wealthpilot
wealthpilot is a Munich-based SaaS wealth management platform that aggregates liquid and illiquid assets via PSD2 connections to 97% of German banks, serving 600+ banks, wealth managers, family offices, and advisory firms across DACH and Luxembourg.
- Company typePrivate
- Founded2017
- HeadquartersMunich, Germany
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What wealthpilot does
wealthpilot GmbH is a Munich-based SaaS wealth management platform founded in 2017 that enables banks, wealth managers, family offices, and independent financial advisors to deliver data-driven, holistic advisory services. The platform aggregates liquid and illiquid client assets across multiple banks via PSD2 interfaces covering approximately 97% of German banks, supplemented by direct integrations into core banking systems (Atruvia), fund banks (FFB), and asset managers (Union Investment). It delivers daily-updated 360-degree wealth views, advisor cockpits for sales-impulse identification, portfolio optimization with Monte Carlo simulation and stress testing, goal-based financial planning, structured advisory workflows, a white-label mobile app for end clients, and a secure document and messaging center. All data is hosted in DATEV's ISO-27001 certified high-security banking data center and the company holds annual BaFin certification as an account information service provider.
The product is sold on a tiered annual subscription model: Basic and Professional tiers for standard advisors with core modules; a Corporate tier for larger institutions with compliance and KPI tracking; and an Enterprise tier for banks and platform providers requiring custom integrations into CRM, portfolio management, or core banking systems under multi-year contracts. Pricing is per advisor and not publicly disclosed, with a 14-day free trial supporting a self-serve entry point for smaller advisory firms. The company operates a sales-led GTM motion with dedicated sector specialists for Sparkassen, Genossenschaftsbanken, and Privatbanken, complemented by content marketing, webinars, customer case studies, and an active LinkedIn presence. As of December 2024, wealthpilot became part of Finaplus-Gruppe (formed in 2023 from the merger of FinaSoft and PSplus), combining more than 600 billion EUR in aggregated client assets across DACH and Luxembourg.
wealthpilot firmographics
Firmographics- Name
- wealthpilot
- Legal name
- wealthpilot GmbH
- Website
- https://wealthpilot.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Acquired
- Headcount range
- 11–50 employees
- Short description
- wealthpilot is a Munich-based SaaS wealth management platform that aggregates liquid and illiquid assets via PSD2 connections to 97% of German banks, serving 600+ banks, wealth managers, family offices, and advisory firms across DACH and Luxembourg.
- Ownership category
- akta.pro rank
wealthpilot industry classification
Industry- Product category
- Wealth Management Software
- NAICS
- Portfolio Management and Investment Advice (523940), Other Investment Pools and Funds (5259)
- SIC
- Investment Advice (6282), Finance Services (6199)
- akta.pro primary industry
- Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)
- akta.pro secondary industries
- Affluent / Mass-Affluent Private Banking (FSABADAC), Bank-Affiliated Retail Wealth Management (FSAAAAAB)
Keywords
Where wealthpilot is headquartered
LocationHeadquarters
- HQ city
- Munich
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
wealthpilot business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Platform Licensing: wealthpilot operates as a SaaS subscription platform. License costs are structured by number of advisors using the platform. The platform is offered in three tiers: Basic & Professional (standard entry with core modules), Corporate (for larger banks with complex structures and compliance requirements), and Enterprise (custom requirements for banks, wealth managers, and platform providers including tailored integrations with CRM, portfolio, or core banking systems). Onboarding and training are included in the package.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Basic & Professional |
| Subscription | Annual | Corporate |
| Subscription | Multi-year contract | Enterprise |
| Freemium | Pay-as-you-go | Free Trial |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
wealthpilot product offering
Product offeringCore offering
wealthpilot is a B2B SaaS platform that aggregates liquid and illiquid client wealth across banks via PSD2 connections covering 97% of German banks, enabling financial advisors, banks, and wealth managers to deliver data-driven, holistic wealth management advisory. The platform includes data aggregation, wealth analysis, reporting, an advisor cockpit, portfolio optimization with Monte Carlo simulation, goal-based financial planning, and a white-label client mobile app, offered in Standard and Enterprise tiers.
Product overview
wealthpilot is a SaaS wealth management platform headquartered in Munich, Germany, offering a modular product architecture across three tiers: Standard (Basic & Professional), Enterprise (Corporate), and optional add-on modules. The platform provides holistic wealth management and advisory services through core components including data aggregation (PSD2 connections to 97% of German banks), wealth analysis, reporting, advisor cockpit, and mobile apps for end clients. Optional modules extend functionality with advisory tracks, portfolio optimization using Monte Carlo simulation, goal-based financial planning, and document management. Enterprise clients receive custom integrations with core banking, portfolio management, and CRM systems. The platform supports multiple target segments including private banks, savings banks (Sparkassen), cooperative banks (Genossenschaftsbanken), asset managers, family offices, and wealth advisory firms.
Differentiator
Problem solved
Functional benefit
Products and services
- wealthpilot Standard (Basic & Professional)
Quantifiable outcome
- Preparation time reduced by 75% through automated interfaces and big data analytics
- +5 more outcomes
Companies that use wealthpilot
Customer profileNamed customers13 records
Segments4 records
Ideal customer profiles3 records
wealthpilot technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability6 records
Feature8 records
wealthpilot partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered flagship and core.
- Finaplus-GruppeflagshipOn December 4, 2024, wealthpilot was acquired by and became part of the Finaplus-Gruppe, a leading Wealth-as-a-Service platform in the DACH region and Luxembourg. Finaplus was formed in 2023 from the merger of FinaSoft and PSplus. The combined entity manages over 600 billion EUR in assets (300 billion EUR from Finaplus + 300 billion EUR from wealthpilot). wealthpilot's solutions will complement Finaplus's Wealth-as-a-Service platform, providing existing and future Finaplus customers with enhanced capabilities from portfolio management systems to advisor and client portals. Stephan Schug, founder and CEO of wealthpilot, remains with the company, emphasizing that customers will gain access to the full technological value chain.
- AtruviacoreDirect interface connection to Atruvia (the core banking system for the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken), enabling real-time data exchange with cooperative bank core systems.
- Union InvestmentcoreInterface to Union Investment, one of Germany's leading asset management companies, enabling seamless integration of fund data into the wealth management platform for cooperative bank clients.
- DATEVcoreAll wealth data is hosted in DATEV's ISO-27001 certified high-security data center ('Datentresor'). DATEV is Germany's leading IT service provider for the tax advisory, accounting, and banking sectors. The partnership ensures enterprise-grade data security, encryption, and compliance.
- FFB (FIL Fondsbank)coreDirect interface connection to FFB (FIL Fondsbank), one of Germany's leading fund banks, enabling automated integration of fund holdings and wealth data.
Scale indicators8 records
Recent moves7 records
Expansion highlights6 records
wealthpilot competitors and assessment
Company assessmentDirect peers
- Avaloq: Swiss-headquartered B2B wealth management platform acquired by NEC, serving private banks and wealth managers across Europe. Most direct analogue to wealthpilot's bank/wealth-manager SaaS model with core-banking and advisor-cockpit capabilities.
- Crealogix: Swiss/DACH digital banking and wealth software provider offering advisory and client-portal solutions to banks and asset managers. Comparable in customer base (Sparkassen-adjacent and private banks) and modular SaaS delivery model.
- msgGillardon: German banking software specialist within the msg group, providing core-banking, advisory and wealth management solutions primarily to Sparkassen and cooperative banks. Direct overlap with wealthpilot's German bank customer base.
- PPI AG: German fintech software vendor focused on payment, advisory and digital banking solutions for German financial institutions. Comparable target segment and B2B SaaS delivery to banks and wealth managers.
- Finnova: Swiss core-banking and wealth management software provider serving regional banks and private banks in the DACH region. Comparable platform approach for the bank advisory workflow.
- InvestCloud: US-headquartered wealth management digital platform with growing European footprint, serving private banks and wealth managers with portfolio reporting, client portals, and advisor tools. Functionally comparable to wealthpilot's Berater-Cockpit and client-portal modules.
Broad incumbents
- Sopra Banking Software: European banking software vendor with a broad portfolio across core banking, lending, and wealth. Overlaps with wealthpilot in digital advisory and customer engagement tooling for European banks.
- Temenos: Global banking software incumbent offering core banking, wealth, and digital front-office solutions. Adjacent to wealthpilot via its wealth management and digital-channel modules competing in the same enterprise RFPs.
- Backbase: Digital banking platform provider offering unified client engagement, onboarding, and wealth servicing capabilities to banks globally. Competes with wealthpilot in the digital-advisory front-end layer for European banks.
Emerging players
- Tink (Visa): European open-banking/PSD2 aggregation platform owned by Visa, used by banks and fintechs across Europe. Adjacent overlap with wealthpilot's PSD2 bank-data aggregation layer.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key highlights7 records
Customer concentration
wealthpilot social profiles
Digital presencewealthpilot compliance and trust
Trust signalCompliance2 records
wealthpilot financial estimates
Financial estimateRevenue estimate
Valuation estimate
wealthpilot leadership team
Management profileNumber of profiles
Profiles5 records
wealthpilot funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
wealthpilot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about wealthpilot
What does wealthpilot do?
wealthpilot is a B2B SaaS platform that aggregates liquid and illiquid client wealth across banks via PSD2 connections covering 97% of German banks, enabling financial advisors, banks, and wealth managers to deliver data-driven, holistic wealth management advisory. The platform includes data aggregation, wealth analysis, reporting, an advisor cockpit, portfolio optimization with Monte Carlo simulation, goal-based financial planning, and a white-label client mobile app, offered in Standard and Enterprise tiers.
Is wealthpilot a public or private company?
wealthpilot is a private company. It is classified as corporate owned and is currently acquired.
When was wealthpilot founded?
wealthpilot was founded in 2017. It employs 11 to 50 people.
Where is wealthpilot based?
wealthpilot is headquartered in Munich, Germany, in the Europe region.
How does wealthpilot make money?
One revenue line is on record: saaS Platform Licensing.
Who are wealthpilot's main competitors?
Direct peers on record are Avaloq, Crealogix, msgGillardon, PPI AG, Finnova and InvestCloud. Broad incumbents are Sopra Banking Software, Temenos and Backbase. Tink (Visa) is listed as an emerging player.
Does wealthpilot have an API?
No public API is recorded for wealthpilot.
What industry is wealthpilot in?
wealthpilot's product category is Wealth Management Software. Its primary akta.pro industry code is FSAGAEAF, Digital Retirement Platforms (IRA/401(k), Pension & Decumulation), with a secondary code of FSABADAC, Affluent / Mass-Affluent Private Banking. Its NAICS code is 523940 and its SIC code is 6282.