Lea bank
- Company typePrivate
- Founded2016
- HeadquartersOslo, Norway
- Headcount11–50
- GTM typeB2C
- OfferingServices
Lea bank firmographics
Firmographics- Name
- Lea bank
- Legal name
- Lea Bank ASA
- Website
- https://leabank.no
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Lea bank industry classification
Industry- Product category
- Retail Banking
- NAICS
- Depository Credit Intermediation (5221), Credit Intermediation and Related Activities (522)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Retail Lending (Personal Loans, Auto, Credit Lines) (FSABAAAB)
- akta.pro secondary industries
- Retail Credit (Closed-End) & Promotional Financing (0%/Deferred Interest) (FSAKAFAF), Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where Lea bank is headquartered
LocationHeadquarters
- HQ city
- Oslo
- HQ country
- Norway
- HQ region
- Europe
Offices1 record
Markets served
Lea bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Consumer Loan Interest Income: Lea Bank generates revenue primarily through interest income on consumer loans, including personal loans, refinancing, kitchen loans, and car loans offered to customers across multiple European countries.
- Deposit Product Revenue: Revenue generated from deposit products including savings accounts, high interest accounts, and savings account plus offerings to European customers.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Lea bank product offering
Product offeringCore offering
Lea Bank provides unsecured consumer credit — including personal loans, loan refinancing, kitchen renovation loans, and car loans — alongside retail deposit products such as high-interest savings accounts, savings account plus, and standard savings accounts. All products are delivered digitally through the company's online platform to individual retail customers across multiple European countries, with optional payment protection insurance available alongside the lending products.
Product overview
Lea Bank operates as a digital banking platform offering a portfolio of consumer lending products and savings/deposit services. The core lending offerings include consumer loans (forbrukslån), refinancing solutions, specialized kitchen renovation loans (kjøkkenlån), and car loans (billån). On the savings side, the bank provides high-interest accounts (Lea Høyrentekonto), savings account plus, and standard savings accounts. Additionally, the bank offers payment insurance as an add-on product to protect borrowers. All products are accessible through the company's Norwegian website and serve customers across multiple European countries.
Differentiator
Problem solved
Functional benefit
Products and services
- Forbrukslån (Consumer Loan) Unsecured personal consumer loans for individual borrowers, providing financing for various personal expenses.
- Refinansiering (Refinancing) Loan refinancing service allowing customers to consolidate existing debt into a single loan with potentially better terms.
- Kjøkkenlån (Kitchen Loan) Specialized loan product for kitchen renovations and home improvement projects.
- Billån (Car Loan) Vehicle financing loan for purchasing cars and other automobiles.
- Lea Høyrentekonto (Lea High-Interest Account) High-interest savings account for customers to deposit and grow their savings.
- Sparekonto Pluss (Savings Account Plus) Enhanced savings account with additional features and benefits for savers.
- Sparekonto (Savings Account) Standard savings account for customers to deposit and accumulate savings.
- Betalingsforsikring (Payment Insurance) Standalone payment protection insurance product that covers loan repayments in case of unexpected circumstances such as illness or unemployment; available to individual borrowers.
Companies that use Lea bank
Customer profileSegments1 record
Ideal customer profiles1 record
Lea bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Lea bank partnerships and signals
Strategic signalScale indicators3 records
Recent moves8 records
Expansion highlights6 records
Lea bank competitors and assessment
Company assessmentDirect peers
- Instabank ASA: Norwegian digital consumer bank offering personal loans and savings products to retail customers via online channels — closely mirrors Lea Bank's product mix, geography, and digital-only distribution model.
- Komplett Bank ASA: Norwegian digital consumer bank providing personal loans, refinancing, and savings accounts online to Norwegian consumers — a direct head-to-head competitor in the same fintech-adjacent retail lending niche as Lea Bank.
- Nordax Bank AB (NOBA Bank Group): Stockholm-headquartered specialist consumer lender (formerly Nordax) that acquired Bank Norwegian and operates across the Nordics — directly comparable business model focused on personal loans, refinancing, and deposits with cross-selling into adjacent products.
- Resurs Bank AB: Nordic consumer and retail finance provider offering personal loans, cards, and savings to consumers in multiple European markets — same multi-market digital consumer credit thesis and comparable product breadth.
- Ikano Bank AB: IKEA/Inter-IKEA owned Nordic bank offering consumer loans, credit cards, and savings across the Nordics — overlaps with Lea Bank on consumer lending, deposits, and digital distribution.
- BB Finans AS: Norwegian consumer credit specialist providing personal loans, refinancing, and savings to retail customers via digital channels — same Norwegian regulatory perimeter and product positioning as Lea Bank.
- Marginalen Bank ASA: Norwegian digital bank offering consumer loans, refinancing, and savings products to retail customers — directly comparable Nordic digital consumer bank peer.
- Lunar: Nordic digital retail bank serving consumers across Denmark, Sweden, and Norway via an app-based platform offering lending, deposits, and payments — same digital-first, multi-market Nordic retail banking model.
Broad incumbents
- Multitude SE: Malta-listed parent of Multitude Bank and Lea Bank's largest shareholder; operates multiple digital lending and banking brands across Europe — a broader incumbent whose portfolio overlap with Lea Bank's consumer credit and SME financing businesses makes it the most relevant strategic comparator.
- Klarna Bank AB: Swedish-founded fintech and bank providing consumer credit, pay-later, and savings products across Europe — broader incumbent with overlapping retail consumer credit and deposit activities and a recently received banking license, comparable in pan-European digital consumer finance orientation.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Lea bank social profiles
Digital presenceLea bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lea bank leadership team
Management profileNumber of profiles
Profiles1 record
Lea bank funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lea bank M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lea bank
What does Lea bank do?
Lea Bank provides unsecured consumer credit — including personal loans, loan refinancing, kitchen renovation loans, and car loans — alongside retail deposit products such as high-interest savings accounts, savings account plus, and standard savings accounts. All products are delivered digitally through the company's online platform to individual retail customers across multiple European countries, with optional payment protection insurance available alongside the lending products.
Is Lea bank a public or private company?
Lea bank is a private company. It is classified as public and is currently operating.
When was Lea bank founded?
Lea bank was founded in 2016. It employs 11 to 50 people.
Where is Lea bank based?
Lea bank is headquartered in Oslo, Norway, in the Europe region.
How does Lea bank make money?
Two revenue lines are on record. Consumer Loan Interest Income is the primary driver. The others are deposit Product Revenue.
Who are Lea bank's main competitors?
Direct peers on record are Instabank ASA, Komplett Bank ASA, Nordax Bank AB (NOBA Bank Group), Resurs Bank AB, Ikano Bank AB, BB Finans AS, Marginalen Bank ASA and Lunar. Broad incumbents are Multitude SE and Klarna Bank AB.
Does Lea bank have an API?
No public API is recorded for Lea bank.
What industry is Lea bank in?
Lea bank's product category is Retail Banking. Its primary akta.pro industry code is FSABAAAB, Retail Lending (Personal Loans, Auto, Credit Lines), with a secondary code of FSAKAFAF, Retail Credit (Closed-End) & Promotional Financing (0%/Deferred Interest). Its NAICS code is 5221 and its SIC code is 6141.