What Compass Labs does

Compass Labs Ltd. is a UK-incorporated, venture-backed developer-infrastructure company that provides an API-first abstraction layer over decentralized finance (DeFi) protocols. Founded in 2022 and headquartered in London, Compass Labs offers a unified interface covering 90+ protocol endpoints across Ethereum, Base, and Arbitrum — spanning stablecoin yield (Aave, Morpho, Sky, Ethena, ERC-4626 vaults), crypto-backed credit (Aave leverage), tokenized real-world assets, perpetual futures (now routed through Hyperliquid), swaps (Uniswap V3, 1inch, Odos), yield trading (Pendle), and cross-chain USDC bridging via Circle CCTP V2. The platform is consumed through three surfaces: a JavaScript/TypeScript SDK, a React widget library, and a CLI; supporting modules include the Dojo execution engine, the Compass Bundler, a Studio dashboard, and a Risk Dashboard covering Aave, Morpho, and Pendle.

The company's target customers are non-custodial wallet providers, fintechs and neobanks, and (per its newer vertical page) institutional allocators. Named production customers include THORWallet, Arca (Constellation Network), and OpenTrade, with technology partners Para, Turnkey, and Sly extending distribution into embedded-wallet and agent-payments use cases. Compass Labs is backed by a16z crypto (which led its $1.5M seed round in March 2024) and Stanford Blockchain Accelerator, holds ISO 27001 certification, and advertises 99.99% uptime and a non-custodial architecture in which users always retain control of keys.

Go-to-market is primarily product-led growth through self-serve API keys (1,000 free calls per month) and developer documentation, supplemented by an enterprise/demo motion for larger integrations and a channel motion through technology partners. Revenue is structured around embedded transaction fees ("revenue eventually, from day one") and usage-based API pricing, with a stated value proposition of compressing DeFi integration timelines from 6–12 months and $500K–$1M of in-house build cost to roughly a one-week, zero-up-front engagement.

Name

Compass Labs

Legal name

Compass Labs Ltd.

Website

https://compasslabs.ai

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

Compass Labs is a London-based, a16z-backed developer-infrastructure company that provides an API-first DeFi abstraction layer (90+ endpoints across Ethereum, Base, and Arbitrum) for wallets, fintechs, neobanks, and AI agents to embed yield, lending, trading, and cross-chain transfers without holding custody.

Ownership category

akta.pro rank

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Transaction Fees: Fees charged on customer transactions executed through the DeFi protocol infrastructure. Revenue scales with transaction volume processed through the platform.
2. Embedded Fees: Built-in fee structure where Compass takes a margin on transactions. Customer revenue eventually, from day one - monetization is integrated into the product architecture.
3. API Usage Fees: Free tier with 1,000 API calls per month for testing. Premium usage beyond free tier likely generates additional revenue.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

Compass Labs provides a unified DeFi API and SDK infrastructure platform that enables wallets, fintechs, neobanks, and institutions to embed non-custodial yield, lending, tokenised assets, and perpetual futures into their applications. The offering spans a JavaScript/TypeScript API SDK, React widget components, the Studio web dashboard, and the Dojo on-chain execution engine across Ethereum, Base, and Arbitrum networks.

Product overview

Compass Labs is an Embedded DeFi infrastructure company offering a platform-plus-modules architecture. The core product portfolio spans Earn (stablecoin yield), Loans (crypto-backed credit via Aave), Tokenised Assets (RWAs), and Perpetuals (GMX-powered futures). Supporting the core products are Studio (web dashboard for portfolio and risk management), Dojo (the on-chain execution engine with IDE autocompletion), a Risk Dashboard (real-time analytics), and a React Widget SDK (@compass-labs/widgets) for embedding DeFi into third-party apps. Developers access the platform via a JavaScript/TypeScript API SDK (@compass-labs/api-sdk) with over 90 endpoints spanning Ethereum, Base, and Arbitrum. The platform automates DeFi operations including yield optimization, borrowing, swaps, and cross-chain transfers through integrations with Aave, Morpho, Sky, Ethena, GMX, Uniswap, 1inch, Pendle, Circle CCTP, and Safe smart accounts.

Differentiator

Problem solved

Functional benefit

Products and services

• Earn (Stablecoin Yield) Stablecoin yield product that lets end-users earn yield on USDC and other stablecoins via automated DeFi strategies across Aave, Morpho, Sky, Ethena, and ERC-4626 vaults. Targeted at wallets, fintechs, and neobanks that want to embed a savings feature without building or auditing their own protocol integrations.
• Loans (Crypto-Backed Borrowing) Crypto-backed borrowing product allowing users to borrow against collateral such as ETH and WBTC using Aave credit accounts deployed via Safe smart contracts, with leverage and automated debt management. Designed for wallets and fintechs embedding a no-credit-check lending experience.
• Tokenised Assets

Quantifiable outcome

• 90+ protocol endpoints accessible via unified API
• +3 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability6 records

Feature6 records

Partnerships

Five partnerships are on record, tiered core and supporting.

• ParacoreTechnology or IntegrationPara is an all-in-one developer suite for provisioning and managing embedded wallets. The partnership enables wallet providers using Para to access Compass Labs' DeFi protocol infrastructure, creating a combined offering for embedded wallet development with full DeFi capability.
• THORWalletcoreTechnology or IntegrationTHORWallet is a non-custodial DeFi wallet that integrates with Compass Labs infrastructure to provide DeFi protocol access, gas sponsorship, and transaction bundling capabilities to its users.
• TurnkeycoreTechnology or IntegrationTurnkey provides flexible wallet infrastructure. The partnership allows Turnkey's wallet infrastructure customers to leverage Compass Labs' DeFi protocol APIs and gas abstraction services.
• SlysupportingTechnology or IntegrationSly is an agent-first payments platform. The partnership enables integration between agent-based payment systems and DeFi protocol infrastructure.
• Arca (Constellation Network)coreTechnology or IntegrationArca is a mobile dollar wallet from Constellation Network. The partnership provides Arca users with access to DeFi protocols via Compass Labs infrastructure and CCTP cross-chain USDC transfers.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Alchemy: Alchemy is a leading blockchain developer platform providing APIs, node infrastructure, and developer tooling for web3 applications. It is directly comparable to Compass Labs as a developer-facing infrastructure layer, though broader in scope (RPC, indexing, and tooling across many chains).
• Biconomy: Biconomy provides transaction infrastructure including gas sponsorship, smart accounts, and bundling for Web3 apps. It overlaps directly with Compass's gas sponsorship, transaction bundling, and smart-account capabilities for embedded DeFi.
• Privy: Privy offers embedded wallet infrastructure for fintechs and web3 apps. While its core focus is wallet onboarding/auth, its embedded-wallet positioning for fintechs competes head-to-head with Compass's 'DeFi layer for fintechs' go-to-market.
• Turnkey: Turnkey provides flexible wallet infrastructure used by fintechs and crypto apps. It is both a partner and a peer — the wallet infrastructure layer overlaps with Compass's embedded wallet and product account capabilities, and Turnkey customers can choose between the two.
• 0x (ZeroEx): 0x provides DEX aggregation and swap APIs used by wallets and DeFi apps. Compass's swap and routing endpoints (via 1inch and Odos) compete with 0x's aggregator layer for embedded swap use cases.
• 1inch: 1inch is a major DEX aggregator whose swap infrastructure Compass Labs integrates natively. As a peer, 1inch competes for the same embedded-swap use case in wallets and fintechs and could disintermediate Compass's routing layer.
• Para: Para is an all-in-one developer suite for embedded wallets, and a mutual integration partner of Compass. As a peer, Para's embedded-wallet developer tooling competes for the same fintech and wallet developer mindshare.

Emerging players

• Moralis: Moralis provides Web3 APIs, data, and developer infrastructure for blockchain applications. It overlaps with Compass on developer APIs and on-chain data, though it focuses more on data and authentication than DeFi-protocol execution.

Broad incumbents

• QuickNode: QuickNode is an established blockchain infrastructure provider offering RPC nodes, APIs, and developer tooling across many chains. It is a broader incumbent than Compass, with overlapping developer API positioning but a much wider scope.
• Fireblocks: Fireblocks provides institutional digital-asset custody, settlement, and infrastructure. As a broad incumbent, it overlaps with Compass's institutional segment but with a fundamentally different custody-centric architecture.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/labs_compass
• GitHubgithub.com/CompassLabs
• LinkedInlinkedin.com/company/compass-labs-ai

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Compass Labs