Fiskl AI Accounting
Fiskl is an AI-native accounting platform providing multi-currency invoicing, banking, payments, and financial management to small businesses, freelancers, startups, and accounting firms across 200+ countries. Its conversational AI CFO, Fi, automates categorization, reconciliation, and advisory workflows.
- Company typePrivate
- Founded2017
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Fiskl AI Accounting does
Fiskl AI Accounting is a UK-headquartered SaaS company that provides an AI-native, multi-currency accounting and financial management platform serving small businesses, freelancers, creators, startups, and accounting firms across more than 200 countries. The product unifies invoicing, expense management, payments, banking, team collaboration, financial reporting, and accountant practice management in a single system supporting 170+ currencies, 60+ invoice languages, and 21,000+ bank feeds via aggregators Yodlee and Salt Edge as well as direct integrations with Stripe, Revolut Business, Chase, Wio Bank, Brex, Airwallex, GoCardless, and PayPal. The company operates from London (Fiskl Limited, Company No. 09330290) with a planned US subsidiary (Fiskl, Inc.) targeted for incorporation in September 2026, and runs on AWS and Google Cloud infrastructure across EU, UK, and UAE regions.
Fiskl AI Accounting firmographics
Firmographics- Name
- Fiskl AI Accounting
- Legal name
- Fiskl Limited
- Website
- https://fiskl.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fiskl is an AI-native accounting platform providing multi-currency invoicing, banking, payments, and financial management to small businesses, freelancers, startups, and accounting firms across 200+ countries. Its conversational AI CFO, Fi, automates categorization, reconciliation, and advisory workflows.
- Ownership category
- akta.pro rank
Fiskl AI Accounting industry classification
Industry- Product category
- Cloud Accounting Software
- NAICS
- Software Publishers (513210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Core ERP Suites (Financials, Procurement, Projects) (HDAEAEAA)
- akta.pro secondary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where Fiskl AI Accounting is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Fiskl AI Accounting business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations, Others
Revenue model
- Subscription SaaS: Tiered subscription model (Free, Solo, Pro, Prime) with monthly or annual billing. Paid subscriptions provide core accounting features, AI capabilities, and team management. Enterprise SLA available under Order Form for qualifying tiers.
- Payment Processing: Payment processing through Stripe, GoCardless, and PayPal integrations. Users can accept card and digital wallet payments for invoices.
- Data Products: Aggregated and de-identified data used for industry benchmarking, market intelligence, credit/lending insights, and AI-powered services for financial institutions. Fiskl develops and commercializes Data Products including trained models, embeddings, data feeds, and APIs.
- Atlas Partner Billing: Accountants can pay for client subscriptions under the Charge Us model, where the accounting firm is billed and can mark up or manage billing for their clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free tier with basic features |
| Subscription | Monthly | Solo plan for individual users |
| Subscription | Monthly | Pro plan for growing teams |
| Subscription | Monthly | Prime plan for advanced users |
| Subscription | Annual | Annual subscription with discount |
| Subscription | Multi-year contract | Enterprise/Order Form custom pricing |
Go-to-market motion3 records
Distribution channels8 records
Marketing channels8 records
Fiskl AI Accounting product offering
Product offeringCore offering
Fiskl builds and sells an AI-native, multi-currency accounting and financial management SaaS platform that combines real-time bank synchronization, automated reconciliation, invoicing, expense management, payments, and a conversational AI CFO called Fi that orchestrates workflows across the system. The platform serves global small businesses, freelancers, creators, and startups across 200+ countries with 170+ currencies and 60+ invoice and payment languages. Fiskl also sells Fiskl Atlas, a separate practice-management platform that lets accounting firms manage multiple client accounts, plus Fiskl Orbit for multi-entity consolidation and the A2A Gateway for agent-to-agent automation.
Product overview
Fiskl is an AI-native, multi-currency accounting and financial management platform delivered as a unified product with modular components. The core platform is FisklAI, which provides end-user accounting features including invoicing, expense management, client/vendor management, time/mileage tracking, accounting, financial reporting, banking integrations, payment processing, team management, and the Fi AI advisor. The product portfolio consists of: FisklAI (core accounting platform), Fi (conversational AI and orchestration system available 24/7), Fiskl Atlas (accountant practice-management platform for accounting firms), Fiskl Orbit (multi-entity consolidation), and A2A Gateway (agent-to-agent infrastructure). Key features include Global Accounting, Invoicing/Quotes/Clients, Payments, Expenses & Bills, Products & Services catalog, Dashboard with financial intelligence, and Team Management. The platform supports 170+ currencies across 200+ countries with 21,000+ bank feeds, 60+ invoice languages, and is accessible via web application, iOS/Android mobile apps, and Chrome extension. Pricing tiers include Free, Solo, Pro, Prime, and enterprise options.
Differentiator
Problem solved
Functional benefit
Brands
- FisklAI: The end-user accounting platform for small businesses, freelancers, and startups providing AI-automated global accounting, invoicing, expense management, and financial reporting.
- Fiskl Atlas
- Fiskl Orbit
- Fi
- A2A Gateway
Products and services
- FisklAI (Fiskl Platform) AI-native multi-currency accounting and financial management platform that delivers invoicing, expense management, client/vendor management, time and mileage tracking, accounting, financial reporting, banking integrations, payment processing, team management, and the Fi AI advisor for global small businesses, freelancers, creators, and startups operating across 170+ currencies and 200+ countries.
- Fi (Fiskl AI) Conversational AI and orchestration system that analyzes customer financial data, runs reports, retrieves tax authority information, automates categorization, interprets documents, generates insights, and orchestrates multi-step workflows across the Fiskl platforms and connected integrations; functions as a 24/7 AI CFO for end users.
- Fiskl Atlas Accountant practice-management platform for accounting firms and consultancies that supports multi-client account management, parent organisations and branches, team management, role-based access controls, and centralized billing through the Charge Us model where firms pay for client subscriptions and can mark up or manage client billing.
Quantifiable outcome
- 90% auto-reconciliation rate with Revolut Business integration
- +5 more outcomes
Companies that use Fiskl AI Accounting
Customer profileNamed customers11 records
Segments8 records
Ideal customer profiles3 records
Fiskl AI Accounting technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration14 records
AI capability11 records
Feature6 records
Fiskl AI Accounting partnerships and signals
Strategic signalPartnerships
23 partnerships are on record, tiered core and notable.
- StripecoreStripe is a core integration partner providing payment processing, banking feeds for Stripe transaction data, payouts, reconciliation, and Atlas firm billing under the Charge Us model. Fiskl's integration enables zero-touch reconciliation as Fiskl automatically breaks down and categorizes each payment received through Stripe. Multi-currency bulk payouts are streamlined.
- Revolut BusinesscoreRevolut Business integration enables direct sync of transactions with auto-reconciliation of 90% of entries. Reduces manual data entry and accelerates financial reporting with real-time data. Fiskl is a Revolut partner with official partner badge.
- ChasecoreChase integration transforms transaction management by automating reconciliation and enhancing accuracy. Reduces effort required to keep books in check and provides clearer financial visibility for managing cash flow.
- Wio BankcoreWio Bank direct UAE banking integration provides transaction and balance data. Fiskl's integration automates 100% of internal transfers with comprehensive AI-driven reconciliation of all transactions. Strategic partnership announced in 2024. UAE residency for customer data is preserved.
- BrexnotableBrex integration auto-categorizes transactions and simplifies reconciliation. Saves time and ensures precise, up-to-date financial records, enabling lean operations and scalability.
- AirwallexnotableAirwallex is shown as an integration partner with official partner badge on Fiskl website.
- GoCardlessnotableGoCardless provides direct debit and bank-debit payment processing for invoice payments.
- PayPalnotablePayPal (Europe) S.à r.l. et Cie, S.C.A. provides PayPal payment processing for invoice payments.
- Yodlee (Envestnet|Yodlee)coreYodlee provides bank account aggregation with transaction and balance data ingestion. SOC 1, SOC 2, ISO 27001, ISO 27018 certified. US-based with regional infrastructure for non-US customers.
- Salt EdgecoreSalt Edge provides Open Banking aggregation with PSD2-compliant transaction and balance data ingestion across EEA, UK, Asia, and Middle East. ISO 27001 certified and PSD2-licensed AISP. EU/UK regional residency for EEA/UK customers.
- AnthropiccoreAnthropic PBC provides large language model inference using Claude models for Fi (Fiskl's conversational AI) and related AI-driven features. AI Provider is contractually prohibited from using Customer Data to train its own models, required to delete data after service delivery, and prohibited from onward disclosure.
- Google (Gemini, Vertex AI)coreGoogle LLC provides large language model inference using Gemini models for Fi and related AI-driven features via Vertex AI. AI Provider prohibited from using Customer Data to train general-purpose models.
- AWS (Amazon Web Services)coreAWS provides cloud infrastructure, compute, storage, database hosting, and AWS Bedrock for hosted model orchestration and inference infrastructure. Also provides Cognito for Atlas portal authentication. Multi-region deployment including EU, UK, UAE.
- Google CloudcoreGoogle Cloud provides cloud infrastructure, compute, storage, and supporting services with regional deployments including EU and UK.
- PartnerocorePartnero Inc. provides the partner and ambassador program tracking platform for referral attribution and commission management for Fiskl's Global Partner Program and Global Ambassador Program.
- CloudflarecoreCloudflare Inc. provides DDoS protection, web application firewall, CDN, and bot protection across Fiskl's global infrastructure.
- Twilio (SendGrid)notableTwilio Inc. provides transactional and notification email delivery via SendGrid, and SMS and voice notifications where used.
- CFC Underwriting LimitednotableUK FCA-regulated Lloyd's of London coverholder providing technology insurance program including professional liability, cyber liability, and incident response.
- Lloyd's of LondonnotableLloyd's syndicates provide insurance coverage as part of Fiskl's insurance program placed through CFC Underwriting.
- Zurich InsurancenotableZurich Insurance provides coverage as part of Fiskl's insurance program.
- Markel International InsurancenotableMarkel International Insurance provides coverage as part of Fiskl's insurance program.
- HDI Global Speciality SEnotableHDI Global Speciality SE provides coverage as part of Fiskl's insurance program.
- Everest InsurancenotableEverest Insurance provides coverage as part of Fiskl's insurance program.
Scale indicators11 records
Recent moves6 records
Expansion highlights7 records
Fiskl AI Accounting competitors and assessment
Company assessmentDirect peers
- Xero: Global cloud accounting platform serving SMBs and accountants across multiple currencies — Fiskl's most direct competitor and the company explicitly targets as a comparison page ('Alternative to Xero'). Both pursue accountant ecosystem-led distribution.
- FreshBooks: Cloud accounting platform focused on freelancers, service-based small businesses, and agencies — overlapping directly with Fiskl's primary SMB/freelancer segment. Fiskl explicitly lists FreshBooks in its comparison pages.
- Zoho Books: Part of Zoho's broader business application suite, Zoho Books targets SMBs globally with multi-currency invoicing and bank feeds — directly comparable to Fiskl's core platform and explicitly listed by Fiskl as a comparison target.
- Wave Accounting: Free / low-cost accounting platform for freelancers and small businesses, acquired by H&R Block. Fiskl explicitly positions against Wave; both compete at the bottom of the SMB market with freemium entry points.
Broad incumbents
- QuickBooks (Intuit): Dominant SMB accounting platform in the US and several other markets, owned by Intuit. Fiskl explicitly positions as an alternative to QuickBooks; Intuit brings substantially deeper distribution, tax integration, and capital, but a less globally-native currency/bank coverage profile.
- Sage: Established global accounting and ERP vendor with strong presence in the UK and Europe. Like Fiskl, Sage targets SMBs and accountants, but with a much broader portfolio (Sage Intacct, Sage Business Cloud) and deeper compliance footprint.
- NetSuite (Oracle): Cloud ERP suite from Oracle covering financials, procurement, and multi-entity consolidation. Comparable to Fiskl's ERP-shaped feature set (especially Fiskl Orbit's multi-entity consolidation), though NetSuite targets a larger mid-market segment.
Emerging players
- Pilot: US-focused bookkeeping and accounting service for startups and SMBs, blending software with human accountants. Comparable customer segment to Fiskl's startup and SMB base, though Pilot leans service-heavy vs. Fiskl's software-first approach.
- Bench: AI-assisted bookkeeping platform for SMBs combining software automation with dedicated bookkeepers. Overlaps with Fiskl's AI-native positioning and SMB target customer, though primarily North America-focused.
- Botkeeper: AI-driven bookkeeping and accounting automation platform serving accounting firms and SMBs. Direct thematic peer to Fiskl's Fi AI automation narrative, with similar accountant-channel distribution.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Fiskl AI Accounting social profiles
Digital presenceFiskl AI Accounting compliance and trust
Trust signalCompliance5 records
Fiskl AI Accounting financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fiskl AI Accounting leadership team
Management profileNumber of profiles
Profiles3 records
Fiskl AI Accounting subsidiaries and ownership
Company hierarchySubsidiaries1 record
Fiskl AI Accounting funding detail
Funding detailFunding overview
Funding rounds6 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fiskl AI Accounting M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fiskl AI Accounting
What does Fiskl AI Accounting do?
Fiskl builds and sells an AI-native, multi-currency accounting and financial management SaaS platform that combines real-time bank synchronization, automated reconciliation, invoicing, expense management, payments, and a conversational AI CFO called Fi that orchestrates workflows across the system. The platform serves global small businesses, freelancers, creators, and startups across 200+ countries with 170+ currencies and 60+ invoice and payment languages. Fiskl also sells Fiskl Atlas, a separate practice-management platform that lets accounting firms manage multiple client accounts, plus Fiskl Orbit for multi-entity consolidation and the A2A Gateway for agent-to-agent automation.
Is Fiskl AI Accounting a public or private company?
Fiskl AI Accounting is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fiskl AI Accounting founded?
Fiskl AI Accounting was founded in 2017. It employs 11 to 50 people.
Where is Fiskl AI Accounting based?
Fiskl AI Accounting is headquartered in London, United Kingdom, in the Europe region.
How does Fiskl AI Accounting make money?
Four revenue lines are on record. Subscription SaaS are the primary driver. The others are payment Processing, data Products and atlas Partner Billing.
Who are Fiskl AI Accounting's main competitors?
Direct peers on record are Xero, FreshBooks, Zoho Books and Wave Accounting. Broad incumbents are QuickBooks (Intuit), Sage and NetSuite (Oracle). Emerging players are Pilot, Bench and Botkeeper.
Does Fiskl AI Accounting have an API?
Yes. Fiskl offers API access as part of its partner program tiers. The Epic tier includes priority API access, the Titan tier includes enhanced API capabilities, and the Legend tier includes advanced API access. Bulk creation operations (invoices, quotes, contacts, products, transactions) and bulk import operations are subject to published rate limits. API access is governed through fair-use thresholds published at the Fair Use page. The A2A Gateway is described as the agent-to-agent infrastructure platform, suggesting programmatic/agent access to the platform.
What industry is Fiskl AI Accounting in?
Fiskl AI Accounting's product category is Cloud Accounting Software. Its primary akta.pro industry code is HDAEAEAA, Core ERP Suites (Financials, Procurement, Projects), with a secondary code of FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure. Its NAICS code is 513210 and its SIC code is 7372.