What GetEquity does

GetEquity is a Nigerian fintech platform founded in 2021 and headquartered in Lagos that provides regulated access to private investment opportunities for individual and institutional investors, alongside capital-raising and investor-management tools for businesses. The platform offers a curated marketplace spanning fixed-income instruments (commercial papers, corporate bonds, treasury bills), alternative assets (digital gold, commodities), and SAFE investments in early-stage startups. Following a 2023 crisis triggered by naira devaluation and a continent-wide venture capital freeze, GetEquity pivoted from its original venture capital marketplace model to a commercial paper brokerage platform, partnering with asset managers such as ARM Labs to source and vet blue-chip corporate debt deals.

The company operates a multi-product platform delivered through web and mobile applications on iOS and Android, with a dedicated GetEquity Business portal for enterprise capital management (private raises, ESOPs, investor relations, treasury), an Onchain product for tokenized private credit and fund units with blockchain-powered settlement, a Credit feature (powered by CarrotCredit) that allows users to access loans using investment holdings as collateral, and a developer API for third-party fintech integration. GetEquity has built a community of 20,000+ investors, has processed more than NGN 1 billion in cumulative deals (including nearly NGN 300 million, approximately $200,000, in commercial paper investments facilitated by end of 2024), and reports that it became profitable in 2025. The company is pursuing a digital asset custodian license from Nigeria's SEC and maintains NDPR privacy compliance and PCI-DSS payment compliance via its Flutterwave integration.

GetEquity's revenue model is primarily transaction-fee based, with the platform earning fees on commercial paper, debt, and other investment transactions processed, complemented by an API/licensing revenue stream from fintechs, fund managers, and startups embedding its investment infrastructure. The team is small (1-10 employees), the company is founder/VC-backed (GreenHouse Capital led the 2021 seed; Techstars, ARM Labs, Microtraction, and HealthCap Africa are also partners/investors), and its stated geographic reach spans seven countries (Nigeria, UK, USA, Kenya, Tanzania, Canada, Benin), although management has shelved Kenya expansion to focus on deepening its domestic Nigerian market.

Name

GetEquity

Legal name

GetEquity Limited

Website

https://getequity.io

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

GetEquity is a Nigerian fintech platform that provides retail and institutional investors with curated access to private investments (commercial paper, corporate debt, SAFE, onchain credit) and offers businesses tools for private capital raising, ESOPs, and investor relations.

Ownership category

akta.pro rank

Product category

Private Debt and Investment Platform

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Funds, Trusts, and Other Financial Vehicles (525), Other Financial Vehicles (52599)

SIC

Investment Advice (6282), Loan Brokers (6163)

akta.pro primary industry

Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG)

akta.pro secondary industries

Alternatives & Multi-Asset Digital Wealth Platforms (PE/VC/Real Assets access) (FSAGAEAL), Tokenized Collateral & On-Chain Credit Infrastructure (Collateral Mgmt, Liquidations) (FSAGAMAK)

Keywords

• Private debt investments
• Commercial paper brokerage
• Real world asset tokenization
• Fixed income marketplace
• Private capital platform

Headquarters

HQ city

Lagos

HQ country

Nigeria

HQ region

Africa

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Platform Transaction Fees: GetEquity earns fees on investment transactions processed through the platform, including commercial papers, debt instruments, and other investment deals. The platform facilitated nearly ₦300 million ($200,000) in commercial paper investments by end of 2024 and has processed over ₦1 billion in total deals.
2. API/Integration Services: Revenue from providing API access to fintechs, fund managers, and startups that embed GetEquity's investment features into their platforms.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

GetEquity operates a fintech platform that connects businesses raising capital with investors seeking access to private investment opportunities, including commercial papers, corporate bonds, treasury bills, SAFE startup investments, and digital gold. The platform combines a curated investment marketplace, business tools for fundraising, ESOPs, and investor relations, blockchain-powered onchain settlement for private credit, and a collateralized credit facility, all accessible via web, mobile apps, and an embeddable API.

Product overview

GetEquity is a Nigerian fintech platform providing a multi-module investment ecosystem. The core offerings include GetEquity Business (enterprise capital management, private raises, ESOPs, treasury management, and API integration for third-party platforms), GetEquity Investments (curated marketplace for fixed-income, alternative assets, and startup SAFE investments), GetEquity Onchain (blockchain-powered private credit with tokenized fund units and smart contract execution), and GetEquity Credit (collateral-based lending powered by CarrotCredit). The platform processes over NGN 1 billion in deals and serves 20,000+ investors. Originally founded in 2021 as a venture capital marketplace, the company pivoted to commercial paper brokerage after 2023, achieving profitability in 2025.

Differentiator

Problem solved

Functional benefit

Products and services

• GetEquity Business Enterprise financial tools platform enabling companies to manage capital, run private raises, handle ESOPs, manage investor relations, and perform treasury management. Includes API infrastructure for embedding investment features into third-party platforms. Targeted at businesses and startups.
• GetEquity Investments Curated investment marketplace offering fixed-income instruments (commercial papers, corporate bonds, treasury bills), alternative investments (digital gold, commodities), and SAFE investments in early-stage startups. Provides investment comparison tools for individual and institutional investors with minimums as low as NGN 100,000.
• GetEquity Onchain Blockchain-powered credit markets providing institutional-grade private credit, structured debt, and fund opportunities. Tokenized fund units with onchain settlement, real-time yield tracking, and transparent auditable smart contracts for sophisticated investors.
• GetEquity Credit Credit facility allowing users to access loans using their investment holdings as collateral. Provides instant liquidity without forcing asset liquidation or interrupting returns. Powered by CarrotCredit partnership.
• GetEquity API Developer API enabling third-party platforms (fintechs, fund managers, startups) to embed investment features, deal portals, and capital management capabilities into their own products. Requires API access request via the business portal.

Quantifiable outcome

• Over ₦1 billion in deals processed on the platform
• +3 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core.

• ARM LabscoreStrategic or Co-development PartnerARM Labs is a fintech accelerator that partners with GetEquity to source and vet blue-chip corporate debt deals. GetEquity partnered with asset managers like ARM Labs following its pivot to commercial paper brokerage.
• CarrotCreditcoreTechnology or IntegrationCarrotCredit powers the GetEquity Credit feature, enabling users to access credit using their investments as collateral. The integration allows instant loan offers based on collateral value.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Maple Finance: Maple Finance is an onchain private credit marketplace connecting institutional borrowers with crypto-native capital providers via smart contracts and tokenized loan positions — directly analogous to GetEquity Onchain's institutional-grade private credit and structured debt offering.
• Centrifuge: Centrifuge tokenizes real-world assets (invoices, mortgages, corporate debt) into onchain pools for institutional investors, mirroring GetEquity's RWA tokenization and onchain settlement rails for African private credit and structured debt.
• Goldfinch: Goldfinch is a decentralized credit protocol built for emerging market borrowers, similar to GetEquity's commercial paper brokerage and onchain credit offerings targeted at African corporates and investors underserved by traditional finance.

Broad incumbents

• Republic: Republic is a much larger private market investment platform offering curated startup, real estate, and alternative investment opportunities to retail and accredited investors — closely aligned with GetEquity's curated private investment marketplace model across multiple asset classes.
• Wefunder: Wefunder is a US-based private investment crowdfunding platform offering curated startup and alternative deals to retail investors — the established western analog to GetEquity's curated private market and SAFE-style investment marketplace business model.

Regional players

• Risevest: Risevest is a Nigerian investment platform offering dollar-denominated and alternative investments to retail Nigerian investors — directly comparable regional peer to GetEquity's mission of democratizing access to institutional-grade private investments in Nigeria.
• Cowrywise: Cowrywise is a Nigerian digital wealth management platform offering savings and investment products to retail customers, overlapping with GetEquity's investor-facing fixed-income and alternative asset marketplace in the same geography.

Emerging players

• Credix: Credix is an onchain private credit marketplace targeting emerging markets with tokenized debt structures, comparable in model to GetEquity's onchain structured debt and institutional credit offering though serving institutional rather than retail counterparties.
• Clearpool: Clearpool runs an onchain marketplace for uncollateralized and undercollateralized institutional lending, paralleling GetEquity's commercial paper brokerage — both match institutional/private credit borrowers with pools of capital via intermediated platforms.
• TrueFi (Archblock): TrueFi operates an onchain marketplace for uncollateralized business credit, originally built on infrastructure paralleling GetEquity's blockchain-settled commercial paper and private credit offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/getequity

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds4 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments4 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GetEquity