GoParity
GoParity (Power Parity S.A.) is an EU-regulated crowdfunding platform based in Lisbon that connects retail investors with sustainable projects via crowdlending and crowdequity, operating under CMVM and CNMV authorizations across 17 countries on three continents.
- Company typePrivate
- Founded2017
- HeadquartersLisbon, Portugal
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What GoParity does
GoParity, operated by Power Parity S.A., is a Lisbon-based EU-regulated crowdfunding platform that connects retail investors with sustainable and impact-focused projects through loan-based crowdfunding (crowdlending) starting at €20 per investment and equity-based crowdfunding (crowdequity) delivered via its wholly-owned subsidiary Bolsa Social, S.L. (acquired January 2026). The platform operates under dual authorizations from CMVM (Portugal) and CNMV (Spain) per Regulation (EU) 2020/1503 and serves two primary customer segments: individual impact investors seeking measurable environmental and social returns alongside financial yield, and impact-project promoters — typically SMEs, social enterprises, and renewable-energy developers — seeking patient capital outside traditional bank financing. Across its operating history, the platform has financed 457 projects representing €60M+ in cumulative deployed capital across 17 countries spanning sustainable energy, blue economy, social economy, agrifood, and green economy verticals.
The platform's technology stack integrates MangoPay (a CSSF-supervised e-money institution in Luxembourg) for payment processing, wallet management, and KYC infrastructure, complemented by external credit risk models from Iberinform and Wiserfunding feeding a two-tier underwriting process with A+ to C- risk ratings. Native iOS and Android applications support portfolio management, while product features include Auto-Invest (automated strategy matching by rate, term, and wallet allocation), Investment Simulator, Loan Simulator, and Corporate Giftcards. Impact measurement follows UN SDG-aligned frameworks refined through a 2026 partnership with UNDP AltFinLab. The platform is multi-lingual (English, Portuguese, Spanish) and supports both retail self-serve onboarding and project-promoter campaign origination.
GoParity's revenue model is predominantly transaction-fee based but unusually fee-light: zero commissions on loan investments, no account or management fees, and a small fee applied at the point of equity share purchase. An Auto-Invest subscription tier from €50/month introduces a modest recurring revenue component. Distribution is self-serve, product-led, and community-driven through web and mobile channels, supplemented by social engagement on LinkedIn, Instagram, WhatsApp, and Telegram. The company has raised approximately €8.6M cumulatively across seed and follow-on rounds from impact-aligned investors including Mustard Seed Maze, Critical Software, Schneider Electric Energy Access, and 3XP Global's Impact Innovation Fund.
GoParity firmographics
Firmographics- Name
- GoParity
- Legal name
- Power Parity S.A.
- Website
- https://goparity.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- GoParity (Power Parity S.A.) is an EU-regulated crowdfunding platform based in Lisbon that connects retail investors with sustainable projects via crowdlending and crowdequity, operating under CMVM and CNMV authorizations across 17 countries on three continents.
- Ownership category
- akta.pro rank
GoParity industry classification
Industry- Product category
- Impact Crowdfunding Platform
- NAICS
- Open-End Investment Funds (52591)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- P2P Loan Syndication & Participation Platforms (FSAKAHAL)
- akta.pro secondary industry
- Creator Tipping, Donations & Micro-Payments (MPACAFAB)
Keywords
Where GoParity is headquartered
LocationHeadquarters
- HQ city
- Lisbon
- HQ country
- Portugal
- HQ region
- Europe
Offices2 records
Markets served
GoParity business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Loan Investment Fees: Goparity charges no commission on loan investments. The platform connects lenders with project promoters, vets projects, and facilitates transactions without upfront fees to investors.
- Equity Investment Fees: A small investment fee applies at the point of purchasing shares for equity investments. This is the primary fee revenue stream for the equity crowdfunding service provided through subsidiary Bolsa Social.
- Auto-invest Strategy Management: No opening or management fees for auto-invest strategies from €50/month, though the platform may generate revenue through the overall transaction volume driven by automated investments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free Account - No account fees or commissions on loan investments |
| Unit Pricing | Pay-as-you-go | Minimum Investment - €20 per project |
| Subscription | Monthly | Auto-invest Strategy - From €50/month |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
GoParity product offering
Product offeringCore offering
GoParity operates an EU-regulated crowdfunding platform that connects retail investors with impact-focused SMEs and social enterprises seeking capital for sustainability projects. Investors can participate through loan-based crowdfunding (crowdlending) from €20 per project or equity-based crowdfunding (crowdequity) in shares of project vehicles. Project promoters access dedicated fundraising tooling, risk scoring, and a regulated distribution channel to fund renewable energy, social economy, blue economy, agrifood, and green economy initiatives.
Product overview
Goparity is an EU-regulated impact investment platform operated by Power Parity, S.A., offering a dual-product structure comprising loan-based crowdfunding (crowdlending) and equity-based crowdfunding (crowdequity). The crowdlending product (Project Loans) enables investors to lend to sustainable projects from €20 per investment, while equity crowdfunding is provided through the subsidiary Bolsa Social, S.L. (acquired January 2026). Supporting tools include an Auto-Invest feature for automated portfolio management, Investment Simulator for return projections, Loan Simulator for borrower planning, and native iOS/Android mobile applications. The platform also offers Corporate Giftcards for B2B engagement. All services operate under Regulation (EU) 2020/1503, supervised by CMVM (Portugal) and CNMV (Spain).
Differentiator
Problem solved
Functional benefit
Products and services
- Project Loans (Crowdlending)
Quantifiable outcome
- €60M+ invested through platform with 7.72% portfolio IRR
- +4 more outcomes
Companies that use GoParity
Customer profileNamed customers9 records
Segments3 records
Ideal customer profiles3 records
GoParity technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
GoParity partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and major.
- UNDP AltFinLabcoreGoparity collaborates with UNDP AltFinLab to develop and refine impact measurement approaches in the crowdlending sector. The partnership involves assessing consistency between strategic impact objectives and monitoring practices, updating project categorization methodologies, and improving data management systems to support scalability. Aims to establish standards in impact management within the crowdfunding sector and combat 'impact washing' by integrating internationally recommended indicators and benchmarks.
- Bolsa SocialmajorGoparity acquired Bolsa Social, Spain's first CNMV-authorized impact crowdfunding platform focused on social impact. The acquisition adds equity crowdfunding capabilities to Goparity's lending-based offerings and expands presence in Spain. Bolsa Social brings over 13,000 users and approximately €15 million invested in social impact projects.
- MangoPaycoreGoparity uses MangoPay S.A. as its payment services provider. MangoPay is a regulated electronic money institution based in Luxembourg supervised by CSSF, registered with Banco de Portugal. Provides secure wallet services for fund management, top-ups, investments, repayments, and withdrawals.
- IberinformcoreExternal risk model provider used in Goparity's credit risk assessment and admission process. Identifies operations that do not meet defined risk requirements as part of the two-tier decision-making model.
- WiserfundingcoreExternal partner model used alongside Iberinform in Goparity's analysis and admission process for risk measurement and monitoring. Supports the alert model for preventive monitoring of credit portfolio quality.
Scale indicators18 records
Recent moves7 records
Expansion highlights6 records
GoParity competitors and assessment
Company assessmentDirect peers
- SunFunder: Solar and energy-access crowdfunding platform. Comparable niche focus on sustainable-energy project finance raised from a community of aligned investors.
- Funding Circle: Major UK-listed P2P/SME marketplace lending platform. Comparable as a regulated marketplace lender connecting retail capital to SME borrowers, though operating at materially larger scale.
- Crowdcube: UK-based equity crowdfunding platform regulated under ECSPR. Direct competitor in European equity and debt crowdfunding for early-stage and growth companies, with overlapping issuer base and investor demographic.
- Companisto: German impact-oriented equity and silent-participation crowdfunding platform. Closely comparable as a European impact-investing marketplace serving retail investors and SMEs with a similar dual product structure.
- Ecrowd Invest: Spanish/European green-impact crowdfunding platform focused on renewable energy and energy-efficiency projects. Directly comparable in geography, project type, and retail-investor targeting.
- Wefunder: US retail crowdfunding platform offering equity and debt under Regulation Crowdfunding. Directly comparable product offering and investor demographic, with similar minimum-investment thresholds.
- October (formerly Lendix): European (France-headquartered) P2P lending platform for SMEs under ECSPR. Directly comparable in regulatory regime, loan product design, and SME focus.
- Republic: US retail investment platform spanning equity, debt, and crypto offerings, including Republic.co and Seedrs in Europe. Direct competitor for cross-border retail investors and crowdequity issuers.
- Bettervest: German impact crowdfunding platform focused on energy-efficiency and sustainability projects. Comparable niche positioning, ECSPR-style regulation, and SME project pipeline.
Broad incumbents
- Triodos Bank: European sustainable bank with a much broader retail and institutional footprint. Comparable only on the impact-finance thesis; overlaps as a destination for retail impact capital rather than a head-to-head platform competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
GoParity social profiles
Digital presenceGoParity compliance and trust
Trust signalCompliance5 records
GoParity financial estimates
Financial estimateRevenue estimate
Valuation estimate
GoParity leadership team
Management profileNumber of profiles
Profiles3 records
GoParity subsidiaries and ownership
Company hierarchySubsidiaries1 record
GoParity funding detail
Funding detailFunding overview
Funding rounds10 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
GoParity M&A and investment
M&A and investmentM&A1 record
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about GoParity
What does GoParity do?
GoParity operates an EU-regulated crowdfunding platform that connects retail investors with impact-focused SMEs and social enterprises seeking capital for sustainability projects. Investors can participate through loan-based crowdfunding (crowdlending) from €20 per project or equity-based crowdfunding (crowdequity) in shares of project vehicles. Project promoters access dedicated fundraising tooling, risk scoring, and a regulated distribution channel to fund renewable energy, social economy, blue economy, agrifood, and green economy initiatives.
Is GoParity a public or private company?
GoParity is a private company. It is classified as venture growth investor backed and is currently operating.
When was GoParity founded?
GoParity was founded in 2017. It employs 11 to 50 people.
Where is GoParity based?
GoParity is headquartered in Lisbon, Portugal, in the Europe region.
How does GoParity make money?
Three revenue lines are on record. Loan Investment Fees are the primary driver. The others are equity Investment Fees and auto-invest Strategy Management.
Who are GoParity's main competitors?
Direct peers on record are SunFunder, Funding Circle, Crowdcube, Companisto, Ecrowd Invest, Wefunder, October (formerly Lendix), Republic and Bettervest. Triodos Bank is listed as a broad incumbent.
Does GoParity have an API?
No public API is recorded for GoParity.
What industry is GoParity in?
GoParity's product category is Impact Crowdfunding Platform. Its primary akta.pro industry code is FSAKAHAL, P2P Loan Syndication & Participation Platforms, with a secondary code of MPACAFAB, Creator Tipping, Donations & Micro-Payments. Its NAICS code is 52591 and its SIC code is 6141.