Ocean Ledger

What Ocean Ledger does

Ocean Ledger is a London-based geospatial analytics and insurtech company, spun out of the German Aerospace Centre (DLR) in 2024, that builds satellite-derived physical risk intelligence for coastal zones. The platform ingests multispectral satellite imagery (Sentinel-2, PlanetScope, Landsat) and ground-truth data through proprietary computer vision and machine learning pipelines to produce four core data products: Satellite-Derived Bathymetry, Satellite-Derived Erosion, a Stochastic Surge Model, and Ecosystem Mapping. These are exposed through an in-house web portal, a documented API (GeoTIFF, shapefile and tabular outputs), and a Next-Generation Coastal Digital Elevation Model that fuses bathymetry, shoreline and natural defenses and refreshes every six days — versus a 5-10 year refresh cycle for national open datasets.

The company serves five primary verticals: insurance, reinsurance and brokers (Marsh, WTW, AXA XL, Beazley, Bedrock, FloodFlash, KatRisk), ports and terminals, utilities (subsea cables, oil and gas, offshore wind), commercial real estate (CBRE, Iberostar), and governments (Government of Belize, ORRAA, WWF partnerships). Commercial motion is enterprise field sales supported by API self-serve; revenue streams include tiered subscription data packages, bespoke project analytics, usage-based API consumption, and a forthcoming coastal business insurance product. The team numbers approximately 7 people, the company is privately held, and it has raised €900,000 in disclosed funding (March 2025). It was selected for Lloyd's Lab Cohort 14, featured in the Norrsken Impact/100 list, and is a finalist in the ClimateTech Connect Global Pitch Competition (April 2026).

Name

Ocean Ledger

Legal name

Ocean Ledger

Website

https://ocean-ledger.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Short description

Ocean Ledger is a London-based geospatial AI and insurtech company that delivers satellite-derived coastal flood risk intelligence to insurers, asset owners, utilities, and governments. It sells data products, an API, and bespoke analytics underpinning underwriting, parametric insurance, and climate adaptation.

Ownership category

akta.pro rank

Product category

Geospatial Coastal Risk Intelligence

NAICS

Navigational Services to Shipping (488330), Navigational Services to Shipping (48833)

SIC

Water Transportation (4400), Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Marine Navigation Systems (ECDIS, Radar, GNSS, AIS) (IMAJAJAE)

akta.pro secondary industries

Nautical Safety, Navigation Aids & Hydrographic Services (TLAHAFAE), Pollution Control & Environmental Remediation (Booming, Skimming, Shoreline Cleanup) (TLAHAIAH), Climate Hazard & Catastrophe Modeling (Flood, Wind, Wildfire, Heat, Sea-Level Rise) (EUABALAA), Ecosystem Services & Natural Capital Assessment / Valuation (EUAHAHAI), Marine Reinsurance (FSAOADAA)

Keywords

• Coastal flood risk analytics
• Satellite-derived bathymetry
• Storm surge modeling
• Geospatial risk intelligence
• Shoreline erosion monitoring

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Tiered data package subscriptions & dashboard licenses: Tiered data packages and licenses to the dashboard depending on monitoring, resolution and scale requirements; recurring revenue with multi-year engagement for ongoing asset monitoring
2. Bespoke project-based analytics: Custom solutions and scoped projects (e.g. Belize marine habitat mapping, Kenya mangrove restoration, Volusia/Myrtle Beach case studies); pilots available, with bespoke model or data product scoping
3. Insurance product enablement / risk transfer advisory: Launching a new insurance product for coastal businesses (hospitality, retail, large infrastructure) leveraging localized coastal flood dynamics; also enables parametric products and cat bond structuring
4. API / data consumption access: API and raw data file access consumed by insurers, cat modelers and brokers on per-call or licensed basis

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

Ocean Ledger provides satellite-derived coastal flood risk intelligence through four core data products (Satellite-Derived Bathymetry, Satellite-Derived Erosion, Stochastic Surge Modeling and Ecosystem Mapping) backed by a proprietary geospatial AI engine. Outputs are delivered via a self-serve web portal, a documented API and downloadable GeoTIFF/shapefile/tabular datasets to support underwriting, parametric insurance, infrastructure resilience and blue finance for ports, utilities, commercial real estate, governments and insurers.

Product overview

Ocean Ledger is a unified geospatial risk platform — built around a proprietary stochastic surge model and a suite of four primary satellite-derived data products (Satellite-Derived Bathymetry, Satellite-Derived Erosion, Surge Modeling, and Ecosystem Mapping) — that delivers coastal flood risk intelligence for property and infrastructure. These data products are exposed to clients through an in-house Web-Based Portal/Dashboard and via an Ocean Ledger API, with outputs also deliverable as downloadable GeoTIFFs, shapefiles, and tabular data. The platform supports three engagement modes (Portfolio All risks in coastal zone, Site Specific deep-dive, and Global/Project-Based custom solutions) and is structured to serve ports & terminals, utilities, commercial real estate, and government clients across underwriting, risk advisory, parametric insurance, blue finance, and ecosystem restoration use cases.

Differentiator

Problem solved

Functional benefit

Products and services

• Satellite-Derived Bathymetry Maps remote water-depth using multispectral satellite imagery to deliver a high-quality, low-cost feasibility assessment and baseline for coastal zones, used by ports, utilities, commercial real estate and insurers.
• Satellite-Derived Erosion Spatially explicit shoreline positions, erosion/accretion rates and volume changes extracted every 100 meters (or finer) along the shoreline using satellite imagery, with 30+ years of historical movement data back to 1986.
• Surge Modeling Proprietary stochastic surge model that delivers accurate storm surge damage estimates accounting for erosion and other critical factors, with surge-risk frequency and severity mapped and refined at 15-meter resolution.
• Ecosystem Mapping Historical gain/loss of ecosystem extent (mangroves, seagrass, coral, coastal habitats) used to price in the benefit of natural flood defenses into nat cat pricing and risk management, and to support nature-based solution and blue finance programs.
• Ocean Ledger API Programmatic access to Ocean Ledger's spatial data products for erosion, bathymetry, natural capital and ecosystems, supporting heatmap analysis, scenario analysis and trigger thresholds; outputs delivered as GeoTIFFs, shapefiles or tabular data for integration into insurer, broker and cat modeller workflows.
• Web-Based Portal / Dashboard Self-service web portal for requesting new sites, accessing data products with contextual visualizations, running scenario analysis, climate modelling and restoration uplift, and integrating client field data with satellite-derived outputs.
• Next-Generation Coastal Digital Elevation Model Digital elevation model fusing bathymetry, shoreline and natural defenses; updates every 6 days with high-resolution forecasts every 50–100m and uncertainty maps, supporting climate scenario forecasting under RCP 8.5 over 20-year horizons.
• Coastal Business Insurance Product Insurance product for coastal businesses (hospitality, retail, large infrastructure) built on Ocean Ledger's localized coastal flood dynamics, enabling parametric products and supporting cat bond structuring for coastal risk transfer.

Quantifiable outcome

• 91% of analyzed claims (252) saw model accuracy improvement vs Industry Benchmark
• +6 more outcomes

Named customers11 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature7 records

Partnerships

16 partnerships are on record, tiered core, minor and flagship.

• Government of Belize (Blue Bond and Finance Permanence Unit, CZMAI, Belize Fisheries Department)coreStrategic or Co-development Partner · 26 February 2026Engaged as data provider to map over 7,800 km² of Belize's marine territory to underpin Belize's Blue Bond program. Partnered with the Blue Bond and Finance Permanence Unit (BBFP), Coastal Zone Management Authority and Institute (CZMAI), Belize Fisheries Department (BFiD), and WWF.
• WWF (World Wildlife Fund)coreStrategic or Co-development Partner · 26 February 2026Co-funded and coordinated Belize Blue Bond marine mapping initiative alongside the Government of Belize.
• InsTechminorGTM or Marketing Partner · 27 November 2025Community membership with InsTech, a network of 30,000+ collaborators shaping the future of climate risk across insurance, data, tech and analytics.
• Ocean Risk and Resilience Action Alliance (ORRAA)coreStrategic or Co-development Partner · 1 October 2025Co-hosted Coastal Physical Risk Workshop at Lloyd's with asset operators, carriers and lenders; co-hosted UN Ocean Conference roundtable discussion on the BBNJ agreement.
• Norrsken FoundationminorGTM or Marketing Partner · 1 October 2025Featured in Norrsken's Impact/100 list announcement in New York, a list that highlights top startups promoting solutions for the future.
• KatRiskcoreStrategic or Co-development Partner · 14 August 2025Co-development partnership integrating Ocean Ledger's DEM and shoreline analysis into KatRisk's stochastic storm surge model; jointly validated enhancement to surge loss estimates in coastal areas, and co-hosted Lloyd's market discussion on US flood insurance. Co-marketing and co-modeling approach.
• SeatreescoreStrategic or Co-development Partner · 13 May 2025Partnership to restore 640 hectares of degraded mangrove forest in Kilifi County, Kenya (Marereni Kenya Biodiversity Block). Ocean Ledger contributed satellite-based remote sensing analytics (3-meter resolution across 600 sq km, machine learning models) to support biodiversity credit methodology and ecosystem baseline monitoring.
• MedGardens / Cleanwave FoundationminorImplementation/ SI/ Consulting Partner · 14 April 2025Project partner for satellite-based seagrass (Posidonia oceanica) mapping in the Mediterranean. Integrated MedGardens' field data with Ocean Ledger's satellite-derived products to generate high-resolution seagrass species baseline, restoration suitability index, and restoration uplift.
• Lloyd's Lab (Lloyd's of London)flagshipStrategic or Co-development Partner · 1 January 2025Cohort 14 alum of the Lloyd's Lab accelerator program; presented at Lloyd's Lab Demo Day on July 10, 2025. Provided access to Lloyd's market, key partners and decision-makers, including Beazley, NatWest, BNP Paribas, AXA XL, WTW, Iberostar, FloodFlash, Insurance Development Forum.
• Silverstrand & Mana ImpactminorStrategic or Co-development Partner · 14 October 2024Selected for the Silverstrand Biodiversity+ Programme in Singapore for capacity building, networking, and expert-led workshops covering impact measurement, financial modeling, and business development.
• German Aerospace Center (DLR)flagshipTechnology or IntegrationParent / origin of Ocean Ledger as an insurtech spinout. 8 years of R&D at DLR underpins the geospatial processing capability.
• European Space Agency (ESA)coreTechnology or IntegrationShown as a backer / supporter on the company's website ecosystem.
• PlanetcoreTechnology or IntegrationShown as a backer / supporter on the company's website ecosystem; also referenced as a satellite imagery provider (PlanetScope) used in the Belize Blue Bond mapping.
• Google for StartupscoreStrategic or Co-development PartnerShown as a backer / supporter on the company's website ecosystem (Google for Startups program).
• Seabed 2030minorStrategic or Co-development PartnerShown as a backer / supporter on the company's website ecosystem.
• Blue ActionminorStrategic or Co-development PartnerShown as a backer / supporter on the company's website ecosystem.

Scale indicators12 records

Recent moves7 records

Expansion highlights7 records

Market position

Competitive moat6 records

Customer concentration

• LinkedInlinkedin.com/company/ocean-ledger

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ocean Ledger