Quint Group

What Quint Group does

Quint Group is a UK-based, bootstrapped fintech holding company founded in 2009 that builds and scales category-defining fintechs across consumer credit and payments markets. The company operates four core subsidiaries: Acquired.com (recurring payments platform for businesses), Infinian (real-time credit intelligence with proprietary database of 100M+ customer records updated daily), Credit Technologies (credit reporting and marketplace for underserved consumers), and Cred (AI-powered flexible credit account combining personal loan, credit card, and overdraft features). It previously owned Monevo (credit prequalification marketplace), which was sold to TransUnion in April 2025 for approximately $89-90M.

The group generates revenue through five primary streams: API platform and transaction fees from credit eligibility/distribution (Monevo legacy), recurring payments processing subscription-style fees (Acquired.com), data monetization to credit bureaus and financial institutions (Infinian), marketplace commissions from credit comparison brands (Credit Technologies), and interest/fees on flexible consumer credit (Cred). All technology is built in-house with AI embedded across engineering and operations, and the group leverages a shared network of 500+ banks, lenders, fintechs and aggregators for cross-business distribution and traction.

The company has generated £500M+ in cumulative revenues since inception with £0 external equity raised, operating from headquarters in Alderley Park (Manchester) and a London regional office. Quint's model emphasizes capital efficiency, small hyper-focused teams, and a repeatable playbook for building and exiting fintech businesses, demonstrated through the Monevo exit and validated by awards including the Queen's Award for Enterprise in Innovation (2017), FT1000 recognition for Acquired.com (2026), and Best Companies three-star accreditation (2024).

Name

Quint Group

Legal name

Quint Group Ltd

Website

https://quint.co.uk

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

51–100 employees

Short description

Quint Group is a bootstrapped UK fintech holding company building and scaling consumer credit and payments businesses, including Acquired.com (recurring payments), Infinian (credit data), Credit Technologies (financial inclusion), and Cred (AI-powered flexible credit), serving 500+ banks, lenders, and fintechs globally.

Ownership category

akta.pro rank

Product category

Consumer Credit Technology

NAICS

Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163), Personal Credit Institutions (6141), Finance Services (6199)

akta.pro primary industry

Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)

akta.pro secondary industries

Credit Score Monitoring & Credit Building (FSAGADAE), Marketplace / Multi-Lender POS Financing Aggregators (FSAGAIAJ), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)

Keywords

• Credit technology platform
• Recurring payments processing
• Credit data analytics
• Consumer credit marketplace
• Credit decisioning solutions

Headquarters

HQ city

Macclesfield

HQ country

United Kingdom

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. API Platform & Transaction Fees: Revenue from API-based platform services through Monevo enabling credit eligibility and distribution for lenders and aggregators. Transaction-based fees from loan origination processing.
2. Recurring Payments Processing: Revenue from Acquired.com recurring payments platform processing payments intelligently and optimising every aspect of the recurring payments lifecycle for businesses.
3. Data & Credit Intelligence Services: Revenue from Infinian's real-time credit data and insights sold to banks, credit providers, fintech companies, and global data businesses and credit bureaus.
4. Credit Marketplace Commission: Marketplace commission from Credit Technologies operating multiple brands helping underserved customers access credit products.
5. Flexible Credit Account: Revenue from Cred's flexible credit account combining features of personal loan, credit card, and overdraft into single account with single interest rate.

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

Quint Group is a global fintech growth platform that builds and scales category-defining fintechs across credit and payments. It operates four synergistic businesses — Acquired.com (recurring payments), Infinian (real-time credit intelligence on a 100M+ record database), Credit Technologies (credit reporting and marketplace for underserved consumers) and Cred (AI-powered flexible credit account) — plus MoneyGuru for consumer credit comparison, all leveraging a shared group platform and network of 500+ banks, lenders and fintechs. Revenue is generated from API/transaction fees, recurring payments processing, data licensing, marketplace commissions and consumer credit activity.

Product overview

Quint Group is a global fintech growth platform that builds and scales category-defining fintechs across payments and credit. The company operates a portfolio of four synergistic businesses: Acquired.com (recurring payments platform), Infinian (real-time credit intelligence with 100M+ customer records), Credit Technologies (credit reporting and marketplace for underserved customers), and Cred (AI-powered flexible credit account). The group also previously owned Monevo (credit marketplace, sold to TransUnion in 2025 for $89M) and MoneyGuru (credit comparison site). All businesses leverage the group's shared platform infrastructure, customer network of 500+ banks/lenders/fintechs, and group-level AI and data capabilities to achieve cross-business synergies.

Differentiator

Problem solved

Functional benefit

Brands

• Acquired.com: UK's leading recurring payments platform helping businesses win and retain customers
• Infinian
• Credit Technologies
• Cred
• MoneyGuru

Products and services

• Acquired.com UK's leading recurring payments platform that helps businesses win and retain customers by processing payments intelligently and optimising every aspect of the recurring payments lifecycle. Includes Acquired Hub with hosted Open Banking Pay by Bank checkout alongside cards, Apple Pay and Google Pay.
• Infinian Real-time credit intelligence provider with a proprietary database of over 100 million customer records updated daily, transforming how affordability and creditworthiness can be understood, measured and embedded in credit decisions. Includes the Vision data suite covering vulnerability, affordability, credit risk and fraud prevention.
• Credit Technologies Operates multiple consumer brands focused on helping traditionally underserved customers understand their financial position and access credit, with credit reporting and marketplace capabilities.
• Cred Next-generation AI-powered flexible credit account that combines the benefits of a personal loan, credit card and overdraft into a single product with built-in AI capabilities. Includes an AI-powered Credit Co-pilot that helps customers intelligently manage cashflow and minimise interest and costs on credit used.
• MoneyGuru Credit-focused price comparison site helping consumers find and compare credit products from multiple lenders. Uses Credit Engine technology with a mobile-first approach, and the MoneyMatcher tool personalises results by showing products customers are most likely to be approved for.

Quantifiable outcome

• £500M+ revenues generated with £0 external equity
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability3 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core.

• 500+ Banks, Lenders & FintechscoreChannel Partner/ Reseller/ DistributorGroup network of over 500 banks, lenders, fintechs and aggregators that can be leveraged for commercial traction across the Group. Network creates competitive advantages no standalone competitor can match.
• 200+ Lenders & Credit Providers (Monevo Panel)coreChannel Partner/ Reseller/ DistributorOver 200 lenders and banks globally integrated into Monevo's credit marketplace platform, enabling personalised credit offers distribution through third-party comparison websites and apps.
• Cred Ecosystem PartnerscoreTechnology or IntegrationCred integrates with Monevo (accessing millions of pre-qualified customers monthly) and Infinian (for real-time credit intelligence) within the Quint Group ecosystem, along with Acquired.com for payments and collections.

Scale indicators12 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• ClearScore: ClearScore operates a consumer credit marketplace in the UK that helps users understand their credit score and access personalised credit offers — directly comparable to Quint's Infinian credit intelligence data and Credit Technologies credit marketplace businesses.
• LendingTree: LendingTree operates a global online loan marketplace connecting borrowers with multiple lenders via comparison and pre-qualification flows — directly analogous to Monevo's API-driven credit eligibility and distribution platform that Quint sold to TransUnion.
• Credit Karma: Credit Karma (owned by Intuit) provides free credit scores, credit monitoring, and personalised financial product recommendations to consumers — directly comparable to Quint's Infinian consumer credit intelligence and Credit Technologies credit-building offerings.
• GoCardless: GoCardless is a UK-leading direct-debit and recurring payments platform for businesses — directly comparable to Acquired.com's recurring payments platform business within Quint Group.
• Zopa: Zopa is a UK digital consumer bank and lending platform offering credit cards, personal loans, and savings — directly comparable to Quint's Cred consumer credit account and Credit Technologies marketplace for underserved UK consumers.

Broad incumbents

• Experian: Experian is one of the three global credit bureaus, operating consumer credit reporting, analytics, and decisioning at massive scale — broadly comparable to Infinian's credit data and intelligence business, and an incumbent against which Quint explicitly competes.
• Equifax: Equifax is a global credit bureau offering consumer and commercial credit information — overlapping with Infinian's data and analytics services and competing with Quint's Credit Awards finalist solutions.
• TransUnion: TransUnion is a global credit bureau and the acquirer of Quint's Monevo business for ~$90M in 2025 — overlapping with Infinian's data business and operating in the same consumer credit marketplace Quint pioneered.

Emerging players

• TrueLayer: TrueLayer is a UK open banking API infrastructure provider used by fintechs and lenders for account connectivity and payments — comparable to Acquired.com's Open Banking / Pay by Bank integrations within Quint Group.
• Yonder: Yonder is a UK fintech offering a flexible credit membership for consumers and businesses, blending card, lending and rewards features — directly comparable to Quint's Cred flexible credit account combining personal loan, credit card and overdraft functionality.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/QuintFinance

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Subsidiaries5 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quint Group