Al Tadamun Microfinance Foundation

What Al Tadamun Microfinance Foundation does

Al Tadamun Microfinance Foundation is a Cairo-based, non-profit microfinance organization founded in 1996 that provides small-scale credit and financing to women-owned micro-enterprises across Egypt. Its stated mission is to address the financial inclusion gap for women micro-entrepreneurs who are typically underserved by formal banking institutions due to lack of collateral, credit history, or formal documentation. The foundation targets a single, well-defined customer segment: women operating micro-projects in sectors including agriculture and other small-scale trades, with no disclosed sub-segments or institutional clients.

The foundation operates as a single-line microcredit institution. There is no evidence of a multi-product platform, mobile app, API, or proprietary technology infrastructure; product offering is described as microcredit lending rather than a technology-enabled financial services stack. Distribution is described in general terms as community-based or partner-mediated outreach to reach women entrepreneurs across Egypt, with no disclosed digital channels, pricing tiers, or contract structures.

The business model is debt-funded micro-lending: the foundation borrows from institutional lenders — including the Agricultural Bank of Egypt (EGP 100 million agreement, September 2024), QNB Bank (EGP 195 million credit facility renewal, March 2025), Ebank, the Egyptian Arab Land Bank, and Qatar National Bank Alahli — and on-lends to individual women borrowers. As a non-profit, it does not pursue equity returns, and revenue mechanics (interest income, fees, subsidy flows) are not publicly disclosed. Leadership consists of CEO Reham Farouk; no additional management team, board, or headcount growth data is available.

Name

Al Tadamun Microfinance Foundation

Legal name

Al Tadamun Microfinance Foundation

Website

https://altadamun.org

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Al Tadamun Microfinance Foundation is a Cairo-based non-profit founded in 1996 that provides small-scale microcredit to women-owned micro-enterprises across Egypt, funded primarily through debt facilities from major Egyptian banks.

Ownership category

akta.pro rank

Product category

Microfinance

NAICS

Nondepository Credit Intermediation (5222)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Microloans & Working Capital Loans (FSAKAGAA)

akta.pro secondary industries

Microfinance, Financial Inclusion & Inclusive Markets (BPAGABAM), Agricultural & Rural Microfinance (FSAKAGAG)

Keywords

• Microfinance lending
• Women micro-entrepreneurs
• Microcredit services
• Financial inclusion
• Microenterprise financing

Headquarters

HQ city

Cairo

HQ country

Egypt

HQ region

Africa

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations

Core offering

Al Tadamun Microfinance Foundation is a non-profit microfinance organization that provides credit facilities and microloans to underprivileged women micro-entrepreneurs across Egypt. The foundation funds its micro-lending operations primarily through debt-financing agreements with major Egyptian banks, including the Agricultural Bank of Egypt and QNB Bank, to expand access to small-scale financing for women-owned micro-projects.

Product overview

Al Tadamun Microfinance Foundation is a non-profit microfinance organization that provides financing and credit facilities to support women-owned micro-projects across Egypt. The organization offers microcredit services, primarily funded through partnerships with banks such as the Agricultural Bank of Egypt and QNB Bank. Based on the available source data, the company operates as a single service offering focused on microfinance lending rather than a multi-product platform architecture.

Differentiator

Problem solved

Functional benefit

Products and services

• Microcredit for Women-Owned Micro-Projects

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• BRAC: Global non-profit development organization with one of the world's largest microfinance programs serving women entrepreneurs. Comparable to Al Tadamun in mission (women's financial inclusion), nonprofit structure, and microcredit product, though operating at much greater global scale.
• Grameen Bank: Pioneering microfinance institution founded by Muhammad Yunus, focused on extending small loans to impoverished borrowers, especially women. Comparable to Al Tadamun in microcredit-for-women model and nonprofit mission, though structured as a specialized bank rather than a foundation.
• Alexandria Business Association (ABA): One of Egypt's oldest and largest microfinance NGOs, originating microcredit for low-income entrepreneurs including women. Comparable to Al Tadamun in nonprofit MFI structure, mission-driven focus, and Egyptian operating footprint, with a longer track record.

Direct peers

• MCV (Micro Credit Vision): Egyptian microfinance company providing small-scale credit to micro-entrepreneurs and underserved populations. Directly comparable to Al Tadamun in microcredit product offering and Egyptian operating geography.
• Tanmeyah Microfinance: Egyptian microfinance institution offering small loans to underserved segments including women and micro-entrepreneurs. Directly comparable to Al Tadamun in product (microcredit), target customer (underserved Egyptian micro-borrowers), and operating geography.
• Lucky Microfinance Foundation: Egyptian non-profit MFI providing microloans to low-income and women entrepreneurs. Closely comparable to Al Tadamun in mission-driven nonprofit structure, microcredit product, and Egyptian focus on financially underserved populations.

Emerging players

• Khazna: Egyptian fintech offering financial inclusion products including microcredit to underbanked populations. Comparable to Al Tadamun in target customer (underserved Egyptian borrowers) but differentiated by digital delivery model.
• MNT-Halan: Egyptian fintech-lending platform serving unbanked and underbanked customers with microcredit and consumer loans. Comparable in target segment (underserved Egyptian borrowers) but differentiated by digital-first model versus Al Tadamun's traditional microfinance approach.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/altadamun

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds4 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Al Tadamun Microfinance Foundation