What Viewpost does

Viewpost is a U.S.-based fintech founded in 2011 and headquartered in Orlando, Florida, operating as a remote-first company with 51-100 employees. The company builds FinalCheck, a cloud-based B2B payment optimization platform that processes enterprise outbound check payment files via SFTP, dynamically examines each check, and converts remaining paper check payments into virtual credit cards, ACH, or real-time payments before the checks are printed. The conversion is driven by proprietary AI decisioning that performs continuous, real-time supplier enrollment on every payment run, targeting the long tail of B2B checks that periodic campaign-based enrollment approaches from banks and integrated payables vendors fail to capture.

The company monetizes through a transaction-based take-rate: when check payments are converted to virtual credit cards, Viewpost earns card-network rebates and transaction fees. Pricing is not publicly disclosed but is structured as pay-as-you-go, with the company claiming captured savings typically exceed check printing costs by 30-40X. Viewpost is positioned strictly as a complementary layer to existing payment infrastructure, requiring no rip-and-replace of banks, ERPs, or primary payment providers, and minimizing IT requirements at the customer.

The go-to-market combines direct enterprise field sales targeting organizations typically above $250 million in annual revenue with a partner-led distribution model. The proprietary payments engine is embedded inside Coupa's autonomous spend management platform (where Viewpost was named Coupa Pay Digital Payments Partner of the Year in 2026), ServiceChannel's facilities management platform, and BirchStreet's hospitality procure-to-pay platform, alongside channel relationships with banks, card issuers, ERP/accounting technology providers, check printers, and referral partners. Customers include Walmart, Kroger, Albertsons, Orlando Health, Hartford Healthcare, UCLA, Ingram, MSC, Restoration Hardware, Brady, and Restaurant Depot, across healthcare, retail/grocery, higher education, hospitality, manufacturing, distribution, property management, and municipal services verticals.

Name

Viewpost

Legal name

Viewpost IP Holdings, LLC

Website

https://viewpost.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

51–100 employees

Short description

Viewpost is a U.S. fintech whose FinalCheck platform converts the long tail of enterprise B2B check payments into virtual credit cards and other digital methods in real time, using proprietary AI-driven supplier enrollment embedded inside Coupa, ServiceChannel, and BirchStreet, and serving enterprises over $250M in revenue.

Ownership category

akta.pro rank

Product category

B2B Payment Optimization

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199), Services-Prepackaged Software (7372)

akta.pro primary industry

Lockbox, Check Scanning & Paper Bill Processing (FSAMAJAK)

akta.pro secondary industries

A2A Payouts & Disbursements (FSAMAFAG), Payment Posting, Reconciliation & Cash Application for Bills (FSAMAJAL), B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)

Keywords

• B2B payment optimization
• Check-to-digital payments
• Virtual credit card conversion
• Enterprise AP automation
• Payment rail optimization

Headquarters

HQ city

Orlando

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Transaction Fees and Rebate Revenue: Viewpost generates revenue by converting check payments to virtual credit cards and other digital payment methods. When payments are converted to virtual credit cards, the company earns a rebate or transaction fee from the card networks. The company states that savings captured often exceed check printing costs by 30-40 times, indicating a transaction-based revenue model where payouts scale with payment volume converted.
2. Payment Optimization Services: Viewpost earns revenue by optimizing the 'long tail' of B2B check payments that primary payment providers miss. Revenue is generated incrementally on top of existing payment programs, with no disruption to current banking relationships or payment partners. The company acts as a complementary layer rather than a replacement solution.

Pricing tiers

Go-to-market motion3 records

Distribution channels8 records

Marketing channels4 records

Core offering

Viewpost provides FinalCheck, a cloud-based B2B payment optimization platform that dynamically examines enterprise outbound check payment files via SFTP and converts the remaining 'long tail' of check payments into virtual credit cards, ACH, or RTP payments in real-time before checks are printed. The platform uses proprietary AI-driven supplier enrollment algorithms and works alongside existing payment processes, bank relationships, and provider partnerships without requiring rip-and-replace implementations.

Product overview

Viewpost is a fintech payments provider offering a single core product: FinalCheck Payment Optimization. This real-time check optimization service converts the long tail of B2B paper check payments into digital payment methods (virtual credit cards, ACH, RTP) without requiring enterprises to change their existing payment processes, bank relationships, or provider partnerships. The solution works by dynamically examining outbound check files and enrolling vendors before checks are printed, converting payments to electronic methods in real-time. Viewpost's customer support is available 24/7 through its Support Center. The company primarily serves enterprise organizations with annual revenue typically exceeding $250 million across multiple industries including retail, healthcare, higher education, hospitality, manufacturing, distribution, property management, and municipal services.

Differentiator

Problem solved

Functional benefit

Brands

• FinalCheck: Real-time check optimization service that transforms remaining check payments into revenue-generating virtual credit cards or other forms of digital payment before any checks are printed.

Products and services

• FinalCheck Payment Optimization FinalCheck is Viewpost's core cloud-based B2B payment optimization platform that dynamically examines outbound enterprise check payment files via SFTP and converts the remaining 'long tail' of check payments into virtual credit cards, ACH, or RTP payments in real-time before checks are printed. It is designed for enterprise AP organizations (typically over $250 million in annual revenue) across healthcare, retail/grocery, higher education, hospitality, manufacturing, distribution, property management, and municipal verticals, and works alongside existing banking relationships and payment programs without rip-and-replace disruption.

Quantifiable outcome

• Savings that typically offset check printing costs by 30-40X
• +2 more outcomes

Named customers11 records

Segments9 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature4 records

Partnerships

Seven partnerships are on record, tiered flagship, core and secondary.

• CoupaflagshipTechnology or Integration · 14 May 2026Viewpost was named Coupa Pay Digital Payments Partner of the Year at the Coupa Inspire Partner Summit 2026. Viewpost embeds its proprietary payments engine within Coupa's autonomous spend management platform, enabling enterprises to convert check payments to virtual credit cards in real-time. The partnership enables Coupa customers to digitize B2B payments and eliminate paper checks, generating cash-back rebates.
• BirchStreetcoreTechnology or Integration · 6 March 2026BirchStreet partnered with Viewpost to integrate real-time AI-powered supplier enrollment capabilities into its procure-to-pay platform for the hospitality industry. Phil Beck joined BirchStreet in summer 2024 to lead the embedding of payment capabilities. The partnership enables faster onboarding and payment optimization across virtual card, check, and ACH rails, with early customer feedback indicating improved ROI and faster time-to-value.
• ServiceChannel (part of Accruent)coreOEM/ Whitelabel/ Licensing Partner · 1 November 2025ServiceChannel partnered with Viewpost as an embedded payments partner, integrating FinalCheck payment optimization into its platform for facilities management and contractor payments. Sid Shetty, Chief Customer and Business Officer, noted that Viewpost's innovation, speed, and professionalism helped turn their market-leading vision into a product delivering tremendous value to customers.
• Banks and Card IssuerscoreChannel Partner/ Reseller/ DistributorViewpost partners with banks and card issuers to eliminate sales barriers and expand their target market to enterprise clients that print checks. The partnership enables banks to offer digital payment optimization without requiring clients to switch payment providers or disrupt existing banking relationships.
• Technology Providers (ERP, Accounting, Payment Solutions)coreChannel Partner/ Reseller/ DistributorTechnology providers integrate Viewpost's FinalCheck payment optimization into their ERP, accounting, or payment solutions to offer greater value to enterprise clients. Viewpost offers both integration partnerships (embedding technology) and referral partnerships (introducing services without direct integration).
• Check PrinterssecondaryChannel Partner/ Reseller/ DistributorViewpost partners with check printing services to turn checks into an onramp to digital payments, enabling traditional check printing services to quickly enter the digital payments market and capture new revenue without extra effort.
• Referral Partners (Financial, Technology, Consulting Companies)secondaryChannel Partner/ Reseller/ DistributorViewpost partners with financial, technology, and consulting companies that serve enterprise organizations and seek innovative ways to help their customers improve efficiency, security, and savings. Referral partners benefit by offering Viewpost's services to their enterprise customers without directly integrating the technology.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• AvidXchange: AvidXchange is a leading AP automation and B2B payments platform that digitizes invoice processing and supplier payments for mid-market and enterprise organizations. It is a direct competitor to Viewpost in the B2B payment conversion and AP efficiency space, sharing the same enterprise buyer and complementary positioning.
• Bill.com: Bill.com is a B2B payment and AP automation platform serving SMB through mid-market customers with virtual card, ACH, and check payment rails. It overlaps with Viewpost in B2B payment optimization and supplier onboarding, although its historical strength is at smaller customer sizes than Viewpost's enterprise focus.
• Tipalti: Tipalti provides AP automation, global payments, and supplier onboarding for mid-market and enterprise businesses. It directly competes with Viewpost in optimizing B2B payment conversion and supplier enrollment, with strong fintech positioning in the same customer segments.
• Plastiq: Plastiq enables businesses to make B2B payments via credit card, including for bills traditionally paid by check. It directly overlaps with Viewpost's check-to-virtual-card conversion value proposition, although its historical focus has been on SMB bill payment rather than enterprise AP.
• Stampli: Stampli is an AP automation platform that incorporates invoice processing, supplier collaboration, and B2B payment workflows. It competes with Viewpost in the enterprise AP digitization space with overlapping payment optimization functionality.
• Versapay: Versapay operates a B2B payments network focused on automating accounts payable and receivable between businesses. It competes with Viewpost in optimizing B2B payment conversion and supplier payment methods, with similar enterprise customer targeting.

Broad incumbents

• Corpay (formerly FLEETCOR): Corpay is a large, publicly traded corporate payments company with B2B virtual card, cross-border, and AP automation offerings. As a broad incumbent, it competes with Viewpost across multiple payment rails but operates at significantly larger scale and across broader customer segments.
• Coupa Pay: Coupa Pay is the native B2B payments offering within the Coupa spend management platform and serves as both a distribution partner and competitive incumbent to Viewpost. Its embedded virtual card and payment capabilities compete directly with Viewpost's FinalCheck engine inside the Coupa ecosystem.
• Mastercard B2B Payments: Mastercard operates large-scale B2B virtual card and payment network programs that compete with Viewpost's rebate-based check conversion model. As a broad incumbent with significant card network economics, Mastercard can leverage its rails and existing enterprise relationships to compress Viewpost's long-tail advantage.

Emerging players

• HighRadius: HighRadius is an AI-powered order-to-cash and treasury management platform expanding into AP automation and B2B payments. It overlaps with Viewpost in enterprise finance automation, though its historical strength is in AR rather than AP payment conversion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds4 records

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Viewpost