Enzo

What Enzo does

Enzo (legal entity: SafeHome GmbH) is a Heidelberg-based InsurTech and PropTech startup, founded in 2022, that combines a patented IoT water leak sensor with cloud-based AI analytics to detect micro-leaks in residential building water pipes before they result in damage. The flagship hardware product, the one.drop sensor, attaches non-invasively to the main freshwater pipe, uses temperature-based detection (the company claims 40x the precision of a standard water meter), and transmits data via NB-IoT without requiring Wi-Fi or a permanent power connection. Temperature readings and water usage patterns (timing, duration, historical behavior) are analyzed in real time by Enzo's cloud-based AI to identify anomalies and trigger early intervention.

The company operates a B2B2C go-to-market model anchored on the German residential building insurance industry, with at least ten named insurance partners (Gothaer, ALH, Rheinland, SV Sparkassenversicherung, Generali, Adam Riese, Inter Versicherungsgruppe, GEV, Hiscox, SHB-Versicherung) distributing the technology to their policyholders. Insurer partners access a real-time dashboard showing active and resolved incidents, claims savings, water saved, and CO2 impact, enabling portfolio-level risk management. SafeHome GmbH also operates as a licensed insurance agent (Assekuradeur), distributing a digital homeowners insurance product (Smarte Wohngebäudeversicherung) and earning commissions on policies that bundle the sensor.

Revenue is generated through three streams: hardware sale or rental of the one.drop sensor, a one-time €70 software service fee covering a five-year minimum term (waived for customers with certified Enzo insurance policies), and insurance commissions earned via the Assekuradeur arrangement. Enzo offers a performance guarantee on qualified insurer portfolios, refunding the difference between service fees and realized claims savings if the technology underperforms. The company has raised a total of €6.2M in disclosed seed funding (€2.3M in July 2024 plus a €4M extension in October 2025) and is led by co-founders Sascha Wolf (CEO) and Marvin Follmann (CTO), with stated plans for international expansion beyond Germany.

Name

Enzo

Legal name

SafeHome GmbH

Website

https://heyenzo.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Enzo is a Heidelberg-based InsurTech/PropTech startup combining a patented IoT water leak sensor with cloud-based AI to detect micro-leaks in residential pipes, selling primarily through German insurance partners and distributing a digital homeowners insurance product via its Assekuradeur entity.

Ownership category

akta.pro rank

Product category

InsurTech Water Damage Prevention

NAICS

Automatic Environmental Control Manufacturing for Residential, Commercial, and Appliance Use (334512), Other Measuring and Controlling Device Manufacturing (334519), Totalizing Fluid Meter and Counting Device Manufacturing (334514), Navigational, Measuring, Electromedical, and Control Instruments Manufacturing (33451)

SIC

Industrial Instruments For Measurement, Display, And Control (3823), Totalizing Fluid Meters & Counting Devices (3824)

akta.pro primary industry

Water Leak Detection & Smart Shutoff Valve Systems (HSAHAGAA)

akta.pro secondary industries

Commercial/Residential Building Water Management & Leak Analytics Services (HSAHAGAK), Environmental Monitoring (Water Leak/Freeze/Gas) Services (HSAHAAAK), Water Management, Leak Detection & Smart Plumbing (HSAPAPAL), Multi-Sensor Environmental Monitoring Hubs & Smart Home Integrations (HSAHAGAJ)

Keywords

• IoT water leak sensors
• AI anomaly detection
• Water damage prevention
• Insurtech risk monitoring
• Smart building sensors

Headquarters

HQ city

Heidelberg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Supply Chain, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Hardware Sales/Rental: Sale or rental of one.drop sensors to property owners. Sensors can be purchased outright or rented within an agreed minimum contract period.
2. Software Subscription: Online-based software solution for sensor data analysis. One-time additional service fee of 70 EUR for 5-year minimum term. Fee waived for customers with certified insurance contracts.
3. Insurance Commission: SafeHome GmbH acts as insurance agent (Assekuradeur) earning commissions from insurance companies whose products are distributed. Receives commissions included in insurance premiums plus special commissions based on claims ratios.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Enzo sells a patented IoT water leak sensor (one.drop) that attaches non-invasively to building freshwater pipes and transmits temperature data via NB-IoT to a cloud-based AI engine, which detects micro-leaks and usage anomalies in real time. The company packages this with a portfolio-level dashboard for insurance partners and operates as an Assekuradeur (managing general agent) under SafeHome GmbH to distribute smart home insurance products that integrate the prevention technology.

Product overview

Enzo offers an integrated water damage prevention ecosystem combining an IoT hardware sensor (one.drop), cloud-based AI analytics, and a digital insurance platform. The one.drop sensor attaches to building water pipes to detect leaks via temperature analysis, transmitting data via NB-IoT to Enzo's AI which identifies anomalies in real time. Insurance partners access a real-time dashboard to monitor portfolio risk and claims savings, while homeowners receive monitoring and leak detection services. The company operates as SafeHome GmbH, acting as an insurance agent distributing smart home insurance products in partnership with insurance companies.

Differentiator

Problem solved

Functional benefit

Brands

• one.drop: Patented water leakage sensor technology for detecting water flow anomalies in building infrastructure. The sensor is 40x more precise than a water meter and can be installed in minutes in any building worldwide.

Products and services

• one.drop Leckage-Sensor (Leakage Sensor) Patented IoT sensor that attaches non-invasively to a building's main freshwater pipe to detect micro-leaks via temperature analysis, transmitting data via NB-IoT without requiring Wi-Fi or permanent power. Achieves 40x the precision of a standard water meter and is sold or rented to homeowners and insurance partners for water damage prevention.
• Smarte Wohngebäudeversicherung (Smart Home Insurance) Digital homeowners insurance product distributed online by SafeHome GmbH acting as an insurance agent (Assekuradeur), offering Enzo-branded building insurance coverage in cooperation with partner insurance companies. The product integrates with the one.drop sensor for prevention-based pricing and service.
• Enzo Dashboard (Insurer Dashboard) Real-time analytics dashboard for insurance partners displaying active and resolved water incidents, claims savings, water saved, and CO2 impact across their policy portfolio. Enables insurers to monitor risk, measure prevention effectiveness, and identify high-risk buildings using Enzo's risk model.
• Wasserschaden-Service (Water Leakage Service for Insurers) Full-service water damage prevention offering for insurance partners covering risk assessment, building selection, sensor installation, 24/7 monitoring, customer support, and leak localization. Insurance partners define coverage scope while Enzo manages execution end-to-end.

Quantifiable outcome

• 70% reduction in water damage costs achievable
• +4 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature3 records

Partnerships

Ten partnerships are on record, tiered core.

• Gothaer VersicherungcoreChannel Partner/ Reseller/ DistributorInsurance partner using Enzo sensors to offer tailored water damage prevention policies to policyholders. Sensors sold to Gothaer and distributed to their customers.
• ALH (Alte-Leipziger)coreChannel Partner/ Reseller/ DistributorInsurance partner distributing Enzo water damage prevention technology to policyholders.
• Rheinland VersicherungcoreChannel Partner/ Reseller/ DistributorInsurance partner using Enzo technology for water damage prevention services.
• SV SparkassenversicherungcoreChannel Partner/ Reseller/ DistributorInsurance partner distributing Enzo water damage prevention solutions to Sparkassen customers.
• GeneralicoreChannel Partner/ Reseller/ DistributorInsurance partner offering Enzo-powered water damage prevention to policyholders.
• Adam Riese GmbHcoreChannel Partner/ Reseller/ DistributorInsurance partner using Enzo sensors for water leak detection services.
• Inter VersicherungsgruppecoreChannel Partner/ Reseller/ DistributorInsurance group partner distributing water damage prevention technology to policyholders.
• GEV (Gebäudeversicherer)coreChannel Partner/ Reseller/ DistributorBuilding insurer partner using Enzo technology for water damage prevention.
• HiscoxcoreChannel Partner/ Reseller/ DistributorInsurance partner offering Enzo water damage prevention technology.
• SHB-VersicherungcoreChannel Partner/ Reseller/ DistributorInsurance partner distributing Enzo technology for water damage prevention.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Grohe Sense Guard: Grohe (LIXIL) offers the Sense Guard smart water sensor and shutoff system integrated into premium plumbing installations. A larger incumbent leveraging its plumbing fixture footprint to deploy leak detection — overlapping with Enzo's insurance-driven model but more installer-led.
• Resideo (Honeywell Home): Resideo markets Honeywell Home water leak detectors and shutoff valves integrated with broader security and HVAC smart-home ecosystems. Larger incumbent with established insurance and security-channel relationships relevant to Enzo's go-to-market.
• Netatmo (Legrand): Netatmo, owned by Legrand, sells smart home sensors including water leak detectors integrated into a broader smart-home ecosystem. Comparable consumer-grade IoT leak sensor but as part of a wider portfolio rather than insurance-led offering.
• Uponor (Phyn Plus legacy): Uponor is a major European plumbing and heating solutions provider that has invested in smart water monitoring (formerly via Phyn partnership). Incumbent with deep European installer relationships — comparable IoT-for-water strategy, though primarily plumbing-led.

Direct peers

• Phyn: Phyn offers AI-powered smart water monitoring and leak detection sensors that attach to plumbing and analyze flow patterns. Direct competitor to Enzo's one.drop sensor with a similar B2C and B2B2C motion, though with broader geographic reach.
• Flo by Moen: Flo by Moen is a smart water shutoff and leak detection system that monitors whole-home plumbing for leaks and abnormal usage. Closest direct US-based competitor, combining hardware sensor with AI analytics for proactive water damage prevention.

Regional players

• Watersafe / Sentinel Hydrotec: UK-based water leak detection and shutoff provider focused on residential insurance claims reduction. Comparable insurer-channel motion to Enzo, but serving UK/Ireland rather than German-speaking markets.
• Leakomatic: Leakomatic is a Nordic water leak detection solution primarily serving Swedish and Scandinavian property managers and insurers. Comparable IoT + analytics model but focused on the Nordic market rather than DACH.

Emerging players

• Bibus AG: Swiss sensor and leak-detection provider for property and industrial applications with overlap into the European residential water-risk market. Emerging peer in the European water-leak detection category.
• Utopus Insights (Vontu): Energy/water analytics platform applying AI to detect anomalies in building water and energy usage for utilities and insurers. Adjacent emerging player in the same AI-for-water-risk category as Enzo.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/heyenzoDE

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds3 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Enzo