chauhan.
Scale indicators3 records
Recent moves7 records
Expansion highlights6 records
Fintool competitors and assessment
Company assessmentEmerging players
- Sentieo (now AlphaSense): AI-driven financial research and document search platform now part of AlphaSense; targeted institutional investors with AI-powered earnings and filings search — a prior direct competitor to Fintool.
- Tegus (now part of AlphaSense): Expert research and earnings call transcript platform acquired by AlphaSense, providing qualitative primary research used by hedge fund and PE analysts in workflows directly overlapping with Fintool.
- Crestdata: Agent-native financial data and research automation company cited alongside Fintool as part of the new wave challenging legacy incumbents with AI-driven extraction and synthesis.
Direct peers
- Harmonic.ai: AI-powered deal sourcing and company intelligence platform for investment professionals, part of the agent-native cohort challenging legacy financial data providers alongside Fintool.
- Quartr: Investor relations and earnings call research platform serving asset managers and analysts; provides transcripts, filings, and event data in workflows directly overlapping with Fintool's earnings analysis use case.
- AlphaSense: Enterprise AI market intelligence platform used by financial services and corporate strategy teams to search earnings calls, filings, and broker research — directly competing with Fintool's qualitative financial research workflow.
- Wokelo: Agent-native AI platform automating investment research and due diligence for finance professionals, named alongside Fintool as part of the same agent-native cohort challenging legacy financial data incumbents.
Broad incumbents
- Bloomberg Terminal: The dominant financial data, analytics, and news platform for investment professionals globally, representing the high-cost incumbent whose workflow Fintool's AI agents directly challenge.
- FactSet: Enterprise financial data and analytics platform for portfolio managers, bankers, and research analysts — one of the named legacy incumbents Fintool's agentic architecture seeks to undercut on cost.
- S&P Capital IQ Pro: S&P Global's flagship financial data, filings, and analytics platform serving institutional investors — a primary legacy incumbent Fintool's agents are positioned to disrupt.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Fintool social profiles
Digital presenceFintool financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fintool leadership team
Management profileNumber of profiles
Profiles2 records
Fintool funding detail
Funding detailFunding overview
Funding rounds3 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fintool M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fintool
What does Fintool do?
Fintool is an AI-powered financial research platform that deploys autonomous AI agents to analyze earnings calls, review financial filings, synthesize research, and build financial models and documents (DCF models in Excel, earnings decks in PowerPoint, research memos in Word) for professional investors. The platform served as a daily research tool for thousands of professional investors across hedge funds, asset management, and investment banking before its acquisition by Microsoft in 2026.
Is Fintool a public or private company?
Fintool is a private company. It is classified as corporate owned and is currently acquired.
When was Fintool founded?
Fintool was founded in 2023. It employs 1 to 10 people.
Where is Fintool based?
Fintool is headquartered in San Francisco, United States, in the North America region.
How does Fintool make money?
One revenue line is on record: saaS Subscription (Pre-Acquisition).
Who are Fintool's main competitors?
Emerging players on record are Sentieo (now AlphaSense), Tegus (now part of AlphaSense) and Crestdata. Direct peers are Harmonic.ai, Quartr, AlphaSense and Wokelo. Broad incumbents are Bloomberg Terminal, FactSet and S&P Capital IQ Pro.
Does Fintool have an API?
No public API is recorded for Fintool.
What industry is Fintool in?
Fintool's product category is Financial Research Software. Its primary akta.pro industry code is FSAGACAG, Transaction Analytics & Cash-Flow Insights (risk signals, forecasting). Its NAICS code is 523940 and its SIC code is 6282.