What Groupe Premium does

Groupe Premium is a Paris-headquartered independent French wealth management group founded in 2000 by Olivier Farouz, operating across three complementary business lines: insurance brokerage (Predictis, Capfinances, Grifo Group), asset management (Flornoy Ferri, I-Kapital, Neolife, Pierre Premier Gestion, Financière Ora), and wealth management advisory (the Premium CGP pole integrating 10+ boutique CGP firms and family offices including Leone Kapital, Agami, Linard Charbonnel, Haenggi & Associés, ID Groupe, Sefima, Valetys, Renard Partenaires, Groupe Forward, and Familiance). The group serves the full wealth spectrum — from mass retail savers through its 1,650+ independent brokerage advisors (Predictis and Capfinances) to ultra-high-net-worth families and family offices through Premium CGP cabinets — and reported €385 million in FY2025 revenue with over €20 billion in assets under management as of February 2026. Predictis has been France's #1 life-insurance and PER (pension) broker since 2015 and holds ISO 9001 certification since 2014.

The business model is multi-channel B2B2C: Groupe Premium distributes partner insurance products (SwissLife, Abeille, Groupama Gan Vie, AG2R La Mondiale, Garance) and proprietary investment vehicles (Flornoy Ferri's FF CAP dated bond funds, Neolife's Nutkin digital PER, I-Kapital structured products, Pierre Premier Gestion real estate vehicles) through a federation of 2,000+ independent advisors and 10+ acquired wealth management cabinets that retain their local entrepreneurial identity. Revenue is generated through brokerage commissions on contracts (40,000 signed annually), recurring asset management fees on AUM (Flornoy Ferri alone manages over €3.2B), and bespoke wealth advisory fees for HNW/UHNW clients. Ownership sits with Eurazeo (majority since July 2021) alongside Montefiore Investment (majority since May 2018) and Blackstone (minority since November 2023 with €400M at a €1.15B valuation), with over 700 collaborators and partners holding equity as of 2024.

Strategically, Groupe Premium pursues an aggressive M&A-led roll-up strategy, completing 30+ external growth operations since 2018 with no signs of deceleration. Recent moves include the November 2025 entry into Italy via Grifo Group (first international expansion), January 2026 acquisitions of Familiance (Lyon entry) and Pierre Premier Gestion (real estate vertical entry), and the July 2025 launch of FF CAP 2031. The group's stated ambition is to become a pan-European independent wealth management platform, leveraging its scale advantage with insurance carriers, its independently-branded advisory network, and its expanding proprietary product suite to capture wallet share across client segments from mass affluent to UHNW.

Name

Groupe Premium

Legal name

GROUPE PREMIUM

Website

https://groupepremium.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242), Finance and Insurance (52)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Life Insurance (6311)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Private Banking & UHNW Wealth Advisory (FSAEABAC), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

Keywords

• Wealth management services
• Insurance brokerage
• Asset management
• Retirement savings solutions
• Patrimonial advisory

Headquarters

HQ city

Boulogne

HQ country

France

HQ region

Europe

Offices13 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Groupe Premium earns commission income from distributing life-insurance, savings, and pension products through its Predictis and Capfinances brands. The company acts as an intermediary between clients and leading insurers (SwissLife, Abeille Assurances, Groupama Gan Vie, AG2R La Mondiale, Garance), earning commissions on each contract signed. The group reports 40,000 contracts signed each year across its brokerage networks.
2. Asset Management Fees: Subsidiary asset management companies (Flornoy Ferri, I-Kapital, Neolife, PPG) charge management fees on assets under management. Flornoy Ferri alone manages over €3.2 billion in assets (2024). Fees are calculated as a percentage of AUM (assets under management), generating recurring revenue streams.
3. Wealth Management Advisory Fees: Premium CGP cabinets (Leone Kapital, Agami, Linard Charbonnel, Haenggi & Associés, ID Groupe, Sefima, Valetys, Renard Partenaires, Groupe Forward, Familiance) charge advisory and management fees for bespoke wealth management, estate planning, and family office services to high-net-worth clients, entrepreneurs, and institutional investors.
4. Product Co-creation and Distribution: Co-creation and distribution of life-insurance and savings products with partner insurers. Groupe Premium earns revenue through the design and distribution fees of these tailored products across its broker networks, with 5 major insurance partners (SwissLife, Abeille, Groupama Gan Vie, AG2R La Mondiale, Garance).

Go-to-market motion4 records

Distribution channels6 records

Marketing channels7 records

Core offering

Groupe Premium is a French independent wealth management group operating three complementary business lines: insurance brokerage (Predictis, Capfinances, Grifo Group), asset management (Flornoy Ferri, I-Kapital, Neolife, Pierre Premier Gestion, Financière Ora), and wealth management advisory (Premium CGP network of independent cabinets including Leone Kapital, Agami, Linard Charbonnel, and others). The group distributes life-insurance, savings, and pension products through a network of more than 2,000 independent wealth advisors across 37 agencies in France and Italy, serving clients ranging from mass retail to ultra-high-net-worth families and institutional investors.

Product overview

Groupe Premium is a French independent wealth management group operating three complementary business lines: insurance brokerage (Predictis, Capfinances, Grifo Group), asset management (Flornoy Ferri, I-Kapital, Neolife, Financière Ora, Pierre Premier Gestion), and wealth management advisory (Premium CGP platform). The Premium CGP platform integrates multiple boutique CGP firms and family offices including Leone Kapital, Agami, Linard Charbonnel, Renard Partenaires, Sefima, ID Groupe, Groupe Forward, Valetys, Haenggi & Associés, and Familiance. The group manages over 20 billion euros in assets under management and serves clients ranging from mass affluent individuals to high-net-worth families and institutional investors through a network of over 2,000 independent wealth advisors.

Differentiator

Problem solved

Functional benefit

Brands

• Predictis: Insurance brokerage specializing in life-insurance and savings products
• Capfinances
• Flornoy Ferri
• I-Kapital
• Neolife
• Grifo Group
• Premium CGP
• Pierre Premier Gestion (PPG)
• Premium Culture

Products and services

• Predictis (Insurance Brokerage) Leading life-insurance and savings broker in France since 2015, certified ISO 9001, distributing savings, retirement, and provident solutions from leading insurers (SwissLife, Abeille Assurances, Groupama Gan Vie, AG2R La Mondiale, Garance) to individuals and professionals through 450 independent wealth advisors across 11 business centers.
• Capfinances (Insurance Brokerage) A leading distributor of life insurance contracts and retirement solutions serving individuals and professionals across France through a network of over 1,200 independent wealth management advisors across 26 business centers.
• Flornoy Ferri (Asset Management) Asset management company managing over 3.2 billion euros (2024), offering OPC actions, obligations, diversified and thematic funds, and dated bond funds, serving individuals, associations, foundations, wealth management advisors, and institutional investors.
• FF CAP 2031 (Dated Bond Fund) A dated bond fund with fixed maturity on December 31, 2031, investing in European high-yield credit using a carry strategy, distributed through partner insurers to clients seeking fixed-term income exposure.
• I-Kapital (Investment Solutions) Independent investment consulting and brokerage firm specializing in customized, high-end financial products including structured products, bonds, cash management, interest rates, and equities for institutional investors, corporations, private banks, family offices, and wealth management advisors.
• Neolife (Financial Engineering) Financial engineering company creating innovative offerings linked to life insurance and retirement products, including Nutkin (a 100% digital PER with guaranteed capital at maturity) for conservative investors.
• Nutkin (Digital PER) 100% digital Pension Evolution Retirement (PER) product with guaranteed capital at maturity, held in a securities account, primarily targeting conservative risk profile investors.
• Pierre Premier Gestion (PPG) - Real Estate Fund Management Real estate fund management company designing and managing high value-added real estate investment strategies in metropolitan France through dedicated vehicles (OPPCI, FPCI, FCPR) for private investors, with approximately 850 million euros under management as of end of 2025.
• Financière Ora (Currency Exchange Services) Foreign exchange and treasury services company offering accounts in over 50 currencies for operations to more than 150 countries, specializing in SME and mid-market (ETI) support with competitive current accounts.
• Premium CGP (Wealth Management Advisory Platform) Wealth management advisory platform integrating multiple boutique CGP firms and family offices (Leone Kapital, Agami, Linard Charbonnel, Haenggi & Associés, ID Groupe, Sefima, Valetys, Renard Partenaires, Groupe Forward, Familiance) offering wealth engineering, financial engineering, multi-family office, and advisory for expatriates, professional athletes, businesses, and protected adults.
• Leone Kapital (Multi-Family Office) Paris-based multi-family office managing 1.3 billion euros in assets under management in 2023, serving entrepreneurs and their families with financial management, wealth engineering, family governance, and private secretarial services.
• Agami Family Office Paris-based family office providing personalized wealth management for entrepreneurs, their families, and business leaders, overseeing 1.5 billion euros in assets under management.
• ID Groupe (Wealth Management for Athletes) Wealth management advisory firm founded in 2004, specializing in serving professional athletes, individuals, entrepreneurs, and businesses, operating across six sites in metropolitan France with 45 experts and on track to reach 1 billion euros AUM.
• Sefima (Wealth Management Advisory) Marseille-based wealth management advisory firm specializing in wealth engineering, financial markets, and rental management, serving over 2,500 clients and managing 280 million euros in assets under management in 2023.
• Groupe Forward (Investment Advisory) Investment advisory group serving both institutional and private investors through two brands (Forward Finance and Forward Patrimoine), managing 750 million euros in assets under management in 2023.
• Linard Charbonnel (Wealth Management) Wealth and fortune management specialist and leader in the Occitanie and South-West regions of France, managing 200 million euros in assets under management in 2023.
• Renard Partenaires (Wealth Management) Wealth management firm based in Tourcoing, specializing in financial investments, real estate, business succession, and employee savings, managing 142 million euros in assets under management in 2023.
• Valetys (Wealth Management) Multidisciplinary wealth management advisory firm based in Avignon and Montpellier, serving individuals, business owners, and liberal professionals, managing 200 million euros in assets under management in 2024.
• Haenggi & Associés (Wealth Management) Family-owned independent wealth management firm operating across Strasbourg, Mulhouse, Metz, and Reims in the Grand Est region, managing 640 million euros in assets under management in 2023.
• Familiance (Family Office) Lyon-based wealth management and family office firm specializing in serving wealthy and business clients across wealth structuring, management, and succession planning.
• Grifo Group (Italian Insurance Brokerage) One of Italy's leading insurance brokerage, finance, and credit intermediation groups, operating a network of 350 Business Advisors and serving over 65,000 clients with nearly 1 billion euros in assets under management.

Quantifiable outcome

• Assets under management grew from €8.5 billion (2023) to €20 billion+ (February 2026)
• +3 more outcomes

Named customers7 records

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered strategic, flagship and major.

• EDHEC Business SchoolstrategicStrategic or Co-development Partner · 27 April 2026EDHEC Business School partnered with Groupe Premium (via Capfinances, Predictis, and Premium CGP) to deliver a proprietary certification in wealth management to the top 100 participants of 'Le Grand Quiz du Patrimoine' event. This is the first such academic certification partnership in the French wealth management sector.
• Grifo GroupflagshipStrategic or Co-development Partner · 12 November 2025In November 2025, Groupe Premium took a stake in Grifo Group, Italy's leading independent insurance, finance, and credit intermediation group. Grifo manages ~€1 billion in assets, serves 65,000+ clients through 350 Business Advisors, and becomes Groupe Premium's exclusive Italian partner and gateway to European expansion. Bernardo Franchi joins Groupe Premium's Directoire.
• SwissLifemajorChannel Partner/ Reseller/ DistributorSwissLife is one of five leading insurance partners whose life-insurance and savings products are distributed through Groupe Premium's Predictis and Capfinances broker networks.
• Abeille AssurancesmajorChannel Partner/ Reseller/ DistributorAbeille Assurances is a key insurance partner whose products are distributed via Groupe Premium's broker networks.
• Groupama Gan ViemajorChannel Partner/ Reseller/ DistributorGroupama Gan Vie is one of five leading insurance partners whose life-insurance and pension products are distributed through Groupe Premium's brokerage networks.
• AG2R La MondialemajorChannel Partner/ Reseller/ DistributorAG2R La Mondiale is a leading insurance partner whose products are distributed through Groupe Premium's Predictis and Capfinances networks.
• GarancemajorChannel Partner/ Reseller/ DistributorGarance is one of the five leading insurance partners whose products are distributed via Groupe Premium's broker networks.
• Cardif (BNP Paribas Cardif)majorChannel Partner/ Reseller/ DistributorCardif (BNP Paribas Cardif) is a key referral partner for Flornoy Ferri's FF CAP 2031 bond fund, alongside Axa, AG2R La Mondiale, and SwissLife.
• AxamajorChannel Partner/ Reseller/ DistributorAxa distributes Flornoy Ferri's FF CAP 2031 bond fund alongside Cardif, AG2R La Mondiale, and SwissLife.

Scale indicators14 records

Recent moves10 records

Expansion highlights6 records

Direct peers

• Primonial: French independent wealth management platform combining life-insurance brokerage, asset management (Primonial REIM, Primonial Investment Solutions), and wealth advisory through CGP cabinets (Latitude, Iceberg, etc.). Highly comparable multi-brand, multi-channel model with similar M&A consolidation strategy in the French independent wealth space.
• Oddo BHF: Franco-German private banking and asset management group offering wealth management, asset management (Oddo BHF Asset Management), and corporate advisory. Comparable in offering an integrated wealth platform serving both mass-affluent and UHNW French and European clients, with similar bancassurance distribution heritage.
• April Group: French insurance broker (April) specializing in health, protection, and savings distribution through a network of partner advisors across France. Directly comparable to Predictis/Capfinances in scale and distribution model for retail and professional life-insurance brokerage in France.

Broad incumbents

• Rothschild & Co: Global financial advisory and wealth management group with strong French roots (Rothschild & Cie). Operates Global Advisory and Wealth & Asset Management divisions serving UHNW families and entrepreneurs across Europe. Comparable at the UHNW/advisory end of Groupe Premium's Premium CGP pole (Leone Kapital, Agami).
• Lazard: Global financial advisory and asset management firm with significant French operations (Lazard Frères). Comparable in providing bespoke wealth management advisory services to HNW entrepreneurs and families through its asset management and private client divisions, with similar emphasis on entrepreneurial and family-office client segments.
• Indosuez Wealth Management: Wealth management arm of Crédit Agricole serving HNW and UHNW clients across Europe, Asia, and the Middle East. Comparable to Groupe Premium's Premium CGP pole and asset management activities (Flornoy Ferri) in providing integrated wealth solutions to French and European private clients with multi-jurisdictional reach.
• Ofi Invest: Major French asset manager (€200B+ AUM) affiliated with mutual insurers and AG2R La Mondiale. Comparable in providing French institutional and retail investment solutions, with overlap in the mutual-insurance-affiliated asset management space where Flornoy Ferri also operates (Flornoy Ferri manages the FF CAP bond vintages).

Regional players

• Vontobel: Swiss private banking and asset management group serving HNW and UHNW clients globally with strong focus on structured products and wealth advisory. Comparable as a private, European wealth manager serving HNW families with proprietary investment solutions and a multi-channel distribution model.
• Lombard Odier: Swiss private bank (Geneva-based) with a 225-year history serving UHNW families across Europe, Asia, and the Middle East. Comparable in providing bespoke family-office and wealth advisory services to HNW entrepreneurs and families, with similar emphasis on long-term, multi-generational wealth planning (overlaps with Leone Kapital/Agami propositions).

Others

• Groupama Gan Vie: French mutual insurance group and one of Groupe Premium's top 5 distribution partners for life-insurance and savings products. Comparable as a vertically integrated French wealth and savings provider, representing both a partner and a potential competitive threat if Groupama strengthened proprietary distribution.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/groupepremium1

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries19 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Groupe Premium