Chift
Chift is a Brussels-based unified API platform, founded in 2022, that enables B2B software vendors to embed integrations with 100+ European financial tools (accounting, POS, ecommerce, payment, invoicing, PMS) through a single standardized API and AI agent connectivity layer.
- Company typePrivate
- Founded2022
- HeadquartersBrussels, Belgium
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Chift does
Chift is a Brussels-headquartered unified API platform founded in 2022 that enables B2B software vendors to embed financial software integrations into their products through a single API connection. The platform provides standardized connectivity to more than 100 European financial software tools across six categories: Accounting, Ecommerce, POS, Payment, Invoicing/CRM, and PMS. By aggregating connector maintenance, schema normalization, and regulatory compliance (Verifactu, PEPPOL, SAF-T, MTD) into a single API layer, Chift eliminates the per-integration development and upkeep burden typically borne by software vendors serving European SMEs and fintechs.
The technology stack is built around three product layers: (1) six Unified APIs providing normalized data models and webhook-driven real-time synchronization; (2) six Sync products (Ecommerce, POS, Invoices, PMS, Payments, Expenses) that automate end-to-end data flows with agentic exception handling; and (3) Chift for AI, an integration layer enabling AI agents to securely fetch and act on financial data across the connected ecosystem. Distribution combines a self-serve developer experience (docs.chift.eu, SDKs, Postman environment) with enterprise field sales and a white-labeled marketplace model where vendors surface connectors to their end customers.
Chift operates an API-first B2B business model monetizing through subscription and usage-based licensing on quote-based annual contracts. The go-to-market targets enterprise SaaS vendors, fintechs, accounting software publishers, POS providers, payment service providers, and vertical SaaS platforms across Belgium, France, Spain, the Netherlands, the UK, Germany, and Italy. With 1-10 employees, a EUR 2.3 million seed round closed in June 2024, and an enterprise customer roster that includes Revolut, Qonto, Pennylane, Sage, Mollie, Pleo, and Defacto, Chift is an early-stage infrastructure provider positioned at the intersection of European fintech compliance, vertical SaaS enablement, and AI agent data access.
Chift firmographics
Firmographics- Name
- Chift
- Legal name
- Chift SRL (BE 0784 930 037)
- Website
- https://chift.eu
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Chift is a Brussels-based unified API platform, founded in 2022, that enables B2B software vendors to embed integrations with 100+ European financial tools (accounting, POS, ecommerce, payment, invoicing, PMS) through a single standardized API and AI agent connectivity layer.
- Ownership category
- akta.pro rank
Chift industry classification
Industry- Product category
- Unified API / Integration Platform
- NAICS
- Computer Systems Design and Related Services (54151), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Programming Services (7371)
- akta.pro primary industry
- Developer APIs & Node Access (RPC providers, node infrastructure APIs) (FSAPABAC)
- akta.pro secondary industries
- Smart Contract Frameworks & SDKs (developer kits, templates, standards) (FSAPABAB), Crypto Payment Gateways & Checkout APIs (FSADAIAA)
Keywords
Where Chift is headquartered
LocationHeadquarters
- HQ city
- Brussels
- HQ country
- Belgium
- HQ region
- Europe
Offices2 records
Markets served
Chift business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- API Subscription / Usage-based Licensing: Chift generates revenue through API licensing and subscription fees based on usage of its Unified APIs. Software vendors pay to access the integration platform, with pricing likely tiered by API calls, number of connectors activated, or data volume processed. The platform offers maintenance-free integrations eliminating vendor overhead on integration development.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise / Custom Pricing |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels8 records
Chift product offering
Product offeringCore offering
Chift provides a Unified API platform that enables B2B software vendors to embed financial software integrations into their products through a single API connection. The platform offers six category APIs (Accounting, Ecommerce, POS, Payment, Invoicing/CRM, and PMS) covering 100+ European financial tools, with Sync products for automated data synchronization and Chift for AI to expose the same connectors to AI agents. Software vendors use Chift to eliminate the maintenance burden of building point-to-point integrations while expanding across European markets with built-in regulatory compliance.
Product overview
Chift is a unified API platform that provides embedded connectivity infrastructure for financial software integrations. The core offering consists of six Unified APIs (Accounting, Ecommerce, POS, Payment, Invoicing/CRM, and PMS) that allow software vendors to connect to 100+ European financial tools through a single integration. Built on top of the Unified APIs are Sync products (Ecommerce Sync, POS Sync, Invoices Sync, PMS Sync, Payments Sync, Expenses Sync) that provide automated data synchronization between connected tools. The platform also includes Chift for AI, an integration layer enabling AI agents to interact with financial data across the ecosystem.
Differentiator
Problem solved
Functional benefit
Brands
- Chift for AI: Integration layer that lets AI agents securely act and fetch data across 100+ financial apps through a single secured connection.
Products and services
- Unified Accounting API Single API that connects software vendors to 90+ European accounting platforms (Pennylane, Qonto, Sage 200 ES, DATEV, Xero, Odoo, Tripletex, Exact, MyUnisoft, Cegid, Horus, Sellsy, Libeo, Inqom, Agicap, Graneet, ProGBat, Manerty, Bobbee, Axonaut, Acd, Planity, Lightspeed, Defacto). Used by SaaS vendors, fintechs, and accounting software publishers that need to embed accounting connectivity into their products.
- Unified Ecommerce API Single API that connects software vendors to ecommerce platforms including Shopify, WooCommerce, and Zelty, pushing ecommerce sales data straight to accounting software. Used by SaaS vendors and fintechs that need automated sales-to-accounting data flows for their customers.
- Unified POS API Single API that connects software vendors to European Point of Sale systems including Square, Last.app, Trivec, Innovorder, Hiboutik, Popina, Cashpad, Restomax, Skello, and Zelty. Used by POS software vendors, vertical SaaS, and restaurant/retail platforms needing POS-to-accounting data flows.
- Unified Payment API Single API that connects software vendors to European payment platforms including Mollie, Payplug, Spendesk, Pleo, Revolut, and Tebi. Used by software vendors that need to embed payment reconciliation and bank-feed synchronization into their products.
- Unified Invoicing / CRM API Single API that connects software vendors to invoicing and CRM tools, enabling accounts payable and accounts receivable data synchronization. Used by SaaS vendors and accounting platforms that need to extend AP/AR connectivity to their customers.
- Unified PMS API Single API that connects software vendors to Property Management Systems such as Booking Experts for hotel and hospitality businesses. Used by property management and hospitality SaaS vendors that need accounting entries generated from PMS orders and payments.
- Chift for AI Integration layer that enables AI agents to securely act and fetch data across 100+ financial apps through a single secured connection, with 1-click connector activation and no maintenance burden. Targeted at AI agent builders, AI-first fintechs, and software vendors embedding AI features into financial workflows.
Quantifiable outcome
- 1,800 hours of work saved per 4 tools connected
- +4 more outcomes
Companies that use Chift
Customer profileNamed customers19 records
Segments6 records
Ideal customer profiles4 records
Chift technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration47 records
AI capability3 records
Feature6 records
Chift partnerships and signals
Strategic signalScale indicators5 records
Recent moves7 records
Expansion highlights6 records
Chift competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Chift compliance and trust
Trust signalCompliance4 records
Chift financial estimates
Financial estimateRevenue estimate
Valuation estimate
Chift leadership team
Management profileNumber of profiles
Profiles4 records
Chift funding detail
Funding detailFunding overview
Funding rounds3 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Chift M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Chift
What does Chift do?
Chift provides a Unified API platform that enables B2B software vendors to embed financial software integrations into their products through a single API connection. The platform offers six category APIs (Accounting, Ecommerce, POS, Payment, Invoicing/CRM, and PMS) covering 100+ European financial tools, with Sync products for automated data synchronization and Chift for AI to expose the same connectors to AI agents. Software vendors use Chift to eliminate the maintenance burden of building point-to-point integrations while expanding across European markets with built-in regulatory compliance.
Is Chift a public or private company?
Chift is a private company. It is classified as venture growth investor backed and is currently operating.
When was Chift founded?
Chift was founded in 2022. It employs 11 to 50 people.
Where is Chift based?
Chift is headquartered in Brussels, Belgium, in the Europe region.
How does Chift make money?
One revenue line is on record: API Subscription / Usage-based Licensing.
Does Chift have an API?
Yes. Chift offers a Unified API that enables software vendors to integrate with 100+ European financial software tools (accounting, POS, ecommerce, payment, invoicing/CRM, PMS) through a single integration. The API provides standardized data models, real-time synchronization capabilities, webhook support for monitoring integration health, and both API and Sync products. Documentation is available at docs.chift.eu with integrated Postman for testing. Developer documentation is at docs.chift.eu.
What industry is Chift in?
Chift's product category is Unified API / Integration Platform. Its primary akta.pro industry code is FSAPABAC, Developer APIs & Node Access (RPC providers, node infrastructure APIs), with a secondary code of FSAPABAB, Smart Contract Frameworks & SDKs (developer kits, templates, standards). Its NAICS code is 54151 and its SIC code is 7372.