wealthpilot

What wealthpilot does

wealthpilot GmbH is a Munich-based SaaS wealth management platform founded in 2017 that enables banks, wealth managers, family offices, and independent financial advisors to deliver data-driven, holistic advisory services. The platform aggregates liquid and illiquid client assets across multiple banks via PSD2 interfaces covering approximately 97% of German banks, supplemented by direct integrations into core banking systems (Atruvia), fund banks (FFB), and asset managers (Union Investment). It delivers daily-updated 360-degree wealth views, advisor cockpits for sales-impulse identification, portfolio optimization with Monte Carlo simulation and stress testing, goal-based financial planning, structured advisory workflows, a white-label mobile app for end clients, and a secure document and messaging center. All data is hosted in DATEV's ISO-27001 certified high-security banking data center and the company holds annual BaFin certification as an account information service provider.

The product is sold on a tiered annual subscription model: Basic and Professional tiers for standard advisors with core modules; a Corporate tier for larger institutions with compliance and KPI tracking; and an Enterprise tier for banks and platform providers requiring custom integrations into CRM, portfolio management, or core banking systems under multi-year contracts. Pricing is per advisor and not publicly disclosed, with a 14-day free trial supporting a self-serve entry point for smaller advisory firms. The company operates a sales-led GTM motion with dedicated sector specialists for Sparkassen, Genossenschaftsbanken, and Privatbanken, complemented by content marketing, webinars, customer case studies, and an active LinkedIn presence. As of December 2024, wealthpilot became part of Finaplus-Gruppe (formed in 2023 from the merger of FinaSoft and PSplus), combining more than 600 billion EUR in aggregated client assets across DACH and Luxembourg.

Name

wealthpilot

Legal name

wealthpilot GmbH

Website

https://wealthpilot.com

Company type

Private

Founded year

2017

Operating status

Acquired

Headcount range

51–100 employees

Short description

wealthpilot is a Munich-based SaaS wealth management platform that aggregates liquid and illiquid assets via PSD2 connections to 97% of German banks, serving 600+ banks, wealth managers, family offices, and advisory firms across DACH and Luxembourg.

Ownership category

akta.pro rank

Product category

Wealth Management Software

NAICS

Portfolio Management and Investment Advice (523940), Other Investment Pools and Funds (5259)

SIC

Investment Advice (6282), Finance Services (6199)

akta.pro industry

PRIMARYFSAGAEAF

Digital Retirement Platforms (IRA/401(k), Pension & Decumulation)

Financial & Insurance/Financial Technology (Fintech)/Robo-Advisory & Digital Wealth Platforms

SECONDARYFSABADAC

Affluent / Mass-Affluent Private Banking

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Private Banking

SECONDARYFSAAAAAB

Bank-Affiliated Retail Wealth Management

Financial & Insurance/Asset & Wealth Management/Retail & Mass-Affluent Wealth Management

Keywords

• Wealth management software
• Financial advisory platform
• PSD2 data aggregation
• Portfolio management SaaS
• Digital banking solutions

Headquarters

HQ city

München

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Licensing: wealthpilot operates as a SaaS subscription platform. License costs are structured by number of advisors using the platform. The platform is offered in three tiers: Basic & Professional (standard entry with core modules), Corporate (for larger banks with complex structures and compliance requirements), and Enterprise (custom requirements for banks, wealth managers, and platform providers including tailored integrations with CRM, portfolio, or core banking systems). Onboarding and training are included in the package.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

wealthpilot is a B2B SaaS platform that aggregates liquid and illiquid client wealth across banks via PSD2 connections covering 97% of German banks, enabling financial advisors, banks, and wealth managers to deliver data-driven, holistic wealth management advisory. The platform includes data aggregation, wealth analysis, reporting, an advisor cockpit, portfolio optimization with Monte Carlo simulation, goal-based financial planning, and a white-label client mobile app, offered in Standard and Enterprise tiers.

Product overview

wealthpilot is a SaaS wealth management platform headquartered in Munich, Germany, offering a modular product architecture across three tiers: Standard (Basic & Professional), Enterprise (Corporate), and optional add-on modules. The platform provides holistic wealth management and advisory services through core components including data aggregation (PSD2 connections to 97% of German banks), wealth analysis, reporting, advisor cockpit, and mobile apps for end clients. Optional modules extend functionality with advisory tracks, portfolio optimization using Monte Carlo simulation, goal-based financial planning, and document management. Enterprise clients receive custom integrations with core banking, portfolio management, and CRM systems. The platform supports multiple target segments including private banks, savings banks (Sparkassen), cooperative banks (Genossenschaftsbanken), asset managers, family offices, and wealth advisory firms.

Differentiator

Problem solved

Functional benefit

Products and services

• wealthpilot Standard (Basic & Professional)

Quantifiable outcome

• Preparation time reduced by 75% through automated interfaces and big data analytics
• +5 more outcomes

Named customers13 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability6 records

Feature8 records

Partnerships

Five partnerships are on record, tiered flagship and core.

• Finaplus-GruppeflagshipStrategic or Co-development Partner · 4 December 2024On December 4, 2024, wealthpilot was acquired by and became part of the Finaplus-Gruppe, a leading Wealth-as-a-Service platform in the DACH region and Luxembourg. Finaplus was formed in 2023 from the merger of FinaSoft and PSplus. The combined entity manages over 600 billion EUR in assets (300 billion EUR from Finaplus + 300 billion EUR from wealthpilot). wealthpilot's solutions will complement Finaplus's Wealth-as-a-Service platform, providing existing and future Finaplus customers with enhanced capabilities from portfolio management systems to advisor and client portals. Stephan Schug, founder and CEO of wealthpilot, remains with the company, emphasizing that customers will gain access to the full technological value chain.
• AtruviacoreTechnology or IntegrationDirect interface connection to Atruvia (the core banking system for the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken), enabling real-time data exchange with cooperative bank core systems.
• Union InvestmentcoreTechnology or IntegrationInterface to Union Investment, one of Germany's leading asset management companies, enabling seamless integration of fund data into the wealth management platform for cooperative bank clients.
• DATEVcoreTechnology or IntegrationAll wealth data is hosted in DATEV's ISO-27001 certified high-security data center ('Datentresor'). DATEV is Germany's leading IT service provider for the tax advisory, accounting, and banking sectors. The partnership ensures enterprise-grade data security, encryption, and compliance.
• FFB (FIL Fondsbank)coreTechnology or IntegrationDirect interface connection to FFB (FIL Fondsbank), one of Germany's leading fund banks, enabling automated integration of fund holdings and wealth data.

Scale indicators8 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Avaloq: Swiss-headquartered B2B wealth management platform acquired by NEC, serving private banks and wealth managers across Europe. Most direct analogue to wealthpilot's bank/wealth-manager SaaS model with core-banking and advisor-cockpit capabilities.
• Crealogix: Swiss/DACH digital banking and wealth software provider offering advisory and client-portal solutions to banks and asset managers. Comparable in customer base (Sparkassen-adjacent and private banks) and modular SaaS delivery model.
• msgGillardon: German banking software specialist within the msg group, providing core-banking, advisory and wealth management solutions primarily to Sparkassen and cooperative banks. Direct overlap with wealthpilot's German bank customer base.
• PPI AG: German fintech software vendor focused on payment, advisory and digital banking solutions for German financial institutions. Comparable target segment and B2B SaaS delivery to banks and wealth managers.
• Finnova: Swiss core-banking and wealth management software provider serving regional banks and private banks in the DACH region. Comparable platform approach for the bank advisory workflow.
• InvestCloud: US-headquartered wealth management digital platform with growing European footprint, serving private banks and wealth managers with portfolio reporting, client portals, and advisor tools. Functionally comparable to wealthpilot's Berater-Cockpit and client-portal modules.

Broad incumbents

• Sopra Banking Software: European banking software vendor with a broad portfolio across core banking, lending, and wealth. Overlaps with wealthpilot in digital advisory and customer engagement tooling for European banks.
• Temenos: Global banking software incumbent offering core banking, wealth, and digital front-office solutions. Adjacent to wealthpilot via its wealth management and digital-channel modules competing in the same enterprise RFPs.
• Backbase: Digital banking platform provider offering unified client engagement, onboarding, and wealth servicing capabilities to banks globally. Competes with wealthpilot in the digital-advisory front-end layer for European banks.

Emerging players

• Tink (Visa): European open-banking/PSD2 aggregation platform owned by Visa, used by banks and fintechs across Europe. Adjacent overlap with wealthpilot's PSD2 bank-data aggregation layer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/wealthpilot-gmbh
• Xx.com/wealthpilot_de

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds3 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about wealthpilot