Quint Group
Quint Group is a bootstrapped UK fintech holding company building and scaling consumer credit and payments businesses, including Acquired.com (recurring payments), Infinian (credit data), Credit Technologies (financial inclusion), and Cred (AI-powered flexible credit), serving 500+ banks, lenders, and fintechs globally.
- Company typePrivate
- Founded2009
- HeadquartersMacclesfield, United Kingdom
- Headcount51–100
- GTM typeB2B and B2C
- OfferingSoftware
What Quint Group does
Quint Group is a UK-based, bootstrapped fintech holding company founded in 2009 that builds and scales category-defining fintechs across consumer credit and payments markets. The company operates four core subsidiaries: Acquired.com (recurring payments platform for businesses), Infinian (real-time credit intelligence with proprietary database of 100M+ customer records updated daily), Credit Technologies (credit reporting and marketplace for underserved consumers), and Cred (AI-powered flexible credit account combining personal loan, credit card, and overdraft features). It previously owned Monevo (credit prequalification marketplace), which was sold to TransUnion in April 2025 for approximately $89-90M.
The group generates revenue through five primary streams: API platform and transaction fees from credit eligibility/distribution (Monevo legacy), recurring payments processing subscription-style fees (Acquired.com), data monetization to credit bureaus and financial institutions (Infinian), marketplace commissions from credit comparison brands (Credit Technologies), and interest/fees on flexible consumer credit (Cred). All technology is built in-house with AI embedded across engineering and operations, and the group leverages a shared network of 500+ banks, lenders, fintechs and aggregators for cross-business distribution and traction.
The company has generated £500M+ in cumulative revenues since inception with £0 external equity raised, operating from headquarters in Alderley Park (Manchester) and a London regional office. Quint's model emphasizes capital efficiency, small hyper-focused teams, and a repeatable playbook for building and exiting fintech businesses, demonstrated through the Monevo exit and validated by awards including the Queen's Award for Enterprise in Innovation (2017), FT1000 recognition for Acquired.com (2026), and Best Companies three-star accreditation (2024).
Quint Group firmographics
Firmographics- Name
- Quint Group
- Legal name
- Quint Group Ltd
- Website
- https://quint.co.uk
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Quint Group is a bootstrapped UK fintech holding company building and scaling consumer credit and payments businesses, including Acquired.com (recurring payments), Infinian (credit data), Credit Technologies (financial inclusion), and Cred (AI-powered flexible credit), serving 500+ banks, lenders, and fintechs globally.
- Ownership category
- akta.pro rank
Quint Group industry classification
Industry- Product category
- Consumer Credit Technology
- NAICS
- Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)
- SIC
- Loan Brokers (6163), Personal Credit Institutions (6141), Finance Services (6199)
- akta.pro primary industry
- Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)
- akta.pro secondary industries
- Credit Score Monitoring & Credit Building (FSAGADAE), Marketplace / Multi-Lender POS Financing Aggregators (FSAGAIAJ), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)
Keywords
Where Quint Group is headquartered
LocationHeadquarters
- HQ city
- Macclesfield
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
Quint Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- API Platform & Transaction Fees: Revenue from API-based platform services through Monevo enabling credit eligibility and distribution for lenders and aggregators. Transaction-based fees from loan origination processing.
- Recurring Payments Processing: Revenue from Acquired.com recurring payments platform processing payments intelligently and optimising every aspect of the recurring payments lifecycle for businesses.
- Data & Credit Intelligence Services: Revenue from Infinian's real-time credit data and insights sold to banks, credit providers, fintech companies, and global data businesses and credit bureaus.
- Credit Marketplace Commission: Marketplace commission from Credit Technologies operating multiple brands helping underserved customers access credit products.
- Flexible Credit Account: Revenue from Cred's flexible credit account combining features of personal loan, credit card, and overdraft into single account with single interest rate.
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
Quint Group product offering
Product offeringCore offering
Quint Group is a global fintech growth platform that builds and scales category-defining fintechs across credit and payments. It operates four synergistic businesses — Acquired.com (recurring payments), Infinian (real-time credit intelligence on a 100M+ record database), Credit Technologies (credit reporting and marketplace for underserved consumers) and Cred (AI-powered flexible credit account) — plus MoneyGuru for consumer credit comparison, all leveraging a shared group platform and network of 500+ banks, lenders and fintechs. Revenue is generated from API/transaction fees, recurring payments processing, data licensing, marketplace commissions and consumer credit activity.
Product overview
Quint Group is a global fintech growth platform that builds and scales category-defining fintechs across payments and credit. The company operates a portfolio of four synergistic businesses: Acquired.com (recurring payments platform), Infinian (real-time credit intelligence with 100M+ customer records), Credit Technologies (credit reporting and marketplace for underserved customers), and Cred (AI-powered flexible credit account). The group also previously owned Monevo (credit marketplace, sold to TransUnion in 2025 for $89M) and MoneyGuru (credit comparison site). All businesses leverage the group's shared platform infrastructure, customer network of 500+ banks/lenders/fintechs, and group-level AI and data capabilities to achieve cross-business synergies.
Differentiator
Problem solved
Functional benefit
Brands
- Acquired.com: UK's leading recurring payments platform helping businesses win and retain customers
- Infinian
- Credit Technologies
- Cred
- MoneyGuru
Products and services
- Acquired.com UK's leading recurring payments platform that helps businesses win and retain customers by processing payments intelligently and optimising every aspect of the recurring payments lifecycle. Includes Acquired Hub with hosted Open Banking Pay by Bank checkout alongside cards, Apple Pay and Google Pay.
- Infinian Real-time credit intelligence provider with a proprietary database of over 100 million customer records updated daily, transforming how affordability and creditworthiness can be understood, measured and embedded in credit decisions. Includes the Vision data suite covering vulnerability, affordability, credit risk and fraud prevention.
- Credit Technologies Operates multiple consumer brands focused on helping traditionally underserved customers understand their financial position and access credit, with credit reporting and marketplace capabilities.
- Cred Next-generation AI-powered flexible credit account that combines the benefits of a personal loan, credit card and overdraft into a single product with built-in AI capabilities. Includes an AI-powered Credit Co-pilot that helps customers intelligently manage cashflow and minimise interest and costs on credit used.
- MoneyGuru Credit-focused price comparison site helping consumers find and compare credit products from multiple lenders. Uses Credit Engine technology with a mobile-first approach, and the MoneyMatcher tool personalises results by showing products customers are most likely to be approved for.
Quantifiable outcome
- £500M+ revenues generated with £0 external equity
- +3 more outcomes
Companies that use Quint Group
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles1 record
Quint Group technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability3 records
Feature6 records
Quint Group partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- 500+ Banks, Lenders & FintechscoreGroup network of over 500 banks, lenders, fintechs and aggregators that can be leveraged for commercial traction across the Group. Network creates competitive advantages no standalone competitor can match.
- 200+ Lenders & Credit Providers (Monevo Panel)coreOver 200 lenders and banks globally integrated into Monevo's credit marketplace platform, enabling personalised credit offers distribution through third-party comparison websites and apps.
- Cred Ecosystem PartnerscoreCred integrates with Monevo (accessing millions of pre-qualified customers monthly) and Infinian (for real-time credit intelligence) within the Quint Group ecosystem, along with Acquired.com for payments and collections.
Scale indicators12 records
Recent moves7 records
Expansion highlights5 records
Quint Group competitors and assessment
Company assessmentDirect peers
- ClearScore: ClearScore operates a consumer credit marketplace in the UK that helps users understand their credit score and access personalised credit offers — directly comparable to Quint's Infinian credit intelligence data and Credit Technologies credit marketplace businesses.
- LendingTree: LendingTree operates a global online loan marketplace connecting borrowers with multiple lenders via comparison and pre-qualification flows — directly analogous to Monevo's API-driven credit eligibility and distribution platform that Quint sold to TransUnion.
- Credit Karma: Credit Karma (owned by Intuit) provides free credit scores, credit monitoring, and personalised financial product recommendations to consumers — directly comparable to Quint's Infinian consumer credit intelligence and Credit Technologies credit-building offerings.
- GoCardless: GoCardless is a UK-leading direct-debit and recurring payments platform for businesses — directly comparable to Acquired.com's recurring payments platform business within Quint Group.
- Zopa: Zopa is a UK digital consumer bank and lending platform offering credit cards, personal loans, and savings — directly comparable to Quint's Cred consumer credit account and Credit Technologies marketplace for underserved UK consumers.
Broad incumbents
- Experian: Experian is one of the three global credit bureaus, operating consumer credit reporting, analytics, and decisioning at massive scale — broadly comparable to Infinian's credit data and intelligence business, and an incumbent against which Quint explicitly competes.
- Equifax: Equifax is a global credit bureau offering consumer and commercial credit information — overlapping with Infinian's data and analytics services and competing with Quint's Credit Awards finalist solutions.
- TransUnion: TransUnion is a global credit bureau and the acquirer of Quint's Monevo business for ~$90M in 2025 — overlapping with Infinian's data business and operating in the same consumer credit marketplace Quint pioneered.
Emerging players
- TrueLayer: TrueLayer is a UK open banking API infrastructure provider used by fintechs and lenders for account connectivity and payments — comparable to Acquired.com's Open Banking / Pay by Bank integrations within Quint Group.
- Yonder: Yonder is a UK fintech offering a flexible credit membership for consumers and businesses, blending card, lending and rewards features — directly comparable to Quint's Cred flexible credit account combining personal loan, credit card and overdraft functionality.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks6 records
Key highlights7 records
Customer concentration
Quint Group social profiles
Digital presenceQuint Group compliance and trust
Trust signalCompliance4 records
Quint Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Quint Group leadership team
Management profileNumber of profiles
Profiles16 records
Quint Group subsidiaries and ownership
Company hierarchySubsidiaries5 records
Quint Group funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Quint Group M&A and investment
M&A and investmentM&A
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Quint Group
What does Quint Group do?
Quint Group is a global fintech growth platform that builds and scales category-defining fintechs across credit and payments. It operates four synergistic businesses — Acquired.com (recurring payments), Infinian (real-time credit intelligence on a 100M+ record database), Credit Technologies (credit reporting and marketplace for underserved consumers) and Cred (AI-powered flexible credit account) — plus MoneyGuru for consumer credit comparison, all leveraging a shared group platform and network of 500+ banks, lenders and fintechs. Revenue is generated from API/transaction fees, recurring payments processing, data licensing, marketplace commissions and consumer credit activity.
Is Quint Group a public or private company?
Quint Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Quint Group founded?
Quint Group was founded in 2009. It employs 51 to 100 people.
Where is Quint Group based?
Quint Group is headquartered in Macclesfield, United Kingdom, in the Europe region.
How does Quint Group make money?
Five revenue lines are on record. API Platform & Transaction Fees are the primary driver. The others are recurring Payments Processing, data & Credit Intelligence Services, credit Marketplace Commission and flexible Credit Account.
Who are Quint Group's main competitors?
Direct peers on record are ClearScore, LendingTree, Credit Karma, GoCardless and Zopa. Broad incumbents are Experian, Equifax and TransUnion. Emerging players are TrueLayer and Yonder.
Does Quint Group have an API?
Yes. Monevo provides an API-based platform that empowers lenders to deliver highly personalised credit offers through third-party comparison websites and apps. The platform enables credit eligibility pre-qualification and distribution, with integration capabilities for lenders and aggregators. API-based technology integration covers multiple lender categories including peer-to-peer lenders, prime, near-prime and sub-prime unsecured lenders, guarantor lenders, car finance brokers, line of credit providers, credit card providers and secured loan providers. Developer documentation is at www.monevo.com/uk.
What industry is Quint Group in?
Quint Group's product category is Consumer Credit Technology. Its primary akta.pro industry code is FSAGAHAC, Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking), with a secondary code of FSAGADAE, Credit Score Monitoring & Credit Building. Its NAICS code is 5223 and its SIC code is 6163.