DR.CASH

What DR.CASH does

DR.CASH is a Brazilian fintech company headquartered in São Paulo that provides receivables and payment infrastructure to healthcare clinics. Founded in 2016, the company enables clinics to offer patients installment payment plans of up to 24 installments via boleto parcelado, while guaranteeing clinics receipt of funds within 48 hours and absorbing all patient default risk. Its two core products are Boleto Parcelado para Clínicas, the installment payment engine, and Cadastro Expresso, a self-serve onboarding flow that credentials new clinics on the platform within minutes. Distribution is direct-to-clinic through the company's website (drcash.com.br) with dedicated portal access for registered clinics.

The underlying platform combines clinic onboarding (KYC/credentialing), patient installment plan origination, collections infrastructure, and receivables advance financing to clinics. By taking on default risk internally, Dr.Cash converts a structural barrier to installment selling for individual clinics into a serviceable product, with revenue generated via transaction fees on each installment payment processed. The company serves a fragmented SMB healthcare clinic base across Brazil, with no publicly disclosed pricing tiers or fee schedules — pricing appears to be quote-based per clinic arrangement. Headcount stands at 101-250 employees.

DR.CASH has raised approximately $10.74 million across two disclosed rounds: a 2021 seed led by Bossa Invest (with Incubate Fund participation) and a January 2023 Series A of roughly $10.45 million led by Banco Votorantim, a major Brazilian financial institution. The company is led by CEO Anastasia Perevoznikova. There is no disclosed information on M&A activity, patents, awards, strategic partnerships, or AI/ML capabilities, and the firm does not currently operate outside Brazil.

Name

DR.CASH

Legal name

Dr.Cash

Website

https://drcash.com.br

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

101–250 employees

Short description

Dr.Cash is a Brazilian fintech that enables healthcare clinics to offer patients installment payments (boleto parcelado) of up to 24x, with 48-hour settlement to clinics and full absorption of default risk. The São Paulo-based company serves SMB clinics across Brazil.

Ownership category

akta.pro rank

Product category

Healthcare Fintech / Patient Payment Solutions

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Consumer Electronics & Appliance Financing (FSAKAFAL)

akta.pro secondary industry

Patient Billing, Statements & Payment Processing (HLACACAG)

Keywords

• Healthcare installment payments
• Clinic fintech solutions
• Boleto parcelado services
• Medical payment processing
• Patient financing platform

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Technology or R&D, Personnel, Marketing or Sales

Revenue model

1. Transaction-based installment payments: Dr.Cash generates revenue through transaction fees on installment payments processed for healthcare clinics. Clinics receive payment within 48 hours while patients pay in installments up to 24x.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

DR.CASH is a Brazilian fintech that provides healthcare clinics with an installment payment ticket (Boleto Parcelado) product, allowing patients to pay medical procedures in up to 24 installments while the clinic receives full payment within 48 hours and bears no default risk. Complementing this, the Cadastro Expresso service onboards new clinics onto the platform within minutes through an express registration flow. Together the two offerings form an integrated financial ecosystem tailored to the Brazilian healthcare sector.

Product overview

DR.CASH is a fintech platform offering financial solutions specifically designed for healthcare clinics. The product portfolio consists of two core offerings: Boleto Parcelado para Clínicas, which enables clinics to offer installment payment options (up to 24x) to patients with guaranteed 48-hour settlement and no default risk, and Cadastro Expresso, a rapid clinic onboarding service that credentials new clinics in minutes. These products work together as an integrated financial ecosystem for the healthcare sector.

Differentiator

Problem solved

Functional benefit

Products and services

• Boleto Parcelado para Clínicas A financial solution that enables healthcare clinics to offer patients installment payment plans of up to 24x via boleto (Brazilian payment ticket), with the clinic receiving full payment within 48 hours and zero default risk, since the platform absorbs patient credit risk and handles collections.
• Cadastro Expresso An express registration and credentialing service that onboards healthcare clinics onto the DR.CASH platform within minutes, enabling them to begin offering Boleto Parcelado installment plans to their patients almost immediately after signing up.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Hiper: Brazilian fintech offering digital accounts, payment solutions, and credit/financing products tailored to small and mid-sized merchants, including healthcare-adjacent SMBs — directly comparable as a Brazil-focused fintech serving SMB merchants with embedded credit.
• Cobre Fácil: Brazilian fintech providing payment and working-capital solutions for SMBs and clinics; overlaps with Dr.Cash in serving Brazilian clinics with embedded financial products.
• Wellbe: Brazilian healthtech that builds financial and operational infrastructure for healthcare providers, directly comparable as a Brazil-based, healthcare-focused fintech serving clinics.

Emerging players

• Cora: Brazilian digital bank for SMBs offering accounts, payments, and credit products; overlaps with Dr.Cash's SMB-clinic target segment and embedded credit distribution model.
• Niwa: Brazilian fintech providing SMB working capital and credit; comparable as a transactional credit provider targeting underserved Brazilian SMBs, though broader than healthcare.

Others

• Banco Votorantim: Lead Series A investor in Dr.Cash and one of Brazil's largest private banks; a key strategic partner and potential distribution channel whose own merchant/healthcare credit products could overlap or accelerate Dr.Cash's reach.

Broad incumbents

• Mercado Pago: Payments and credit arm of MercadoLibre, offering installment plans and merchant credit across LatAm; broad incumbent whose merchant credit product competes with Dr.Cash's installment offering.
• PagBank / PagSeguro: Large Brazilian merchant acquirer and digital bank offering installment payment options to merchants; broad incumbent that competes in the same SMB merchant space, including healthcare.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/drcashbr
• Facebookfacebook.com/drcashglobal
• LinkedInlinkedin.com/company/drcash

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds2 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DR.CASH