What Stonegate Capital Holdings does

Stonegate Capital Holdings, LLC is a diversified private credit investment firm founded in 2016 and operating under the brand SG Credit Partners. The firm provides non-dilutive debt financing to high-growth middle-market companies across three core verticals: Consumer Products (its flagship), Software + Technology, and Commercial Finance. Its primary offering targets consumer brands with $15–$200 million in revenue across food & beverage, apparel, beauty, household, health & wellness, and pet categories, with a portfolio of 30+ named brands including Van Leeuwen Ice Cream, Chomps, Zevia, Pact, Tata Harper, Solid Gold, and Credo Beauty.

The firm deploys senior debt and asset-based credit facilities ranging from $5 million to $20 million or more, with 2–4 year terms and 1st Lien security. Core product structures include Working Capital (ABL) Revolving Lines of Credit, IP/Brand Value Term Loans, and Collateral or Cash-Flow Based Term Loans. There is no proprietary technology platform; underwriting is traditional and consultative, leveraging industry-specialist teams rather than automated decisioning. The company holds California Department of Corporations Finance Lender Licenses across two entities (SG Credit Partners, Inc. and SG Stonegate Asset Company I, LLC), enabling regulated lending in the most restrictive US state market.

Revenue is generated through interest income on deployed loans; pricing is not publicly disclosed and is negotiated bilaterally. The go-to-market is a direct, relationship-driven sales motion with a dedicated origination team (Directors and Managing Directors of Originations) targeting brand founders, CFOs, and PE/VC financial sponsors. Operations span seven US offices — Newport Beach (headquarters), Santa Monica, Atlanta, Denver, Chicago, Washington D.C., and New York. The firm has raised approximately $78.2 million across three disclosed rounds (2016–2017), with lead investors including Bridge Investments and Virgo Investment Group, and in 2026 announced a $200 million Structured Credit Partners joint venture with Carlyle Group to pursue structured credit investments. Leadership comprises co-founders and CEO Darren Latimer, Co-Founder & Senior Managing Director Tim Gottfried, and COO Ryan Woody.

Name

Stonegate Capital Holdings

Legal name

SG Credit Partners, Inc.

Website

https://sghcap.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Stonegate Capital Holdings, operating as SG Credit Partners, is a private credit firm providing $5–$20MM+ senior debt and asset-based loans to high-growth consumer brands with $15–$200MM in revenue across food & beverage, apparel, beauty, and other consumer verticals.

Ownership category

akta.pro rank

Product category

Specialty Lending

NAICS

Other Financial Investment Activities (5239), All Other Financial Investment Activities (52399)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Senior Secured Direct Lending (FSANADAA)

akta.pro secondary industries

Middle-Market Lending (FSANADAI), Asset-Based Lending (ABL) (FSANADAD), Private Credit / Direct Lending (FSAAAHAG)

Keywords

• Private credit lending
• Asset-based lending
• Consumer brand financing
• Specialty lending
• Working capital loans

Headquarters

HQ city

Chicago

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Interest Income from Debt Financing: SG Credit Partners generates revenue by providing senior debt investments, asset-based credit facilities, and working capital loans to high-growth consumer brands. Revenue is earned through interest payments on loans, with loan sizes ranging from $5 million to $20 million or more, and terms of 2–4 years. Structures include Working Capital (ABL) Revolving Lines of Credit, IP/Brand Value Term Loans, and Collateral or Cash-Flow based Term Loans, all secured on a 1st Lien basis.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Stonegate Capital Holdings, through its SG Credit Partners subsidiary, is a private credit investment firm that provides senior secured debt financing to high-growth mid-market consumer brands and software/technology companies. Core offerings include Working Capital (ABL) Revolving Lines of Credit, IP/Brand Value Term Loans, and Collateral or Cash-Flow Based Term Loans, with loan sizes of $5–$20MM+ on 2–4 year terms, structured on a 1st Lien basis.

Product overview

SG Credit Partners operates as a lending platform providing non-dilutive financing solutions to high-growth consumer brands, software and technology companies, and commercial businesses. The company offers three core financing verticals: Consumer Products Financing, Software + Technology Financing, and Commercial Finance. Within Consumer Products, the key loan structures include Working Capital (ABL) Revolving Line of Credit, IP/Brand Value Term Loan, and Collateral or Cash-Flow Based Term Loans. Loan sizes typically range from $5-20MM+ with 2-4 year terms and 1st lien security. The platform targets companies with $15-200 million in revenue across industries including Food & Beverage, Apparel, Beauty & Cosmetics, Household, Health & Wellness, and Pet.

Differentiator

Problem solved

Functional benefit

Products and services

• Consumer Products Financing Provides working capital and long-term financing solutions to high-growth consumer brands. Loan structures include Working Capital (ABL) Revolving Line of Credit, IP/Brand Value Term Loan, and Collateral or Cash-Flow Based Term Loan. Loan sizes range from $5–$20MM+ with 2–4 year terms on a 1st Lien basis. Targets brands with $15–$200M in revenue across food & beverage, apparel, beauty & cosmetics, household, health & wellness, and pet industries, with PE/VC-backed or bootstrapped cap tables.
• Software + Technology Financing Financing solutions for software and technology companies, providing capital to support growth objectives. Operates as a dedicated vertical with its own contact channel ([email protected]).
• Commercial Finance Commercial finance solutions providing structured credit and lending services to businesses. Operates as a dedicated vertical with its own contact channel ([email protected]).
• Working Capital (ABL) Revolving Line of Credit Asset-based lending product that addresses current liquidity needs and extends cash runway for high-growth consumer brands. Structured as a revolving line of credit secured on a 1st Lien basis.
• IP/Brand Value Term Loan Term loan structured around intellectual property and brand value as collateral for consumer brands, enabling differentiated access to capital based on intangible assets.
• Collateral or Cash-Flow Based Term Loan Term loan structured based on collateral or cash flow analysis for high-growth consumer brands, on a 1st Lien basis with 2–4 year terms.

Quantifiable outcome

• 113% dividend coverage ratio (NII basis) for Sixth Street Specialty Lending, indicating strong income generation and stable dividend payments
• +1 more outcomes

Named customers28 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Sixth Street Specialty Lending: Business development company (TSLX) directly associated with the Stonegate ecosystem, providing specialty senior secured loans to middle-market companies including consumer brands. Closest peer given shared underwriting approach, target borrower profile, and capital deployment scale ($3.3B AUM).
• Runway Growth Capital: Public BDC providing senior secured loans to growth-stage companies, with similar target borrower sizes and direct origination model. Comparable in focus on non-dilutive capital for high-growth brands and recurring transaction cadence.
• Trinity Capital: Public specialty lending platform (TRIN) providing venture debt and growth capital to technology and consumer brands. Comparable in middle-market growth lending focus, ABL-style structures, and emphasis on non-dilutive growth financing.
• Whitehorse Capital: Private direct lending platform managed by H.I.G. Capital, providing senior secured loans to lower-middle-market companies. Comparable in ticket size range ($5-50MM+), senior secured 1st lien focus, and middle-market origination approach.
• Encina Business Credit: Direct lender providing senior secured asset-based and cash-flow loans to US middle-market borrowers. Comparable in 1st lien senior secured structures, asset-based lending products, and middle-market enterprise targeting.
• SLR Business Credit: Specialty finance firm providing asset-based lending, factoring, and cash-flow loans to mid-market companies. Comparable in ABL product offering, middle-market target borrower profile, and direct origination sales motion.
• Gordon Brothers: Global advisory and financing firm specializing in consumer brand and retail asset-based lending, brand financing, and inventory monetization. Closest peer in consumer brand vertical specialization and brand value collateral underwriting.
• Capitala Finance: Private credit firm providing senior secured and unitranche loans to lower-middle-market borrowers. Comparable in middle-market direct lending focus, ticket size range, and senior secured 1st lien structures.

Broad incumbents

• Ares Capital Corporation: Largest publicly traded BDC (ARCC), providing senior secured, mezzanine, and asset-based loans across a broad set of industries. Comparable in middle-market direct lending focus and 1st lien senior secured structures, but broader sector mandate and substantially larger AUM.
• Main Street Capital: Public BDC (MAIN) providing senior debt, mezzanine, and equity capital to lower-middle-market companies. Comparable in direct origination model and middle-market focus, though broadly diversified across many industries.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sg-credit-partners
• Xx.com/Stonegate20

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries1 record

Funding overview

Funding rounds3 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stonegate Capital Holdings